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FIRST TIME BUYER INFORMATION


Buying a home for the first-home buyer may seem like an incredibly complex task. But with experienced professionals guiding you - it will be a lot easier.

The first step for the first-time buyer is to have a good team picked, we can help you there - click on the links below. 

1) Experienced Real Estate Advisor

2) Mortgage Broker

3) Real Estate Lawyer

These professionals will be your chosen team throughout the home buying process.

Next, it is important to figure out what you can afford. If you buy a home which will require you to pay mortgage payments which are in excess of a third of your income, you will have difficulty in keeping up with the mortgage payments. You will also need to look at property taxes, maintenance expenses, etc.

While you are considering making your offer to purchase, we will provide information to show you what recent homes sold for in the area(s) of interest. This will give you a good idea regarding what is a reasonable offer. Most offers will have (but not limited to) a Home Inspection and Mortgage condition period, and only when you are comfortable will the conditions be waived.

A quality home in Calgary is an investment that will not only be a great place for you and your family to live, but will also give you no reason to worry about issues like frequent repairs. We always go through everything with our clients and our golden rule is "No Surprise’s" everything is covered.

Call / Text or email us for a First Time Buyer Meeting 403-850-0669 - and let's discuss your options and get you fully prepared.

Chat with us – Find a time when you are free  |  Home Evaluation  


Homes Priced Under $550,000

Calgary Homes UNDER $550,000

Calgary Homes under $550,000 this does NOT include condos- use our condo specific search tab at the top of the page.
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1-12/562
  • 115 Rundlecairn Road NE in Calgary: Rundle Detached for sale : MLS®# A2104395

    115 Rundlecairn Road NE Rundle Calgary T1Y 2T8
    Main Photo: 115 Rundlecairn Road NE in Calgary: Rundle Detached for sale : MLS®# A2104395
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2104395
    Bedrooms:
    4
    Bathrooms:
    2
    Floor Area:
    1,046 sq. ft.
    Welcome to this fully renovated bungalow in the full fledged community of Rundle. In a great location, near to Rundlehorn drive, minutes away from Rundle LRT,Sunridge Mall, easy access to 16th Ave(Trans Canada Hwy),near to all shopping, all grade schools(Public & Catholic boards).Recently completed all renovations. New kitchen includes new cabinets ,new appliances, new sink and faucets and new quartz counter top. Whole flooring replaced with new LVP throughout the house. All windows replaced with new vinyl windows .New exterior doors. Lightings and electrical upgraded throughout the house. New lightings added in all rooms. New washroom cabinets and new quartz countertop. Main level comes huge master bedroom and 2 decent sized bedrooms and one full washrooms ,living ,dining and kitchen. All new windows comes with brand new blinds. All interior doors replaced. Fully finished basement comes with a massive bedroom with attached full washroom. A huge living area comes in basement .Office space/den and a decent sized storage is another catch of basement .Huge potential for a suite in basement (subject to approval by City of Calgary).The basement has a separate entrance. South facing open back yard is fully fenced and landscaped. Its a top to bottom fully renovated home and you will love it. So don’t wait ,call your favourite realtor to book viewing. Don't miss this great opportunity. More details
    Listed by Real Estate Professionals Inc.
    Calgary Dream Homes
  • 610 Greene Close: Drumheller Detached for sale : MLS®# A2124601

