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2025 CALGARY BUYERS GUIDE

real estate professionals    the institute for luxury home marketing

2025 BUYERS GUIDE

SCROLL DOWN FOR JUST LISTED HOMES

USE A TEAM WITH OVER 23 YEARS EXPERIENCE TO WORK FOR YOU !

**Remember -There are no costs to you as the buyer for our commission or sending latest listings. 

Purchasing a Home can be tremendously exciting, so it’s important that everything is done right. In addition to ensuring that no surprises arise, we also make sure that you understand what you are signing. We are there to support you and as your real estate professional walk you through what will probably be one of the biggest and most rewarding decisions of your life.

Here is our brief guide to Home Buying in Calgary and Area. As well as using our guide we suggest that you have legal advice before moving forward with any transaction and we are here to suggest various legal council lawyers to choose from who would be happy to answer any legal concerns.

Our experience is based on over 23 years working in Calgary and Area Real Estate, and recognised by The Institute of Luxury Home Marketing in 2010 with a Certified Guild Membership based on proven sales and service.

This website has all you will need to find the home you are looking for, with a Real Time Data feed from IDX updated twice a day. Your search will not include sold homes, just those available to be shown, but you can request Sold statistics for any areas you are interested in.

All experienced Real Estate Professionals require a client relationship because it allows them to provide the full range of services that buyers need and deserve. It is important that you find someone you feel completely comfortable with, who you can trust, and who listens to you and respects your views.

Market knowledge and expertise are what we specialise in, but at the end of the day, it's your home and your investment, so we have to be a good fit! We would be happy to discuss representation with you.

Like in so many professions, reputation and word-of-mouth are crucial. Indeed, for our client base, past client referrals account for about 75% of our business.

OUR PART IN THE PROCESS!

There are many good reasons to work with a qualified real estate professional — especially a trained professional with industry designations. In a formalised agency relationship, you can expect your buyer's representative to:

1) Provide you with the highest standard of care and service as our client

2) Understand your specific needs and lifestyle wants, and locate appropriate properties.

3) Assist you in determining how much you can afford

4) Help you get pre-approved with your mortgage lender

5) Show you homes that only fit you criteria

6) Adhere to a strict code of ethics as your licensed realtor

A mortgage lender will come up with some close-to-final numbers, presenting you with a preliminary figure for pre-approval. Now you should prepare a thorough and realistic checklist of your current household budget, say, if you're renting an apartment and your expected budget in your prospective new home. You'd be surprised how some new items — such as additional insurance or costs for general repairs — can add to your expenditures as a homeowner. Make sure you take all of these items into consideration when calculating your mortgage affordability.

THE IMPORTANCE OF NOT OVERSPENDING 

Real estate experts cite overbuying as one of the most common mistakes buyers make. Many people spend more on their new home than they can afford. Months later they may realise that their purchase has left them "house poor" with no money left to contribute to savings, other necessities, or even rainy day funds.  So be honest and realistic with your mortgage calculations, as well as the importance of getting pre-approved for a mortgage, since it can actually protect you from going overboard.

COSTS OF HOME OWNERSHIP 

In this buyers guide we explain from deposits to moving expenses, and everything in between, what buying a home involves, more than just a down payment. That may be the largest cost, but there are other things you'll need to plan and budget for.

YOUR DEPOSIT

This is the step you take when you're ready to make an offer to purchase. Let's say you've viewed a selection of properties with us, found one you like, and are ready to get serious about purchasing the property. At this point, you will need to put down a deposit; the amount depends on  the purchase price of the home.  The deposit is held in the trust account of the listing brokerage for the condition period. When it becomes a firm sale after you are satisfied with all conditions being met (waiver time) the deposit is deducted from your total purchase price and is considered part of your down payment.

YOUR DOWN PAYMENT

Generally speaking, the larger a down payment you're able to make, the better, because that means you'll have to borrow less. But you also don't want to leave yourself so cash-poor you can't cover all of the other costs that come with closing a sale.

The minimum amount you can put down is 5% of the purchase price, assuming that you have made an offer to purchase and all conditions have been met.

