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2025 CALGARY BUYERS GUIDE

real estate professionals    the institute for luxury home marketing

2025 BUYERS GUIDE

SCROLL DOWN FOR JUST LISTED HOMES

USE A TEAM WITH OVER 23 YEARS EXPERIENCE TO WORK FOR YOU !

**Remember -There are no costs to you as the buyer for our commission or sending latest listings. 

Purchasing a Home can be tremendously exciting, so it’s important that everything is done right. In addition to ensuring that no surprises arise, we also make sure that you understand what you are signing. We are there to support you and as your real estate professional walk you through what will probably be one of the biggest and most rewarding decisions of your life.

Here is our brief guide to Home Buying in Calgary and Area. As well as using our guide we suggest that you have legal advice before moving forward with any transaction and we are here to suggest various legal council lawyers to choose from who would be happy to answer any legal concerns.

Our experience is based on over 23 years working in Calgary and Area Real Estate, and recognised by The Institute of Luxury Home Marketing in 2010 with a Certified Guild Membership based on proven sales and service.

This website has all you will need to find the home you are looking for, with a Real Time Data feed from IDX updated twice a day. Your search will not include sold homes, just those available to be shown, but you can request Sold statistics for any areas you are interested in.

All experienced Real Estate Professionals require a client relationship because it allows them to provide the full range of services that buyers need and deserve. It is important that you find someone you feel completely comfortable with, who you can trust, and who listens to you and respects your views.

Market knowledge and expertise are what we specialise in, but at the end of the day, it's your home and your investment, so we have to be a good fit! We would be happy to discuss representation with you.

Like in so many professions, reputation and word-of-mouth are crucial. Indeed, for our client base, past client referrals account for about 75% of our business.

OUR PART IN THE PROCESS!

There are many good reasons to work with a qualified real estate professional — especially a trained professional with industry designations. In a formalised agency relationship, you can expect your buyer's representative to:

1) Provide you with the highest standard of care and service as our client

2) Understand your specific needs and lifestyle wants, and locate appropriate properties.

3) Assist you in determining how much you can afford

4) Help you get pre-approved with your mortgage lender

5) Show you homes that only fit you criteria

6) Adhere to a strict code of ethics as your licensed realtor

A mortgage lender will come up with some close-to-final numbers, presenting you with a preliminary figure for pre-approval. Now you should prepare a thorough and realistic checklist of your current household budget, say, if you're renting an apartment and your expected budget in your prospective new home. You'd be surprised how some new items — such as additional insurance or costs for general repairs — can add to your expenditures as a homeowner. Make sure you take all of these items into consideration when calculating your mortgage affordability.

THE IMPORTANCE OF NOT OVERSPENDING 

Real estate experts cite overbuying as one of the most common mistakes buyers make. Many people spend more on their new home than they can afford. Months later they may realise that their purchase has left them "house poor" with no money left to contribute to savings, other necessities, or even rainy day funds.  So be honest and realistic with your mortgage calculations, as well as the importance of getting pre-approved for a mortgage, since it can actually protect you from going overboard.

COSTS OF HOME OWNERSHIP 

In this buyers guide we explain from deposits to moving expenses, and everything in between, what buying a home involves, more than just a down payment. That may be the largest cost, but there are other things you'll need to plan and budget for.

YOUR DEPOSIT

This is the step you take when you're ready to make an offer to purchase. Let's say you've viewed a selection of properties with us, found one you like, and are ready to get serious about purchasing the property. At this point, you will need to put down a deposit; the amount depends on  the purchase price of the home.  The deposit is held in the trust account of the listing brokerage for the condition period. When it becomes a firm sale after you are satisfied with all conditions being met (waiver time) the deposit is deducted from your total purchase price and is considered part of your down payment.

YOUR DOWN PAYMENT

Generally speaking, the larger a down payment you're able to make, the better, because that means you'll have to borrow less. But you also don't want to leave yourself so cash-poor you can't cover all of the other costs that come with closing a sale.

The minimum amount you can put down is 5% of the purchase price, assuming that you have made an offer to purchase and all conditions have been met.

For example, a $300,000 property would require a minimum down payment of 5%: $15,000; however, if your down payment is less than 20%, which is the case for many first-time home buyers, you will also need mortgage loan insurance.

MORTGAGE LOAN INSURANCE

If your down payment is less than 20% of the purchase price of your home, you are required to have mortgage loan insurance, also known as high-ratio mortgage insurance. It protects your lender — not you — in case you default on your mortgage. Premiums are calculated as a percentage of the amount you put down, changing at the 5%, 10% and 15% thresholds but there is no break for anything in between. Premiums range from 0.5% to 3% and increase if you are self-employed.

So, to buy a $250,000 condo with a 5% down payment of $12,500, a premium of 2.75% on the borrowed amount of $237,500 would total about $6,500. You can pay this in one lump sum or, as many first-time buyers choose to do, you can add it to your mortgage loan amount. This type of insurance is mandatory for high-ratio mortgages, and is only offered through two carriers: CMHC and Genworth Financial.

LAND TRANSFER TAX

Most provinces have such a tax, though it may have a slightly different name (such as property purchases tax), and the rates vary. Alberta, Saskatchewan, and parts of Nova Scotia do not have Land Transfer Tax (LTT) at all, while other provinces use a tiered system. In the tiered systems, the rate varies depending on the purchase price of the house. Your Mortgage lender or your lawyer can advise what the rate would be for the area you're considering buying in.

THE APPRAISAL FEE

Your mortgage lender will likely require an appraisal to ensure the property is worth what you are offering. The reason is two-fold: it prevents you from borrowing more than a property is actually worth, which might apply in cases where multiple would-be buyers enter into a bidding war; and it protects the lender from lending out more than the home's value, which becomes critical should you default on the mortgage. If a lender has to foreclose, they want to be able to recoup the entire loan amount, as well as the costs of foreclosing. The fee for such an appraisal at the time of putting together our buyers guide is typically between $250 and $350, most banks will provide one of their appraisers and cover this cost.

