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2025 CALGARY BUYERS GUIDE
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Purchasing a Home can be tremendously exciting, so it’s important that everything is done right. In addition to ensuring that no surprises arise, we also make sure that you understand what you are signing. We are there to support you and as your real estate professional walk you through what will probably be one of the biggest and most rewarding decisions of your life.
Here is our brief guide to Home Buying in Calgary and Area. As well as using our guide we suggest that you have legal advice before moving forward with any transaction and we are here to suggest various legal council lawyers to choose from who would be happy to answer any legal concerns.
Our experience is based on over 23 years working in Calgary and Area Real Estate, and recognised by The Institute of Luxury Home Marketing in 2010 with a Certified Guild Membership based on proven sales and service.
This website has all you will need to find the home you are looking for, with a Real Time Data feed from IDX updated twice a day. Your search will not include sold homes, just those available to be shown, but you can request Sold statistics for any areas you are interested in.
All experienced Real Estate Professionals require a client relationship because it allows them to provide the full range of services that buyers need and deserve. It is important that you find someone you feel completely comfortable with, who you can trust, and who listens to you and respects your views.
Market knowledge and expertise are what we specialise in, but at the end of the day, it's your home and your investment, so we have to be a good fit! We would be happy to discuss representation with you.
Like in so many professions, reputation and word-of-mouth are crucial. Indeed, for our client base, past client referrals account for about 75% of our business.
OUR PART IN THE PROCESS!
There are many good reasons to work with a qualified real estate professional — especially a trained professional with industry designations. In a formalised agency relationship, you can expect your buyer's representative to:
1) Provide you with the highest standard of care and service as our client
2) Understand your specific needs and lifestyle wants, and locate appropriate properties.
3) Assist you in determining how much you can afford
4) Help you get pre-approved with your mortgage lender
5) Show you homes that only fit you criteria
6) Adhere to a strict code of ethics as your licensed realtor
A mortgage lender will come up with some close-to-final numbers, presenting you with a preliminary figure for pre-approval. Now you should prepare a thorough and realistic checklist of your current household budget, say, if you're renting an apartment and your expected budget in your prospective new home. You'd be surprised how some new items — such as additional insurance or costs for general repairs — can add to your expenditures as a homeowner. Make sure you take all of these items into consideration when calculating your mortgage affordability.
THE IMPORTANCE OF NOT OVERSPENDING
Real estate experts cite overbuying as one of the most common mistakes buyers make. Many people spend more on their new home than they can afford. Months later they may realise that their purchase has left them "house poor" with no money left to contribute to savings, other necessities, or even rainy day funds. So be honest and realistic with your mortgage calculations, as well as the importance of getting pre-approved for a mortgage, since it can actually protect you from going overboard.
COSTS OF HOME OWNERSHIP
In this buyers guide we explain from deposits to moving expenses, and everything in between, what buying a home involves, more than just a down payment. That may be the largest cost, but there are other things you'll need to plan and budget for.
YOUR DEPOSIT
This is the step you take when you're ready to make an offer to purchase. Let's say you've viewed a selection of properties with us, found one you like, and are ready to get serious about purchasing the property. At this point, you will need to put down a deposit; the amount depends on the purchase price of the home. The deposit is held in the trust account of the listing brokerage for the condition period. When it becomes a firm sale after you are satisfied with all conditions being met (waiver time) the deposit is deducted from your total purchase price and is considered part of your down payment.
YOUR DOWN PAYMENT
Generally speaking, the larger a down payment you're able to make, the better, because that means you'll have to borrow less. But you also don't want to leave yourself so cash-poor you can't cover all of the other costs that come with closing a sale.
The minimum amount you can put down is 5% of the purchase price, assuming that you have made an offer to purchase and all conditions have been met.
For example, a $300,000 property would require a minimum down payment of 5%: $15,000; however, if your down payment is less than 20%, which is the case for many first-time home buyers, you will also need mortgage loan insurance.
MORTGAGE LOAN INSURANCE
If your down payment is less than 20% of the purchase price of your home, you are required to have mortgage loan insurance, also known as high-ratio mortgage insurance. It protects your lender — not you — in case you default on your mortgage. Premiums are calculated as a percentage of the amount you put down, changing at the 5%, 10% and 15% thresholds but there is no break for anything in between. Premiums range from 0.5% to 3% and increase if you are self-employed.
So, to buy a $250,000 condo with a 5% down payment of $12,500, a premium of 2.75% on the borrowed amount of $237,500 would total about $6,500. You can pay this in one lump sum or, as many first-time buyers choose to do, you can add it to your mortgage loan amount. This type of insurance is mandatory for high-ratio mortgages, and is only offered through two carriers: CMHC and Genworth Financial.
LAND TRANSFER TAX
Most provinces have such a tax, though it may have a slightly different name (such as property purchases tax), and the rates vary. Alberta, Saskatchewan, and parts of Nova Scotia do not have Land Transfer Tax (LTT) at all, while other provinces use a tiered system. In the tiered systems, the rate varies depending on the purchase price of the house. Your Mortgage lender or your lawyer can advise what the rate would be for the area you're considering buying in.
THE APPRAISAL FEE
Your mortgage lender will likely require an appraisal to ensure the property is worth what you are offering. The reason is two-fold: it prevents you from borrowing more than a property is actually worth, which might apply in cases where multiple would-be buyers enter into a bidding war; and it protects the lender from lending out more than the home's value, which becomes critical should you default on the mortgage. If a lender has to foreclose, they want to be able to recoup the entire loan amount, as well as the costs of foreclosing. The fee for such an appraisal at the time of putting together our buyers guide is typically between $250 and $350, most banks will provide one of their appraisers and cover this cost.
