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FIRST TIME BUYER INFORMATION


Buying a home for the first-home buyer may seem like an incredibly complex task. But with experienced professionals guiding you - it will be a lot easier.

The first step for the first-time buyer is to have a good team picked, we can help you there - click on the links below. 

1) Experienced Real Estate Advisor

2) Mortgage Broker

3) Real Estate Lawyer

These professionals will be your chosen team throughout the home buying process.

Next, it is important to figure out what you can afford. If you buy a home which will require you to pay mortgage payments which are in excess of a third of your income, you will have difficulty in keeping up with the mortgage payments. You will also need to look at property taxes, maintenance expenses, etc.

While you are considering making your offer to purchase, we will provide information to show you what recent homes sold for in the area(s) of interest. This will give you a good idea regarding what is a reasonable offer. Most offers will have (but not limited to) a Home Inspection and Mortgage condition period, and only when you are comfortable will the conditions be waived.

A quality home in Calgary is an investment that will not only be a great place for you and your family to live, but will also give you no reason to worry about issues like frequent repairs. We always go through everything with our clients and our golden rule is "No Surprise’s" everything is covered.

Call / Text or email us for a First Time Buyer Meeting 403-850-0669 - and let's discuss your options and get you fully prepared.

Chat with us – Find a time when you are free  |  Home Evaluation


Homes Priced Under $550,000

Calgary Homes UNDER $550,000

Calgary Homes under $550,000 this does NOT include condos- use our condo specific search tab at the top of the page.
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  • 9401 Hidden Valley Drive NW in Calgary: Hidden Valley Detached for sale : MLS®# A2119378

    9401 Hidden Valley Drive NW Hidden Valley Calgary T3A 5X8
    Main Photo: 9401 Hidden Valley Drive NW in Calgary: Hidden Valley Detached for sale : MLS®# A2119378

    9401 Hidden Valley Drive NW Calgary T3A 5X8 Hidden Valley

    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2119378
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    1,659 sq. ft.
    Open house Saturday 13 April from 2-4 Pm This is the home with the perfect floor plan. Large open to second floor ceiling entrance. Living room has a nice corner fireplace and is open to kitchen. Large master bedroom with ensuite and walk-in closet. The other two upstairs bedrooms are a good size and have their own jack-and-jill bathroom. Basement is inviting from the main floor because of the large windows. A nice theatre room with surround sound wiring and large windows makes for a usable basement. It will be a pleasure to view this like new home. All close to schools, shopping, restaurants More details
    Listed by Diamond Realty & Associates LTD.
    LISTING DETAILS
    Calgary Dream Homes

  • 156 Merganser Drive W: Chestermere Row/Townhouse for sale : MLS®# A2120833

    156 Merganser Drive W Chestermere Chestermere T1X 0R6
    Main Photo: 156 Merganser Drive W: Chestermere Row/Townhouse for sale : MLS®# A2120833

    156 Merganser Drive W Chestermere T1X 0R6 Chestermere

    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2120833
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    1,555 sq. ft.
    Chestermere’s Brand new NO CONDO FEES Townhome! This newly built construction is in the prime location, and it offers plenty of luxury features that you will enjoy, from no condo fees, detached double car garage, 9' ceiling, quartz counter tops, vinyl floors, upper floor laundry, a spacious master bedroom featuring a luxurious 4 piece on-suite, and an additional of 2 other bedrooms. This unit is completely ready to move in! Chestermere provides an easy commute into Calgary, creating a home for the Calgary professionals, without the high density you will encounter in the city. Proximity to Calgary isn’t the only highlight though, the growing City of Chestermere offers many diverse amenities, and all are a short drive away, or within walking distance like No Frills, Pizza Hut, Pharmacy and Dental. Call today! More details
    Listed by eXp Realty
    LISTING DETAILS
    Calgary Dream Homes

  • 812 Riverside Drive NW: High River Semi Detached (Half Duplex) for sale : MLS®# A2121114

    812 Riverside Drive NW High River High River T1V 1S3
    Main Photo: 812 Riverside Drive NW: High River Semi Detached (Half Duplex) for sale : MLS®# A2121114