For example, a $300,000 property would require a minimum down payment of 5%: $15,000; however, if your down payment is less than 20%, which is the case for many first-time home buyers, you will also need mortgage loan insurance.

MORTGAGE LOAN INSURANCE

If your down payment is less than 20% of the purchase price of your home, you are required to have mortgage loan insurance, also known as high-ratio mortgage insurance. It protects your lender — not you — in case you default on your mortgage. Premiums are calculated as a percentage of the amount you put down, changing at the 5%, 10% and 15% thresholds but there is no break for anything in between. Premiums range from 0.5% to 3% and increase if you are self-employed.

So, to buy a $250,000 condo with a 5% down payment of $12,500, a premium of 2.75% on the borrowed amount of $237,500 would total about $6,500. You can pay this in one lump sum or, as many first-time buyers choose to do, you can add it to your mortgage loan amount. This type of insurance is mandatory for high-ratio mortgages, and is only offered through two carriers: CMHC and Genworth Financial.

LAND TRANSFER TAX

Most provinces have such a tax, though it may have a slightly different name (such as property purchases tax), and the rates vary. Alberta, Saskatchewan, and parts of Nova Scotia do not have Land Transfer Tax (LTT) at all, while other provinces use a tiered system. In the tiered systems, the rate varies depending on the purchase price of the house. Your Mortgage lender or your lawyer can advise what the rate would be for the area you're considering buying in.

THE APPRAISAL FEE

Your mortgage lender will likely require an appraisal to ensure the property is worth what you are offering. The reason is two-fold: it prevents you from borrowing more than a property is actually worth, which might apply in cases where multiple would-be buyers enter into a bidding war; and it protects the lender from lending out more than the home's value, which becomes critical should you default on the mortgage. If a lender has to foreclose, they want to be able to recoup the entire loan amount, as well as the costs of foreclosing. The fee for such an appraisal at the time of putting together our buyers guide is typically between $250 and $350, most banks will provide one of their appraisers and cover this cost.

HOME INSPECTION

You wouldn't buy a used car without having a trusted mechanic perform an inspection for you, and a house is no different. Don't even think about buying a home without first having a proper inspection done. In fact, your lender may insist on one to verify the condition of the home.

It's an excellent way to learn as much as you can about the various systems in the home, from the furnace and plumbing to the electrical and roofing. The inspection may identify some repairs that are essential, which we can either negotiate into the purchase price or insist be completed before you proceed with the deal.

The cost of an inspection starts from $350.00 and depends on the size, condition, and age of the property. But this is money well spent, and is an expense that you simply cannot, and should not, avoid.

PROPERTY INSURANCE

Your Alberta mortgage lender will require you to have property insurance in place on closing day. Since the property is actually the security against the loan amount, the lender wants to make sure insurance is in place to cover the cost of replacing the home, and its contents, should something happen.

The fees for insurance vary, since they depend on the value of the property. Insurance has become a very competitive business in recent years, with new companies entering the market, offering different products and options. Consider using the services of a broker, whose job is to find customers the best deal possible among the companies they represent. You may also be able to get a discount if you use the same company you have your other insurance policies with.

MORTGAGE LIFE INSURANCE

Mortgage loan insurance should not be confused with mortgage life insurance, which protects you in the event something happens to you. This type of insurance might be suitable for a young couple or family where there is only one breadwinner, for example. Costs are usually much cheaper than loan insurance. Obtaining life insurance instead of mortgage life insurance is the best bet.

LEGAL FEES

Legal fees for buying real estate range in price, depend on your situation, and must be paid upon closing. When purchasing brand new condos, since such deals can involve more paperwork, the cost might be higher. We can provide you with a local lawyer if you don't already have a relationship with one.

TITLE INSURANCE

Title insurance is yet another type of insurance you will require. Your lawyer will advise you of this type of protection, which insures you against any defects of title to the property. For example, if the previous owners undertook major renovations of the property without proper permitting, you would be protected against any costs required to bring the house up to code.