HOME INSPECTION
You wouldn't buy a used car without having a trusted mechanic perform an inspection for you, and a house is no different. Don't even think about buying a home without first having a proper inspection done. In fact, your lender may insist on one to verify the condition of the home.
It's an excellent way to learn as much as you can about the various systems in the home, from the furnace and plumbing to the electrical and roofing. The inspection may identify some repairs that are essential, which we can either negotiate into the purchase price or insist be completed before you proceed with the deal.
The cost of an inspection starts from $350.00 and depends on the size, condition, and age of the property. But this is money well spent, and is an expense that you simply cannot, and should not, avoid.
PROPERTY INSURANCE
Your Alberta mortgage lender will require you to have property insurance in place on closing day. Since the property is actually the security against the loan amount, the lender wants to make sure insurance is in place to cover the cost of replacing the home, and its contents, should something happen.
The fees for insurance vary, since they depend on the value of the property. Insurance has become a very competitive business in recent years, with new companies entering the market, offering different products and options. Consider using the services of a broker, whose job is to find customers the best deal possible among the companies they represent. You may also be able to get a discount if you use the same company you have your other insurance policies with.
MORTGAGE LIFE INSURANCE
Mortgage loan insurance should not be confused with mortgage life insurance, which protects you in the event something happens to you. This type of insurance might be suitable for a young couple or family where there is only one breadwinner, for example. Costs are usually much cheaper than loan insurance. Obtaining life insurance instead of mortgage life insurance is the best bet.
LEGAL FEES
Legal fees for buying real estate range in price, depend on your situation, and must be paid upon closing. When purchasing brand new condos, since such deals can involve more paperwork, the cost might be higher. We can provide you with a local lawyer if you don't already have a relationship with one.
TITLE INSURANCE
Title insurance is yet another type of insurance you will require. Your lawyer will advise you of this type of protection, which insures you against any defects of title to the property. For example, if the previous owners undertook major renovations of the property without proper permitting, you would be protected against any costs required to bring the house up to code.
Typically, at the time of putting together our buyers guide this one-time premium costs less than $500.
MOVING EXPENSES & SERVICE CONNECTIONS
When you're totalling up all the costs of buying your first home, don't forget to include moving expenses and connection fees and deposits for services, such as phone, electricity, and other utilities.
Moving expenses vary widely, depending on your personal circumstances and possessions. Reliability is key, and we can suggest a proven moving service that many of our clients have used.
If you do contract a moving company, do your homework well in advance, get referrals from ourselves or friends and do your own research. Rates and levels of service can vary widely among moving companies, as can insurance coverage, so give yourself lots of time to look into these matters.
SERVICES AND UTILITIES
Including your phone, electricity, cable TV, and other connections — make sure they are up and running for move-in date. Make sure you call well in advance to make these arrangements, and ask about all associated fees. For example, some utility companies may require a deposit, or charge other fees for new customers with whom they have no billing history.
It is likely you will need the services of a lender when purchasing your home. Once we understand your home purchase requirements we will recommend that you talk to a lender to determine your price range. Your lender will begin the process to pre-approve you for a mortgage, which will include verification of income and down payment (among other details).
Searching to find the right home is a process with us that you should undertake thoroughly and carefully, and you should be just as diligent in sourcing the best loan for you.
Over the past few years mortgage interest rates were historically low—but mortgages went up, but are now starting to come down again. Buyers with Verable Mortgage Rates were in difficult positions as rates went up. Get to know your mortgage costs
So today should you lock in a rate, or is a variable rate going to make sense and the better option? We have affiliate Mortgage companies we can suggest, who our clients have used before and were happy with their service and rates. Take your time, get advice before committing.
THE IMPORTANCE OF PRE-APPROVAL
Taking the important step of getting pre-approved affords you knowledge and confidence: you’ll know in advance exactly how much financing you qualify for, and you’ll be confident during your search knowing where you stand.
This is also likely the time when you will first be introduced to the often intimidating and complex world of mortgages. It’s critical you understand your options so you can make an informed decision that suits your personal circumstances.
When you meet with your financial representative, if there’s anything you don’t understand, ask. Ask lots of questions, and If you still don’t get it, ask again. This is not an area to take chances or to be shy, since how you structure your mortgage could amount to tens of thousands of dollars over the term of your loan.
If during this process you sense your lender representative isn’t patient in answering your questions, move on. The financial services industry is very competitive and, assuming you qualify for a mortgage, if one company doesn’t want your business, someone else will.
FIXED OR VARIABLE MORTGAGES
A fixed mortgage involves a fixed rate of interest over a specified period of time, known as the term. This provides a certain level of peace of mind, since you’ll know exactly what your monthly payments will be, which allows you to budget accordingly.
A variable mortgage, on the other hand, is just like it sounds: the interest rate fluctuates based on the market rates. This can be a good arrangement if rates are on the way down, but it also tests one’s nerves if rates begin to rise.
With rates being as low as they have been over the last couple of years, more and more home buyers are locking into fixed mortgages to take advantage of the low rates.
LONG VS SHORT TERM
The term of the mortgage refers to the life of the mortgage contract, typically anywhere from one to five years. At the end of the term, the mortgage becomes due and payable. In most cases, however, the lender and borrower negotiate a renewal for a new term, which also provides you the opportunity to change the terms of the mortgage if your circumstances change.
So, long versus short term is pretty self-explanatory. Generally speaking, if rates are low it might be a good idea to lock in for a long term. If rates are high, it may be advisable to choose a shorter term until you know how the rates are trending. If they begin to rise, you can consider locking in for a longer term.
OPEN vs CLOSED
This refers to how much flexibility you have to repay the mortgage, in full or with large lump-sum payments, at any time over the term without penalties.
