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FIRST TIME BUYER INFORMATION


Buying a home for the first-home buyer may seem like an incredibly complex task. But with experienced professionals guiding you - it will be a lot easier.

The first step for the first-time buyer is to have a good team picked, we can help you there - click on the links below. 

1) Experienced Real Estate Advisor

2) Mortgage Broker

3) Real Estate Lawyer

These professionals will be your chosen team throughout the home buying process.

Next, it is important to figure out what you can afford. If you buy a home which will require you to pay mortgage payments which are in excess of a third of your income, you will have difficulty in keeping up with the mortgage payments. You will also need to look at property taxes, maintenance expenses, etc.

While you are considering making your offer to purchase, we will provide information to show you what recent homes sold for in the area(s) of interest. This will give you a good idea regarding what is a reasonable offer. Most offers will have (but not limited to) a Home Inspection and Mortgage condition period, and only when you are comfortable will the conditions be waived.

A quality home in Calgary is an investment that will not only be a great place for you and your family to live, but will also give you no reason to worry about issues like frequent repairs. We always go through everything with our clients and our golden rule is "No Surprise’s" everything is covered.

Call / Text or email us for a First Time Buyer Meeting 403-850-0669 - and let's discuss your options and get you fully prepared.

Chat with us – Find a time when you are free  |  Home Evaluation


Homes Priced Under $550,000

Calgary Homes UNDER $550,000

Calgary Homes under $550,000 this does NOT include condos- use our condo specific search tab at the top of the page.
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1-12/550
  • 156 Panamount Way NW in Calgary: Panorama Hills Semi Detached (Half Duplex) for sale : MLS®# A2121229

    156 Panamount Way NW Panorama Hills Calgary T3K 0P7
    Main Photo: 156 Panamount Way NW in Calgary: Panorama Hills Semi Detached (Half Duplex) for sale : MLS®# A2121229
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2121229
    Bedrooms:
    3
    Bathrooms:
    4
    Floor Area:
    1,320 sq. ft.
    Original Owner! Set amongst a community which offers parks, playgrounds, schools & shopping w/ quick access to Stoney Tr. A quiet location, in the heart of a great community “panorama”. Landscaped yard fully fenced with a good size deck. Open design in show home condition from the oversized front lifestyle room, central kitchen & back dining area. Upper level offers 3 bdrms , 4 bathrooms, tile & upgraded flooring, central vacuum. This house is loaded with good size family room very bright with a large window. The upper plan offers a large front master w/ walk in closet & 4pc bath. The lower level offers a large rec room, flex room, 2 pc bath and laundry ready for the entertainment and much more. Backlane access and ready for you to built your own double detached garage. More details
    Listed by YMK Real Estate & Management Inc.
    Calgary Dream Homes
  • 221 Theodore Place NW in Calgary: Thorncliffe Semi Detached (Half Duplex) for sale : MLS®# A2104167

    221 Theodore Place NW Thorncliffe Calgary T2K 5L7
    Main Photo: 221 Theodore Place NW in Calgary: Thorncliffe Semi Detached (Half Duplex) for sale : MLS®# A2104167
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2104167
    Bedrooms:
    4
    Bathrooms:
    2
    Floor Area:
    960 sq. ft.
    Bi-level semi-detached INCREDIBLE INVESTMENT OPPORTUNITY that backs onto PATH and TUNNEL with DIRECT ACCESS TO NOSE HILL PARK! Welcome to 221 Theodore Pl NW, this Thorncliffe property is in a remarkable location, on a cul-de-sac street with a backyard that opens onto a back-lane with a direct pathway to the 14th St tunnel leading straight to Nose Hill Park making it a less than 5 min walk away! Bi-level home with upstairs unit which features a balcony, 2 bedrooms and full 4-piece bath as well as ILLEGAL basement suite with another 2 bedrooms and full bath. Basement ILLEGAL suite would be very easy to legalize in the future and also includes separate laundry washers/dryers in both units, upstairs and downstairs. Electric stoves in both units with separate entrances to both units. On top of the direct access to Nose Hill Park, you also have an off-leash dog park opposite to the tunnel, which is also less than a 5 min walk away. Nearby is John G. Diefenbaker High School, Sir John A. Macdonald Junior High School, and North Haven Elementary School with access to major roadways like 14th ST NW, 4th ST NW, Centre ST, McKnight BLVD, and John Laurie BLVD. Lots of public transit options available in the area, with bus stop at the end of the street for Bus #4, #5, #3 etc. with 78th Ave NW Bus Terminal nearby. Jumping in the car, short commute to Downtown: 10-15 min drive (8.8KM), Airport: 15 min drive (10.8KM) and Banff: 1 hour 30 mins (128KM). Great investment opportunity in a great location! More details
    Listed by RE/MAX First
    Calgary Dream Homes
  • 156 Merganser Drive W: Chestermere Row/Townhouse for sale : MLS®# A2120833

