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FIRST TIME BUYER INFORMATION


Buying a home for the first-home buyer may seem like an incredibly complex task. But with experienced professionals guiding you - it will be a lot easier.

The first step for the first-time buyer is to have a good team picked, we can help you there - click on the links below. 

1) Experienced Real Estate Advisor

2) Mortgage Broker

3) Real Estate Lawyer

These professionals will be your chosen team throughout the home buying process.

Next, it is important to figure out what you can afford. If you buy a home which will require you to pay mortgage payments which are in excess of a third of your income, you will have difficulty in keeping up with the mortgage payments. You will also need to look at property taxes, maintenance expenses, etc.

While you are considering making your offer to purchase, we will provide information to show you what recent homes sold for in the area(s) of interest. This will give you a good idea regarding what is a reasonable offer. Most offers will have (but not limited to) a Home Inspection and Mortgage condition period, and only when you are comfortable will the conditions be waived.

A quality home in Calgary is an investment that will not only be a great place for you and your family to live, but will also give you no reason to worry about issues like frequent repairs. We always go through everything with our clients and our golden rule is "No Surprise’s" everything is covered.

Call / Text or email us for a First Time Buyer Meeting 403-850-0669 - and let's discuss your options and get you fully prepared.

Chat with us – Find a time when you are free  |  Home Evaluation


Homes Priced Under $550,000

Calgary Homes UNDER $550,000

Calgary Homes under $550,000 this does NOT include condos- use our condo specific search tab at the top of the page.
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  • 2223 Township Road 303: Rural Mountain View County Detached for sale : MLS®# A2111841

    2223 Township Road 303 Rural Mountain View County Rural Mountain View County T0M 0N0
    Main Photo: 2223 Township Road 303: Rural Mountain View County Detached for sale : MLS®# A2111841
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2111841
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    1,409 sq. ft.
    Looking for a laid-back country lifestyle? This private and serene 2.2 acre parcel of land features lots of beautiful trees, is fully fenced with a gate and is ready for new owners. There is plenty of space for chickens to roost, a greenhouse and gardens or children and pets to run and play. Just imagine the possibilities to integrate with nature and enjoy hours of outdoor living. Just off the circular driveway is a newer, large 24’ X 28’ garage/shop that is fully insulated and features 12’ high walls. Along one side is a kennel and towards the coulee is a firepit. The home on this property is a 1973 mobile home with just over 1,400 sq ft of comfortable living space. Leave your boots, jackets etc, in the added-on mud room/porch and step into the laundry area that leads to a full bathroom on one side and the kitchen on the other. The kitchen is perfect for the person who loves to cook. It features updated cabinets, counters, and appliances and several pantry areas. Continue on into the dining area with build-in cabinets and a view out into the front yard as well as being open to the living room. The living room is a good size, has wonderful views and a wood-burning stove; a great place to curl up to watch your favorite TV show. Off the living room is the primary bedroom with it’s own ensuite. At the other end of the living room is a flex room plus two more bedrooms. Step down from the living room into spacious foyer/sun room. Make this space your own as a playroom, hobby area, etc. Just outside this door is a covered deck to sit and relax and leave behind the stresses of the day. This just may become your favorite space to take in the natural beauty and reconnect nature. Keep an eye out for local wildlife and birds that frequent the area. Watch the stars twinkle at night without any interference from town lights. The Town of Carstairs is a short drive away. Easy commute to the cities of Airdrie or Calgary. Come experience this down-home, comfortable-living vibe. Call today for a viewing! More details
    Listed by RE/MAX ACA Realty
    Calgary Dream Homes
  • 181 Rainbow Falls Boulevard: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2116970