Typically, at the time of putting together our buyers guide this one-time premium costs less than $500.

MOVING EXPENSES & SERVICE CONNECTIONS

When you're totalling up all the costs of buying your first home, don't forget to include moving expenses and connection fees and deposits for services, such as phone, electricity, and other utilities.

Moving expenses vary widely, depending on your personal circumstances and possessions. Reliability is key, and we can suggest a proven moving service that many of our clients have used.

If you do contract a moving company, do your homework well in advance, get referrals from ourselves or friends and do your own research. Rates and levels of service can vary widely among moving companies, as can insurance coverage, so give yourself lots of time to look into these matters. 

SERVICES AND UTILITIES

Including your phone, electricity, cable TV, and other connections — make sure they are up and running for move-in date. Make sure you call well in advance to make these arrangements, and ask about all associated fees. For example, some utility companies may require a deposit, or charge other fees for new customers with whom they have no billing history.

It is likely you will need the services of a lender when purchasing your home. Once we understand your home purchase requirements we will recommend that you talk to a lender to determine your price range. Your lender will begin the process to pre-approve you for a mortgage, which will include verification of income and down payment (among other details).

Searching to find the right home is a process with us that you should undertake thoroughly and carefully, and you should be just as diligent in sourcing the best loan for you.

Over the past few years mortgage interest rates were historically low—but mortgages went up, but are now starting to come down again. Buyers with Verable Mortgage Rates were in difficult positions as rates went up. Get to know your mortgage costs 

So today should you lock in a rate, or is a variable rate going to make sense and the better option? We have affiliate Mortgage companies we can suggest, who our clients have used before and were happy with their service and rates. Take your time, get advice before committing.

THE IMPORTANCE OF PRE-APPROVAL 

Taking the important step of getting pre-approved affords you knowledge and confidence: you’ll know in advance exactly how much financing you qualify for, and you’ll be confident during your search knowing where you stand.

This is also likely the time when you will first be introduced to the often intimidating and complex world of mortgages. It’s critical you understand your options so you can make an informed decision that suits your personal circumstances.

When you meet with your financial representative, if there’s anything you don’t understand, ask. Ask lots of questions, and If you still don’t get it, ask again. This is not an area to take chances or to be shy, since how you structure your mortgage could amount to tens of thousands of dollars over the term of your loan.

If during this process you sense your lender representative isn’t patient in answering your questions, move on. The financial services industry is very competitive and, assuming you qualify for a mortgage, if one company doesn’t want your business, someone else will.

FIXED OR VARIABLE MORTGAGES 

A fixed mortgage involves a fixed rate of interest over a specified period of time, known as the term. This provides a certain level of peace of mind, since you’ll know exactly what your monthly payments will be, which allows you to budget accordingly.

A variable mortgage, on the other hand, is just like it sounds: the interest rate fluctuates based on the market rates. This can be a good arrangement if rates are on the way down, but it also tests one’s nerves if rates begin to rise.
With rates being as low as they have been over the last couple of years, more and more home buyers are locking into fixed mortgages to take advantage of the low rates.

LONG VS SHORT TERM

The term of the mortgage refers to the life of the mortgage contract, typically anywhere from one to five years. At the end of the term, the mortgage becomes due and payable. In most cases, however, the lender and borrower negotiate a renewal for a new term, which also provides you the opportunity to change the terms of the mortgage if your circumstances change.

So, long versus short term is pretty self-explanatory. Generally speaking, if rates are low it might be a good idea to lock in for a long term. If rates are high, it may be advisable to choose a shorter term until you know how the rates are trending. If they begin to rise, you can consider locking in for a longer term.

OPEN vs CLOSED

This refers to how much flexibility you have to repay the mortgage, in full or with large lump-sum payments, at any time over the term without penalties.

However, you do pay for the flexibility. For example, open mortgages are usually available only for short terms, and the interest rate is often higher. The benefit is you have the freedom to make a large payment when you can.
Closed mortgages, on the other hand, often have lower rates, but you don’t offer the flexibility to make large one-time payments.