    156 Merganser Drive W Chestermere Chestermere T1X 0R6
    Main Photo: 156 Merganser Drive W: Chestermere Row/Townhouse for sale : MLS®# A2120833
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2120833
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    1,555 sq. ft.
    Chestermere’s Brand new NO CONDO FEES Townhome! This newly built construction is in the prime location, and it offers plenty of luxury features that you will enjoy, from no condo fees, detached double car garage, 9' ceiling, quartz counter tops, vinyl floors, upper floor laundry, a spacious master bedroom featuring a luxurious 4 piece on-suite, and an additional of 2 other bedrooms. This unit is completely ready to move in! Chestermere provides an easy commute into Calgary, creating a home for the Calgary professionals, without the high density you will encounter in the city. Proximity to Calgary isn’t the only highlight though, the growing City of Chestermere offers many diverse amenities, and all are a short drive away, or within walking distance like No Frills, Pizza Hut, Pharmacy and Dental. Call today! More details
    Listed by eXp Realty
    Calgary Dream Homes
  • 143 Pinemill Way NE in Calgary: Pineridge Detached for sale : MLS®# A2118467

    143 Pinemill Way NE Pineridge Calgary T1Y 2C6
    Main Photo: 143 Pinemill Way NE in Calgary: Pineridge Detached for sale : MLS®# A2118467
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2118467
    Bedrooms:
    2
    Bathrooms:
    2
    Floor Area:
    1,656 sq. ft.
    **LOCATION, LOCATION, LOCATION!** WELCOME HOME to this Lovely WELL MAINTAINED & FULLY DEVELOPED 2 Storey Home w/ ENORMOUS 28x28 Insulated Detached DOUBLE GARAGE/SHOP **ATTENTION ALL MECHANICS**. Nestled on a MASSIVE LOT & FRONTING THE PARK & GREENSPACE in the Peaceful & Family Friendly Community of Pineridge & boasting nearly 2600ft over 3 levels, this Classic Family Home offers a Seamless flow & BRIGHT functional design w/ a Neutral Palette, compliments of the LARGE WINDOWS & FRESH PAINT throughout! The main level is the HEART OF THE HOME, showcasing Beautiful HARDWOOD Floors, SPACIOUS Living Room w/ Brick Feature Wall & Soaring Vaulted Ceilings, Formal Dining Room & a Well Appointed Traditional KITCHEN w/ Plenty of Cabinetry & Counter SPACE w/ room to expand. Just off the Kitchen, you’ll love the additional living space offered within your main DEN/OFFICE (or Bedroom) & additional PRIVATE Enclosed 4 SEASON ROOM, overlooking the Sunny WEST Facing Backyard, making ENTERTAINING a dream! Completing the main floor is an enclosed Laundry Area w/ UPGRADED WASHER/DRYER & a RENOVATED Full Bathroom. Heading Upstairs, you’ll find your Large Master Retreat w/ ample Closet Space, sizable 2nd bedroom & another Full Bathroom. The DEVELOPED Lower Level features a Large Family Room, Additional Rec/Games Room & Another PRIVATE DEN/OFFICE (or 3rd/4th BEDROOM w/ a window upgrade). Step out back into your PRIVATE WEST Facing Backyard w/ Large CONCRETE Patio - THE spot for BBQ's & Entertaining! Parking is never a problem w/ space for up to 8 VEHICLES! Your HUGE Insulated & HEATED Detached DOUBLE GARAGE/SHOP is a Mechanic’s DREAM! Featuring a vaulted ceiling w/Large Skylights, 220V ELECTRIC & TONS of room for future projects! The Backyard also offers an Expansive PARKING PAD, Shed, direct ALLEY ACCESS & ample SPACE for RV PARKING. This Home has seen many more RECENT UPGRADES including NEWER ROOF, HIGH-EFFICIENCY FURNACE, CENTRAL A/C & HW TANK. Centrally located w/ quick access to Downtown, Public Transit, or even the Airport, this Wonderful Home is perfectly positioned across from Clarence Samson School & just steps to Multiple Parks, Playgrounds, Shopping, Restaurants, Additional Schools & More. Pineridge also offers an excellent YEAR ROUND Active Lifestyle w/ many Fantastic AMENITIES including Baseball Diamonds, an Outdoor Ice Rink, Tennis Courts, Village Square Leisure Centre & SO MUCH MORE! Don't miss out on this INCREDIBLE OPPORTUNITY! Simply MOVE IN & start making new memories w/ your Family in this TURN-KEY home! More details
    Listed by CIR Realty
    Calgary Dream Homes
  • 2533 Sable Drive SE in Calgary: Southview Detached for sale : MLS®# A2120099