    181 Rainbow Falls Boulevard Chestermere Chestermere T1X 0N6
    Main Photo: 181 Rainbow Falls Boulevard: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2116970
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2116970
    Bedrooms:
    3
    Bathrooms:
    4
    Floor Area:
    1,838 sq. ft.
    Nestled in the picturesque Rainbow Falls community of Chestermere, this charming semi-detached home is your very own pot of gold at the end of the rainbow. Step inside and be greeted by a grand two-story entryway that sets the tone of this elegant home. The main floor exudes warmth and style with its 9-foot ceilings, inviting living room featuring a gas fireplace, and a chef's kitchen that is sure to impress with stainless steel appliances, a spacious island, and a convenient walk-in pantry. The adjacent dining room, bathed in natural light, offers seamless access to the deck for indoor-outdoor living. Venture upstairs to discover a versatile bonus room and two primary suites, each offering unique comforts. One master suite boasts a private ensuite, while the other is connected to a Jack and Jill bathroom, both accompanied by walk-in closets for ample storage. The convenience of a second-floor laundry adds to the functionality of this home. The fully developed basement provides even more living space with an additional bedroom and bathroom, ideal for guests or as a private retreat. Plenty of room and storage options ensure that this space can adapt to your needs. Outside, the property shines with a vast backyard, perfect for outdoor gatherings and relaxation. Take advantage of the nearby walking paths, waterfalls, and the amenities of the neighborhood, including schools and shopping. This home is more than just a place to live; it's your lucky charm waiting to be discovered. Don't miss your chance - schedule a viewing today and experience the magic of Rainbow Falls living firsthand!!! More details
    Listed by eXp Realty
    Calgary Dream Homes
  • 77 Windgate Close SW: Airdrie Detached for sale : MLS®# A2115721

    77 Windgate Close SW Airdrie Airdrie T4B 3T1
    Main Photo: 77 Windgate Close SW: Airdrie Detached for sale : MLS®# A2115721
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2115721
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    1,963 sq. ft.
    INCREDIBLE VALUE in this 1,963 sq ft home in Windsong, Airdrie! This 3 bed, 2.5 bath home plus office is located on a corner lot with a large fenced yard and lots of East, South, and West facing windows. Double doors open to the foyer with high ceilings and an open office space with West and South windows. The kitchen includes a walk-in pantry, granite counters, a large center island, stainless steel appliances, and gas stove. The living room features large South windows with a bench seat, high tray ceilings, hardwood floors, and a gas fireplace. Off the kitchen/dining area is a door leading to the fenced backyard and back deck. A hallway off the kitchen leads to the double garage, powder room, and storage closet. The second level opens to a bonus room. To the right is the sunny primary bedroom with a large window bench, vaulted ceilings, walk-in closet, and 5-piece ensuite with a soaker tub and free-standing shower. Two additional bedrooms, both with large closets, a 4-piece bath, and additional linen closet make up the rest of the second level. The washer/dryer can be found in the undeveloped basement, along with a rough-in for an additional bathroom. Located close to walking paths, Windsong school, shopping, and with easy access to 8th and 40th for commuting, this could be the opportunity you’ve been waiting for! More details
    Listed by Grassroots Realty Group and RE/MAX Rocky View Real Estate
    Calgary Dream Homes
  • 73 New Brighton Green SE in Calgary: New Brighton Detached for sale : MLS®# A2116032