    812 Riverside Drive NW High River T1V 1S3 High River

    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2121114
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    1,208 sq. ft.
    A beauty of a walkout villa with a lovely location that backs on to Highwood Golf! Immaculate 1208 sq. ft. with 2 bedrooms up and one bedroom down. Generous sized master bedroom with 3-piece ensuite and walk-in closet. Vaulted ceiling in living room and dining room makes a great place to entertain! Updated quartz counter tops in the kitchen, ensuite and main level laundry. Off of the kitchen is a full width, covered deck. Relax and enjoy as this is the perfect spot for morning coffee and watching the golfers go by. Lower level has a large family room, bedroom and 4-piece bathroom. Family room has a floor-to-ceiling brick facing, natural gas fireplace. Off of the family room is a large cement patio which backs onto backyard - another location to watch the golfers go by. Double attached garage with tons of shelf storage. This is a perfect "lock and leave" property if you go away for the winter or vacation in the summer - the home owners association looks after lawn maintenance and snow removal! Lots of walking and biking paths on High River's "Happy Trails" throughout the town. If you are a golfer......this is it!!!! Park-like setting, right in your backyard! More details
    Listed by Century 21 Foothills Real Estate
    LISTING DETAILS
    Calgary Dream Homes

  • 14 Shawfield Place SW in Calgary: Shawnessy Detached for sale : MLS®# A2120201

    14 Shawfield Place SW Shawnessy Calgary T2Y 1Y7
    Main Photo: 14 Shawfield Place SW in Calgary: Shawnessy Detached for sale : MLS®# A2120201

    14 Shawfield Place SW Calgary T2Y 1Y7 Shawnessy

    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2120201
    Bedrooms:
    5
    Bathrooms:
    3
    Floor Area:
    1,261 sq. ft.
    Bright, spacious, bi-level with 5 BEDROOMS that BACKS ONTO GREENSPACE! This home offers over 2300 sq ft of living space! Newer furnace, hot water tank, and windows. Plenty of storage, BRAND NEW carpet throughout basement with high end cozy underlay. Updated pot lights on main, new tile floor entry, vaulted ceilings in living area, luxury vinyl plank flooring in bedrooms, renovated full bathroom and ensuite. Recent brick retaining wall professionally landscaped yard that is SUPER PRIVATE & BACKS ONTO GREENSPACE! Located in a private cul-de-sac as well. The living room has a bay window and a vaulted ceiling. The lower level has lots of big windows, and is fully developed with a large family room with a brick-faced wood burning fireplace, full bathroom, laundry room and two more good-sized bedrooms, both with walk-in closets. Located in a quiet cul-de-sac. Rear yard has a 9' x 19' huge deck from the kitchen. This is a great property and will sell quickly. Enjoy EXCELLENT SW location close to LRT station, bus stops, 2 great schools only blocks away, restaurants, grocery, theatre and more, all within minutes of your doorstep. Call your favourite realtor today! More details
    Listed by CIR Realty
    LISTING DETAILS
    Calgary Dream Homes

  • 16246 Shawbrooke Road SW in Calgary: Shawnessy Detached for sale : MLS®# A2121979

    16246 Shawbrooke Road SW Shawnessy Calgary T2Y 3C1
    Main Photo: 16246 Shawbrooke Road SW in Calgary: Shawnessy Detached for sale : MLS®# A2121979