    610 Greene Close Drumheller Drumheller T0J 2E0
    Main Photo: 610 Greene Close: Drumheller Detached for sale : MLS®# A2124601
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2124601
    Bedrooms:
    4
    Bathrooms:
    3
    Floor Area:
    1,455 sq. ft.
    ***TRULY SPECTACULAR FULLY DEVELOPED FAMILY HOME ON A MASSIVE FENCED LOT IN AN OUTSTANDING LOCATION*** Located in the quiet family friendly cul-de-sac much desired Greene Close this immaculate 1,454sqft fully developed Bi-level is sure to impress!!! With numerous extra's both inside and out, some features of this meticulously kept home built in 2013 with central air and central vac include 4 bedrooms total including spacious primary suite with vaulted ceilings, 4pce en suite and walk-in closet, 3 full (4pce) bathrooms, breathtaking GREAT ROOM boasting vaulted ceilings, gorgeous 3/4 inch hardwood floors, stunning kitchen with an abundance of counter space and cabinetry, large island and pantry, 4 stainless steel appliances plus beautiful sunken living room with loads of natural light and impressive gas fireplace!!! This magnificent family home will continue to amaze as you enjoy your fully developed 9ft concrete basement featuring massive family room ideal for entertaining with vinyl plank flooring, custom-built wet bar and 3 sided gas fireplace along with oversized bedroom and 4pce bath perfect for family and friends and to top it all off an attached double car heated garage!!! All on a well landscaped 7,623sqft fenced lot with relaxing rear deck (natural gas hook up for bbq) large shed, underground sprinkler system (timer) and so much extra space for family gatherings and activities!!! ***WALKING DISTANCE TO PARK, PLAYGROUND, OUTDOOR RINK AND LOCAL CONVENIENCE STORE*** More details
    Listed by Royal LePage Wildrose Real Estate-Drumheller
    Calgary Dream Homes
  • 5418 4A Street SW in Calgary: Windsor Park Detached for sale : MLS®# A2124008

    5418 4A Street SW Windsor Park Calgary T2V 4Z4
    Main Photo: 5418 4A Street SW in Calgary: Windsor Park Detached for sale : MLS®# A2124008
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2124008
    Bedrooms:
    4
    Bathrooms:
    3
    Floor Area:
    1,238 sq. ft.
    This 1.5 storey home nestled within the community of Windsor Park, combines unique character and contemporary upgrades.  Step through the door to be greeted by vaulted ceilings, imparting a sense of grandeur to the recently refreshed main floor. The kitchen features quartz countertops, sleek new cabinets illuminated by under-mount lighting, fresh flooring, and modern appliances. Natural light fills the living area, courtesy of a towering floor-to-ceiling window. Head to the upper level where the primary and secondary bedrooms await and are separated by the main 4-piece bathroom. The basement extends the living space, offering two additional bedrooms, a full bathroom, and a spacious rec room—a canvas awaiting your personal touch. Outside, you can enjoy summer barbecues on the sprawling rear deck, surrounded by new fencing for added privacy. Embrace the walkability of Windsor Park living, with close  proximity to Chinook Centre, The Shops of Britannia, Sunterra, Lina’s Market and numerous parks. Don’t miss the opportunity to make this Windsor Park gem your own. Be sure to check out the 3D tour and schedule a showing today. Recent updates include numerous new windows, doors, and shingles(2022). More details
    Listed by CIR Realty
    Calgary Dream Homes
  • 819 Abbotsford Drive NE in Calgary: Abbeydale Detached for sale : MLS®# A2122361

    819 Abbotsford Drive NE Abbeydale Calgary T2A 5Y2
    Main Photo: 819 Abbotsford Drive NE in Calgary: Abbeydale Detached for sale : MLS®# A2122361
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2122361
    Bedrooms:
    4
    Bathrooms:
    3
    Floor Area:
    1,095 sq. ft.
    This immaculately cared for 1977 4 Bedroom Bungalow is an unsuited, 1148 sq. ft. Single Family home in Abbeydale and is perfect for raising family or entertaining, indoors and out. It also has Quick Possession available May 30th! The 5,495 sq ft lot has a private South facing backyard, and hosts a 30’ x 26’ 9” patio, three separate Gardens and an Oversized 24’ x 24’ Double garage with terrific long-time neighbors on either side. Two rustic brick wood burning fireplaces offer the ease of lighting with a gas starter, either on the main floor, lower level, or both! Half the fully finished basement is open, providing ample room for socializing, with a Bedroom with large closet and 3 piece Bathroom close by. The Carpeting, Flooring, Doors, Windows, Roof, Insulation, Furnace (2015), Water Heater (2019), and more have been upgraded in recent years. All maintenance, repairs and installations have been performed by qualified licensed contractors. Pet and Smoke Free home. Close to public transportation, school, parks, community hall, major amenities and quick access to Stoney Trail. No showings will be allowed without a pre-scheduled appointment. Thank you. More details
    Listed by RE/MAX First
    Calgary Dream Homes
  • 1203 Whispering Greens Place: Vulcan Detached for sale : MLS®# A2108800