    73 New Brighton Green SE New Brighton Calgary T2Z 0J9
    Main Photo: 73 New Brighton Green SE in Calgary: New Brighton Detached for sale : MLS®# A2116032
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2116032
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    1,455 sq. ft.
    VISIT MULTIMEDIA LINK FOR FULL DETAILS & FLOORPLANS!* Welcome to the heart of New Brighton, where this charming 3-bed, 2.5-bath, 2-storey single-family home awaits, nestled in a prime location just blocks away from the vibrant shops, amenities, and restaurants of McKenzie Towne. With a perfect 10/10 score for its convenience, you'll find yourself within walking distance of everything you need. From the inviting large covered front porch to its impressive interior features, this home offers a remarkable living experience at an affordable price point. Upon entering, you're greeted by a spacious tiled front entrance with a convenient coat closet, seamlessly transitioning into the open-concept living space and dining area. Modern finishes and hardwood flooring grace the main level, while the front family room boasts natural light and ample wall space for artwork. The adjacent dining room offers seating for 8+ guests and abundant natural light. The rear chef-inspired kitchen features stainless steel appliances, a movable island, ample cabinetry, a large walk-in pantry, and an optional beverage cooler space. A 2-piece powder room and mudroom lead to the back deck, perfect for outdoor entertaining. Upstairs, large windows flood the space with light, highlighting a built-in bookshelf and the spacious primary bedroom with ensuite. Two additional bedrooms and a main bathroom provide comfort for family or guests. The partially developed, fully framed-in basement offers future expansion potential, and the west-facing fully fenced backyard features a huge deck outside. Updated lighting, paint, and exterior features enhance the property's appeal. New Brighton offers many community amenities, including schools, parks, recreation facilities, and more, with easy access to transportation routes for stress-free commuting. Your new home awaits - contact us today for your private showing! More details
    Listed by RE/MAX House of Real Estate
    Calgary Dream Homes
  • 4401 Greenview Drive NE in Calgary: Greenview Semi Detached (Half Duplex) for sale : MLS®# A2104661

    4401 Greenview Drive NE Greenview Calgary T2E 5R3
    Main Photo: 4401 Greenview Drive NE in Calgary: Greenview Semi Detached (Half Duplex) for sale : MLS®# A2104661
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2104661
    Bedrooms:
    5
    Bathrooms:
    2
    Floor Area:
    970 sq. ft.
    INVESTOR ALERT! This property has a legal suite in the basement and a total of 5 bedrooms (3up 2 down) a shared laundry room, a single garage spot and 2 outdoor parking spaces. It backs onto a dog park, there is a park area across the street and a park next door. It's close access to airport, all main routes and has schools and shopping nearby. The lot is fenced and many updates have been done to the structure, including a new flat roof in 2020, furnace replaced in 2008, electrical updated in 2023 including new panel, new outlets in lower unit and new wired in smoke detectors., many new windows and exterior doors in upper level in 2019,new lower windows in 2017 and new fence (in same spot as original) in 2016. More details
    Listed by CIR Realty
    Calgary Dream Homes
  • 221 Theodore Place NW in Calgary: Thorncliffe Semi Detached (Half Duplex) for sale : MLS®# A2104167

    221 Theodore Place NW Thorncliffe Calgary T2K 5L7
    Main Photo: 221 Theodore Place NW in Calgary: Thorncliffe Semi Detached (Half Duplex) for sale : MLS®# A2104167
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2104167
    Bedrooms:
    4
    Bathrooms:
    2
    Floor Area:
    960 sq. ft.
    Bi-level semi-detached INCREDIBLE INVESTMENT OPPORTUNITY that backs onto PATH and TUNNEL with DIRECT ACCESS TO NOSE HILL PARK! Welcome to 221 Theodore Pl NW, this Thorncliffe property is in a remarkable location, on a cul-de-sac street with a backyard that opens onto a back-lane with a direct pathway to the 14th St tunnel leading straight to Nose Hill Park making it a less than 5 min walk away! Bi-level home with upstairs unit which features a balcony, 2 bedrooms and full 4-piece bath as well as ILLEGAL basement suite with another 2 bedrooms and full bath. Basement ILLEGAL suite would be very easy to legalize in the future and also includes separate laundry washers/dryers in both units, upstairs and downstairs. Electric stoves in both units with separate entrances to both units. On top of the direct access to Nose Hill Park, you also have an off-leash dog park opposite to the tunnel, which is also less than a 5 min walk away. Nearby is John G. Diefenbaker High School, Sir John A. Macdonald Junior High School, and North Haven Elementary School with access to major roadways like 14th ST NW, 4th ST NW, Centre ST, McKnight BLVD, and John Laurie BLVD. Lots of public transit options available in the area, with bus stop at the end of the street for Bus #4, #5, #3 etc. with 78th Ave NW Bus Terminal nearby. Jumping in the car, short commute to Downtown: 10-15 min drive (8.8KM), Airport: 15 min drive (10.8KM) and Banff: 1 hour 30 mins (128KM). Great investment opportunity in a great location! More details
    Listed by RE/MAX First
    Calgary Dream Homes
  • 1443 Mccrimmon Drive: Carstairs Detached for sale : MLS®# A2117735

