CALGARY | BUILDING A LUXURY HOME MORTGAGE ADVICE (VIDEO)

Stewart talks to Assad Naeem Mortgage Specialist from the Bank of Montreal about the process, drawing stage payments on the build etc.

BUILDING A LUXURY HOME IS EXCITING BUT COMPLEX 

1. Planning & Research

• Define your goals, lifestyle, and vision for the home.
• Research locations and choose a lot that fits your needs.
• Set a realistic budget, including land costs, construction, interior design, landscaping, and unforeseen expenses.

2. Hiring a Team

• Architect: Hire an experienced architect who specialises &  in luxury homes.
• Builder/Contractor: Choose a reputable contractor with experience in luxury builds.
• Interior Designer: Consider a designer to plan the aesthetic, layout, and finishes.
• Engineer/Surveyor: For site assessments, structural plans, and ensuring the home complies with building codes.

CONSIDER THE DESIGN ASPECT & ALWAYS THINK ABOUT RESALE

3. Design & Blueprint

• Work with the architect to develop a custom home design.
• Focus on high-end materials, finishes, and attention to detail.
• Consider smart home features, sustainability, and energy efficiency.
• Approve final architectural plans, floor plans, and elevations.

4. Permits & Approvals

• Submit designs for building permits and local zoning approval.
• Address any legal, environmental, or HOA restrictions.

5. Site Preparation

• Clear the lot, manage any grading or leveling.
• Set up utilities (water, electricity, gas, etc.).
• Excavation and foundation work.

6. Construction Phase

• Foundation: Pour concrete or install preferred foundation type (slab, crawlspace, or basement).
• Framing: Construct the frame for the home, including walls, floors, and roof structure.
• Plumbing, Electrical, HVAC: Install systems for water, electricity, heating, and cooling.
• Roofing and Exterior Finishes: Install high-end materials like slate, copper, or designer shingles.
• Windows and Doors: Choose luxury-grade windows and doors for aesthetics and insulation.

7. Interior Construction & Finishing

• Install drywall, flooring, and high-end finishes (marble, hardwood, etc.).
• Attention to cabinetry, custom woodwork, and luxury fixtures.
• Focus on details like high-end lighting, appliances, and home automation systems.
• Paint and finalise interior spaces.

ALWAYS FINISH THE LANDSCAPING - FINISH THE DREAM!

8. Landscaping

• Create manicured outdoor spaces, gardens, and terraces.
• Install landscaping elements like driveways, patios, and outdoor kitchens.
• Add pools, fountains, and other luxury outdoor features.
• Landscape lighting and irrigation.

9. Final Inspections & Walk through

• Conduct final inspections for structural integrity, code compliance, and safety.
• Walk through with the builder, addressing any issues or final adjustments.
• Check appliances, systems, and finishes for quality and functionality.

10. Move-In and Enjoy

• Furnish and decorate the interior.
• Set up smart home systems, security, and climate control.
• Plan for maintenance and care to ensure the home stays in top condition.

CONGRATULATIONS

Each step requires close attention to detail and careful decision-making to ensure the final result meets your expectations for luxury living. Because the builder pays commissions it is good to work with a Real Estate Professional.

For Expert Guidance in navigating the Luxury Build Real Estate Market, reach out to Stewart J. Lowe, an award-winning Realtor with over 23 years of experience. Recognised in 2010 as a Certified Guild Member of The Institute for Luxury Home Marketing, Stewart has a proven track record in high-end real estate sales and exceptional client service. He is known for his friendly, warm, and professional approach. Why not request a no-obligation Marketing Consultation

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