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FIRST TIME BUYER INFORMATION


Buying a home for the first-home buyer may seem like an incredibly complex task. But with experienced professionals guiding you - it will be a lot easier.

The first step for the first-time buyer is to have a good team picked, we can help you there - click on the links below. 

1) Experienced Real Estate Advisor

2) Mortgage Broker

3) Real Estate Lawyer

These professionals will be your chosen team throughout the home buying process.

Next, it is important to figure out what you can afford. If you buy a home which will require you to pay mortgage payments which are in excess of a third of your income, you will have difficulty in keeping up with the mortgage payments. You will also need to look at property taxes, maintenance expenses, etc.

While you are considering making your offer to purchase, we will provide information to show you what recent homes sold for in the area(s) of interest. This will give you a good idea regarding what is a reasonable offer. Most offers will have (but not limited to) a Home Inspection and Mortgage condition period, and only when you are comfortable will the conditions be waived.

A quality home in Calgary is an investment that will not only be a great place for you and your family to live, but will also give you no reason to worry about issues like frequent repairs. We always go through everything with our clients and our golden rule is "No Surprise’s" everything is covered.

Call / Text or email us for a First Time Buyer Meeting 403-850-0669 - and let's discuss your options and get you fully prepared.

Chat with us – Find a time when you are free  |  Home Evaluation


Homes Priced Under $550,000

Calgary Homes UNDER $550,000

Calgary Homes under $550,000 this does NOT include condos- use our condo specific search tab at the top of the page.
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  • 77 Windgate Close SW: Airdrie Detached for sale : MLS®# A2115721

    77 Windgate Close SW Airdrie Airdrie T4B 3T1
    Main Photo: 77 Windgate Close SW: Airdrie Detached for sale : MLS®# A2115721
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2115721
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    1,963 sq. ft.
    INCREDIBLE VALUE in this 1,963 sq ft home in Windsong, Airdrie! This 3 bed, 2.5 bath home plus office is located on a corner lot with a large fenced yard and lots of East, South, and West facing windows. Double doors open to the foyer with high ceilings and an open office space with West and South windows. The kitchen includes a walk-in pantry, granite counters, a large center island, stainless steel appliances, and gas stove. The living room features large South windows with a bench seat, high tray ceilings, hardwood floors, and a gas fireplace. Off the kitchen/dining area is a door leading to the fenced backyard and back deck. A hallway off the kitchen leads to the double garage, powder room, and storage closet. The second level opens to a bonus room. To the right is the sunny primary bedroom with a large window bench, vaulted ceilings, walk-in closet, and 5-piece ensuite with a soaker tub and free-standing shower. Two additional bedrooms, both with large closets, a 4-piece bath, and additional linen closet make up the rest of the second level. The washer/dryer can be found in the undeveloped basement, along with a rough-in for an additional bathroom. Located close to walking paths, Windsong school, shopping, and with easy access to 8th and 40th for commuting, this could be the opportunity you’ve been waiting for! More details
    Listed by Grassroots Realty Group and RE/MAX Rocky View Real Estate
    Calgary Dream Homes
  • 73 New Brighton Green SE in Calgary: New Brighton Detached for sale : MLS®# A2116032