    16246 Shawbrooke Road SW Calgary T2Y 3C1 Shawnessy

    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2121979
    Bedrooms:
    4
    Bathrooms:
    3
    Floor Area:
    1,229 sq. ft.
    Open House cancelled. Welcome Home to 16246 Shawbooke Rd SW, Calgary! This stunning property boasts Elegance and Functionality. Featuring 4 bedrooms and 3 full bathrooms, this spacious home offers ample living space for families or professionals alike. The functional layout on the main floor flows seamlessly from the generous sized living room and dinning room to the individual kitchen and breakfast nook area with large south facing windows that bring in tons of natural light and warmth on those cold Calgary winter days. On the upper level, you will be greeted with 3 bedrooms, the generous master bedroom features a vaulted ceiling, his and her closets and a functional 4-piece ensuite. The other 2 good sized bedrooms share 1 full main bathroom. Moving down the first lower level reveals a huge family room, equipped with custom built-in shelving and a gas fireplace with tile surround, creating an ideal spot for relaxation and family gatherings. This level also has an extra bedroom with its own 3pc bathroom (a standing shower)! The lowest level of the home is both spacious and customizable with lots of storage place, a functional laundry room and extra space that you can turn into a home office or a fitness space! This family home has been well maintained and EXTENSIVELY updated over the years, key updates include a newer Roof (2017), new vinyl Siding (2023), a new Furnace (2022), a new Hot Water Tank (2021), a new Washer (2023), new LVP Flooring through out main floor, upper floor and first lower floor, a newer Dishwasher (2021), new Windows in most rooms, and new casing and baseboards for the main and upper floors. Outside the mature garden offers a peaceful setting with fenced backyard, flower beds, trees and spacious patio. Situated on a cul-de-sac and a short walk to the nearby bus stop, playgrounds, green space and shopping centres, this home offers 2,068 sq ft of developed area on 4 levels blending warmth with convenience. Schedule your private viewing today and start to experience this true gem in a well established community that combines pride of ownership and convenience, this home is a must-see. More details
    Listed by CIR Realty
    LISTING DETAILS
    Calgary Dream Homes

  • 156 Panamount Way NW in Calgary: Panorama Hills Semi Detached (Half Duplex) for sale : MLS®# A2121229

    156 Panamount Way NW Panorama Hills Calgary T3K 0P7
    Main Photo: 156 Panamount Way NW in Calgary: Panorama Hills Semi Detached (Half Duplex) for sale : MLS®# A2121229

    156 Panamount Way NW Calgary T3K 0P7 Panorama Hills

    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2121229
    Bedrooms:
    3
    Bathrooms:
    4
    Floor Area:
    1,320 sq. ft.
    Original Owner! Set amongst a community which offers parks, playgrounds, schools & shopping w/ quick access to Stoney Tr. A quiet location, in the heart of a great community “panorama”. Landscaped yard fully fenced with a good size deck. Open design in show home condition from the oversized front lifestyle room, central kitchen & back dining area. Upper level offers 3 bdrms , 4 bathrooms, tile & upgraded flooring, central vacuum. This house is loaded with good size family room very bright with a large window. The upper plan offers a large front master w/ walk in closet & 4pc bath. The lower level offers a large rec room, flex room, 2 pc bath and laundry ready for the entertainment and much more. Backlane access and ready for you to built your own double detached garage. More details
    Listed by YMK Real Estate & Management Inc.
    LISTING DETAILS
    Calgary Dream Homes

  • 2223 Township Road 303: Rural Mountain View County Detached for sale : MLS®# A2111841

    2223 Township Road 303 Rural Mountain View County Rural Mountain View County T0M 0N0
    Main Photo: 2223 Township Road 303: Rural Mountain View County Detached for sale : MLS®# A2111841

    2223 Township Road 303 Rural Mountain View County T0M 0N0 Rural Mountain View County

    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2111841
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    1,409 sq. ft.
    Looking for a laid-back country lifestyle? This private and serene 2.2 acre parcel of land features lots of beautiful trees, is fully fenced with a gate and is ready for new owners. There is plenty of space for chickens to roost, a greenhouse and gardens or children and pets to run and play. Just imagine the possibilities to integrate with nature and enjoy hours of outdoor living. Just off the circular driveway is a newer, large 24’ X 28’ garage/shop that is fully insulated and features 12’ high walls. Along one side is a kennel and towards the coulee is a firepit. The home on this property is a 1973 mobile home with just over 1,400 sq ft of comfortable living space. Leave your boots, jackets etc, in the added-on mud room/porch and step into the laundry area that leads to a full bathroom on one side and the kitchen on the other. The kitchen is perfect for the person who loves to cook. It features updated cabinets, counters, and appliances and several pantry areas. Continue on into the dining area with build-in cabinets and a view out into the front yard as well as being open to the living room. The living room is a good size, has wonderful views and a wood-burning stove; a great place to curl up to watch your favorite TV show. Off the living room is the primary bedroom with it’s own ensuite. At the other end of the living room is a flex room plus two more bedrooms. Step down from the living room into spacious foyer/sun room. Make this space your own as a playroom, hobby area, etc. Just outside this door is a covered deck to sit and relax and leave behind the stresses of the day. This just may become your favorite space to take in the natural beauty and reconnect nature. Keep an eye out for local wildlife and birds that frequent the area. Watch the stars twinkle at night without any interference from town lights. The Town of Carstairs is a short drive away. Easy commute to the cities of Airdrie or Calgary. Come experience this down-home, comfortable-living vibe. Call today for a viewing! More details
    Listed by RE/MAX ACA Realty
    LISTING DETAILS
    Calgary Dream Homes

