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FIRST TIME BUYER INFORMATION


REAL ESTATE PROFESSIONALS INC

Buying a home for the first-home buyer may seem like an incredibly complex task. But with experienced professionals guiding you - it will be a lot easier.

The first step for the first-time buyer is to have a good team picked, we can help you there - click on the links below. 

1) Trusted Real Estate Adviser

2) Mortgage Broker

3) Real Estate Lawyer

These professionals will be your chosen team throughout the home buying process.

Next, it is important to figure out what you can afford. If you buy a home which will require you to pay mortgage payments which are in excess of a third of your income, you will have difficulty in keeping up with the mortgage payments. You will also need to look at property taxes, maintenance expenses, etc.

While you are considering making your offer to purchase, we will provide information to show you what recent homes sold for in the area(s) of interest. This will give you a good idea regarding what is a reasonable offer. Most offers will have (but not limited to) a Home Inspection and Mortgage condition period, and only when you are comfortable will the conditions be waived.

A quality home in Calgary is an investment that will not only be a great place for you and your family to live, but will also give you no reason to worry about issues like frequent repairs. We always go through everything with our clients and our golden rule is "No Surprise’s" everything is covered.

Call / Text or email us for a First Time Buyer Meeting 403-850-0669 - and let's discuss your options and get you fully prepared.

Chat with us – Find a time when you are free  |  Current Home Evaluation  


Homes Priced Under $550,000

Calgary Homes UNDER $550,000

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25-36/598

  • 154 Lasalle Terrace W: Lethbridge Detached for sale : MLS®# A2130693

    154 Lasalle Terrace W Lethbridge Lethbridge T1J 5G9
    Main Photo: 154 Lasalle Terrace W: Lethbridge Detached for sale : MLS®# A2130693

    154 Lasalle Terrace W Lethbridge T1J 5G9 Lethbridge

    $549,900
    Residential
    Status:
    Active
    MLS® Num:
    A2130693
    Bedrooms:
    5
    Bathrooms:
    3
    Floor Area:
    1,625 sq. ft.
    Located on a tranquil street in the vibrant neighbourhood of Garry Station, Lethbridge, this exquisite bi-level single-family home perfectly combines luxury with practicality, making it ideal for both families and professionals. Spanning a total developed area of 2,647 square feet, this home is thoughtfully designed with upgraded features and modern conveniences in a newer community setting. Upon entering, the grand entry foyer sets the stage for a warm and inviting atmosphere. The open concept main floor is accentuated by vaulted ceilings, enhancing the spacious ambiance of the home. The large U-shaped kitchen, equipped with essential appliances including a double oven, seamlessly connects to the dining and living areas—perfect for hosting gatherings and managing the daily hustle and bustle of family life. This level includes two bedrooms and a 4-piece bathroom, providing comfort and convenience for family members or guests. The upper level is dedicated to a luxurious primary suite, a true private oasis featuring a 4-piece ensuite and ample storage space, offering a serene retreat from the day-to-day activities. The lower level reimagines basement living with its bright, walk-out configuration that invites abundant natural light and includes an additional entry for greater accessibility. This floor also hosts two additional bedrooms and a 4-piece bathroom, ideal for accommodating children or guests. The outdoor area impresses with a fully landscaped backyard that has no neighbours behind, including a deck perfect for barbecues and social gatherings. The direct access from the walk-out basement enhances the connection between indoor and outdoor living. With a double attached garage, this home is conveniently located near the new YMCA, scenic walking paths, and a pond/greenspace. Proximity to shopping, dining, and entertainment options ensures everything you need is just moments away. Discover the perfect blend of style, convenience, and comfort! More details
    Listed by RE/MAX REAL ESTATE - LETHBRIDGE
    LISTING DETAILS
    Calgary Dream Homes

  • 437,439 20 Street N: Lethbridge Full Duplex for sale : MLS®# A2132346

    437,439 20 Street N Lethbridge Lethbridge T1H 3N2
    Main Photo: 437,439 20 Street N: Lethbridge Full Duplex for sale : MLS®# A2132346

    437,439 20 Street N Lethbridge T1H 3N2 Lethbridge

    $549,900
    Residential
    Status:
    Active
    MLS® Num:
    A2132346
    Bedrooms:
    6
    Bathrooms:
    4
    Floor Area:
    1,976 sq. ft.
    Great investment property!! This full duplex with illegal basement suites is in a great northside location backing onto Immanuel Christian elementary school and close to many amenities and the industrial park. All units have their own separate entrances and the main floor units are two bedrooms and 1 bathroom, basement units are 1 bedroom 1 bathroom. Plenty of off street parking as well as some on street if needed. More details
    Listed by SUTTON GROUP - LETHBRIDGE
    LISTING DETAILS
    Calgary Dream Homes