However, you do pay for the flexibility. For example, open mortgages are usually available only for short terms, and the interest rate is often higher. The benefit is you have the freedom to make a large payment when you can.
Closed mortgages, on the other hand, often have lower rates, but you don’t offer the flexibility to make large one-time payments.
AMORTISATION
This is the period over which your mortgage is paid in instalments. In June 2012, the Canadian government outlined new rules limiting the maximum amortisation period at 25 years. For many first-time buyers, the period is usually 25 years. Generally speaking, the shorter your amortisation, the less interest you have to pay, but the larger your monthly payments will be. Most first-timers go for a long amortisation to keep payments as low as possible, since it’s their first experience with a mortgage.
With all of the above mortgage considerations, what you choose really depends on your own personal circumstances, preferences, and comfort level. Your mortgage specialist can walk you through a number of different scenarios with these variables, so you can see exactly what each change will cost you.
There are many products and services available in the industry today, so be sure to take your time and explore all your options.
SELLING YOUR CURRENT HOME
Here we can also help, and we need to make sure the selling of your current home gives you enough time to move into your next home. We have to co-ordinate possessions on both properties. Use our Mortgage Evaluation form below.
MAKING AN OFFER YOU CAN AFFORD
This is where the rubber meets the road — and where we earn our stripes. After weeks or months of searching and showing you homes that fir your criteria, we have finally found a home for you which you are ready to make an offer on.
It’s an exciting time, to be sure, but also one where emotions can easily come into play, particularly if you’ve found a home you love and really want.
We will help you keep your emotions in check! , balancing against the realities of the market. Think of it as a game of poker — you don’t want to be so excited that you tip your hand to the seller. Nor do you want to be too conservative and bid so low that you lose out.
We will of already advised you of the important step of getting pre-approved for a mortgage, you know exactly how much you can afford, and are less likely to get caught up in a bidding war that will carry you above your price point.
KEEPING YOUR EMOTIONS IN CHECK
If you’ve done your research, received mortgage pre-approval, and looked at a good selection of homes with us, you’re going to feel well prepared and in control. Sure, you may really love this one house and desperately want it, but you should also remember that there are likely others just like it, or better, out there. And if that voice of reason doesn’t pop into your head at negotiation time, we will help caution you against letting your emotions get carried away!
Of course, the interest and potential competition for a property depends on market conditions. If it’s a buyer’s market, you hold the cards and you’ll be confident in knowing there are other options out there.
If, however, it’s a seller’s market, acting fast to make an offer that you can afford and is acceptable to the seller is a combination of instinct, preparation, and our experience.
AVOIDING BIDDING WARS
Several factors are at play come offer time: price, which speaks for itself; inclusions, which cover exactly what is included in the deal, such as appliances; and other conditions such as closing date.
There are human relations to. If you make an offer the seller see’s as a low ball, for example, they may refuse to negotiate. After all, this is their home you’re buying, and quite often sellers are still emotionally attached, even though they are moving.
One of the most important tools we have when it comes time to make an offer is the comparable's from the Calgary MLS. These are excellent snapshot reports into the recent sales activity of similar — comparable — properties in the same neighbourhood. You can see important information such as original and adjusted asking prices, number of days on the market, listing agent history, and actual sold prices.
As a buyer once you have this information, weighed against the details of the home you’re making an offer for, you will feel tremendously empowered to make an informed decision, and less likely to enter into a bidding war.
So you've made a successful offer to purchase with us on the home of your dreams — or at least taken that important first step toward home ownership. Now what?
Well, now there's usually a bit of waiting, as closing periods typically take anywhere from several weeks to a few months. But there are some important things that need to happen right away.
YOUR LEGAL OBLIGATIONS
Once your offer has been accepted, there's usually a 10-day conditional period (Approx) , during which time you take all the necessary steps with regard to financing, home inspection, and everything else that needs to happen, before you officially seal the deal.
Your mortgage lender will need a copy of your offer to purchase to make sure everything is still in order and in keeping with your pre-approved level of financing.
CONDITION PERIOD
And as we discussed in buyer costs this is when the home inspection takes place. You should accompany the inspector throughout the process, which takes about three hours, he will identify any red flags and show you as much as possible about the various systems in the home. These will range from heating and plumbing to electrical and roofing. Importantly, the inspection may identify some repairs that need to be made, which may allow us to negotiate a lower price or insist that the repairs be made at the seller's expense before closing.
At the completion of the conditional period, with any adjustments or repairs made to your satisfaction, we will finalise the deal and your lawyer will process the paperwork, including the mortgage documents with your lender.
All of this would point to a final date of actual legal possession — the real closing day, when:
1) Your Mortgage Lender will provide funds over to your Lawyer
2) You pay all remaining closing costs
3) Your layer pays the seller and registers the home in your name
4) You have all your Insurance in place.
Whether it's weeks or months between finalising the deal and actually moving in, it's just a matter of planning your move: hiring a mover or renting a truck and doing it yourself; arranging services such as electricity and cable; rerouting your mail; and other moving essentials.
AFTER THAT? CONGRATULATIONS!!!
You've done it! And Welcome home! We hope you found our buyers guide helpful, please contact us for an initial discussion on how to move forward, and help us understand your needs and lifestyle.
We can put a detailed search together, including homes with your criteria that are about to come on the market. We look forward to our initial talk and working together
For Expert Guidance in the Buying process, reach out to Stewart J. Lowe, an award-winning Realtor with over 23 years of experience. Recognised in 2010 as a Certified Guild Member of The Institute for Luxury Home Marketing, Stewart has a proven track record in high-end real estate sales and exceptional client service. He is known for his friendly, warm, and professional approach. Why not request a no-obligation Marketing Consultation
* We have provided a brief to help our buyer clients, as always we suggest you take Legal advice and Mortgage advice when thinking of buying a home with us. We have various professionals that we can suggest in those fields of expertise.