    1203 Whispering Greens Place Vulcan Vulcan T0L 2B0
    Main Photo: 1203 Whispering Greens Place: Vulcan Detached for sale : MLS®# A2108800
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2108800
    Bedrooms:
    4
    Bathrooms:
    3
    Floor Area:
    1,547 sq. ft.
    This fantastic bungalow backs onto the beautiful Vulcan Golf and Country Club. This impressive home has over 3000 sq ft of finished living space and a double attached heated garage with in-floor heating. The main floor is an open concept with a large kitchen and island with custom finished maple cabinets, granite countertops, a corner pantry, and all stainless steel appliances which includes a Bertazonni 5 burner gas cooktop. The dining room is just off the kitchen with additional built-in custom cabinets and access to a deck with glass railing for a great place to bar-b-que or enjoy outdoor dining. The living room has hardwood floors, a double-sided gas fireplace with a rock surround and is flanked by custom built floating shelves on either side. The main floor has 9' foot high ceiling, sky lights, and is flooded by light from all of the patio doors at the back of the home. The 3 season patio has double doors off the living room and is fully enclosed with sliding glass doors to access both adjoining decks on each side and has an electric heater for the cool evenings and a fan for the warmer ones. The master bedroom is on the main floor and enjoys the double sided gas fireplace, it's own deck with glass railing, a large ensuite with a soaker tub, tile shower and double sinks, and a very large walk-in closet. There is one more bedroom, or office, on the main floor at the front of the house with lots of windows and light as well as an ensuite that is shared as the main bathroom and a large walk-in closet. The fully finished basement offers the warmth and comfort of in-floor heating, and a cozy fireplace in the large family room. The basement is a walk-out basement with plenty of windows and light, and offers a covered lower deck space for shaded outdoor entertaining, and access to the beautifully landscaped backyard. The basement has 2 additional large bedrooms, a large office or craft room, a storage room with full height locking storage cabinets, and a 3 piece bathroom. The mechanical room houses all of the upgraded systems that have been added to this custom built house that make it uniquely comfortable and efficient, with in-floor heating, and special air filtration systems. The double car garage is equally impressive with plenty of space for cars, golf carts, plenty of cabinets and shelving for storage, a workbench and sink for tinkering, and is heated for your comfort all year round. This home has all of the amenities and upgrades you could ever want or need like air conditioning, in-floor heating, gas line to top and bottom decks, central vac, new hot water tank, and the list goes on. This is truly a unique home that has to be seen to be appreciated. More details
    Listed by RE/MAX REAL ESTATE - LETHBRIDGE
    Calgary Dream Homes
  • 337 Sheep River Place: Okotoks Detached for sale : MLS®# A2124716

    337 Sheep River Place Okotoks Okotoks T1S 1N7
    Main Photo: 337 Sheep River Place: Okotoks Detached for sale : MLS®# A2124716
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2124716
    Bedrooms:
    4
    Bathrooms:
    2
    Floor Area:
    1,021 sq. ft.
    Nestled in a quiet CUL-DE-SAC and walking distance from Sheep River pathway, this stunning NEWLY BUILT BUNGALOW, boasts modern elegance and thoughtful design. With 1,979 square feet of meticulously crafted total living space, this residence offers the perfect blend of COMFORT and STYLE. Upon entry, be greeted by an abundance of NATURAL LIGHT flooding through expansive windows and an open-concept layout and a kitchen that is outfitted with contemporary fixtures, NEW APPLIANCES, and sleek cabinetry. The OPEN-CONCEPT layout creates a seamless flow between the living, dining, and kitchen areas, ideal for both relaxation and entertaining. The main floor also includes TWO spacious bedrooms, and a full bathroom with DOUBLE VANITY. Steps away from your kitchen and living area you can step outside to discover your private oasis—a generously sized patio awaits, complete with a convenient gas line for BBQs, perfect for enjoying the beautiful weather. While downstairs you will find TWO additional bedrooms and another full bathroom, and a den with ample storage space. Parking is made easy with a double attached carport providing shelter for your vehicles, and alleyway access ensures convenience. Plus, ample street parking means your guests will always find a spot. Situated on a LARGE pie lot, the expansive yard offers endless possibilities for outdoor enjoyment. In addition, you will be in close proximity to schools, restaurants, and stores - everything you need is just moments away. Landscape was virtually added to the exterior photos, yard will be graded and leveled in the summer by the builders and concrete paths poured in the front and rear of the property. More details
    Listed by RE/MAX First
    Calgary Dream Homes
  • 2223 Township Road 303: Rural Mountain View County Detached for sale : MLS®# A2111841