  • 69 Dovercliffe Close SE in Calgary: Dover Detached for sale : MLS®# A2129385

    69 Dovercliffe Close SE Dover Calgary T2B 1W4
    Main Photo: 69 Dovercliffe Close SE in Calgary: Dover Detached for sale : MLS®# A2129385

    69 Dovercliffe Close SE Calgary T2B 1W4 Dover

    $549,900
    Residential
    Status:
    Active
    MLS® Num:
    A2129385
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    955 sq. ft.
    *Open House Saturday May 11 1-2:30* Treat yourself to a lifestyle of comfort and style with this meticulously maintained bungalow located in the vibrant community of Dover, Calgary. Nestled on a tranquil tree-lined street, this home is a perfect blend of modern updates and classic charm, designed for both relaxation and entertainment. As you enter, the open concept main floor welcomes you with gleaming hardwood and elegant tile flooring and plenty of natural light, setting a warm and inviting atmosphere. The heart of the home features an upgraded kitchen with ceiling-height cabinetry and a cozy breakfast bar, seamlessly flowing into the living area, ideal for gatherings. Three well-appointed bedrooms and a beautifully renovated 4-piece bathroom complete the main level. Descend into the fully developed basement where functionality meets comfort. This space boasts a spacious family room, brightened by a large, new window, alongside a flexible room that can serve as an office or den. Additional features include a dedicated laundry room with extensive storage options, a 3-piece bathroom, and a custom-tiled spa room with a soaker tub, perfect for unwinding after a long day. Outside, the backyard offers a serene escape with mature trees providing ample shade and a large deck for outdoor living. The home has a brand new roof, replaced in 2023, and also includes RV parking and an oversized, heated, and insulated double garage equipped with 220 V outlets—ideal for workshops and storage. Living in Dover means enjoying the best of both worlds—a peaceful, friendly neighborhood that's also bursting with amenities. Close to schools, public transportation, and shopping, and just steps away from a local playground, Dover offers a quality of life that's hard to match. Ready to move in and enjoy, this home awaits those looking for a special place to live. Don't miss the chance to make this house your home. Schedule your showing today and experience why Dover is a community where life is better lived. More details
    Listed by Tink
    LISTING DETAILS
    Calgary Dream Homes

  • 183 Covewood Circle NE in Calgary: Coventry Hills Detached for sale : MLS®# A2131836

    183 Covewood Circle NE Coventry Hills Calgary T3K 5P9
    Main Photo: 183 Covewood Circle NE in Calgary: Coventry Hills Detached for sale : MLS®# A2131836

    183 Covewood Circle NE Calgary T3K 5P9 Coventry Hills

    $549,900
    Residential
    Status:
    Active
    MLS® Num:
    A2131836
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    916 sq. ft.
    *Open House Saturday May 18 & Sunday May 19, 2-4 pm!* Fantastic starter home or investment property in Coventry Hills, close to schools, parks, shopping and transit! Oversized corner lot and a double oversized 25'2" × 27'4" heated garage! The main level has soaring vaulted ceilings with an open area containing the living room, dining room and kitchen which has an eat-in island, a SKYLIGHT and plenty of cupboard and cabinet space! Two large bedrooms and a full bathroom complete this level and patio doors accessing the deck and yard conveniently located off the dining area. The fully finished basement has a rec room with a gas fireplace, a third bedroom, full bathroom and laundry. With back lane access and space next to the garage, there is potential for RV parking if the fence is converted to a gate! Coventry Hills is a popular area due to its affordable pricing, vibrant community, and proximity to all essentials. It is just 20 minutes to downtown, 15 minutes to the airport and so close to Deerfoot and Stoney Trail. Hurry up and book a showing, this one won't last long at such an incredible price! More details
    Listed by Real Broker
    LISTING DETAILS
    Calgary Dream Homes

  • 75 Inverness Gardens SE in Calgary: McKenzie Towne Detached for sale : MLS®# A2133120

    75 Inverness Gardens SE McKenzie Towne Calgary T2Z 2W9
    Main Photo: 75 Inverness Gardens SE in Calgary: McKenzie Towne Detached for sale : MLS®# A2133120