Stewart J Lowe Biography / Experience
CALGARY JUST LISTED REAL ESTATE (not including Condos)
All Calgary & Area Just Listed (not including condos)
All Calgary and Area Just Listed Homes for Sale with our listing information updated daily.
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209 Pinnacle Ridge Place SW: Rural Rocky View County Detached for sale : MLS®# A2249450
209 Pinnacle Ridge Place SW Rural Rocky View County T3Z 3N8 
$10,000,000Residential- Status:
- Active
- MLS® Num:
- A2249450
- Bedrooms:
- 7
- Bathrooms:
- 8
- Floor Area:
- 10,625 sq. ft.
Welcome to 209 Pinnacle Ridge, an exceptional Tuscan inspired estate set on two acres in the foothills with sweeping views of the Rocky Mountains and just minutes from Calgary’s finest amenities. With more than 16,000 square feet of living space, this villa combines timeless European charm with modern luxury in every detail. The exterior showcases stonework, hand sawn timber beams, industrial steel brackets, and an oversized custom entry door. Inside, arched doorways, barrel vaulted ceilings, and perfectly aligned sightlines frame picturesque views throughout. The grand foyer with its soaring ceiling and bridge walkway leads to a formal lounge with paneled walls, coffered ceilings, and a wood burning fireplace. At the heart of the home, a gourmet kitchen with slab marble islands and a full suite of commercial grade appliances opens to the central courtyard, a private gathering space with built in BBQ, wall fountain, and pergola topped brick patio. Just beyond, the family room features a travertine mantled fireplace and French doors to the west lawn. The lower level is designed for both leisure and entertainment, offering a 25-meter lap pool, spa inspired hot tub alcove, walkout patio framed by sandstone boulders, a private theatre with professional grade audio visual, a games room with fabric lined walls, and a brick barrel vaulted wine cellar. The private primary wing showcases sweeping 180 degree mountain views and a luxurious ensuite. The upper level, accessed by dual staircases or elevator, offers five children’s bedrooms, a gym, and recreation spaces. Completing the home is a six car garage, extensive storage, a sport court, and professionally landscaped grounds. This estate has been featured in the National Post and Best Home Alberta, showcased in the award-winning series Fargo, and even served as Leonardo DiCaprio’s residence during the filming of The Revenant. It is a rare combination of artisanal craftsmanship, imported and local materials, and timeless architectural design. All within 10 minutes of Springbank Airport, 15 minutes of downtown Calgary, 40 minutes to Banff, and close to Calgary’s top private schools. More detailsListed by Real Broker- Stewart J Lowe (Stu)
- Real Estate Professionals Inc
- 1 (403) 850 0669
- info@calgarydreamhomes.com
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417 421 Muskrat Street: Banff Detached for sale : MLS®# A2245425
417 421 Muskrat Street Banff T1L 1A9
$6,400,000Residential- Status:
- Active
- MLS® Num:
- A2245425
- Bedrooms:
- 5
- Bathrooms:
- 7
- Floor Area:
- 9,299 sq. ft.
Welcome to a luxurious retreat nestled in the heart of Banff, where sophistication meets serenity on 6 private lots spread across 2 titles on over 35,000 sq ft . This extraordinary estate presents a unique opportunity to own an exquisite home with unparalleled character and meticulous attention to detail. As you approach through the fully fenced and gated property, a sense of exclusivity and privacy envelops you. The majestic mountain views serve as a picturesque backdrop to this one-of-a-kind residence, providing an unparalleled blend of natural beauty and architectural elegance. This distinguished property features a main residence that seamlessly integrates modern luxury with timeless design. From the moment you enter, you'll be captivated by the grandeur of the living spaces, adorned with high-end finishes and thoughtful craftsmanship. The gourmet kitchen, outfitted with top-of-the-line appliances, is a chef's dream, while the expansive living areas are perfect for both intimate gatherings and grand entertaining. Step outside to discover your own private oasis. The meticulously landscaped grounds boast natural beauty and plenty of wildlife , offering a tranquil space to unwind while surrounded by the breathtaking beauty of Banff's natural landscape. Additionally, a second guest home adds to the allure, providing a private retreat for visitors or an ideal space for extended family. This property stands as a testament to luxury living in Banff, with no other comparable residence in the area. Whether you're seeking a tranquil escape or an entertainer's paradise, this home exceeds expectations at every turn. Don't miss the chance to own a piece of Banff's unparalleled charm and exclusivity. More detailsListed by RE/MAX KEY- Stewart J Lowe (Stu)
- Real Estate Professionals Inc
- 1 (403) 850 0669
- info@calgarydreamhomes.com
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237 Escarpment Drive: Rural Rocky View County Detached for sale : MLS®# A2247761
237 Escarpment Drive Rural Rocky View County T3Z 3M8
$5,900,000Residential- Status:
- Active
- MLS® Num:
- A2247761
- Bedrooms:
- 4
- Bathrooms:
- 5
- Floor Area:
- 4,468 sq. ft.