    73 New Brighton Green SE New Brighton Calgary T2Z 0J9
    Main Photo: 73 New Brighton Green SE in Calgary: New Brighton Detached for sale : MLS®# A2116032
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2116032
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    1,455 sq. ft.
    VISIT MULTIMEDIA LINK FOR FULL DETAILS & FLOORPLANS!* Welcome to the heart of New Brighton, where this charming 3-bed, 2.5-bath, 2-storey single-family home awaits, nestled in a prime location just blocks away from the vibrant shops, amenities, and restaurants of McKenzie Towne. With a perfect 10/10 score for its convenience, you'll find yourself within walking distance of everything you need. From the inviting large covered front porch to its impressive interior features, this home offers a remarkable living experience at an affordable price point. Upon entering, you're greeted by a spacious tiled front entrance with a convenient coat closet, seamlessly transitioning into the open-concept living space and dining area. Modern finishes and hardwood flooring grace the main level, while the front family room boasts natural light and ample wall space for artwork. The adjacent dining room offers seating for 8+ guests and abundant natural light. The rear chef-inspired kitchen features stainless steel appliances, a movable island, ample cabinetry, a large walk-in pantry, and an optional beverage cooler space. A 2-piece powder room and mudroom lead to the back deck, perfect for outdoor entertaining. Upstairs, large windows flood the space with light, highlighting a built-in bookshelf and the spacious primary bedroom with ensuite. Two additional bedrooms and a main bathroom provide comfort for family or guests. The partially developed, fully framed-in basement offers future expansion potential, and the west-facing fully fenced backyard features a huge deck outside. Updated lighting, paint, and exterior features enhance the property's appeal. New Brighton offers many community amenities, including schools, parks, recreation facilities, and more, with easy access to transportation routes for stress-free commuting. Your new home awaits - contact us today for your private showing! More details
    Listed by RE/MAX House of Real Estate
    Calgary Dream Homes
  • 2223 Township Road 303: Rural Mountain View County Detached for sale : MLS®# A2111841

    2223 Township Road 303 Rural Mountain View County Rural Mountain View County T0M 0N0
    Main Photo: 2223 Township Road 303: Rural Mountain View County Detached for sale : MLS®# A2111841
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2111841
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    1,409 sq. ft.
    Looking for a laid-back country lifestyle? This private and serene 2.2 acre parcel of land features lots of beautiful trees, is fully fenced with a gate and is ready for new owners. There is plenty of space for chickens to roost, a greenhouse and gardens or children and pets to run and play. Just imagine the possibilities to integrate with nature and enjoy hours of outdoor living. Just off the circular driveway is a newer, large 24’ X 28’ garage/shop that is fully insulated and features 12’ high walls. Along one side is a kennel and towards the coulee is a firepit. The home on this property is a 1973 mobile home with just over 1,400 sq ft of comfortable living space. Leave your boots, jackets etc, in the added-on mud room/porch and step into the laundry area that leads to a full bathroom on one side and the kitchen on the other. The kitchen is perfect for the person who loves to cook. It features updated cabinets, counters, and appliances and several pantry areas. Continue on into the dining area with build-in cabinets and a view out into the front yard as well as being open to the living room. The living room is a good size, has wonderful views and a wood-burning stove; a great place to curl up to watch your favorite TV show. Off the living room is the primary bedroom with it’s own ensuite. At the other end of the living room is a flex room plus two more bedrooms. Step down from the living room into spacious foyer/sun room. Make this space your own as a playroom, hobby area, etc. Just outside this door is a covered deck to sit and relax and leave behind the stresses of the day. This just may become your favorite space to take in the natural beauty and reconnect nature. Keep an eye out for local wildlife and birds that frequent the area. Watch the stars twinkle at night without any interference from town lights. The Town of Carstairs is a short drive away. Easy commute to the cities of Airdrie or Calgary. Come experience this down-home, comfortable-living vibe. Call today for a viewing! More details
    Listed by RE/MAX ACA Realty
    Calgary Dream Homes
  • 1443 Mccrimmon Drive: Carstairs Detached for sale : MLS®# A2117735

    1443 Mccrimmon Drive Carstairs Carstairs T0M 0N0
    Main Photo: 1443 Mccrimmon Drive: Carstairs Detached for sale : MLS®# A2117735
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2117735
    Bedrooms:
    2
    Bathrooms:
    3
    Floor Area:
    1,354 sq. ft.
    Amazing VALUE for this FANTASTIC home that has been UPDATED. The OPEN Concept is perfect entertaining. Nestled on a nice street with a large fenced yard backing on to GREENSPACE. This well maintained home features a RENOVATED GOURMET KITCHEN complete with a massive ISLAND, STAINLESS STEEL appliances and tons of custom cabinets and counter space. The patio door leads to your large DECK and backyard. There is also a dinning area overlooking the spacious living room with BAY windows .There are 2 bedrooms, including a large primary with an ENSUITE with a beautiful JACUZZI and separate shower The basement is finished with a large rec/family room, another full bathroom and plenty of storage. There is also a large HEATED double attached GARAGE with 12 foot ceilings. ons of STORAGE, 3rd bedroom & HUGE laundry room. 2010 UPGRADES include: all new exterior & roof, extra insulation to exterior walls, completely new kitchen, electrical panel and wiring, doors, windows, bathrooms, flooring, paint, railings, ceilings, light fixtures, landscaping & 3 sides of fence. Exceptional VALUE- don’t miss out on this BEAUTIFUL home! More details
    Listed by RE/MAX Real Estate (Central)
    Calgary Dream Homes
  • 4401 Greenview Drive NE in Calgary: Greenview Semi Detached (Half Duplex) for sale : MLS®# A2104661