    1443 Mccrimmon Drive Carstairs Carstairs T0M 0N0
    Main Photo: 1443 Mccrimmon Drive: Carstairs Detached for sale : MLS®# A2117735
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2117735
    Bedrooms:
    2
    Bathrooms:
    3
    Floor Area:
    1,354 sq. ft.
    Amazing VALUE for this FANTASTIC home that has been UPDATED. The OPEN Concept is perfect entertaining. Nestled on a nice street with a large fenced yard backing on to GREENSPACE. This well maintained home features a RENOVATED GOURMET KITCHEN complete with a massive ISLAND, STAINLESS STEEL appliances and tons of custom cabinets and counter space. The patio door leads to your large DECK and backyard. There is also a dinning area overlooking the spacious living room with BAY windows .There are 2 bedrooms, including a large primary with an ENSUITE with a beautiful JACUZZI and separate shower The basement is finished with a large rec/family room, another full bathroom and plenty of storage. There is also a large HEATED double attached GARAGE with 12 foot ceilings. ons of STORAGE, 3rd bedroom & HUGE laundry room. 2010 UPGRADES include: all new exterior & roof, extra insulation to exterior walls, completely new kitchen, electrical panel and wiring, doors, windows, bathrooms, flooring, paint, railings, ceilings, light fixtures, landscaping & 3 sides of fence. Exceptional VALUE- don’t miss out on this BEAUTIFUL home! More details
    Listed by RE/MAX Real Estate (Central)
    Calgary Dream Homes
  • 254 Shawnessy Drive SW in Calgary: Shawnessy Detached for sale : MLS®# A2117682

    254 Shawnessy Drive SW Shawnessy Calgary T2Y 1M5
    Main Photo: 254 Shawnessy Drive SW in Calgary: Shawnessy Detached for sale : MLS®# A2117682
    $549,900
    Residential
    Status:
    Active
    MLS® Num:
    A2117682
    Bedrooms:
    4
    Bathrooms:
    4
    Floor Area:
    1,530 sq. ft.
    Welcome to this charming 2-story home nestled in the desirable community of Shawnessy! With its array of features and convenient location, this property offers the perfect blend of comfort and accessibility. As you enter you will see a formal dining room with views to your front porch, easily converted to a den or office with a glass door to close it off. You’ll cross into the great living room with vaulted ceilings, and large windows allowing so much natural light through your home. The kitchen is equipped with stainless steel appliances, perfect for any family's needs. Large enough to accomodate informal dining for those busy mornings. Continue through the open concept to the family room, be greeted by the warmth of a gas fireplace as the focal point of the room, creating an inviting ambiance for cozy gatherings. The main level boasts an abundance of natural light streaming in through huge windows, accentuating the spaciousness of the living area. You are then led out to a deck with a pergola, ideal for al fresco outdoor dining or relaxation in the west-facing backyard. Enjoy the convenience of main-level laundry large enough to help you live out your mudroom dreams. Upstairs, the primary bedroom awaits with dual closets and a updated 3-piece ensuite featuring a walk-in shower, providing a private retreat after a long day. Two additional bedrooms and an updated 4-piece bath with a soaker tub complete the upper level. The basement, partially finished, offers versatility and potential with a wood-burning fireplace, hookups for additional laundry, and the opportunity to add another bathroom steps away from being completed (2k estimated to complete), making it an ideal space for recreation customized to suit your needs. Outside, the double detached garage provides ample parking and storage space, while the community amenities including parks, schools, tennis courts, walking and bike paths, offer endless opportunities for outdoor enjoyment. Conveniently located, walking distance to 3 schools, Shawnigan Park and 5 min drive to Shawnessy Shopping Centre - Cardel Rec Centre, YMCA, library, Walmart, Superstore, gyms, C-train station, restaurants. With the ring road now open access to the entire city is easily accessible. Don't miss out on the chance to make this wonderful home yours – schedule your showing today and experience the best of Shawnessy living! More details
    Listed by RE/MAX First
    Calgary Dream Homes
  • 606 High Park Boulevard NW: High River Detached for sale : MLS®# A2113483