Room to breathe, every once in a while, an extremely RARE 20-Acre Ridge top legacy estate with SWEEPING Rocky Mountain Views comes available. Experience an unparalleled blend of natural beauty, privacy, and potential with this exceptional 20-acre property perched high on the ridge along prestigious Escarpment Drive in Lower Springbank. Offering uninterrupted, PANORAMIC views of the majestic Rocky Mountains, from this one owner occupied property. This timeless ARCHITECTURAL masterpiece, spans over 6,600 sq. ft. and is surrounded by mature trees, a tranquil pond and seasonable stream, and thoughtfully designed outdoor living spaces—each perfectly positioned to capture the awe-inspiring views while maintaining complete seclusion. Inside, the vaulted foyer opens to a stunning great room with floor-to-ceiling windows framing the Rockies. Warm terracotta tile and light oak hardwood flow through the main level. The spacious formal dining room, with its elegant tray ceiling, while the SUNLIT updated kitchen features premium appliances, granite counters, a spacious dining area with full-height windows, and a generous butler’s pantry for effortless entertaining. Outstanding owner’s retreat offers a serene escape with a mountain-facing primary bedroom, luxurious 5-piece ensuite, walk-in closet, and an adjoining office or sitting room with a gas fireplace and expansive windows. The WALKOUT lower level is designed for comfort and hospitality, featuring three large bedrooms (one with ensuite), a 4-piece bath with steam shower and sauna, and a cozy family room with a fireplace built from rocks gathered on the property. French doors lead to a west-facing patio, the perfect spot to watch the sun set behind the mountains. The upper level offers even more flexibility: a lofted family room with a Spanish-style wood-burning fireplace, a bright skylit den, a hobby room, a 3-piece bath, and a full billiards room with an authentic snooker table. This property is TREED, and the private acreage is boundary fenced and brimming with potential and ripe for future development, equestrian pursuits, or simply preserving as untouched natural space. This ideal location is just 5 minutes to Calgary’s west side amenities and Stoney Trail, close to downtown, and Rocky Mountains, IRRECPLACEABLE location combines convenience with seclusion. It’s also close to some of Canada’s top-ranked public and private schools, making it an ideal choice for families seeking a premier lifestyle. Whether you’re a visionary looking for a once-in-a-lifetime investment or a discerning buyer seeking an extraordinary private estate, this property offers tons possibilities. This is more than a home—it’s a rare OPPORTUNITY to own a piece of Alberta’s most breathtaking landscapes and mountain views. More detailsListed by Century 21 Bamber Realty LTD.- Stewart J Lowe (Stu)
- Real Estate Professionals Inc
- 1 (403) 850 0669
- info@calgarydreamhomes.com
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233057 Range Road 282: Rural Rocky View County Detached for sale : MLS®# A2247734
233057 Range Road 282 Rural Rocky View County T1X 0H2
$4,200,000Residential- Status:
- Active
- MLS® Num:
- A2247734
- Bedrooms:
- 6
- Bathrooms:
- 4
- Floor Area:
- 3,111 sq. ft.
Welcome to 233057 Range Road 282, Rocky View County – a rare opportunity combining income potential, equestrian facilities, and prime investment value in one exceptional package. The main attraction of this property is its land value and strategic location, ideally positioned to benefit from the industrial growth expanding outward from Calgary. As development moves in this direction, the future potential of this property becomes even more significant. Currently, the land produces a single annual cut of alfalfa/Timothy hay, generating approximately $8,500 net profit after expenses. The impressive 80' x 40' heated ICF barn features five horse stalls, a heated tack room, a washroom, and multiple entry points for both horses and equipment. Outdoor amenities include a riding arena and six paddocks, one with an automatic watering system. The home is an expansive 3,100 sq. ft. bungalow with an additional over 2,800 sq. ft. walkout basement, offering six bedrooms and four bathrooms in total. The main floor boasts an open-concept design with soaring ceilings, large windows that fill the space with natural light, and a smooth flow between the living, dining, and kitchen areas. Built-in features and high-quality finishes add sophistication, while the gas fireplace in the living room creates a warm and inviting atmosphere. The lower level is equally impressive, featuring a wood-burning fireplace, large recreation spaces, and walkout access to the outdoors. The primary suite is designed for relaxation, with direct access to an indoor hot tub area and a nearby 3-piece bathroom for convenience. Additional highlights include a heated garage, three septic fields, and a reliable 6 GPM well. Outside, you’ll find beautifully landscaped grounds complete with a serene pond nestled beside a charming fire pit area, creating a perfect setting for evening gatherings or quiet moments by the water. Whether you’re looking for a working acreage, a future development play, or both, this property offers unmatched versatility and long-term value in one of Rocky View County’s most promising growth corridors. More detailsListed by Royal LePage Benchmark- Stewart J Lowe (Stu)
- Real Estate Professionals Inc
- 1 (403) 850 0669
- info@calgarydreamhomes.com
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234009 48 Street W: De Winton Detached for sale : MLS®# A2248031
234009 48 Street W De Winton T0L 0X0
$4,190,000Residential- Status:
- Active
- MLS® Num:
- A2248031
- Bedrooms:
- 5
- Bathrooms:
- 6
- Floor Area:
- 4,760 sq. ft.