HOME INSPECTION

You wouldn't buy a used car without having a trusted mechanic perform an inspection for you, and a house is no different. Don't even think about buying a home without first having a proper inspection done. In fact, your lender may insist on one to verify the condition of the home.

It's an excellent way to learn as much as you can about the various systems in the home, from the furnace and plumbing to the electrical and roofing. The inspection may identify some repairs that are essential, which we can either negotiate into the purchase price or insist be completed before you proceed with the deal.

The cost of an inspection starts from $350.00 and depends on the size, condition, and age of the property. But this is money well spent, and is an expense that you simply cannot, and should not, avoid.

PROPERTY INSURANCE

Your Alberta mortgage lender will require you to have property insurance in place on closing day. Since the property is actually the security against the loan amount, the lender wants to make sure insurance is in place to cover the cost of replacing the home, and its contents, should something happen.

The fees for insurance vary, since they depend on the value of the property. Insurance has become a very competitive business in recent years, with new companies entering the market, offering different products and options. Consider using the services of a broker, whose job is to find customers the best deal possible among the companies they represent. You may also be able to get a discount if you use the same company you have your other insurance policies with.

MORTGAGE LIFE INSURANCE

Mortgage loan insurance should not be confused with mortgage life insurance, which protects you in the event something happens to you. This type of insurance might be suitable for a young couple or family where there is only one breadwinner, for example. Costs are usually much cheaper than loan insurance. Obtaining life insurance instead of mortgage life insurance is the best bet.

LEGAL FEES

Legal fees for buying real estate range in price, depend on your situation, and must be paid upon closing. When purchasing brand new condos, since such deals can involve more paperwork, the cost might be higher. We can provide you with a local lawyer if you don't already have a relationship with one.

TITLE INSURANCE

Title insurance is yet another type of insurance you will require. Your lawyer will advise you of this type of protection, which insures you against any defects of title to the property. For example, if the previous owners undertook major renovations of the property without proper permitting, you would be protected against any costs required to bring the house up to code.

Typically, at the time of putting together our buyers guide this one-time premium costs less than $500.

MOVING EXPENSES & SERVICE CONNECTIONS

When you're totalling up all the costs of buying your first home, don't forget to include moving expenses and connection fees and deposits for services, such as phone, electricity, and other utilities.

Moving expenses vary widely, depending on your personal circumstances and possessions. Reliability is key, and we can suggest a proven moving service that many of our clients have used.

If you do contract a moving company, do your homework well in advance, get referrals from ourselves or friends and do your own research. Rates and levels of service can vary widely among moving companies, as can insurance coverage, so give yourself lots of time to look into these matters. 

SERVICES AND UTILITIES

Including your phone, electricity, cable TV, and other connections — make sure they are up and running for move-in date. Make sure you call well in advance to make these arrangements, and ask about all associated fees. For example, some utility companies may require a deposit, or charge other fees for new customers with whom they have no billing history.

It is likely you will need the services of a lender when purchasing your home. Once we understand your home purchase requirements we will recommend that you talk to a lender to determine your price range. Your lender will begin the process to pre-approve you for a mortgage, which will include verification of income and down payment (among other details).

Searching to find the right home is a process with us that you should undertake thoroughly and carefully, and you should be just as diligent in sourcing the best loan for you.

Over the past few years mortgage interest rates were historically low—but mortgages went up, but are now starting to come down again. Buyers with Verable Mortgage Rates were in difficult positions as rates went up. Get to know your mortgage costs 

So today should you lock in a rate, or is a variable rate going to make sense and the better option? We have affiliate Mortgage companies we can suggest, who our clients have used before and were happy with their service and rates. Take your time, get advice before committing.

THE IMPORTANCE OF PRE-APPROVAL 

Taking the important step of getting pre-approved affords you knowledge and confidence: you’ll know in advance exactly how much financing you qualify for, and you’ll be confident during your search knowing where you stand.

This is also likely the time when you will first be introduced to the often intimidating and complex world of mortgages. It’s critical you understand your options so you can make an informed decision that suits your personal circumstances.

When you meet with your financial representative, if there’s anything you don’t understand, ask. Ask lots of questions, and If you still don’t get it, ask again. This is not an area to take chances or to be shy, since how you structure your mortgage could amount to tens of thousands of dollars over the term of your loan.

If during this process you sense your lender representative isn’t patient in answering your questions, move on. The financial services industry is very competitive and, assuming you qualify for a mortgage, if one company doesn’t want your business, someone else will.

FIXED OR VARIABLE MORTGAGES 

A fixed mortgage involves a fixed rate of interest over a specified period of time, known as the term. This provides a certain level of peace of mind, since you’ll know exactly what your monthly payments will be, which allows you to budget accordingly.

A variable mortgage, on the other hand, is just like it sounds: the interest rate fluctuates based on the market rates. This can be a good arrangement if rates are on the way down, but it also tests one’s nerves if rates begin to rise.
With rates being as low as they have been over the last couple of years, more and more home buyers are locking into fixed mortgages to take advantage of the low rates.

LONG VS SHORT TERM

The term of the mortgage refers to the life of the mortgage contract, typically anywhere from one to five years. At the end of the term, the mortgage becomes due and payable. In most cases, however, the lender and borrower negotiate a renewal for a new term, which also provides you the opportunity to change the terms of the mortgage if your circumstances change.

So, long versus short term is pretty self-explanatory. Generally speaking, if rates are low it might be a good idea to lock in for a long term. If rates are high, it may be advisable to choose a shorter term until you know how the rates are trending. If they begin to rise, you can consider locking in for a longer term.

OPEN vs CLOSED

This refers to how much flexibility you have to repay the mortgage, in full or with large lump-sum payments, at any time over the term without penalties.

However, you do pay for the flexibility. For example, open mortgages are usually available only for short terms, and the interest rate is often higher. The benefit is you have the freedom to make a large payment when you can.
Closed mortgages, on the other hand, often have lower rates, but you don’t offer the flexibility to make large one-time payments.