    2533 Sable Drive SE Southview Calgary T2B 1S1
    Main Photo: 2533 Sable Drive SE in Calgary: Southview Detached for sale : MLS®# A2120099
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2120099
    Bedrooms:
    4
    Bathrooms:
    2
    Floor Area:
    989 sq. ft.
    Welcome to your next home! This bungalow is nestled on a quiet street in the community of Southview. This charming home has 4 bedrooms and 2 full bathrooms, ideal for families or those seeking extra space. As you step inside, you're greeted by hardwood floors that span throughout the home adding a touch of warmth. The main level bedrooms all have west windows allowing for so much natural light in your home. The basement illegal suite with over 900+ square feet, complete with a convenient kitchenette, bedroom, walk-in closet and 3-piece bathroom offers versatility and potential for rental income or multi-generational living. Outside, the large lot features a west-facing backyard, perfect for enjoying stunning sunsets and entertaining guests on the deck with a pergola. The raised garden beds provide a green thumb's paradise, while the 2-car double detached garage that is not only insulated but heated too and an dditional parking pad ensures ample space for vehicles and storage. The location couldn't be more ideal, with Southview Park and Twin Views Community Garden just a short stroll away. Families will appreciate the proximity to both elementary and junior high schools, as well as numerous walking paths and viewing spots offering picturesque cityscape vistas. For commuters, this home is a dream come true, with easy access to Deerfoot Trail and the Ring Road, ensuring a quick 10-minute commute to the Downtown Core or 15 minutes to the Deerfoot Meadows Costco. Whether you're headed to work or exploring the city, getting there will be a breeze from this centrally located gem. Don't miss out on this rare opportunity to own a beautiful bungalow with illegal suite. Schedule your viewing today and make this house your new home! More details
    Listed by RE/MAX First
    Calgary Dream Homes
  • 115 Rundlecairn Road NE in Calgary: Rundle Detached for sale : MLS®# A2104395