Set on 4.94 acres in the scenic beauty of Rural Foothills County, this impeccably maintained bungalow offers over 9,500 square feet of living space—providing the peace and privacy of a country estate just a short drive from Calgary’s downtown core. From the moment you arrive, the stately brick exterior, durable clay tile roof, and manicured landscaping hint at the exceptional quality within. A serene pond with a cascading waterfall sets a tranquil tone, while a beautifully landscaped courtyard adds to the property’s charm. Inside, a grand marble-floored entryway opens into the expansive living room, where a wood-burning fireplace and large west-facing windows frame spectacular mountain views. Rich hardwood floors flow throughout the main level, complementing the timeless design. The chef’s kitchen, crafted by Empire Kitchen and Bath, features Gaggenau and Sub-Zero appliances, custom cabinetry, and generous prep space. A den and an office with custom built-ins offer quiet retreats, while the massive primary suite boasts a walk-in closet and a spa-inspired ensuite with a soaker tub. Two additional bedrooms and a well-appointed mud/laundry room off the heated triple-car garage complete the main level. Outdoor living is elevated with a massive west-facing deck, complete with a built-in BBQ that steps down into a beautifully landscaped garden with stone walkway. The lower level includes a fully built-out legal nanny suite with kitchen, living room, and bedroom, thoughtfully tucked away for privacy. Additional spaces include a games room, billiards room, recreation area, exercise space, full wet bar, a fourth bedroom, and two more wood-burning fireplaces. An extraordinary 2,300 square feet RV garage/workshop offers endless possibilities for collectors, hobbyists, or large-scale projects. Blending elegance, functionality, and an enviable location, this estate is just minutes from Calgary’s city limits, Strathcona-Tweedsmuir School, the Calgary Polo Club, and Spruce Meadows—delivering a rare combination of luxury, privacy, and convenience. More detailsListed by Century 21 Bamber Realty LTD.- Stewart J Lowe (Stu)
- Real Estate Professionals Inc
- 1 (403) 850 0669
- info@calgarydreamhomes.com
-
109 Roxboro Road SW in Calgary: Roxboro Detached for sale : MLS®# A2249278
109 Roxboro Road SW Calgary T2S 0P9
$3,999,999Residential- Status:
- Active
- MLS® Num:
- A2249278
- Bedrooms:
- 4
- Bathrooms:
- 5
- Floor Area:
- 4,228 sq. ft.
A Masterpiece of Luxury & Architectural Elegance. Nestled in the heart of Roxboro, Calgary’s most coveted enclave, this home stands as an unparalleled statement of sophistication and craftsmanship. This newly completed estate home, brought to life by the award-winning Tyrrell Custom Homes, is the result of a visionary collaboration between McDowell & Associates architecture and Paul Lavoie Interior Design, seamlessly blending timeless elegance with modern refinement. Set on a serene, tree-lined street just moments from downtown and the citys most cherished parks, The Roxwell invites you into a world of effortless luxury. Inside, soaring 10-foot ceilings and expansive south-facing windows bathe the interiors in natural light, creating a grand yet inviting ambiance. Every detail, from the exquisite materials to the impeccable craftsmanship, has been meticulously curated to elevate everyday living. The second level is home to the enormous primary suite, a sanctuary of comfort and indulgence. Here, a spa-inspired ensuite awaits a masterpiece of design that will rival the baths you’ve enjoyed on your most luxurious travels. A stunning walk-in dressing room completes the retreat, offering an unparalleled level of elegance and functionality. This level also features two additional bedrooms, each thoughtfully designed, along with a sun-filled den, a perfect setting for a private home library or reading nook, and a spacious family room, which can easily be converted into a generous fourth bedroom, offering flexibility to suit your evolving lifestyle. Designed for those who love to entertain, the outdoor living room is a private sanctuary, featuring a wood-burning fireplace and Infratech overhead heaters, ensuring year-round enjoyment. This seamless integration of indoor and outdoor spaces is a testament to the homes thoughtful design, where comfort and luxury exist in perfect harmony. Descend to the lower level, where indulgence and innovation take center stage. A striking four-car garage, framed by a breathtaking glass wall, is more than a place to park, it is a gallery for your most prized automobiles. A private elevator connects all levels, offering both convenience and an added touch of extravagance. The entertainment experience is elevated with a sophisticated wet bar, a spacious recreation room, and a state-of-the-art home gym, ensuring that every moment whether of relaxation or revelry is imbued with elegance. A private guest suite with a full bath completes the lower level, offering a serene retreat for visitors. This home is not just a house; it is a testament to a life well lived. A rare offering in one of Calgarys most sought-after communities, this residence is a masterpiece of architecture and design, awaiting its discerning new owner. More detailsListed by RE/MAX House of Real Estate- Stewart J Lowe (Stu)
- Real Estate Professionals Inc
- 1 (403) 850 0669
- info@calgarydreamhomes.com
-
272001-200 272 Street W: Rural Foothills County Detached for sale : MLS®# A2249557
272001-200 272 Street W Rural Foothills County T0L 1K0
$3,900,000Residential- Status:
- Active
- MLS® Num:
- A2249557
- Bedrooms:
- 7
- Bathrooms:
- 5
- Floor Area:
- 4,442 sq. ft.
Discover the epitome of country living in this stunning residence, boasting nearly 9,000 square feet of luxurious space, nestled among serene trees on 160 acres near Millarville. This exceptional property offers breathtaking views of the rolling foothills and the majestic Rocky Mountains, creating a tranquil haven that feels truly magical. Perched at the highest point of the land, the main home is designed to maximize these spectacular vistas and includes a fully legal suite and a giant 62x40 foot shop. A second home is conveniently located near Highway 549, ensuring easy access while maintaining privacy. As you step inside, the awe-inspiring 30-foot high ceilings of the "A" frame design will immediately captivate you. Massive timber beams, expansive windows, and exquisite finishes are sure to leave your guests speechless. The expansive great room features a dramatic river rock fireplace, leading seamlessly into a gourmet kitchen equipped with granite countertops, a spacious island with an eating bar, top-of-the-line appliances, and a large walk-in butler’s pantry. The dining room flows into a vaulted living area, perfect for entertaining. This magnificent home includes 7 bedrooms and a fully developed basement. The main level features a luxurious master retreat with an oversized walk-in closet and a beautifully appointed ensuite. Upstairs, you’ll find 2 additional bedrooms with a convenient Jack and Jill bathroom, while the loft above the garage includes a full legal suite with its own kitchen. The fully finished basement boasts a massive theater room, a games room, 2 additional spacious bedrooms, and 3 storage rooms. Enjoy outdoor living at its finest with a large deck, a cozy firepit, and a custom-built BBQ area, all surrounded by stunning views perfect for horse and cattle enthusiasts. As you approach from the west end, take note of the second home and shop, and be sure to leave time to explore the expansive heated workshop. Crafted with love and expertise by the current owners, this property is the culmination of years of country living experience, ensuring every detail is perfect. Don’t miss the opportunity to make this hidden gem your own! More detailsListed by CIR Realty- Stewart J Lowe (Stu)
- Real Estate Professionals Inc
- 1 (403) 850 0669
- info@calgarydreamhomes.com
-
19 Aspen Ridge Point SW in Calgary: Aspen Woods Detached for sale : MLS®# A2245124
19 Aspen Ridge Point SW Calgary T3H 0J8
$3,888,000Residential- Status:
- Active
- MLS® Num:
- A2245124
- Bedrooms:
- 4
- Bathrooms:
- 5
- Floor Area:
- 3,360 sq. ft.