AMORTISATION 

This is the period over which your mortgage is paid in instalments. In June 2012, the Canadian government outlined new rules limiting the maximum amortisation period at 25 years. For many first-time buyers, the period is usually 25 years. Generally speaking, the shorter your amortisation, the less interest you have to pay, but the larger your monthly payments will be. Most first-timers go for a long amortisation to keep payments as low as possible, since it’s their first experience with a mortgage.

With all of the above mortgage considerations, what you choose really depends on your own personal circumstances, preferences, and comfort level. Your mortgage specialist can walk you through a number of different scenarios with these variables, so you can see exactly what each change will cost you.

There are many products and services available in the industry today, so be sure to take your time and explore all your options. 

SELLING YOUR CURRENT HOME

Here we can also help, and we need to make sure the selling of your current home gives you enough time to move into your next home. We have to co-ordinate possessions on both properties. Use our Mortgage Evaluation form below.

MAKING AN OFFER YOU CAN AFFORD

This is where the rubber meets the road — and where we earn our stripes. After weeks or months of searching and showing you homes that fir your criteria, we have finally found a home for you which you are ready to make an offer on.

It’s an exciting time, to be sure, but also one where emotions can easily come into play, particularly if you’ve found a home you love and really want.

We will help you keep your emotions in check! , balancing against the realities of the market. Think of it as a game of poker — you don’t want to be so excited that you tip your hand to the seller. Nor do you want to be too conservative and bid so low that you lose out.

We will of already advised you of the important step of getting pre-approved for a mortgage, you know exactly how much you can afford, and are less likely to get caught up in a bidding war that will carry you above your price point.

KEEPING YOUR EMOTIONS IN CHECK 

If you’ve done your research, received mortgage pre-approval, and looked at a good selection of homes with us, you’re going to feel well prepared and in control. Sure, you may really love this one house and desperately want it, but you should also remember that there are likely others just like it, or better, out there. And if that voice of reason doesn’t pop into your head at negotiation time, we will help caution you against letting your emotions get carried away!

Of course, the interest and potential competition for a property depends on market conditions. If it’s a buyer’s market, you hold the cards and you’ll be confident in knowing there are other options out there.

If, however, it’s a seller’s market, acting fast to make an offer that you can afford and is acceptable to the seller is a combination of instinct, preparation, and our experience.

AVOIDING BIDDING WARS

Several factors are at play come offer time: price, which speaks for itself; inclusions, which cover exactly what is included in the deal, such as appliances; and other conditions such as closing date.

There are human relations to. If you make an offer the seller see’s as a low ball, for example, they may refuse to negotiate. After all, this is their home you’re buying, and quite often sellers are still emotionally attached, even though they are moving.

One of the most important tools we have when it comes time to make an offer is the comparable's from the Calgary MLS. These are excellent snapshot reports into the recent sales activity of similar — comparable — properties in the same neighbourhood. You can see important information such as original and adjusted asking prices, number of days on the market, listing agent history, and actual sold prices.

As a buyer once you have this information, weighed against the details of the home you’re making an offer for, you will feel tremendously empowered to make an informed decision, and less likely to enter into a bidding war.

So you've made a successful offer to purchase with us on the home of your dreams — or at least taken that important first step toward home ownership. Now what?

Well, now there's usually a bit of waiting, as closing periods typically take anywhere from several weeks to a few months. But there are some important things that need to happen right away.

YOUR LEGAL OBLIGATIONS 

Once your offer has been accepted, there's usually a 10-day conditional period (Approx) , during which time you take all the necessary steps with regard to financing, home inspection, and everything else that needs to happen, before you officially seal the deal.

Your mortgage lender will need a copy of your offer to purchase to make sure everything is still in order and in keeping with your pre-approved level of financing.

CONDITION PERIOD 

And as we discussed in buyer costs this is when the home inspection takes place. You should accompany the inspector throughout the process, which takes about three hours, he will identify any red flags and show you as much as possible about the various systems in the home. These will range from heating and plumbing to electrical and roofing. Importantly, the inspection may identify some repairs that need to be made, which may allow us to negotiate a lower price or insist that the repairs be made at the seller's expense before closing.

At the completion of the conditional period, with any adjustments or repairs made to your satisfaction, we will finalise the deal and your lawyer will process the paperwork, including the mortgage documents with your lender.

All of this would point to a final date of actual legal possession — the real closing day, when:

1) Your Mortgage Lender will provide funds over to your Lawyer

2) You pay all remaining closing costs

3) Your layer pays the seller and registers the home in your name

4) You have all your Insurance in place.


Whether it's weeks or months between finalising the deal and actually moving in, it's just a matter of planning your move: hiring a mover or renting a truck and doing it yourself; arranging services such as electricity and cable; rerouting your mail; and other moving essentials.

AFTER THAT?  CONGRATULATIONS!!!

You've done it!  And Welcome home! We hope you found our buyers guide helpful, please contact us for an initial discussion on how to move forward, and help us understand your needs and lifestyle.

We can put a detailed search together, including homes with your criteria that are about to come on the market. We look forward to our initial talk and working together          

For Expert Guidance in the Buying process, reach out to Stewart J. Lowe, an award-winning Realtor with over 23 years of experience. Recognised in 2010 as a Certified Guild Member of The Institute for Luxury Home Marketing, Stewart has a proven track record in high-end real estate sales and exceptional client service. He is known for his friendly, warm, and professional approach. Why not request a no-obligation Marketing Consultation.       

