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Home Financing Alternatives


Home Financing Alternatives

What to do when you can’t bank on the bank

Did the bank say no when you applied for home financing?

It might surprise you to hear that their “no” should not be considered final.

Some mortgage loan requests are more complicated than others. And it is often in these scenarios that the banks are unable to move forward.

They simply don’t have the resources to navigate complexity. It’s not cost effective and home financing is just one of many, many services they provide.

But mortgage brokers specialize solely in mortgage loans. If you find the right expert, they may be able to get you approved.

Meet the experts at Jencor Mortgage

  • I have worked with the team at Jencor Mortgage for many years and several of my clients have had success achieving financing with their help.
  • Jencor has been in the mortgage industry for more than 35 years and has some of the best brokers in Canada. They have access to a huge network of lenders—from the big banks to credit unions to private options and more. They also employ a group of underwriters whose focus is to build out extensive paper trails (the very work that tends to put banks off).

If you are having a hard time getting mortgage approval, Jencor can help. Some of the home financing alternatives they might discuss with you include:

  • Helping self-employed folks with an insured stated income mortgage.
  • Helping self-employed folks with a bank statement cash flow conventional mortgage.
  • Using grandfathered rules on mortgages placed before 2016 to get a lower rate at renewal.
  • Getting a larger mortgage than your bank is offering, using extended debt service ratios, or perhaps with a non-stress test lender, or utilizing different income analysis.
  • Working with a lender who has more lenient credit history policies.

Don’t give up!

Jencor will work on your behalf to find a mortgage solution to suit your unique needs.

These brokers embrace a challenge. This perspective is what has made them successful since the 1980s.

They really know the ins-and-outs of the mortgage industry and are available to chat for free anytime.


3603 8th Street SE Calgary, AB T2G 3A5


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