    4401 Greenview Drive NE Greenview Calgary T2E 5R3
    Main Photo: 4401 Greenview Drive NE in Calgary: Greenview Semi Detached (Half Duplex) for sale : MLS®# A2104661
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2104661
    Bedrooms:
    5
    Bathrooms:
    2
    Floor Area:
    970 sq. ft.
    INVESTOR ALERT! This property has a legal suite in the basement and a total of 5 bedrooms (3up 2 down) a shared laundry room, a single garage spot and 2 outdoor parking spaces. It backs onto a dog park, there is a park area across the street and a park next door. It's close access to airport, all main routes and has schools and shopping nearby. The lot is fenced and many updates have been done to the structure, including a new flat roof in 2020, furnace replaced in 2008, electrical updated in 2023 including new panel, new outlets in lower unit and new wired in smoke detectors., many new windows and exterior doors in upper level in 2019,new lower windows in 2017 and new fence (in same spot as original) in 2016. More details
    Listed by CIR Realty
    Calgary Dream Homes
  • 221 Theodore Place NW in Calgary: Thorncliffe Semi Detached (Half Duplex) for sale : MLS®# A2104167

    221 Theodore Place NW Thorncliffe Calgary T2K 5L7
    Main Photo: 221 Theodore Place NW in Calgary: Thorncliffe Semi Detached (Half Duplex) for sale : MLS®# A2104167
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2104167
    Bedrooms:
    4
    Bathrooms:
    2
    Floor Area:
    960 sq. ft.
    Bi-level semi-detached INCREDIBLE INVESTMENT OPPORTUNITY that backs onto PATH and TUNNEL with DIRECT ACCESS TO NOSE HILL PARK! Welcome to 221 Theodore Pl NW, this Thorncliffe property is in a remarkable location, on a cul-de-sac street with a backyard that opens onto a back-lane with a direct pathway to the 14th St tunnel leading straight to Nose Hill Park making it a less than 5 min walk away! Bi-level home with upstairs unit which features a balcony, 2 bedrooms and full 4-piece bath as well as ILLEGAL basement suite with another 2 bedrooms and full bath. Basement ILLEGAL suite would be very easy to legalize in the future and also includes separate laundry washers/dryers in both units, upstairs and downstairs. Electric stoves in both units with separate entrances to both units. On top of the direct access to Nose Hill Park, you also have an off-leash dog park opposite to the tunnel, which is also less than a 5 min walk away. Nearby is John G. Diefenbaker High School, Sir John A. Macdonald Junior High School, and North Haven Elementary School with access to major roadways like 14th ST NW, 4th ST NW, Centre ST, McKnight BLVD, and John Laurie BLVD. Lots of public transit options available in the area, with bus stop at the end of the street for Bus #4, #5, #3 etc. with 78th Ave NW Bus Terminal nearby. Jumping in the car, short commute to Downtown: 10-15 min drive (8.8KM), Airport: 15 min drive (10.8KM) and Banff: 1 hour 30 mins (128KM). Great investment opportunity in a great location! More details
    Listed by RE/MAX First
    Calgary Dream Homes
  • 181 Rainbow Falls Boulevard: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2116970