  • 30 Martha's Meadow Drive NE in Calgary: Martindale Detached for sale : MLS®# A2119180

    30 Martha's Meadow Drive NE Martindale Calgary T3J 4N6
    Main Photo: 30 Martha's Meadow Drive NE in Calgary: Martindale Detached for sale : MLS®# A2119180

    30 Martha's Meadow Drive NE Calgary T3J 4N6 Martindale

    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2119180
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    1,013 sq. ft.
    Located in the neighborhood of Martindale, this charming house offers an ideal setting for families seeking comfort and space. With three spacious bedrooms and two baths, this home provides ample room for relaxation and privacy. As you step inside, you're greeted by an inviting open floor plan that seamlessly connects the living, dining, and kitchen areas. The airy layout is perfect for family gatherings and entertaining guests, allowing everyone to interact freely while enjoying the warmth of the home. The kitchen is a focal point, boasting newer appliances, ample counter space, and plenty of storage options, making meal preparation a breeze. Whether you're cooking up a feast or enjoying a casual meal at the breakfast bar, this kitchen is sure to inspire your inner chef. The bedrooms are generously sized, providing comfortable retreats for each family member. The primary bedroom features a walk-in closet that connects to the main bathroom. The remaining bedrooms share a well-appointed bathroom, ensuring convenience for all. Outside, the property features a spacious backyard, perfect for outdoor activities and summer barbecues. Children and pets alike will love the freedom to roam and play in this secure outdoor space. Conveniently located near schools, parks, shopping, and dining options, this home offers the perfect balance of tranquility and accessibility. Speaking of accessibility, this home is wheelchair friendly and features an access ramp. With its welcoming atmosphere and functional design, it's the ideal place for a growing family to call this property home. To book your private tour of this home simply call your favourite agent! More details
    Listed by CIR Realty
    LISTING DETAILS
    Calgary Dream Homes

  • 3523 60 Street NE in Calgary: Temple Detached for sale : MLS®# A2122306

    3523 60 Street NE Temple Calgary T1Y 3L2
    Main Photo: 3523 60 Street NE in Calgary: Temple Detached for sale : MLS®# A2122306

    3523 60 Street NE Calgary T1Y 3L2 Temple

    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2122306
    Bedrooms:
    4
    Bathrooms:
    2
    Floor Area:
    979 sq. ft.
    Welcome to this stunning bi-level home nestled in the sought-after community of Temple. The main floor boasts a generous living area, two spacious bedrooms, a full four-piece bathroom, and an open-concept kitchen featuring stainless steel appliances. Adjacent is the dining room, adorned with French doors that open onto the sunny west-facing deck overlooking the expansive backyard. The lower level showcases two additional well-proportioned bedrooms, a versatile den, perfect for use as another bedroom, a sleek three-piece bathroom, a recreation room, a convenient laundry room, and ample storage space. Situated on an expansive lot, this property also offers a detached double car garage. Conveniently located just steps away from the Village Square Leisure Center, schools, shopping, and public transportation, this home presents an ideal blend of comfort and convenience. Schedule your private showing today to experience all this home has to offer! More details
    Listed by Century 21 Bravo Realty
    LISTING DETAILS
    Calgary Dream Homes

  • 618 West Highland Crescent: Carstairs Detached for sale : MLS®# A2113961

    618 West Highland Crescent Carstairs Carstairs T0M 0N0
    Main Photo: 618 West Highland Crescent: Carstairs Detached for sale : MLS®# A2113961