    606 High Park Boulevard NW High River High River T1V 2C5
    Main Photo: 606 High Park Boulevard NW: High River Detached for sale : MLS®# A2113483
    $549,900
    Residential
    Status:
    Active
    MLS® Num:
    A2113483
    Bedrooms:
    4
    Bathrooms:
    4
    Floor Area:
    2,329 sq. ft.
    Location is everything and this property has a perfect location, close to the Highwood lake, short distance to the school and backing onto a green space. This wonderful home has a beautiful front porch perfect for those summer morning coffees. Inside you are welcomed by a huge office off the entrance that would make a perfect home based business or a perfect homework station complete with built in cabinetry. Walk in a little further and you are welcomed by an open living room kitchen concept complete with a gas fireplace!! Upstairs you will find upper laundry and 4 generous sized bedrooms!! The ensuite comes complete with a separate shower and tub!! The walk out basement comes complete with a 5th bedroom as well as 3 piece bath, storage and a fantastic family room!! This home is perfect for the family that needs some space!! Call your favorite agent today! More details
    Listed by Century 21 Foothills Real Estate
    Calgary Dream Homes
  • 123 Abingdon Court NE in Calgary: Abbeydale Detached for sale : MLS®# A2115821

    123 Abingdon Court NE Abbeydale Calgary T2A 6S4
    Main Photo: 123 Abingdon Court NE in Calgary: Abbeydale Detached for sale : MLS®# A2115821
    $549,900
    Residential
    Status:
    Active
    MLS® Num:
    A2115821
    Bedrooms:
    4
    Bathrooms:
    3
    Floor Area:
    1,009 sq. ft.
    FULLY RENOVATED! ILLEGAL SUITE! LUXURY FINISHINGS! CLOSE TO SCHOOLS! This FULLY RENOVATED HOME BOASTS over 1800 SQFT of LUXURIOUS LIVING SPACE that includes NEW LUXURY VINYL PLANK, GLASS RAILING, BLACK FIXTURES, POT LIGHTS AND MORE!!!! The home is LOCATED MINUTES away from SCHOOLS AND SHOPPING CENTRES!!!! On the exterior you will find a FARMHOUSE STYLE BLACK AND WHITE DESIGN AND FINISHINGS as well as NEW WINDOWS!!!! As soon as you enter you will be greeted in the FOYER which LEADS INTO the LIVING ROOM featuring a BRAND NEW ELECTRIC FIREPLACE paired with BEAUTIFUL BLACK TILES. The DINING ROOM is located CONVENIENTLY on the MAIN FLOOR as well!!!! The KITCHEN IS BRAND NEW with LUXURY HIGH GLOSS CABINETS AND QUARTZ COUNTERTOPS WITH A WATERFALL COUNTER TOP FEATURE ON THE ISLAND!!!! All the APPLIANCES ARE STAINLESS STEEL!!!! There is ALSO a BRAND NEW LAUNDRY ON THE MAIN! You will find TWO BEDS AND ONE 4PC BATH ON THE MAIN (ONE OF THE BEDS IS THE MASTER BEDROOM WITH AN ADDITIONAL 2PC ENSUITE!!!! The BASEMENT has its own SEPARATE ENTRY that leads to the ILLEGAL SUITE!!!! The BASEMENT HAS AN ADDITIONAL LIVING/REC ROOM and a BRAND NEW KITCHEN IN THE SAME DESIGN AND MATERIALS AS THE UPSTAIRS KITCHEN!!!! You will find an ADDITIONAL 4PC BATHROOM, TWO BEDS AND SEPARATE LAUNDRY AREA AS WELL!!!! There is a DRIVEWAY IN THE FRONT AND A HUGE BACKYARD TO ENJOY!!!! The FURNACE AND HOT WATER TANKS ARE A FEW YEARS OLD!!!! FULLY RENOVATED! ILLEGAL SUITE! LUXURY FINISHINGS! CLOSE TO SCHOOLS! More details
    Listed by Real Broker
    Calgary Dream Homes
  • 128 San Diego Green NE in Calgary: Monterey Park Detached for sale : MLS®# A2114197