    75 Inverness Gardens SE Calgary T2Z 2W9 McKenzie Towne

    $549,900
    Residential
    Status:
    Active
    MLS® Num:
    A2133120
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    1,203 sq. ft.
    WELCOME TO THIS WELL MAINTAINED HOME nestled in the charming community of McKenzie Towne! Boasting a MULTITUDE OF UPGRADES AND RENOVATIONS completed in 2022/2023, this residence offers an ideal blend of modern amenities and cozy charm. As you step inside, you'll be greeted by the inviting open concept design that seamlessly integrates the living spaces. The main and second floors have been refreshed with RECENTLY (2022) PAINTED CEILINGS, DOORS, TRIMS, BASEBOARDS on the main and second floors. Enjoy the tranquil outdoors from the comfort of your front porch or fenced yard, offering a perfect retreat for relaxation and entertaining. The property also features a new shed and a deck and fence that have been freshly painted to enhance their appeal. A host of practical upgrades have been thoughtfully added to this home, including ADDED INSULATION IN THE ATTIC for energy efficiency, NEW WINDOWS (2022) in the master bedroom and basement for enhanced natural light, and new front and back doors for added security and style. Further enhancing the functionality and aesthetics of the home are new vinyl flooring on the second floor, new carpet on the main stairs, and new faucets in the bathrooms and kitchen. The kitchen has been upgraded with additional cupboards and counter space, ensuring ample storage and workspace for culinary enthusiasts. Car enthusiasts and hobbyists will appreciate the NEW (2022) OVERSIZED 24' x 24' DOUBLE DETACHED GARAGE with an EXTRA-WIDE OVERHEAD DOOR, providing ample space for vehicles and storage. Other notable improvements include the FULL REPLACEMENT OF POLY-B WATER PIPES (2022), the installation of a NEW WATER SOFTENER, and a NEW HUMIDIFIER (2022) for enhanced comfort. Residents of McKenzie Towne enjoy a vibrant community with a plethora of amenities, including schools, parks, playgrounds, and shopping centers, creating a convenient and family-friendly environment. DON'T MISS THE OPPORTUNITY to make this beautifully renovated home your own oasis in McKenzie Towne! Schedule a showing today and experience the perfect blend of comfort, style, and functionality in this wonderful family home. More details
    Listed by CIR Realty
    LISTING DETAILS
    Calgary Dream Homes

  • 37 River Heights Drive: Cochrane Semi Detached (Half Duplex) for sale : MLS®# A2130528

    37 River Heights Drive Cochrane Cochrane T4C 0Y1
    Main Photo: 37 River Heights Drive: Cochrane Semi Detached (Half Duplex) for sale : MLS®# A2130528

    37 River Heights Drive Cochrane T4C 0Y1 Cochrane

    $549,900
    Residential
    Status:
    Active
    MLS® Num:
    A2130528
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    1,723 sq. ft.
    Discover unparalleled luxury and energy efficiency in this exquisite 2020-built home, thoughtfully designed with a plethora of upgrades. From the moment you step inside, you'll be captivated by the abundance of natural light pouring in through oversized, triple-pane windows and extra-large doors, including a remarkable 9' x 8' sliding glass door. Built with durable Hardie Board composite siding, this home promises longevity and low maintenance. Enjoy the comfort and low utility bills from having both in-floor heating with a boiler and a forced-air gas furnace, complemented by a tankless hot water on-demand system and rough-in for air conditioning. The triple-pane windows ensure noise stays out while energy costs remain low. Throughout the home, you'll find 9-foot ceilings, upgraded light fixtures, matte black finishes, and quartz countertops that elevate the entire space. The oversized, insulated garage features a 16' x 8' door and window, comfortably accommodating a full-size pickup truck and SUV while still offering storage space and room to spare. The beautifully landscaped front and back yards require minimal maintenance, with a natural stone front porch and pathway on the side of the house, and a rock feature piece on the front lawn. The backyard boasts a poured concrete patio with gardens, trees, a BBQ gas line, and roughed-in electrical for a hot tub, creating the perfect outdoor oasis. Nestled in a convenient location with quick access to Highway 22, and parks, playgrounds, schools, and shopping nearby. You'll also enjoy mountain views from the primary bedroom and breathtaking views overlooking Cochrane. Don't miss this incredible opportunity to own a truly remarkable home that blends luxury, energy efficiency, and location seamlessly. More details
    Listed by CIR Realty
    LISTING DETAILS
    Calgary Dream Homes

  • 132 Saddlebrook Circle NE in Calgary: Saddle Ridge Detached for sale : MLS®# A2131843