AMORTISATION 

This is the period over which your mortgage is paid in instalments. In June 2012, the Canadian government outlined new rules limiting the maximum amortisation period at 25 years. For many first-time buyers, the period is usually 25 years. Generally speaking, the shorter your amortisation, the less interest you have to pay, but the larger your monthly payments will be. Most first-timers go for a long amortisation to keep payments as low as possible, since it’s their first experience with a mortgage.

With all of the above mortgage considerations, what you choose really depends on your own personal circumstances, preferences, and comfort level. Your mortgage specialist can walk you through a number of different scenarios with these variables, so you can see exactly what each change will cost you.

There are many products and services available in the industry today, so be sure to take your time and explore all your options. 

SELLING YOUR CURRENT HOME

Here we can also help, and we need to make sure the selling of your current home gives you enough time to move into your next home. We have to co-ordinate possessions on both properties. Use our Mortgage Evaluation form below.

MAKING AN OFFER YOU CAN AFFORD

This is where the rubber meets the road — and where we earn our stripes. After weeks or months of searching and showing you homes that fir your criteria, we have finally found a home for you which you are ready to make an offer on.

It’s an exciting time, to be sure, but also one where emotions can easily come into play, particularly if you’ve found a home you love and really want.

We will help you keep your emotions in check! , balancing against the realities of the market. Think of it as a game of poker — you don’t want to be so excited that you tip your hand to the seller. Nor do you want to be too conservative and bid so low that you lose out.

We will of already advised you of the important step of getting pre-approved for a mortgage, you know exactly how much you can afford, and are less likely to get caught up in a bidding war that will carry you above your price point.

KEEPING YOUR EMOTIONS IN CHECK 

If you’ve done your research, received mortgage pre-approval, and looked at a good selection of homes with us, you’re going to feel well prepared and in control. Sure, you may really love this one house and desperately want it, but you should also remember that there are likely others just like it, or better, out there. And if that voice of reason doesn’t pop into your head at negotiation time, we will help caution you against letting your emotions get carried away!

Of course, the interest and potential competition for a property depends on market conditions. If it’s a buyer’s market, you hold the cards and you’ll be confident in knowing there are other options out there.

If, however, it’s a seller’s market, acting fast to make an offer that you can afford and is acceptable to the seller is a combination of instinct, preparation, and our experience.

AVOIDING BIDDING WARS

Several factors are at play come offer time: price, which speaks for itself; inclusions, which cover exactly what is included in the deal, such as appliances; and other conditions such as closing date.

There are human relations to. If you make an offer the seller see’s as a low ball, for example, they may refuse to negotiate. After all, this is their home you’re buying, and quite often sellers are still emotionally attached, even though they are moving.

One of the most important tools we have when it comes time to make an offer is the comparable's from the Calgary MLS. These are excellent snapshot reports into the recent sales activity of similar — comparable — properties in the same neighbourhood. You can see important information such as original and adjusted asking prices, number of days on the market, listing agent history, and actual sold prices.

As a buyer once you have this information, weighed against the details of the home you’re making an offer for, you will feel tremendously empowered to make an informed decision, and less likely to enter into a bidding war.

So you've made a successful offer to purchase with us on the home of your dreams — or at least taken that important first step toward home ownership. Now what?

Well, now there's usually a bit of waiting, as closing periods typically take anywhere from several weeks to a few months. But there are some important things that need to happen right away.

YOUR LEGAL OBLIGATIONS 

Once your offer has been accepted, there's usually a 10-day conditional period (Approx) , during which time you take all the necessary steps with regard to financing, home inspection, and everything else that needs to happen, before you officially seal the deal.

Your mortgage lender will need a copy of your offer to purchase to make sure everything is still in order and in keeping with your pre-approved level of financing.

CONDITION PERIOD 

And as we discussed in buyer costs this is when the home inspection takes place. You should accompany the inspector throughout the process, which takes about three hours, he will identify any red flags and show you as much as possible about the various systems in the home. These will range from heating and plumbing to electrical and roofing. Importantly, the inspection may identify some repairs that need to be made, which may allow us to negotiate a lower price or insist that the repairs be made at the seller's expense before closing.