* We have provided a brief to help our buyer clients, as always we suggest you take Legal advice and Mortgage advice when thinking of buying a home with us. We have various professionals that we can suggest in those fields of expertise.                                                   

Stewart J Lowe Biography / Experience

The Institute of Luxury Home Marketing


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CALGARY JUST LISTED REAL ESTATE (not including Condos)

All Calgary & Area Just Listed (not including condos)

All Calgary and Area Just Listed Homes for Sale with our listing information updated daily.
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  • 4116 Crestview Road SW in Calgary: Elbow Park Detached for sale : MLS®# A2274179

    4116 Crestview Road SW Elbow Park Calgary T2T 2L4
    Main Photo: 4116 Crestview Road SW in Calgary: Elbow Park Detached for sale : MLS®# A2274179
    $4,500,000
    Residential
    Status:
    Active
    MLS® Num:
    A2274179
    Bedrooms:
    5
    Bathrooms:
    9
    Floor Area:
    5,417 sq. ft.
    Understated elegance & sophistication describe this gorgeous property located on one of Elbow Park’s most sought after streets. Offering 4+1 bedroom’s, 9 bathrooms and 7,136 SF of livable space this home has been meticulously brought to life by DWK Interiors and was a finalist for Western Living’s ‘Interior Designer of the Year’ Award. You are welcomed in to a large foyer and will immediately feel the bespoke finishing as your view takes in the Pearl White Epoxy floor and smoky finished mirrors. The heart of a home is the kitchen where Black Dekton Stone is freely used for countertops, backsplash and cabinetry that is beautifully contrasted with walnut features. The 60” Wolf Range and SubZero Refrigerator are best in class. The Dekton continues into the Butler Pantry which offers augmented prep space and an oversized 2nd Fridge and Freezer. Take your eyes off of the 16’ Island and oversized rain-drop light fixture and you won’t miss the temperature controlled wine cellar (220 Bottles) that leads right into the rear wall which is a full Nano Accordion Door that fully opens to the outdoor space. A custom wall bar compliments all these spaces as you move into the living room which makes a statement with the Walnut feature wall! From the living room you can easily walk past a chic powder room and find yourself immersed in the event space set up with entertainment in mind. This room exudes class with White Oak herringbone patterned hardwood grounded by a black & gold diamond design built-in. The ceiling is covered in black leather-like wall paper and all leads to a formal dining area lit up by a 10’ gold custom chain link layered fixture. Venture upstairs to 3 secondary bedrooms that are all Suite-Like with exclusive ensuites and customized perfectly for the whole family. The Primary Suite offers 2 separate walk-in closets and an ensuite which features more Dekton counters with accents of gold and white & full slab tiled walls. LOVE the floating bath and the steam shower showcasing Italian wood textured tile. Upstairs laundry room with double washer and dryers completes this floor. The 3rd story loft is perfect as a bonus room, office or craft room with private bathroom and roof-top patio. It offers a fridge, sink and mini dishwasher with custom millwork and built-ins. The walk-up lower level functions perfectly as a family retreat and games space with a full service bar area. A Large fitness room also showcases a custom one-of-kind wall mural by internationally known artist Michelle Hoogsveld. The 5th bedroom and private ensuite is set up for a live-in nanny or house guests. Huge mud-room with lockers and cabinetry allow for hiding all your gear. Oversized triple/tandem garage has slat walks to assist with storage, dog or bike wash and heated epoxy floors. The rear yard offers multiple multiple options for play-time or relaxation with an oversized pool with swim up bar and fully appointed outdoor kitchen including pizza oven! Call for private showing today! More details
    Listed by RE/MAX First
    Stu Lowe
  • 2945 Toronto Crescent NW in Calgary: St Andrews Heights Detached for sale : MLS®# A2273520

    2945 Toronto Crescent NW St Andrews Heights Calgary T2N 3W4
    Main Photo: 2945 Toronto Crescent NW in Calgary: St Andrews Heights Detached for sale : MLS®# A2273520
    $3,690,000
    Residential
    Status:
    Active
    MLS® Num:
    A2273520
    Bedrooms:
    5
    Bathrooms:
    6
    Floor Area:
    4,455 sq. ft.
    Welcome to this exceptional custom residence on prestigious Toronto Crescent in highly sought-after St. Andrews Heights. Perfectly positioned on an expansive 9,000 sq. ft. lot, this meticulously designed home offers over 6,000 sq. ft. of developed luxury living, crafted by Maxime Chin Designs with uncompromising detail and style. This remarkable property features an 80’ wide backyard, walkout basement, 63’ full-width balcony, attached triple garage, 5 bedrooms, 5.5 bathrooms, 4 gas fireplaces, bonus room with balcony, butler’s pantry, dedicated office, home gym, Sub-Zero/Wolf appliance package, designer lighting, and so much more. Enter through the grand foyer and be welcomed by soaring 10’ ceilings and expansive sight-lines. To the side, the inviting living room showcases beautiful built-ins and an oversized gas fireplace. LUX accordion doors open seamlessly to the massive covered balcony—complete with an outdoor fireplace—creating an exceptional indoor/outdoor living experience. The stunning kitchen features custom oak cabinetry, exquisite quartz surfaces, a 48” Wolf gas range, Sub-Zero refrigerator, and a spacious butler’s pantry with sink, dishwasher, and convenient shelving. The formal dining room is wrapped in bespoke wallpaper that extends to the limewash ceiling and includes a stunning bar area with direct access to the balcony. A private office, stylish powder room, and a well-appointed mudroom with built-in lockers complete the main floor. The luxurious primary suite features a beautiful arched window offering a glimpse of the downtown Calgary skyline. The spa-inspired 5-piece ensuite includes a freestanding reeded tub, large walk-in steam shower, marble backsplash & dual vanity. Also a spacious walk-in closet outfitted with custom built cabinetry rounds out the suite. The builder has left the primary room as a blank canvas and will work with the new homeowners to create a custom oasis. Three additional bedrooms (two with ensuites), a full main bath, and a laundry room with two sets of washers and dryers offer convenience and comfort. A spectacular bonus room crowns the upper level with 12’ ceilings, a gas fireplace, private balcony, built-in bar, and a dedicated homework station. The basement level is bright and open thanks to the large windows due to the walkout design, the lower level features a spacious rec room with gas fireplace, full bar, gym, 5th bedroom, and a serene 4-piece bath. Outside you will find the extraordinary 80’ wide backyard providing exceptional usable space, complete with a ground-level, covered patio and endless opportunities for outdoor enjoyment. This home must be seen in person to truly appreciate the craftsmanship, thoughtful design, and rare combination of luxury and location. More details
    Listed by Century 21 Bravo Realty
    Stu Lowe
  • 329 11 Street NW in Calgary: Hillhurst Detached for sale : MLS®# A2273103