    132 Saddlebrook Circle NE Saddle Ridge Calgary T3J 0K3
    Main Photo: 132 Saddlebrook Circle NE in Calgary: Saddle Ridge Detached for sale : MLS®# A2131843

    132 Saddlebrook Circle NE Calgary T3J 0K3 Saddle Ridge

    $549,900
    Residential
    Status:
    Active
    MLS® Num:
    A2131843
    Bedrooms:
    4
    Bathrooms:
    2
    Floor Area:
    925 sq. ft.
    Welcome to your charming abode at 132 Saddlebrook Circle NE, nestled in the heart of Saddleridge, Calgary. This beautifully maintained home offers a perfect blend of comfort, convenience, and contemporary living. As you step inside, you're greeted by an inviting ambiance, characterized by an open floor plan that seamlessly connects the living, dining, and kitchen areas. Natural light floods the space and the elegance of the modern finishes throughout. The spacious kitchen is a chef's delight, featuring sleek countertops, ample cabinetry, and a convenient island for meal preparation and casual dining. Whether you're hosting a dinner party or enjoying a quiet meal with family, this kitchen is sure to inspire your culinary adventures. Upstairs, you'll find two generous bedrooms. Each bedroom offers a tranquil sanctuary for rest and relaxation, with plush carpeting and large windows framing picturesque views of the surrounding neighborhood. Basement is two bedrooms illegal suite. Which was kept in a very good condition. The house is located near two school and walking distance to bus station. Outside, the backyard beckons with its serene atmosphere and plenty of space for outdoor entertaining or simply unwinding after a long day. Located in the vibrant community of Saddle Ridge, this home offers easy access to a wealth of amenities, including shopping, dining, parks, and schools. With quick access to major roadways, commuting to downtown Calgary or beyond is a breeze. Don't miss this opportunity to make 132 Saddlebrook Circle NE your new home. Schedule your private showing today and discover the perfect blend of comfort and convenience in this delightful Calgary residence. More details
    Listed by RE/MAX Complete Realty
    LISTING DETAILS
    Calgary Dream Homes

  • . 209 Cityscape Boulevard NE in Calgary: Cityscape Row/Townhouse for sale : MLS®# A2118897

    . 209 Cityscape Boulevard NE Cityscape Calgary T2P 0X2
    Main Photo: . 209 Cityscape Boulevard NE in Calgary: Cityscape Row/Townhouse for sale : MLS®# A2118897

    . 209 Cityscape Boulevard NE Calgary T2P 0X2 Cityscape

    $549,900
    Residential
    Status:
    Active
    MLS® Num:
    A2118897
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    1,456 sq. ft.
    This Beautiful property is situated in a prime location, this residence provides both convenience and style. Proximity to parks, shopping, dinning and major transport routes adds to the appeal of the this fantastic property. A very well maintained 3 BED, 2.5 BARTH, located in a vibrant community of cityscape with no condo fee, this town home provides the freedom to enjoy your property without the additional monthly cost, and offer the perfect blend of modern design and functional living.As you step into this well -maintained townhome, you are greeted by the inviting main floor featuring a spacious living area ,dinning area and well-appointed kitchen. The contemporary kitchen is highly functional. The main floor is completed with a convenient half bathroom and access to the attached 2-car garage which leads entry in/out from the back lane, ensuring both comfort and practicality. upstairs, where three generously sized bedrooms and two full washrooms await. The master bedroom with a private ensuite bath stands out with its luxurious feel and ample space,Two additional well-appointed bedrooms share a 4-pc bath. The upper floor also boasts a bonus room, offering flexibility for various uses and providing access to a full-width balcony – the perfect spot for enjoying morning coffee & barbeque. With its modern amenities, thoughtful layout, and the rarity of no condo fees, this townhome in Cityscape is not just a residence; it's a lifestyle. Don't miss the opportunity. More details
    Listed by URBAN-REALTY.ca
    LISTING DETAILS
    Calgary Dream Homes

  • 54 Covington Rise NE in Calgary: Coventry Hills Detached for sale : MLS®# A2128903

    54 Covington Rise NE Coventry Hills Calgary T2H 1W4
    Main Photo: 54 Covington Rise NE in Calgary: Coventry Hills Detached for sale : MLS®# A2128903