    115 Rundlecairn Road NE Rundle Calgary T1Y 2T8
    Main Photo: 115 Rundlecairn Road NE in Calgary: Rundle Detached for sale : MLS®# A2104395
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2104395
    Bedrooms:
    4
    Bathrooms:
    2
    Floor Area:
    1,046 sq. ft.
    Welcome to this fully renovated bungalow in the full fledged community of Rundle. In a great location, near to Rundlehorn drive, minutes away from Rundle LRT,Sunridge Mall, easy access to 16th Ave(Trans Canada Hwy),near to all shopping, all grade schools(Public & Catholic boards).Recently completed all renovations. New kitchen includes new cabinets ,new appliances, new sink and faucets and new quartz counter top. Whole flooring replaced with new LVP throughout the house. All windows replaced with new vinyl windows .New exterior doors. Lightings and electrical upgraded throughout the house. New lightings added in all rooms. New washroom cabinets and new quartz countertop. Main level comes huge master bedroom and 2 decent sized bedrooms and one full washrooms ,living ,dining and kitchen. All new windows comes with brand new blinds. All interior doors replaced. Fully finished basement comes with a massive bedroom with attached full washroom. A huge living area comes in basement .Office space/den and a decent sized storage is another catch of basement .Huge potential for a suite in basement (subject to approval by City of Calgary).The basement has a separate entrance. South facing open back yard is fully fenced and landscaped. Its a top to bottom fully renovated home and you will love it. So don’t wait ,call your favourite realtor to book viewing. Don't miss this great opportunity. More details
    Listed by Real Estate Professionals Inc.
    Calgary Dream Homes
  • 4402 40 Avenue S: Lethbridge Detached for sale : MLS®# A2120480

    4402 40 Avenue S Lethbridge Lethbridge T1K 8E4
    Main Photo: 4402 40 Avenue S: Lethbridge Detached for sale : MLS®# A2120480
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2120480
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    2,111 sq. ft.
    Fantastic Family Home in Desirable Sixmile neighbourhood in South Lethbridge. This beautiful 2 storey home shows pride of ownership throughout! Main floor features welcoming entry with tile floor and 9 foot ceilings. Just off the entry is a large mud room with 3 built in cubbies with drawers & cupboards above. There is also a large closet in the mudroom and entrance to a good size 22x26 garage that is insulated and is plumbed for future gas heater. Mudroom also has door to walk-thru pantry that leads to kitchen. Continuing on the main floor, there is an office just near the entry. Across from the office is a 2 piece bathroom. As you step to the end of the hall, the open plan for kitchen, dining room, and living room is revealed...and it is spectacular. Beautiful grey tone laminate flooring can be found in these 3 rooms. White cupboard kitchen features quartz counters & stainless steel appliances including full size side by side fridge/freezer combo, 5 burner gas range, built-in oven, and built-in microwave. Dishwasher is in the large island that looks out to the living room. Don't miss the aforementioned large walk-thru pantry! Dining room is adjacent to kitchen and is nice size with sliding glass door to deck out back. The real show stopper on this home is the living room that is open to the 2nd floor ceiling above with 6 large windows that let in tons of natural light. Don't worry, the upper windows have power blinds so you can darken the room when needed. Living room also features fireplace with stone surround, mantle, and shiplap feature all the way to the ceiling! Second Floor houses 3 large bedrooms including primary bedroom with 5 piece ensuite bathroom that features large tiled walk-in shower, and separate soaker tub. There is also another full bathroom on this level with 6 foot long tub/shower combo. A full size laundry room can also be found that is functional and convenient with built-in cupboards, shiplap feature wall, and tile floors. An undeveloped basement awaits your design that could include 2 more bedrooms, a large family room, and a bathroom with rough-in plumbing ready. Backyard is fenced and landscaped and features a nice size deck to enjoy the outdoors. Trees are planted across the back that create some privacy in the warmer months. This desirable neighbourhood is close to all south side big box shopping, restaurants, grocery, and other amenities. It is also close to a newer public elementary school(k-5). There are also parks and walking paths throughout the greater Southgate neighbourhood development. Move in and enjoy! More details
    Listed by REAL BROKER
    Calgary Dream Homes
  • 2223 Township Road 303: Rural Mountain View County Detached for sale : MLS®# A2111841