Modern luxury meets elevated living at 19 Aspen Ridge Point SW, a custom-built bungalow by renowned Calgary builder Bellaview Homes in prestigious Aspen Point Estates. This 4-bed, 4.5-bath home features soaring ceilings, an open-concept layout, and a chef-inspired kitchen with premium appliances and custom cabinetry. The main floor includes a spacious primary bedroom with a spa-style ensuite and walk-in closet, plus a versatile guest room or office. The fully finished lower level offers a golf simulator, media lounge, wet bar, and room to relax or entertain. Thoughtfully designed with heated floors, elevator-ready layout, triple garage, and high-end finishes throughout. Located on a quiet cul-de-sac with mountain views, close to top schools, boutique shopping, and scenic trails. A perfect blend of privacy, prestige, and modern comfort. Landscaping not included. Photos are representative. More detailsListed by Bode Platform Inc.- Stewart J Lowe (Stu)
- Real Estate Professionals Inc
- 1 (403) 850 0669
- info@calgarydreamhomes.com
-
905 Bridge Road: Canmore Detached for sale : MLS®# A2250489
905 Bridge Road Canmore T1W 2E5
$3,650,000Residential- Status:
- Active
- MLS® Num:
- A2250489
- Bedrooms:
- 5
- Bathrooms:
- 4
- Floor Area:
- 2,425 sq. ft.
Prime South Canmore Multi-Family Redevelopment Land -- An exceptional opportunity to acquire one of South Canmore’s most compelling redevelopment sites. 905 Bridge Road offers approximately 12,000 square feet across two contiguous lots, ideally located within the newly approved Connect Downtown Area Redevelopment Plan (ARP). The property is designated Residential (up to 3 Storeys) with the ability to unlock additional height and density through the ARP’s bonusing framework. This policy clarity provides developers with a straightforward path to approvals and removes the uncertainty previously associated with Direct Control rezonings. The site is ideally suited for multi-family formats such as townhomes, stacked townhomes, or a boutique apartment building. By leveraging affordable housing contributions or enhanced sustainability measures, developers may achieve higher density and increased unit yield. Location is this site’s greatest strength. Just steps from the Bow River and Riverside Park, and only a short walk to Canmore’s vibrant Main Street, future residents will enjoy the valley’s best combination of walkability, mountain views, and lifestyle amenities. South Canmore continues to be one of the most in-demand neighborhoods for buyers who value connectivity, recreation, and convenience, creating strong absorption and pricing power for new product. With its scale, premier location, and supportive planning framework, 905 Bridge Road represents a rare chance for developers to deliver a signature multi-family project in the heart of Canmore’s most desirable neighborhood. More detailsListed by MaxWell Capital Realty- Stewart J Lowe (Stu)
- Real Estate Professionals Inc
- 1 (403) 850 0669
- info@calgarydreamhomes.com
-
162104 376 Street W: Rural Foothills County Detached for sale : MLS®# A2252043
162104 376 Street W Rural Foothills County T3Z 3R3
$3,500,000Residential- Status:
- Active
- MLS® Num:
- A2252043
- Bedrooms:
- 4
- Bathrooms:
- 3
- Floor Area:
- 2,237 sq. ft.
Set against a backdrop of Rocky Mountain views, this masterfully renovated 17 acre estate just minutes from Bragg Creek offers an exceptional blend of rural tranquility and sophisticated living. Thoughtfully redesigned from the ground up between 2022 and 2024, the 4000+ sq ft of living space has undergone a complete transformation, creating an elegant, turnkey property ideal for those seeking space, privacy, and unparalleled craftsmanship — all within a convenient reach of Calgary. This 4 bedroom, 3 bathroom home was completely stripped to the studs and professionally rebuilt with high-end materials and a timeless design. Natural hickory and oak flooring, Osmo-finished wood accents, and custom lighting bring a soft, organic feel to the space, while oversized Lux triple-pane windows frame the surrounding landscape and bathe the interior in natural light. At the heart of the home is a chef’s kitchen that seamlessly blends functionality with luxury. Outfitted with WOLF appliances, rich Luna quartzite countertops, farmhouse sink, and handcrafted cabinetry, it’s designed to elevate both everyday living and entertaining. The adjoining living spaces are equally as inviting, anchored by an Oracle gold-trimmed wood burning fireplace and offering effortless flow onto cedar patios that overlook the meticulously landscaped grounds. The master suite is a private sanctuary with direct patio access, a steam shower, and a custom walk-in closet. All bathrooms have been fully renovated with in-floor heating and premium finishes. Downstairs, the walkout basement features a theatre room and a custom gas fireplace, creating a cozy and versatile retreat. Behind the scenes, the electrical and plumbing systems have been comprehensively upgraded, including smart wiring, 200-amp service, a high-efficiency HVAC system, AC, and advanced water treatment system. The house and garage feature durable Allura siding designed to complement the log elements, topped with premium metal DECRA shingles. Front and rear cedar patios have been refinished, while engineered drainage, new sod, auto gate, and a gravel drive enhance both function and curb appeal. The garage has been fully updated with epoxy floors, new doors, heating and lighting. For your equestrian enthusiast, this property is fully equipped and ready. The heated barn includes six Hi-Hog fir and steel box stalls, wash bay, spacious tack room, and mechanical, all serviced by 100-amp power. A 60x180 indoor riding arena with a 12-foot bay door provides a year-round training space, complemented by a 60x120 outdoor arena, four turnout paddocks, and mulched perimeter riding trails. Three automatic livestock hydrants support ease of care, while the land itself offers privacy, space, and functionality with uninterrupted mountain vistas. More detailsListed by Sotheby's International Realty Canada- Stewart J Lowe (Stu)
- Real Estate Professionals Inc
- 1 (403) 850 0669
- info@calgarydreamhomes.com
-
16 Spring Valley Way SW in Calgary: Springbank Hill Detached for sale : MLS®# A2251840
16 Spring Valley Way SW Calgary T3H 5M1
$3,298,000Residential- Status:
- Active
- MLS® Num:
- A2251840
- Bedrooms:
- 5
- Bathrooms:
- 6
- Floor Area:
- 4,279 sq. ft.