At the completion of the conditional period, with any adjustments or repairs made to your satisfaction, we will finalise the deal and your lawyer will process the paperwork, including the mortgage documents with your lender.

All of this would point to a final date of actual legal possession — the real closing day, when:

1) Your Mortgage Lender will provide funds over to your Lawyer

2) You pay all remaining closing costs

3) Your layer pays the seller and registers the home in your name

4) You have all your Insurance in place.


Whether it's weeks or months between finalising the deal and actually moving in, it's just a matter of planning your move: hiring a mover or renting a truck and doing it yourself; arranging services such as electricity and cable; rerouting your mail; and other moving essentials.

AFTER THAT?  CONGRATULATIONS!!!

You've done it!  And Welcome home! We hope you found our buyers guide helpful, please contact us for an initial discussion on how to move forward, and help us understand your needs and lifestyle.

We can put a detailed search together, including homes with your criteria that are about to come on the market. We look forward to our initial talk and working together          

For Expert Guidance in the Buying process, reach out to Stewart J. Lowe, an award-winning Realtor with over 23 years of experience. Recognised in 2010 as a Certified Guild Member of The Institute for Luxury Home Marketing, Stewart has a proven track record in high-end real estate sales and exceptional client service. He is known for his friendly, warm, and professional approach. Why not request a no-obligation Marketing Consultation.       

* We have provided a brief to help our buyer clients, as always we suggest you take Legal advice and Mortgage advice when thinking of buying a home with us. We have various professionals that we can suggest in those fields of expertise.                                                   

Stewart J Lowe Biography / Experience

The Institute of Luxury Home Marketing


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CALGARY JUST LISTED REAL ESTATE (not including Condos)

All Calgary & Area Just Listed (not including condos)

All Calgary and Area Just Listed Homes for Sale with our listing information updated daily.
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  • 31 Pinnacle Ridge Drive SW: Rural Rocky View County Detached for sale : MLS®# A2269063

    31 Pinnacle Ridge Drive SW Rural Rocky View County Rural Rocky View County T3Z 3N7
    Main Photo: 31 Pinnacle Ridge Drive SW: Rural Rocky View County Detached for sale : MLS®# A2269063
    $3,940,000
    Residential
    Status:
    Active
    MLS® Num:
    A2269063
    Bedrooms:
    5
    Bathrooms:
    6
    Floor Area:
    4,602 sq. ft.
    Set within the exclusive enclave of Pinnacle Ridge, this extraordinary estate offers more than 8,400 square feet of refined living space on a 2.32-acre private corner lot, surrounded by immaculate landscaping and breathtaking mountain vistas. Designed with timeless sophistication and modern comfort in mind, this six-bedroom, six-bathroom walkout bungalow captures panoramic views of the Rocky Mountains and the sweeping river valley beyond. Every element of the home reflects meticulous craftsmanship and architectural excellence—creating an inviting retreat only minutes from Stoney Trail, premier schools, fine dining, and every major city convenience. The residence welcomes you with stately curb appeal, intricate stonework, and resort-inspired grounds. At its heart lies a newly constructed pool and cascading waterfall, forming a tranquil centrepiece for outdoor gatherings and relaxation alike. Inside, dramatic vaulted ceilings, custom millwork, ornate columns, and dazzling chandeliers set a tone of elegance throughout. The floor plan offers perfect flow and function, featuring a formal study, elegant dining room, private den with French doors, a wine cellar, and a spacious billiard and entertainment area on the lower level. The chef’s kitchen blends sophistication and practicality with premium appliances, extensive cabinetry, and tile flooring designed for both beauty and ease of care. Multiple fireplaces enhance the home’s warmth and ambiance, creating inviting spaces for family and guests. Each of the bedrooms is generously scaled, with the primary suite offering a private sanctuary complete with a spa-inspired ensuite, an expansive dressing room, and a secluded deck that frames the most spectacular mountain views imaginable. Completing this remarkable estate is a triple attached garage with dedicated motorhome parking, offering abundant space for vehicles and recreational storage. A rare opportunity to own one of Calgary’s signature residences—where privacy, prestige, and proximity come together in perfect harmony. More details
    Listed by RE/MAX House of Real Estate
    Stewart J Lowe  (Stu)
  • 1128 Riverdale Avenue SW in Calgary: Elbow Park Detached for sale : MLS®# A2269719