    2223 Township Road 303 Rural Mountain View County Rural Mountain View County T0M 0N0
    Main Photo: 2223 Township Road 303: Rural Mountain View County Detached for sale : MLS®# A2111841
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2111841
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    1,409 sq. ft.
    Looking for a laid-back country lifestyle? This private and serene 2.2 acre parcel of land features lots of beautiful trees, is fully fenced with a gate and is ready for new owners. There is plenty of space for chickens to roost, a greenhouse and gardens or children and pets to run and play. Just imagine the possibilities to integrate with nature and enjoy hours of outdoor living. Just off the circular driveway is a newer, large 24’ X 28’ garage/shop that is fully insulated and features 12’ high walls. Along one side is a kennel and towards the coulee is a firepit. The home on this property is a 1973 mobile home with just over 1,400 sq ft of comfortable living space. Leave your boots, jackets etc, in the added-on mud room/porch and step into the laundry area that leads to a full bathroom on one side and the kitchen on the other. The kitchen is perfect for the person who loves to cook. It features updated cabinets, counters, and appliances and several pantry areas. Continue on into the dining area with build-in cabinets and a view out into the front yard as well as being open to the living room. The living room is a good size, has wonderful views and a wood-burning stove; a great place to curl up to watch your favorite TV show. Off the living room is the primary bedroom with it’s own ensuite. At the other end of the living room is a flex room plus two more bedrooms. Step down from the living room into spacious foyer/sun room. Make this space your own as a playroom, hobby area, etc. Just outside this door is a covered deck to sit and relax and leave behind the stresses of the day. This just may become your favorite space to take in the natural beauty and reconnect nature. Keep an eye out for local wildlife and birds that frequent the area. Watch the stars twinkle at night without any interference from town lights. The Town of Carstairs is a short drive away. Easy commute to the cities of Airdrie or Calgary. Come experience this down-home, comfortable-living vibe. Call today for a viewing! More details
    Listed by RE/MAX ACA Realty
    Calgary Dream Homes
  • 1443 Mccrimmon Drive: Carstairs Detached for sale : MLS®# A2117735

    1443 Mccrimmon Drive Carstairs Carstairs T0M 0N0
    Main Photo: 1443 Mccrimmon Drive: Carstairs Detached for sale : MLS®# A2117735
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2117735
    Bedrooms:
    2
    Bathrooms:
    3
    Floor Area:
    1,354 sq. ft.
    Amazing VALUE for this FANTASTIC home that has been UPDATED. The OPEN Concept is perfect entertaining. Nestled on a nice street with a large fenced yard backing on to GREENSPACE. This well maintained home features a RENOVATED GOURMET KITCHEN complete with a massive ISLAND, STAINLESS STEEL appliances and tons of custom cabinets and counter space. The patio door leads to your large DECK and backyard. There is also a dinning area overlooking the spacious living room with BAY windows .There are 2 bedrooms, including a large primary with an ENSUITE with a beautiful JACUZZI and separate shower The basement is finished with a large rec/family room, another full bathroom and plenty of storage. There is also a large HEATED double attached GARAGE with 12 foot ceilings. ons of STORAGE, 3rd bedroom & HUGE laundry room. 2010 UPGRADES include: all new exterior & roof, extra insulation to exterior walls, completely new kitchen, electrical panel and wiring, doors, windows, bathrooms, flooring, paint, railings, ceilings, light fixtures, landscaping & 3 sides of fence. Exceptional VALUE- don’t miss out on this BEAUTIFUL home! More details
    Listed by RE/MAX Real Estate (Central)
    Calgary Dream Homes
  • 332 Quigley Drive: Cochrane Semi Detached (Half Duplex) for sale : MLS®# A2126897