Experience over 6,500 sq ft of exceptional luxury in this custom-built estate, ideally perched to capture sweeping views of the mountains and valley below. Designed with sophistication and comfort in mind, this meticulously crafted home offers 5 bedrooms, 6 bathrooms, and a heated triple-tandem garage—perfectly blending timeless elegance with modern functionality. A grand, light-filled foyer welcomes you with soaring ceilings and leads into a dramatic living room anchored by floor-to-ceiling windows and a statement fireplace. The formal dining room and expansive family room provide effortless flow for entertaining, while the gourmet kitchen is a chef’s dream—featuring dual quartz islands, top-tier appliances, and a hidden walk-in pantry for seamless organization. The main level also includes a private home office, custom mudroom, and two stylish powder rooms for guests. Upstairs, discover four generously sized bedrooms, a cozy study nook, a secondary laundry room, and a luxurious primary retreat with dual walk-in closets and a spa-inspired ensuite complete with steam shower and soaking tub. The fully finished walkout basement is an entertainer’s dream—featuring a custom theatre room, spacious rec room, sleek wet bar, temperature-controlled wine cellar, and a private guest suite. Premium upgrades are found throughout, including triple-pane windows, rich hardwood flooring, central air conditioning, steam showers, and a fully integrated smart security system. Outdoors, the professionally landscaped grounds are equally impressive, with a west-facing backyard that showcases mountain vistas, a covered patio, and a stunning cedar pergola—ideal for relaxing or entertaining year-round. Located minutes from Calgary’s top-rated schools, Westside Recreation Centre, the LRT, and Stoney Trail, this is more than a home—it’s a lifestyle of refined living and panoramic beauty. More detailsListed by eXp Realty- Stewart J Lowe (Stu)
- Real Estate Professionals Inc
- 1 (403) 850 0669
- info@calgarydreamhomes.com
-
400 368191 184 Avenue W: Rural Foothills County Detached for sale : MLS®# A2243042
400 368191 184 Avenue W Rural Foothills County T0L 1K0
$2,999,000Residential- Status:
- Active
- MLS® Num:
- A2243042
- Bedrooms:
- 3
- Bathrooms:
- 4
- Floor Area:
- 2,953 sq. ft.
The Bragg Creek Trifecta: many properties have one of these three coveted things, but very few have it all! First, a beautiful home. Redesigned by award winning, internationally acclaimed designer, John Haddon, the 3968 sq. ft. of living space was taken down to the studs and rebuilt, inside and out, with the finest materials and craftsmanship. Second, incredible views of the mountains and forest. Given the seclusion and privacy, not a single curtain on any of the 55 windows impedes the breathtaking views afforded from every room. The third and most rare attribute of all, the thing that makes this “the hat trick”, is direct access to Kananaskis Country! That’s right, there is a private gate that connects to one of the most famous, beautiful, backcountry areas in Alberta, where you can hike or bike or ride for days. This home, sitting on 23 acres, is part of a small exclusive development of properties which span a ridge and directly border K-Country - the biggest backyard of all! Entering the home, the first thing you notice is the airy interior space, with cathedral ceilings and huge windows. The slate foyer gives way to Brazilian cherry hardwood floors, flowing throughout the balance of the home. Resisting the urge to immediately rush to the windows and deck system, to the left is the dining room and kitchen with quartz countertops and high-end appliances. Further on are two high-ceiling bedrooms, each with their own access to the wrap-around deck and connected by a large Jack and Jill 5-piece en suite. The upstairs is entirely devoted to the primary suite, which is unparalleled, with the huge windows and private deck all giving a new perspective to the vistas beyond. The 6-piece bathroom and walk-in closet complete this lofty sanctuary. The walk out lower level features a bar, exercise room, office area, expansive rec room with gas fireplace, 3-piece bath, and French doors to the walk-out patio and huge deck beyond. The property is completed by an insulated and drywalled triple car garage. You’re intrigued, I can tell, and further investigation is needed. Explore using our streaming video and 3-D tour; and then take the next step and make the Trifecta your own. More detailsListed by MaxWell Canyon Creek- Stewart J Lowe (Stu)
- Real Estate Professionals Inc
- 1 (403) 850 0669
- info@calgarydreamhomes.com
Data was last updated September 1, 2025 at 02:05 PM (UTC)
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