    181 Rainbow Falls Boulevard Chestermere Chestermere T1X 0N6
    Main Photo: 181 Rainbow Falls Boulevard: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2116970
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2116970
    Bedrooms:
    3
    Bathrooms:
    4
    Floor Area:
    1,838 sq. ft.
    Nestled in the picturesque Rainbow Falls community of Chestermere, this charming semi-detached home is your very own pot of gold at the end of the rainbow. Step inside and be greeted by a grand two-story entryway that sets the tone of this elegant home. The main floor exudes warmth and style with its 9-foot ceilings, inviting living room featuring a gas fireplace, and a chef's kitchen that is sure to impress with stainless steel appliances, a spacious island, and a convenient walk-in pantry. The adjacent dining room, bathed in natural light, offers seamless access to the deck for indoor-outdoor living. Venture upstairs to discover a versatile bonus room and two primary suites, each offering unique comforts. One master suite boasts a private ensuite, while the other is connected to a Jack and Jill bathroom, both accompanied by walk-in closets for ample storage. The convenience of a second-floor laundry adds to the functionality of this home. The fully developed basement provides even more living space with an additional bedroom and bathroom, ideal for guests or as a private retreat. Plenty of room and storage options ensure that this space can adapt to your needs. Outside, the property shines with a vast backyard, perfect for outdoor gatherings and relaxation. Take advantage of the nearby walking paths, waterfalls, and the amenities of the neighborhood, including schools and shopping. This home is more than just a place to live; it's your lucky charm waiting to be discovered. Don't miss your chance - schedule a viewing today and experience the magic of Rainbow Falls living firsthand!!! More details
    Listed by eXp Realty
    Calgary Dream Homes
  • 807 21 Avenue SE in Calgary: Ramsay Detached for sale : MLS®# A2090497

    807 21 Avenue SE Ramsay Calgary T2G 1M9
    Main Photo: 807 21 Avenue SE in Calgary: Ramsay Detached for sale : MLS®# A2090497
    $549,900
    Residential
    Status:
    Active
    MLS® Num:
    A2090497
    Bedrooms:
    4
    Bathrooms:
    1
    Floor Area:
    840 sq. ft.
    An exceptional opportunity awaits to acquire this charming bungalow on an expansive lot boasting abundant southern exposure. Numerous improvements have been made, such as recently upgraded windows throughout, a newer roof, furnace, and hot water tank. The well-lit open-concept living room and dining area provide a welcoming ambiance. The main floor features two bedrooms, along with a fully renovated 4-piece bathroom in excellent condition. The kitchen offers convenient access to the south-facing yard and a spacious deck. Main floor laundry adds to the practicality of this home. The BASEMENT, which has experienced some water exposure, remains accessible for potential buyers to inspect. It houses two additional bedrooms and ample storage space. The landscaped yard is a visual delight with its profusion of perennial plants. Although the small single garage is primarily designated for storage, the property provides two parking spots on a gravel pad. More details
    Listed by RE/MAX Real Estate (Central)
    Calgary Dream Homes
  • 444 Taradale Drive NE in Calgary: Taradale Detached for sale : MLS®# A2114576