    2223 Township Road 303 Rural Mountain View County Rural Mountain View County T0M 0N0
    Main Photo: 2223 Township Road 303: Rural Mountain View County Detached for sale : MLS®# A2111841
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2111841
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    1,409 sq. ft.
    Looking for a laid-back country lifestyle? This private and serene 2.2 acre parcel of land features lots of beautiful trees, is fully fenced with a gate and is ready for new owners. There is plenty of space for chickens to roost, a greenhouse and gardens or children and pets to run and play. Just imagine the possibilities to integrate with nature and enjoy hours of outdoor living. Just off the circular driveway is a newer, large 24’ X 28’ garage/shop that is fully insulated and features 12’ high walls. Along one side is a kennel and towards the coulee is a firepit. The home on this property is a 1973 mobile home with just over 1,400 sq ft of comfortable living space. Leave your boots, jackets etc, in the added-on mud room/porch and step into the laundry area that leads to a full bathroom on one side and the kitchen on the other. The kitchen is perfect for the person who loves to cook. It features updated cabinets, counters, and appliances and several pantry areas. Continue on into the dining area with build-in cabinets and a view out into the front yard as well as being open to the living room. The living room is a good size, has wonderful views and a wood-burning stove; a great place to curl up to watch your favorite TV show. Off the living room is the primary bedroom with it’s own ensuite. At the other end of the living room is a flex room plus two more bedrooms. Step down from the living room into spacious foyer/sun room. Make this space your own as a playroom, hobby area, etc. Just outside this door is a covered deck to sit and relax and leave behind the stresses of the day. This just may become your favorite space to take in the natural beauty and reconnect nature. Keep an eye out for local wildlife and birds that frequent the area. Watch the stars twinkle at night without any interference from town lights. The Town of Carstairs is a short drive away. Easy commute to the cities of Airdrie or Calgary. Come experience this down-home, comfortable-living vibe. Call today for a viewing! More details
    Listed by RE/MAX ACA Realty
    Calgary Dream Homes
  • 2001 Luxstone Link SW: Airdrie Detached for sale : MLS®# A2120671

    2001 Luxstone Link SW Airdrie Airdrie T4B 0A5
    Main Photo: 2001 Luxstone Link SW: Airdrie Detached for sale : MLS®# A2120671
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2120671
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    1,525 sq. ft.
    Introducing this captivating residence at 2001 Luxstone Link in Airdrie, perfectly tailored for a growing family or young professionals with the love for hosting gatherings. This beautiful property offers a wonderful living experience, meticulously crafted straight from the architect's vision. Step into a this European-styled home with distinguished cabinetry and sleek countertops, this home epitomizes modern luxury. Boutique lighting accents the space, while sculpted up-lit cove ceilings elevate the ambiance. Entertainment is effortless in the spacious main floor plus den. Complete with second-floor office, catering to both work and leisure needs. Mornings are a breeze with a five-piece ensuite ensuring convenience and comfort. Embrace the sunshine in the west-facing backyard, complete with a large private deck for those beautiful summer gatherings. The interior boasts walnut-finished hardwood flooring and cabinetry, and a large quartz countertop island for your guests and family to surround while enjoying each other’s company. Enjoy premium audio systems in the living room and master bedroom, complemented by extra windows throughout for abundant natural light. With an oversized front drive and corner lot, parking is a breeze. Located in the family oriented neighbourhood of Luxstone, this home is close to shopping, restaurants, and convenience all tied together by a well thought-out network of walking paths. This distinctive residence harmonizes Asian-inspired elements with post-modern European design, creating a truly unique aesthetic. Experience contemporary living at 2001 Luxstone Link, where luxury meets functionality. More details
    Listed by Real Broker
    Calgary Dream Homes
  • 105 Martinvalley Mews NE in Calgary: Martindale Detached for sale : MLS®# A2121426