    329 11 Street NW Hillhurst Calgary T2N 1X2
    Main Photo: 329 11 Street NW in Calgary: Hillhurst Detached for sale : MLS®# A2273103
    $3,195,000
    Residential
    Status:
    Active
    MLS® Num:
    A2273103
    Bedrooms:
    4
    Bathrooms:
    5
    Floor Area:
    3,871 sq. ft.
    Completely renovated and carefully transformed by Paul Lavoie, this warm modern home delivers refined living on an incredible “rare find” 60' west exposed lot that sides onto green space. Nestled in a community that feels like an inner-city village of Kensington, the residence blends masterful design with an unbeatable setting. Boasting exceptional curb appeal with a manicured landscape, paver walkway, and mature trees, this home welcomes you with a charming front porch creating an ideal spot to greet friendly neighbours and enjoy the warmth of the community. Inside, sophistication unfolds with pristine hardwood floors, soaring ceilings, and a dramatic curved staircase that sets the tone for the home’s elevated design. The living room is anchored by full-height, two storey windows and a gas fireplace, bathing the space in natural light. A private main floor office with a built-in Murphy bed adds versatility, while the expansive formal dining room is designed for gatherings large and small, and opens up to a covered patio, seamlessly blending indoor and outdoor entertaining. The well appointed kitchen is a showpiece of modern elegance, featuring sleek white cabinetry, quartz countertops, a panelled Miele fridge and dishwasher, built-in double wall ovens, Dacor gas cooktop, and a stylish backsplash. A butler’s pantry connects with the mudroom and offers added storage for culinary enthusiasts. The adjoining informal dining area and family room with a second gas fireplace create a warm, connected space for everyday living. Upstairs, the curved staircase leads to a spacious bonus room, convenient laundry, and three generous bedrooms, each with its own ensuite. The luxurious primary suite impresses with vaulted ceilings, a custom walk-in closet, and a lavish 6pc ensuite complete with a deep soaker tub and glass enclosed shower. The lower level continues the theme of comfort and style, offering plush carpeting, a striking three-way stone gas fireplace, media and games areas, a guest bedroom, full bath, and an expansive flex room perfect for a home gym. Additional utility and workshop space provides practicality without sacrificing elegance. The west facing backyard is an entertainer’s dream, featuring a sports court, massive patio with a wood burning fireplace, built-in BBQ, and abundant space to gather with friends and family. A triple-car garage completes this exceptional property. All of this is just steps away from Kensington’s vibrant shops and restaurants, the C-Train, SAIT, river pathway system, and convenient access to downtown. A rare blend of community charm, modern sophistication, and timeless elegance, this home offers an unparalleled lifestyle in one of the city’s most desirable locations. More details
    Listed by RE/MAX House of Real Estate
    Stu Lowe
  • 5544 Township Road 302: Cremona Detached for sale : MLS®# A2274890

    5544 Township Road 302 Cremona Cremona T0M 0R0
    Main Photo: 5544 Township Road 302: Cremona Detached for sale : MLS®# A2274890
    $3,150,000
    Residential
    Status:
    Active
    MLS® Num:
    A2274890
    Bedrooms:
    4
    Bathrooms:
    4
    Floor Area:
    5,976 sq. ft.
    Set on 157 private acres in Mountain View County, just minutes from Water Valley, this remarkable country estate offers a stunning cedar log home, quality outbuildings, productive hay land, and the year-round beauty of Big Prairie Creek meandering through the property. An attractive, winding driveway leads to a secluded homestead surrounded by willow, mature spruce, and poplar—an ideal country escape with outdoor opportunities in every direction. The 5,900 sq ft cedar log home was built in 1981, with a full basement renovation completed in 2004. A comprehensive renovation of the upper two floors and the large office followed in 2009–2010, leaving the home warm, bright, and exceptionally inviting. Towering south-facing windows fill the main living area with natural light, while the stone wood-burning fireplace creates a cozy focal point. The spacious office/boardroom has heated hardwood floors and a gas fireplace. The main body of the house features in-floor heated tile and new carpeting. Both the house and the office have built-in custom cabinetry throughout. The home offers four bedrooms, including a master suite with ensuite and a private balcony overlooking the barn and farmyard. A large 30' x 40' home office (or potential recreation room) provides excellent versatility. Additional features include a generous mudroom, a 3-piece main bathroom, a powder room and ensuite upstairs, and a luxurious basement bathroom with a jet tub. The home is serviced by a private 90' well with iron filter and softener, septic tank with field, natural gas, and 100-amp electrical service. Decks and balconies overlook the farmyard and Big Prairie Creek, offering peaceful views in every season. The cement foundation and quality cedar log construction provide durability, while interior updates maintain modern convenience without compromising the home’s timeless character. The outbuildings are exceptional. The 32' x 48' shop features 18' ceilings, cement floor, wood frame construction with steel exterior, radiant heat, an 11' x 17' sliding door, built-in workbench, and storage shelving—ideal for equipment storage, mechanical work, or woodworking. The 36' x 72' barn includes a 23' x 36' finished man-cave/meat-processing area with built-in cabinets, gas fireplace plus radiant heat, sink, and a 9' x 7' walk-in cooler for hunters. The main 48' x 36' barn space is insulated, heated with forced air, and equipped with water for stock. The barn operates from its own 80' well and offers two hydrants, three automatic waterers, and a corral system. There is also a well and waterer located in the hay fields for pastured animals. Additional structures include a 24' x 40' insulated four-car garage with radiant heat and two 17' x 8' overhead doors, a 36' x 70' canvas quonset with gravel floor ideal for farm equipment or trucks, and a smaller 19' x 40' insulated wooden barn with propane radiant heat and a wooden floor. There is also a two-sided steel hay shed measuring 50’ x 40’ x 20’ in height. Approxim More details
    Listed by LandQuest Realty Corporation
    Stu Lowe
  • 27 Langton Drive SW in Calgary: North Glenmore Park Detached for sale : MLS®# A2273248