    444 Taradale Drive NE Taradale Calgary T3J 4K1
    Main Photo: 444 Taradale Drive NE in Calgary: Taradale Detached for sale : MLS®# A2114576
    $549,900
    Residential
    Status:
    Active
    MLS® Num:
    A2114576
    Bedrooms:
    4
    Bathrooms:
    2
    Floor Area:
    964 sq. ft.
    Great opportunity to own this fully finished 4 level split in the heart of Taradale. Great location easy walk to the schools and across the street from the pond & playground. There are 2 bedrooms up with the 4 pce bathroom in the Master. The Master also has a good sized walkin closet. The 2nd bedroom is a good size as well. The Main floor is wide open and boasts soaring vaulted ceilings and a huge window overlooking the front yard. The main living room is huge and bright and has plenty of space for entertaining any sized family function. The kitchen is open to both the dining and living rooms. There is lots of counterspace and drawers plus there is a handy corner pantry. The kitchen island has a nice breakfast bar and there are dual sinks in the island as well. Off the kitche you will find the dining area~ plenty of room for any sized dining room table set. The sliding glass doors off the dining room lead to the large backyard. Nice and private with plenty of grass & a kids playcentre is included with swings and a slide! There is also a fenced in dog run off to the side with entrances from the back and off the front deck. The detached garage is an oversized double with loads of extra storage shelves & loads of space to work on your vehicles. The 3rd level is bright with a family room, a 3rd bedroom and a full sized 4 pce bathroom. Thge 4th level is where you will find the laundry room and another bedroom/office space. There is a cold/storage room with an included freezer as well. There is a newer high efficient furnace, dual Hot Water Tanks (the main one is brand new) and a builtin vacuflo. There is a hatch under the 4th level stairs where you will find the attachments for the vacu system. The roof is new with 50 year shingles. The dishwasher is also new. Great location in Taradale. More details
    Listed by Royal LePage Benchmark
    Calgary Dream Homes
  • 8 Deersaxon Road SE in Calgary: Deer Run Detached for sale : MLS®# A2115811

    8 Deersaxon Road SE Deer Run Calgary T2J 6W1
    Main Photo: 8 Deersaxon Road SE in Calgary: Deer Run Detached for sale : MLS®# A2115811
    $549,900
    Residential
    Status:
    Active
    MLS® Num:
    A2115811
    Bedrooms:
    4
    Bathrooms:
    3
    Floor Area:
    1,395 sq. ft.
    **OPEN HOUSE SATURDAY 12-2pm. March 30th** Welcome to this fully finished, 4 bedroom, 2 storey home with 2059 sqft of finished living space. As you enter this home you are greeted in the foyer with an upgraded wall of Custom Built Cabinetry and large floor tile. New Luxury Vinyl Plank Flooring in the living & dining rooms on the main floor has been installed, plus a brand new mantle (old one in photos) on the wood burning fireplace. Large bay window and others throughout allow for lots of natural sunlight. This home offers a newer kitchen with Custom Built White Cabinetry with large pantry matching the foyer & rear closet/storage. Newer stainless steel appliances, OTR Microwave (02/2024) and upgraded large gloss tile flooring. LED Under cabinet lighting & lighted feature cabinet above sink. A Custom rear closet also matches the kitchen & foyer. As well a larger sliding patio door was installed where a smaller kitchen window was to replace the prior exterior man door near the half bath for rear yard access! Upstairs is home to a spacious primary bedroom with a 2pc ensuite bathroom and dual closets. Two more good sized bedrooms and 4 piece bathroom complete this level. The basement is fully finished with a large fourth bedroom, laundry room, storage room and large family room. NEW Furnace in fall of 2022, HWT in 2018, Roof replaced in 2015 and the exterior of the home was painted in 2014. Out back relax on your newer maintenance-free floor deck with matching BBQ / Smoker shelter waiting for those summer gatherings. The mature trees provide privacy and a exposed aggregate concrete dog run along the side of the house is ready to go. Three sheds for yard storage also come with this home. NOTE: Additional Luxury Vinyl Plank flooring stacked on upper level stays with the home to complete Primary Bedroom, Hallway & Stairs. Picture of summer back yard shows gravel pad for Fire Pit (which stays with home) but was placed aside for pool. Imagine living near Fish Creek Park and going for a picnic or taking a scenic walk or bike ride to clear your head or a walk with the family dog can be a great addition to city life. This home is a short walk to nearby shopping, multiple amenities & public transportation. Deer Run is a family-friendly neighbourhood with two Elementary & one Junior High School. It’s perfect for those who love quality family time and the community spirit. Plus a short drive to Sikome Lake in the park at the end of Bow Bottom Trail. Have you been looking for a NEW house in an established area for a great price? You will not want to miss out on this home or community - contact your friendly realtor & book your viewing today! POTENTIAL FUTURE 20X25ft GARAGE PLANS ATTACHED TO LISTING SUPPLEMENTS & PreCompliant RPR newly attached. More details
    Listed by MaxWell Capital Realty
    Calgary Dream Homes
  • 229 Dawson Drive: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2115398

