Let our experienced team help you every step of the way - RELAX you are in good hands!
When purchasing a home, you are faced with a multitude of decisions! The primary one is whether you are actually prepared to purchase a home. Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Although, once you have determined that you are ready to move forward with the required effort towards your home-purchasing goal, the rewards for you are unquestionable.
While at your side each step of the way, we make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. We set things up so that sellers perceive you as a preferred buyer. We help you locate and assess only properties for sale that match your criteria. More important our experience guides you through the myriad of details involved in the actual purchase.
We are continually updated on homes available on the market. Knowledge of neighborhood values, and we have previewed most listings ahead of showings. Tracking fairly-priced and in good condition before you start your search is what we do.
Your First Step
Your first step to buying a home is to first ask yourself why you want to buy a home: to stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house? Next, list what kind of home you'd like and where you would like to be. Be specific then separate the "must haves" from the "want to haves."
Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, neighborhoods); community (north, south, east, or west side); neighborhood (older and settled or new builds; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how long it will take you to commute to work.
Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable as you grow older? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home and if it will increase in value when you exit.
Your Next Step: Loan Pre-Qualification
Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes.
Call us and we will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.
We Can Find The Right Homes For You
Once you've been pre-qualified and know what price range you want to stay in, we can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service and our affiliate realtors to locate them.
We have the best possible resources and communication systems available today to help you locate the homes on the market that match your criteria, access to sold history. You can search listings here on Calgary Dream Homes or StewartJLowe.com and put together a short list of homes in areas that you like.
Think Of Us As Your Team
We help you complete your financing and home inspections, real estate lawyers and close on the transaction. Our main priority is to make sure that your home buying experience is pleasant, cost-efficient, stress free, and successful.