    27 Langton Drive SW North Glenmore Park Calgary T3E 5G1
    Main Photo: 27 Langton Drive SW in Calgary: North Glenmore Park Detached for sale : MLS®# A2273248
    $2,850,000
    Residential
    Status:
    Active
    MLS® Num:
    A2273248
    Bedrooms:
    5
    Bathrooms:
    7
    Floor Area:
    3,155 sq. ft.
    North Glenmore Park now offers this magnificently curated home to be built by Velvet Vista Homes, a 2-storey, 5 bedroom dream home with 3 levels of the finest design, quality and finishing. Interior finishing by Janel Magnaye Interiors. Start fresh with a beautiful bespoke family focused custom home with all the desired comforts. The spacious great room and dining room opens onto a large patio and south-facing back yard. The gourmet kitchen boasts high-end appliances, generous island workspace, butlers pantry and bar. The over-sized 3 car garage has room for all your gear and welcomes you into an expansive family sized mudroom connecting home and garage. The upper level primary bedroom retreat features a luxurious spa-like ensuite washroom with spacious steam shower that seats two and an elegant walk-in closet. Three additional well sized bedrooms- each with ensuite washroom, and a perfectly located laundry room complete the upper level. The lower level is an entertainers dream with rec room, wet bar and optional addition of a golf simulator. An additional bedroom and bathroom are perfect for nanny, guests or teens. The lovely pie-shaped south facing back yard with fire pit area and patio with fireplace are perfect for year round entertaining. North Glenmore Park is an established inner city neighbourhood with excellent schools from K- University as well as great parks, golf, bike paths, shopping and services. A rare opportunity to make your dream home a reality. (Existing home will be removed. Listing reflects a to-be-built home by Velvet Vista Homes. Images and renderings are for illustration only.) More details
    Listed by Sotheby's International Realty Canada
    Stu Lowe
  • 2 Silverhorn Park: Rural Rocky View County Detached for sale : MLS®# A2274320

    2 Silverhorn Park Rural Rocky View County Rural Rocky View County T3R 0X3
    Main Photo: 2 Silverhorn Park: Rural Rocky View County Detached for sale : MLS®# A2274320
    $2,798,500
    Residential
    Status:
    Active
    MLS® Num:
    A2274320
    Bedrooms:
    5
    Bathrooms:
    7
    Floor Area:
    3,007 sq. ft.
    Watch the FULL home tour on YouTube of this exceptional modern, farmhouse inspired home! Welcome to Silverhorn Park in Bearspaw, where luxury, privacy, and timeless design come together on a stunning 1.49 acre estate backing open green space. Thoughtfully landscaped with mature trees, natural stonework, a large outdoor firepit, and two heated decks with Phantom screens, this residence is the perfect blend of modern architecture and rustic farmhouse warmth. Step inside to a grand foyer with rich hardwood floors and a charming telephone-booth office with custom built-ins. The kitchen is a showpiece with vaulted ceilings with wood panel accents, a striking waterfall island, two-toned cabinetry, and top-tier appliances including a Wolf gas stove and convection oven, Sub-Zero fridge, and an artful custom range hood. A walk in pantry adds additional storage, a steam oven, sink, and the ultimate coffee bar area. The dining area opens to the side deck for seamless indoor-outdoor living, while the living room centers around a floor-to-ceiling fireplace that defines luxury and invites the family to gather. The main floor primary retreat offers a custom closet and spa-like ensuite with a large soaker tub, dual sinks, glass shower, and abundant storage. A well-designed mudroom houses the laundry room with a sink, tons of storage, and leads to the nicest garage you have ever seen, a heated triple car haven with epoxy floors, custom built-in workbench, and a wood ceiling treatment on the vaulted ceilings. Upstairs features a secondary laundry room and two spacious bedrooms, each with their own walk-in closets and private ensuites. The fully finished lower level impresses with a wet bar, expansive secondary living area, full gym, a hobby room with a half bath for the creator of the family, full bath with soaker tub, sauna and steam shower, plus a large 4th bedroom with custom built-ins. As if the main home and the stunning lot wasn’t compelling enough, completing the property is a charming, fully separate Carriage House Suite with its own great sized living and entertaining room, 1 bedroom, a full bathroom, and a full kitchenette, perfect for guests or extended family. Located in Silverhorn, and only a 6-7 minute drive from the edge of the city you'll enjoy an exceptionally well designed community with some of Bearspaw's most incredible homes. The communal septic fields, water co-op, fibre optic internet, and homesites with large amounts of natural reserve land kept pristine make Silverhorn the premier acreage lifestyle community around Calgary. You’ll enjoy the tranquility of country living while still being only minutes from top amenities like the Bearspaw Golf & Country Club, Flores & Pine, and more. This is truly a one of a kind masterpiece just minutes from the city. Book your private showing today! More details
    Listed by Real Broker
    Stu Lowe
  • 3112 Leduc Crescent SW in Calgary: Lakeview Detached for sale : MLS®# A2273581