    229 Dawson Drive Chestermere Chestermere T1X 2R3
    Main Photo: 229 Dawson Drive: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2115398
    $549,900
    Residential
    Status:
    Active
    MLS® Num:
    A2115398
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    1,412 sq. ft.
    BRAND NEW BUILT - SEPARATE SIDE ENTRANCE, nestled in the highly sought community. Over 1400 square feet of living space, 3 BEDROOMS and 2.5 BATHROOMS. Dawson’s Landing neighborhood, this home is a testament to modern craftsmanship. Dawson’s Landing is a -new community This community has been specially created to allow families to experience a close connection with nature. There’s always something to do, from swimming, skating, cycling on the extensive bike paths, fishing at the lake to picnicking in the future eco-park while learning about wetland preservation. And it’s all as little as 22 minutes from downtown Calgary or the airport. Live within walking distance of almost 30 acres of protected future wetland. Your family will never grow tired of exploring the low-impact trails, pathways, boardwalk, and viewing areas near your new home. Dawson’s Landing is designed with an integrated open space network, providing more space than other communities. In about 10 minutes, your family can use the network to walk to many destinations, such as the future eco-park, recreational facility, school sites (there are sites for two future schools), and various parks. THE OPEN -CONCEPT main floor, adorned with Luxury Vinyl Plank flooring, The heart of this home lies in the KITCHEN has ample cabinetry, a generous CENTRAL ISLAND, BREAKFAST BAR, gleaming white QUARTZ COUNTERTOPS, and STAINLESS-STELL APPLIANCES. The living room offers a perfect SIZE. As you go up stairs, you'll discover the primary master suite indulges with a WALK -IN CLOSET and 4-piece bathroom, the second and third bedrooms and their shared 4pc BATHROOM with a tub Complete the upper level. This home is less then 10 minutes away from Costco, major shopping area. More details
    Listed by RE/MAX Real Estate (Central)
    Calgary Dream Homes
  • 171 Tarawood Grove NE in Calgary: Taradale Detached for sale : MLS®# A2118435

    171 Tarawood Grove NE Taradale Calgary T3J 5A7
    Main Photo: 171 Tarawood Grove NE in Calgary: Taradale Detached for sale : MLS®# A2118435
    $549,900
    Residential
    Status:
    Active
    MLS® Num:
    A2118435
    Bedrooms:
    4
    Bathrooms:
    3
    Floor Area:
    1,091 sq. ft.
    Welcome to beautiful home in the most sought after community of Taradale. This legally suited property offers 2 self-contained units with separate entrances creating tremendous revenue generating potential to rent out both, live up and rent down or for multi-generational living. The main level living room having 11 feet high ceiling is a perfect retreat for any busy family with an extremely clean, open and airy floor plan that is bathed in natural light. Gleaming LVP flooring adorn the relaxing living room while oversized East-facing windows stream in sunshine throughout the day. The neutral kitchen eases family mealtimes and entertaining , a plethora of cabinetry . Adjacently the dining room has lots of room for everyone to gather over a delicious meal. Patio sliders access the yard for a seamless indoor/outdoor lifestyle. The upper level is home to 3 spacious and bright bedrooms including the primary suite complete with its own private 4-piece ensuite, no need to share! Both additional bedrooms are good-sized and share the 4-piece main bathroom. The legal suited basement is private from the upper levels with a separate side entrance making it ideal for a tenant, extended family members or just more space. This level includes a kitchen, family room, 1 beds , a den and a full bathroom. A huge yard with concrete parking pad , offers a ton of play space for kids and pets . Located in the family-oriented community of Taradale within walking distance to schools, parks, transit and miles of walking paths that wind around the ponds. This amazing location also takes advantage of the amenities in neighboring Saddletowne and Falcon Ridge including the always popular Genesis Centre. All this comes together to make for a spectacular home in an unbeatable location! More details
    Listed by RE/MAX Complete Realty
    Calgary Dream Homes
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Data was last updated March 29, 2024 at 12:05 AM (UTC)

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