    54 Covington Rise NE Calgary T2H 1W4 Coventry Hills

    $549,900
    Residential
    Status:
    Active
    MLS® Num:
    A2128903
    Bedrooms:
    4
    Bathrooms:
    3
    Floor Area:
    1,106 sq. ft.
    Delightful family home - 3 bedrooms up and one down with 3 bathrooms! Walking/biking paths close by and a playground less than a block away too. The shingles were replaced last year and insulation added to bring the attic to R-50. A new high efficiency furnace with electronic air cleaner was also installed in 2023. More details
    Listed by MaxWell Capital Realty
    LISTING DETAILS
    Calgary Dream Homes

  • 3819 Catalina Boulevard NE in Calgary: Monterey Park Detached for sale : MLS®# A2112666

    3819 Catalina Boulevard NE Monterey Park Calgary T1Y 6Y3
    Main Photo: 3819 Catalina Boulevard NE in Calgary: Monterey Park Detached for sale : MLS®# A2112666

    3819 Catalina Boulevard NE Calgary T1Y 6Y3 Monterey Park

    $549,900
    Residential
    Status:
    Active
    MLS® Num:
    A2112666
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    1,256 sq. ft.
    OPEN HOUSE SUNDAY 2-5PM - Welcome home to this IMMACULATE 2 Storey in the heart of Monterey Park, offering 3 bedrooms, 1.5 bathrooms over 1,700 sqft of living space! With an oversized double Detached GARAGE and Good sized backyard ready to enjoy the summer evenings. The main level offers laminate floors throughout living room, kitchen, and dining area. The stunning modern kitchen with beautiful wood cabinetry & with guartz countertops. The living room is complimented by large bay windows and 2pc bath, completes the cozy main floor. Upstairs you will find 3 good sized bedrooms, a 4pc bath. The fully finished basement with a separate side entrance, living/Rec/Gaming room. Conveniently located and walking to Bus, parks, schools, shopping. Check out Virtual Tour! More details
    Listed by AMG Realty
    LISTING DETAILS
    Calgary Dream Homes

  • 141 Knight Avenue: Crossfield Detached for sale : MLS®# A2129694

    141 Knight Avenue Crossfield Crossfield T0M 0S0
    Main Photo: 141 Knight Avenue: Crossfield Detached for sale : MLS®# A2129694

    141 Knight Avenue Crossfield T0M 0S0 Crossfield

    $549,900
    Residential
    Status:
    Active
    MLS® Num:
    A2129694
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    1,519 sq. ft.
    Why wait to build when you can move right into this “like new” gorgeous home! Everything here has been selected beautifully! This beautiful open concept home will be sure to please! Some of the features are gorgeous flooring, gas fireplace, and an amazing kitchen with gas stove, upgraded appliances with French door Fridge with bottom freezer, gold brushed hardware, gorgeous tiled backsplash, island, and ceiling height cabinets! You will love to entertain! Upstairs offers 3 spacious bedrooms including your primary bedroom offering vaulted ceiling, walk in closet, and a gorgeous ensuite. There is a lovely front porch and a deck in the back. This home is available for a quick possession! More details
    Listed by Grand Realty
    LISTING DETAILS
    Calgary Dream Homes

  • 113 Emberside Hollow: Cochrane Semi Detached (Half Duplex) for sale : MLS®# A2129423

    113 Emberside Hollow Cochrane Cochrane T4C 2A3
    Main Photo: 113 Emberside Hollow: Cochrane Semi Detached (Half Duplex) for sale : MLS®# A2129423

    113 Emberside Hollow Cochrane T4C 2A3 Cochrane

    $549,900
    Residential
    Status:
    Active
    MLS® Num:
    A2129423
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    1,480 sq. ft.
    Welcome to the epitome of modern living at the Oscar by Genesis builds. This stunning 3-bedroom, 2.5-bathroom duplex boasts an array of luxurious features designed to elevate your lifestyle. Step into the gourmet kitchen, where a sleek island and quartz countertops invite culinary creativity to flourish. With 42” high upper cabinets, upgraded Silgranit sink, and two-toned cabinetry complemented by an upgraded backsplash, every detail exudes elegance. The main floor delights with a stylish railing, while a cozy electric fireplace with mantle adds warmth and ambiance. Enjoy the convenience of a gas line to both the BBQ and range, perfect for seamless outdoor entertaining and gourmet cooking. With a 9-foot foundation on both the main floor and basement, this home offers ample space for relaxation and entertainment. Complete with a side entry for added convenience, the Oscar represents the pinnacle of contemporary living. *Photos are representative* More details
    Listed by Bode Platform Inc.
    LISTING DETAILS
    Calgary Dream Homes
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Data was last updated May 18, 2024 at 08:05 PM (UTC)
Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS®System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS®System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.