    332 Quigley Drive Cochrane Cochrane T4C 1T3
    Main Photo: 332 Quigley Drive: Cochrane Semi Detached (Half Duplex) for sale : MLS®# A2126897
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2126897
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    1,528 sq. ft.
    Make your move this summer to this incredible home and you'll be in awe of the magic of the incredible location and beautiful yard. Located in a quiet area close to picturesque Glen Boles trail above the Bow River, this home sits on a huge, beautfiully landscaped, private pie shape lot. Fully developed, offering almost 2100 ft2 of living space, you'll appreciate the design, natural light this home exudes. The main floor provides an open floor plan with stylish kitchen accented with stainless steel appliances. The centre island seamlessy blends into the adjacent dining area & comfortable living room with fireplace and focal windows overlooking the amazing yard. The upstairs design includes an open concept family room, large principal bedroom with ensuite, 2 additional bedrooms, 4 piece bath and upper laundry. The lower level is a great place to hang out, work, or work out - a large multi-purpose room allows for many uses. You have to check out the yard....once you do, you'll imagine yourself spending all of your free time enjoying the amazing oasis the current owner has lovingly created and attended to. More details
    Listed by Real Estate Professionals Inc.
    Calgary Dream Homes
  • 855 Miners Boulevard W: Lethbridge Detached for sale : MLS®# A2123757

    855 Miners Boulevard W Lethbridge Lethbridge T1J 5L9
    Main Photo: 855 Miners Boulevard W: Lethbridge Detached for sale : MLS®# A2123757
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2123757
    Bedrooms:
    4
    Bathrooms:
    3
    Floor Area:
    2,306 sq. ft.
    Introducing your dream FAMILY home with four bedrooms, laundry and a bonus room all on the same floor PERFECT for a growing family! Step through the front door into a spacious foyer featuring a built-in bench, ideal for welcoming guests. Notably, storage is abundant here, with two large closets ensuring ample space. Along the way to the kitchen, a built-in desk area awaits, perfect for organizing keys or setting up a workstation. The half bath is conveniently secluded from the main living space, complete with additional storage and a sizable broom closet. The kitchen will capture your heart, boasting white and dark stained maple cabinets, stainless steel appliances, quartz countertops, and hardwood floors that seamlessly flow throughout the main level. The walkthrough pantry from the back entrance simplifies grocery unloads, that you will love! The main level also hosts a bar area complete with storage, wine racks, a bar sink, with quartz countertops - an entertainer’s delight. The living room, situated at the home's rear, features a modern electric fireplace with exquisite tile detail extending to the ceiling, complemented by a painted MDF hearth. Windows stretching along the back of the home as well as a patio door with a transom window enhances the natural light in this area. Ascend to the second story via stairs with elegant iron rail inserts, leading to a media room illuminated by three large windows. The second floor offers three spare bedrooms, each with Daytona’s signature bookshelf storage and double door closets. The upstairs main bath features a large double vanity, 12 x 24 tile floors, and a 5-foot tub shower. The dreamy laundry room includes a folding countertop, additional storage, a hanging rack, and a window, making laundry a pleasant task. The master bedroom suite, with its French doors, walk-in closet, and an en-suite featuring a 10 FOOT vanity with double sinks, a linen tower, a large soaker tub and shower, plus a window for more light, is truly a retreat. Prepare to be wowed by the GARAGE! Spanning nearly 600 SQUARE FEET, this 34'6" long tandem garage is a must-see. not only will you have room for your vehicles but you’ll have all the extra the extra storage.Located in the desirable Copperwood neighborhood, known for its elementary school, numerous parks/walkways, and proximity to shopping, dining and sanctuaries. Don't miss out, contact your Realtor to arrange a viewing today! More details
    Listed by RE/MAX REAL ESTATE - LETHBRIDGE
    Calgary Dream Homes
  • 221 Theodore Place NW in Calgary: Thorncliffe Semi Detached (Half Duplex) for sale : MLS®# A2104167