    3112 Leduc Crescent SW Lakeview Calgary T3E 5W9
    Main Photo: 3112 Leduc Crescent SW in Calgary: Lakeview Detached for sale : MLS®# A2273581
    $2,690,000
    Residential
    Status:
    Active
    MLS® Num:
    A2273581
    Bedrooms:
    6
    Bathrooms:
    5
    Floor Area:
    3,356 sq. ft.
    Introducing a stunning new-construction Modern Farmhouse estate, a sophisticated blend of transitional luxury and contemporary design. Captivating curb appeal is achieved through a striking neutral palette. The grand, arched entryway and abundance of oversized, black-framed windows create a dramatic, light-filled welcome. This residence boasts a grand scale, offering over 4,900 sq ft of total living space (with over 3,300 sq ft on the upper floors), featuring 6 spacious bedrooms and 4.5 luxurious bathrooms. Experience true volume with 10-foot ceilings on the main and second levels, and premium engineered hardwood flooring throughout. The Chef's Kitchen is a masterpiece, equipped with top-tier appliances: a built-in Sub-Zero refrigerator, an 8-burner Wolf gas range, and a matching Wolf hood fan. Culinary enthusiasts will appreciate the dedicated butler's pantry with a sink. The luxurious and highly functional features continue with a cozy gas fireplace in the living room and a second gas fireplace on the concrete patio for elegant outdoor entertaining. The main floor also includes a functional mudroom and a dedicated dog wash area. The Primary Suite, located upstairs, is a sanctuary featuring a vaulted ceiling and a bespoke walk-in closet with a central island. For ultimate convenience, each bedroom on the second floor includes its own private washroom and walk-in closet. The fully developed lower level significantly expands the living space. This expansive basement features three additional spacious bedrooms, a luxurious 4-piece bathroom, and an incredible recreation area complete with a sprawling family room and a full bar—perfectly appointed for games nights and entertaining. This prestigious estate is situated in Lakeview SW, surrounded by mature trees and offering phenomenal connectivity. Enjoy close proximity (minutes away) to Mount Royal University and Rockyview General Hospital, alongside immediate access to North Glenmore Park and prestigious Golf Clubs. Best of all, you're only less than 15 minutes drive to Downtown Calgary. This home sets a new standard for transitional luxury living. An opportunity not to be missed! Call your favorite realtor today to book an appointment! More details
    Listed by First Place Realty
    Stu Lowe
  • 104 Stone Creek Place S: Canmore Semi Detached (Half Duplex) for sale : MLS®# A2274656

    104 Stone Creek Place S Canmore Canmore T1W 3A4
    Main Photo: 104 Stone Creek Place S: Canmore Semi Detached (Half Duplex) for sale : MLS®# A2274656
    $2,625,000
    Residential
    Status:
    Active
    MLS® Num:
    A2274656
    Bedrooms:
    2
    Bathrooms:
    4
    Floor Area:
    2,674 sq. ft.
    Beautiful Luxury With Panoramic Views More details
    Listed by RE/MAX Alpine Realty
    Stu Lowe
  • 7828 Calla Donna Place SW in Calgary: Chinook Park Detached for sale : MLS®# A2274780

    7828 Calla Donna Place SW Chinook Park Calgary T2V 2R1
    Main Photo: 7828 Calla Donna Place SW in Calgary: Chinook Park Detached for sale : MLS®# A2274780
    $2,399,900
    Residential
    Status:
    Active
    MLS® Num:
    A2274780
    Bedrooms:
    5
    Bathrooms:
    5
    Floor Area:
    3,192 sq. ft.
    An extraordinary opportunity in the highly sought-after Chinook Park community—this modern, custom-designed 2-storey estate home sits peacefully in a quiet cul-de-sac and offers over 4,000 sq.ft. of impeccably curated living space. From the moment you arrive, you’re greeted by a grand architectural presence featuring stone pillars, soaring ceilings, and a floor plan crafted entirely off-catalog for a truly one-of-a-kind luxury experience. This stunning residence features 5 bedrooms and 4.5 bathrooms, thoughtfully distributed across all three levels. The home offers a fully finished single attached front garage complete with a dog wash station, in addition to a rear oversized double detached garage with upgraded 9 ft. overhead doors—perfect for car enthusiasts or extra storage. Step inside to a dramatic open-to-below foyer showcasing engineered herringbone hardwood flooring that carries throughout the entire main level and full upper level. The heart of the home is its unmatched open-concept layout, highlighted by a sophisticated main floor office, two separate mudrooms, and a full chef’s butler/spice kitchen complementing the main kitchen. Designed for the culinary enthusiast, the kitchen features a premium JennAir appliance package and exquisite Taj Mahal stone countertops throughout. Enjoy seamless indoor–outdoor living with a rear slider directly off the living room, opening onto your fully fenced private backyard oasis—complete with an oversized patio ideal for dining, entertaining, or quiet evenings at home. Upstairs, the thoughtfully designed floor plan offers 4 bedrooms, a spacious bonus room, a convenient laundry room with dual washer/dryer sets, and a Jack & Jill ensuite connecting two of the secondary bedrooms. The primary suite is a true retreat, featuring his and hers walk-in closets, dual sinks, a luxurious soaker tub, in-floor heating, and a fully custom steam shower. The fully finished lower level extends your lifestyle possibilities with a warm and inviting recreation room with a wet bar, a dedicated home gym, a movie theatre, plus an additional bedroom and bathroom—complete with its own custom stand-up steam shower. A rare offering of design, craftsmanship, and location—this Chinook Park masterpiece is a home that truly stands apart. More details
    Listed by Real Broker
    Stu Lowe
  • 419 47 Avenue SW in Calgary: Elboya Detached for sale : MLS®# A2272924