    105 Martinvalley Mews NE Martindale Calgary T2K 6J5
    Main Photo: 105 Martinvalley Mews NE in Calgary: Martindale Detached for sale : MLS®# A2121426
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2121426
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    993 sq. ft.
    Bright, spacious bi-level in Martindale. Excellent location on a cul-de-sac steps away from Nelson Mandela School with transit, shopping, Genesis centre and all amenities nearby. This well maintained home is situated on a large lot with a double-detached garage, RV parking, a garden and still space to play and entertain. Inside on the main floor you will find an open concept living/kitchen/dining room with plenty of windows for natural light and tall vaulted ceilings. Off the kitchen is an entrance with a deck leading to your large backyard. Continuing on the main floor, there are 3 bedrooms and a 4 piece bathroom upstairs. The primary bedroom even boasts a 2-piece ensuite. Downstairs is a blank canvas! It features laundry, a fireplace, storage and a 2-piece bath plus a wide open finished space which could be used in endless ways! The choice is yours. There have been many improvements to the property including A/C, Water Softener, Humidifier, newer Hot Water Tank (2020), newer stainless steel appliances, new roof and siding on house and garage (2022), a fresh coat of paint in the main areas to name a few. You don't want to miss this one! Book your showing today. More details
    Listed by RE/MAX Realty Professionals
    Calgary Dream Homes
  • 333 Sundown Road: Cochrane Detached for sale : MLS®# A2122497

    333 Sundown Road Cochrane Cochrane T4C 2T2
    Main Photo: 333 Sundown Road: Cochrane Detached for sale : MLS®# A2122497
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2122497
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    1,231 sq. ft.
    *AGENTS please see private remarks for offer presentation time/details* Presenting the Glacier Model by Douglas Homes Master Builder, boasting a sought-after West Facing backyard with an insulated double detached garage with 220v power. This home offers 3 bedrooms upstairs and a generously sized main floor with an upgraded kitchen. In-ceiling speakers throughout the home, and built in Air Conditioning! Loaded with enhancements, it features an open layout with 9’ ceilings and expansive windows flooding the space with natural light. Revel in the elegance of plank flooring throughout the main floor, a luminous dining area, and an upgraded stainless appliance package. The kitchen showcases quartz countertops, while the living room provides a cozy ambiance with an electric fireplace. Escape to the master ensuite, complete with a spacious walk-in closet and ensuite bathroom. With its airy and spacious design, this home presents an irresistible opportunity to reside in Sunset. Don’t let this beautiful residence slip away—schedule your viewing today! More details
    Listed by Real Broker
    Calgary Dream Homes
  • 30 Martha's Meadow Drive NE in Calgary: Martindale Detached for sale : MLS®# A2119180

    30 Martha's Meadow Drive NE Martindale Calgary T3J 4N6
    Main Photo: 30 Martha's Meadow Drive NE in Calgary: Martindale Detached for sale : MLS®# A2119180
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2119180
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    1,013 sq. ft.
    Located in the neighborhood of Martindale, this charming house offers an ideal setting for families seeking comfort and space. With three spacious bedrooms and two baths, this home provides ample room for relaxation and privacy. As you step inside, you're greeted by an inviting open floor plan that seamlessly connects the living, dining, and kitchen areas. The airy layout is perfect for family gatherings and entertaining guests, allowing everyone to interact freely while enjoying the warmth of the home. The kitchen is a focal point, boasting newer appliances, ample counter space, and plenty of storage options, making meal preparation a breeze. Whether you're cooking up a feast or enjoying a casual meal at the breakfast bar, this kitchen is sure to inspire your inner chef. The bedrooms are generously sized, providing comfortable retreats for each family member. The primary bedroom features a walk-in closet that connects to the main bathroom. The remaining bedrooms share a well-appointed bathroom, ensuring convenience for all. Outside, the property features a spacious backyard, perfect for outdoor activities and summer barbecues. Children and pets alike will love the freedom to roam and play in this secure outdoor space. Conveniently located near schools, parks, shopping, and dining options, this home offers the perfect balance of tranquility and accessibility. Speaking of accessibility, this home is wheelchair friendly and features an access ramp. With its welcoming atmosphere and functional design, it's the ideal place for a growing family to call this property home. To book your private tour of this home simply call your favourite agent! More details
    Listed by CIR Realty
    Calgary Dream Homes
1-12/550
Data was last updated April 19, 2024 at 08:05 PM (UTC)

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