    221 Theodore Place NW Thorncliffe Calgary T2K 5L7
    Main Photo: 221 Theodore Place NW in Calgary: Thorncliffe Semi Detached (Half Duplex) for sale : MLS®# A2104167
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2104167
    Bedrooms:
    4
    Bathrooms:
    2
    Floor Area:
    960 sq. ft.
    Bi-level semi-detached INCREDIBLE INVESTMENT OPPORTUNITY that backs onto PATH and TUNNEL with DIRECT ACCESS TO NOSE HILL PARK! Welcome to 221 Theodore Pl NW, this Thorncliffe property is in a remarkable location, on a cul-de-sac street with a backyard that opens onto a back-lane with a direct pathway to the 14th St tunnel leading straight to Nose Hill Park making it a less than 5 min walk away! Bi-level home with upstairs unit which features a balcony, 2 bedrooms and full 4-piece bath as well as ILLEGAL basement suite with another 2 bedrooms and full bath. Basement ILLEGAL suite would be very easy to legalize in the future and also includes separate laundry washers/dryers in both units, upstairs and downstairs. Electric stoves in both units with separate entrances to both units. On top of the direct access to Nose Hill Park, you also have an off-leash dog park opposite to the tunnel, which is also less than a 5 min walk away. Nearby is John G. Diefenbaker High School, Sir John A. Macdonald Junior High School, and North Haven Elementary School with access to major roadways like 14th ST NW, 4th ST NW, Centre ST, McKnight BLVD, and John Laurie BLVD. Lots of public transit options available in the area, with bus stop at the end of the street for Bus #4, #5, #3 etc. with 78th Ave NW Bus Terminal nearby. Jumping in the car, short commute to Downtown: 10-15 min drive (8.8KM), Airport: 15 min drive (10.8KM) and Banff: 1 hour 30 mins (128KM). Great investment opportunity in a great location! More details
    Listed by RE/MAX First
    Calgary Dream Homes
  • 136 Merganser Drive W: Chestermere Row/Townhouse for sale : MLS®# A2123334

    136 Merganser Drive W Chestermere Chestermere T1X 0R6
    Main Photo: 136 Merganser Drive W: Chestermere Row/Townhouse for sale : MLS®# A2123334
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2123334
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    1,530 sq. ft.
    Welcome to your dream property located in Dawson Landing just steps away from the lake! Nestled in a new developmentin Chestermere this stunning corner unit features 3 bedrooms and 2.5 bathrooms. The kitchen stands as the heart of the home, boastingcustom full-height backsplashes that lend an air of sophistication to your culinary sanctuary. With a spacious kitchen island featuring aneating bar and an open layout, this space is primed for both relaxation and entertaining, making it ideal for hosting gatherings or enjoyingquiet family dinners. Illuminate your living space with the warm glow of hand-picked energy-efficient contemporary light fixtures that graceevery corner with style and functionality. Revel in the expansive 9-foot ceilings that are through out the home with an unparalleled sense ofopenness and airiness, further enhanced by energy-saving high-performance windows that usher in abundant natural light, creating aninviting ambiance throughout. Additionally, the undeveloped basement offers a canvas for your personal touch, providing an opportunity tocustomize the space to suit your unique needs and preferences, whether it be a cozy recreation room, a home gym, or a tranquil retreat.Seize the opportunity to enhance your lifestyle in Dawson Landing's lakeside community. Embrace the tranquility and beauty of lakeside livingwhile indulging in the modern comforts and luxury amenities this property has to offer. Your lakeside oasis awaits, promising a life of serenityand sophistication amidst the breathtaking natural surroundings. Don't miss this rare opportunity to elevate your lifestyle. Embrace thetranquility of lakeside living while enjoying the utmost in modern comfort and luxury. Your lakeside oasis awaits! More details
    Listed by CIR Realty
    Calgary Dream Homes
1-12/562
Data was last updated May 2, 2024 at 10:05 PM (UTC)

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