    419 47 Avenue SW Elboya Calgary T2S 1C3
    Main Photo: 419 47 Avenue SW in Calgary: Elboya Detached for sale : MLS®# A2272924
    $2,275,000
    Residential
    Status:
    Active
    MLS® Num:
    A2272924
    Bedrooms:
    4
    Bathrooms:
    4
    Floor Area:
    2,635 sq. ft.
    Welcome to 419 47 AV SW, a truly magnificent estate home privately nestled within a highly desirable, quiet, tree-lined residential enclave of Elboya. Graced with 2,635 sq. ft. of harmoniously appointed living space, this home is a testament to timeless design and custom craftsmanship, meticulously crafted by Trademark Renovations. Every room blends luxurious sophistication with thoughtful functionality. The open-concept main floor flows seamlessly, anchored by the professional-grade kitchen—designed as the home's epicenter. This space effortlessly transitions into the formal dining area and the expansive living room, which looks onto the stunning remodeled outdoor living space, perfect for hosting gatherings of all sizes. The main level is completed by a meticulously curated oversize executive office, featuring custom built-ins including a convenient Murphy bed for versatile guest accommodation. Ascend to the upper level to discover the impressive primary wing, a private escape in itself. It boasts soaring vaulted ceilings, a charming juliet balcony, a captivating two-way fireplace, heated floors, and a rejuvenating steam shower. A spacious laundry room, two generous children's rooms, and a well-appointed shared bathroom complete this floor. The exceptional lower level continues to impress, offering an entertainer's dream: a custom wet bar equipped with a wine fridge and dishwasher, a spacious family room featuring a retractable projector screen and movie theater quality audio system. This level also includes a large fourth bedroom and a full third bathroom. Completing this stunning residence is a custom-designed, oversized, heated garage, offering ample space for vehicles and all your storage needs. This stunning family home boasts an unbeatable location: steps to Elboya park, two blocks from Elboya School, and five blocks from the Community Center. Experience the ideal family lifestyle where everything is within easy reach! Be sure to explore the 3D Virtual Open House Tour and request the comprehensive detailed upgrade list for a full appreciation of this spectacular offering. More details
    Listed by RE/MAX First
    Stu Lowe
  • 225 Huggard Road: Rural Rocky View County Detached for sale : MLS®# A2274287

    225 Huggard Road Rural Rocky View County Rural Rocky View County T3Z 2C2
    Main Photo: 225 Huggard Road: Rural Rocky View County Detached for sale : MLS®# A2274287
    $2,250,000
    Residential
    Status:
    Active
    MLS® Num:
    A2274287
    Bedrooms:
    4
    Bathrooms:
    5
    Floor Area:
    3,757 sq. ft.
    Rare luxury estate on 4.72 acres in one of Springbank’s most coveted locations. Enjoy unobstructed Rocky Mountain views while being minutes to Calgary and steps to Springbank School, the Edge School, arenas, daycare, church, and the community centre. A gated entrance opens to a circular driveway, quad detached garage, generous guest parking, manicured grounds, a walking garden, and mature trees. Built for longevity and low maintenance, the home features a full brick exterior, slate-style rubber roof (2011, transferable 50-yr warranty), triple-pane windows, 2x6 plywood sheathing, and all copper wiring. Country living is worry-free with a high-producing well, cistern, whole-home reverse osmosis system, UV purification, multi-stage filtration, and backup power systems. Inside, a grand foyer leads into elegant living and dining areas finished with site-finished Brazilian hardwood. The chef’s kitchen offers custom cabinetry, Sub-Zero/Wolf appliances, exotic granite, induction cooktop, dual wall ovens, porcelain sink, large working/eating island, and a walk-in pantry, with direct access to a spacious view deck ideal for outdoor dining. The main floor also includes a private suite with bedroom, bathroom, kitchenette, living area, and separate entrance—perfect for guests, extended family, or a nanny. Upstairs are three bedrooms including a stunning primary suite with panoramic horizon views, spa ensuite, and custom dressing room. The fully finished walkout level features expansive recreation areas, new laminate flooring, and flexible layout options. The lower level is protected with a Doug Lacey/Groundworks waterproofing system, two sump pumps, and a transferable dry-basement warranty. Additional mechanical upgrades include all new plumbing and fixtures (2011–2012), upgraded lighting, two high-efficiency furnaces, and a well-maintained septic system. A timeless, meticulously upgraded estate in an exceptional setting—book your private viewing today. More details
    Listed by Royal LePage Solutions
    Stu Lowe
  • 218 Aspen Summit Place SW in Calgary: Aspen Woods Detached for sale : MLS®# A2271363

    218 Aspen Summit Place SW Aspen Woods Calgary T3H 6G8
    Main Photo: 218 Aspen Summit Place SW in Calgary: Aspen Woods Detached for sale : MLS®# A2271363
    $2,229,000
    Residential
    Status:
    Active
    MLS® Num:
    A2271363
    Bedrooms:
    6
    Bathrooms:
    5
    Floor Area:
    3,369 sq. ft.
    **4,745 TOTAL SQ.FT | 6 BEDS | 5 BATHS (2-ENSUITES) | FINISHED WALKOUT | 3-CAR GARAGE | PIE LOT** Located on a quiet cul-de-sac in Aspen Summit, this brand-new executive walkout by Crystal Creek Homes sits on a generous pie-shaped lot and includes a triple-car garage, premium finishes, and a fully developed lower level. Selections were inspired by Crystal Creek’s previous showhome (as seen in photos). The main floor includes an open-to-above great room that brings in natural light, a gourmet kitchen with a gas range, custom hood fan, premier appliances, a prep kitchen, and a large pantry. The dining area features built-in cabinetry and a beverage centre, and the spacious main-floor office provides a quiet place to work or study. Upstairs, the primary suite offers a spa-inspired ensuite and an oversized walk-in closet with direct access to the laundry room. Three additional bedrooms complete this level—one with its own ensuite and two connected by a Jack and Jill bathroom—along with a large bonus room overlooking the great room below.The walkout basement adds two more bedrooms, a full bathroom, a rec room with a fireplace and wet bar, and a games area that opens to a broom-finished concrete patio. Mechanical highlights include dual furnaces, air conditioning, a water softener, radon rough-in, and full builder warranty. Everyday comfort is built in at every level. Aspen Woods is known for its estate homes, established parks, top-rated schools, and close access to downtown, West District, Aspen Landing, and the Rockies. Homes with this level of scale, finish, and location are rarely available in Aspen Woods. Book your showing before it's gone. (Photos are of the builder's previous showhome with similar layout and finishes). More details
    Listed by Real Broker
    Stu Lowe
1-12/319
Data was last updated December 15, 2025 at 02:05 PM (UTC)

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