    128 San Diego Green NE Monterey Park Calgary T1Y 7C5
    Main Photo: 128 San Diego Green NE in Calgary: Monterey Park Detached for sale : MLS®# A2114197
    $549,900
    Residential
    Status:
    Active
    MLS® Num:
    A2114197
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    1,214 sq. ft.
    Welcome to your dream home nestled in a serene cul-de-sac, overlooking a park/playground. This charming 2-storey residence with a double attached garage boasts everything you've been searching for. On the bright main floor, an open-concept layout awaits, seamlessly connecting the living, dining, and kitchen areas. Curl up by the cozy corner fireplace in the living room, while the kitchen dazzles with stainless steel appliances, a modern backsplash, an island, and a pantry. As you head towards upstairs, you'll be greeted by the inviting ambiance of laminate flooring that spans the upper floors, enhancing both style and durability. The upper level has 3 spacious bedrooms and a full washroom, providing ample space. The fully finished basement is a versatile haven, featuring a spacious family room, a flexible space ideal for a home office or gym, and a convenient storage and laundry area, ensuring functionality meets comfort seamlessly. Updates abound in this abode, with a new washer, dryer, furnace, and hot water tank - all installed between 2022-2023- ensuring worry-free living for years to come. Additionally, the entire house has been treated to professional cleaning and painting, exuding a fresh and inviting ambiance. Outside, the expansive backyard beckons for gatherings and relaxation, complete with a deck, storage shed, and fences, offering privacy and endless possibilities for outdoor enjoyment. Conveniently located near grocery stores, restaurants, cafes, schools, parks, and transit options, this home epitomizes the perfect blend of comfort, convenience, and community. Don't miss out on this rare opportunity to make this house your forever home. More details
    Listed by CIR Realty
    Calgary Dream Homes
  • 807 21 Avenue SE in Calgary: Ramsay Detached for sale : MLS®# A2090497

    807 21 Avenue SE Ramsay Calgary T2G 1M9
    Main Photo: 807 21 Avenue SE in Calgary: Ramsay Detached for sale : MLS®# A2090497
    $549,900
    Residential
    Status:
    Active
    MLS® Num:
    A2090497
    Bedrooms:
    4
    Bathrooms:
    1
    Floor Area:
    840 sq. ft.
    An exceptional opportunity awaits to acquire this charming bungalow on an expansive lot boasting abundant southern exposure. Numerous improvements have been made, such as recently upgraded windows throughout, a newer roof, furnace, and hot water tank. The well-lit open-concept living room and dining area provide a welcoming ambiance. The main floor features two bedrooms, along with a fully renovated 4-piece bathroom in excellent condition. The kitchen offers convenient access to the south-facing yard and a spacious deck. Main floor laundry adds to the practicality of this home. The BASEMENT, which has experienced some water exposure, remains accessible for potential buyers to inspect. It houses two additional bedrooms and ample storage space. The landscaped yard is a visual delight with its profusion of perennial plants. Although the small single garage is primarily designated for storage, the property provides two parking spots on a gravel pad. More details
    Listed by RE/MAX Real Estate (Central)
    Calgary Dream Homes
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Data was last updated March 29, 2024 at 06:05 AM (UTC)

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