    618 West Highland Crescent Carstairs T0M 0N0 Carstairs

    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2113961
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    1,134 sq. ft.
    Your new home awaits just 35 MINUTES North of Calgary! This charming (FRESHLY PAINTED!) 3 bedroom, 2 bathroom BUNGALOW is situated on a beautifully LANDSCAPED lot that backs onto a LARGE GREEN SPACE in the QUIET sought after neighbourhood of WEST HIGHLANDS. The heart of the home is the spacious OPEN CONCEPT living area , with VAULTED CEILINGS, LARGE WINDOWS with CUSTOM coverings, sleek HARDWOOD flooring and a cozy GAS FIREPLACE perfect for relaxing evenings with loved ones. The adjoining gourmet kitchen is an entertainers delight, featuring premium GRANITE countertops , matching granite island, a corner WALK IN PANTRY, and an eat up BREAKFAST BAR . Head down the hall to the peaceful primary suite, where you'll find a private 4 PIECE ENSUITE bathroom and a spacious closet. Two additional well-appointed bedrooms provide plenty of room for family or guests. Imagine hosting summer barbecues on the EXPANSIVE PATIO, equipped with a natural GAS HOOK UP for seamless outdoor living. The DOUBLE ATTACHED GARAGE provides ample space for vehicles and storage. The PARTIALLY FINISHED basement which features IN FLOOR HEATING & BATHROOM ROUGH - IN presents an exciting opportunity for customization. The head start on ELECTRICAL and FRAMING allow the buyer to personalize the space to their liking. Don't miss your chance to own this IMMACULATE home offering the perfect blend of comfort and tranquility. Schedule your showing today and secure your forever sanctuary. More details
    Listed by Quest Realty
    LISTING DETAILS
    Calgary Dream Homes

  • 64 Erin Meadow Way SE in Calgary: Erin Woods Detached for sale : MLS®# A2115989

    64 Erin Meadow Way SE Erin Woods Calgary T2B 3A1
    Main Photo: 64 Erin Meadow Way SE in Calgary: Erin Woods Detached for sale : MLS®# A2115989

    64 Erin Meadow Way SE Calgary T2B 3A1 Erin Woods

    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2115989
    Bedrooms:
    4
    Bathrooms:
    2
    Floor Area:
    961 sq. ft.
    Fri, March 29 - Massive Price Reduction* Shows 10/10. This beautiful detached bi-level house built in 2016 in Erin Meadow Way SE offers a modern style. It features an expansive bay window and a gas fireplace in the living room. There is lots of natural light throughout the house. Key highlights include a luminous kitchen equipped with abundant cabinetry and ample counter space for culinary exploration. Elegant hardwood flooring. A distinctive feature of this home is its separate walk-out entrance to the basement with 2 setups for laundry, presenting a seamless opportunity for comfortable dual-family living or an income-generating suite. This home offers exceptional value with its double detached garage enhancing convenience and functionality. With thoughtful design and practical features, this property is poised to accommodate your lifestyle needs, whether you're looking for a family-friendly layout or an investment with the potential for additional income. More details
    Listed by eXp Realty
    LISTING DETAILS
    Calgary Dream Homes

  • 105 Martinvalley Mews NE in Calgary: Martindale Detached for sale : MLS®# A2121426

    105 Martinvalley Mews NE Martindale Calgary T2K 6J5
    Main Photo: 105 Martinvalley Mews NE in Calgary: Martindale Detached for sale : MLS®# A2121426

    105 Martinvalley Mews NE Calgary T2K 6J5 Martindale

    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2121426
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    993 sq. ft.
    Bright, spacious bi-level in Martindale. Excellent location on a cul-de-sac steps away from Nelson Mandela School with transit, shopping, Genesis centre and all amenities nearby. This well maintained home is situated on a large lot with a double-detached garage, RV parking, a garden and still space to play and entertain. Inside on the main floor you will find an open concept living/kitchen/dining room with plenty of windows for natural light and tall vaulted ceilings. Off the kitchen is an entrance with a deck leading to your large backyard. Continuing on the main floor, there are 3 bedrooms and a 4 piece bathroom upstairs. The primary bedroom even boasts a 2-piece ensuite. Downstairs is a blank canvas! It features laundry, a fireplace, storage and a 2-piece bath plus a wide open finished space which could be used in endless ways! The choice is yours. There have been many improvements to the property including A/C, Water Softener, Humidifier, newer Hot Water Tank (2020), newer stainless steel appliances, new roof and siding on house and garage (2022), a fresh coat of paint in the main areas to name a few. You don't want to miss this one! Book your showing today. More details
    Listed by RE/MAX Realty Professionals
    LISTING DETAILS
    Calgary Dream Homes
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Data was last updated April 16, 2024 at 02:05 AM (UTC)
Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS®System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS®System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.