    1128 Riverdale Avenue SW Elbow Park Calgary T2S 0Y8
    Main Photo: 1128 Riverdale Avenue SW in Calgary: Elbow Park Detached for sale : MLS®# A2269719
    $3,900,000
    Residential
    Status:
    Active
    MLS® Num:
    A2269719
    Bedrooms:
    4
    Bathrooms:
    4
    Floor Area:
    3,795 sq. ft.
    Welcome to Elbow Park! Nestled along the banks of the Elbow River and located on the prestigious Riverdale Avenue—one of Calgary’s most desirable streets—this stunning 3,795 sq ft home offers breathtaking river views, exceptional design, and the ideal spaces your family has been dreaming of. Designed with openness and elegance in mind, the home features soaring vaulted ceilings, floor-to-ceiling windows, and two cozy fireplaces that enhance the inviting atmosphere. The open-concept main level boasts a bright living room, a quiet home office, a formal dining room, and a spacious family room. The gourmet kitchen is a chef’s dream with granite countertops, a breakfast nook, and a casual eating area. Upstairs, the luxurious primary suite overlooks the river and includes a private retreat, two generous walk-in closets, and a spa-like 6-piece ensuite. Two additional bedrooms share a 4-piece bathroom, and a bright loft area offers views over the family room below. The fully developed lower level includes a media/family room, two more bedrooms, an exercise room, and a 3-piece bathroom. Step outside to enjoy the peaceful setting featuring river views, a large concrete patio, and a professionally landscaped yard perfect for relaxation and entertaining. More details
    Listed by Grand Realty
    Stewart J Lowe  (Stu)
  • 4 Prospect Close: Canmore Detached for sale : MLS®# A2272225

    4 Prospect Close Canmore Canmore T1W 2S3
    Main Photo: 4 Prospect Close: Canmore Detached for sale : MLS®# A2272225
    $3,899,000
    Residential
    Status:
    Active
    MLS® Num:
    A2272225
    Bedrooms:
    5
    Bathrooms:
    3
    Floor Area:
    2,281 sq. ft.
    Set in one of Canmore’s premier neighbourhoods, this custom-built Prospect residence captures panoramic mountain views from its elevated perch. Crafted for both everyday living and effortless entertaining, the home’s main level brings together the kitchen, dining area, great room, and primary suite in a seamless layout that can be reached directly from the front entry or the triple-car garage via a private elevator. Resting on an impressive 21,786 sq ft lot, the property rises gently above the road and borders a natural forested slope, allowing the home to take full advantage of its stunning alpine backdrop. A selection of thoughtfully placed outdoor spaces lets you follow the sun and enjoy the changing seasons year-round. The lower level welcomes family and guests with a spacious family room and three well-appointed bedrooms. Upstairs, an additional guest room—or a comfortable home office—adds flexibility to the 4,341 sq ft floor plan. Timeless mountain-inspired finishes, including a striking Rundle stone fireplace, lend warmth and sophistication throughout. With Main Street just a short stroll away along the Bow River pathway, this remarkable home pairs mountain living with unbeatable convenience. More details
    Listed by RE/MAX Alpine Realty
    Stewart J Lowe  (Stu)
  • 3637 13 Street SW in Calgary: Elbow Park Detached for sale : MLS®# A2271531

    3637 13 Street SW Elbow Park Calgary T2T 3R2
    Main Photo: 3637 13 Street SW in Calgary: Elbow Park Detached for sale : MLS®# A2271531
    $3,390,000
    Residential
    Status:
    Active
    MLS® Num:
    A2271531
    Bedrooms:
    6
    Bathrooms:
    6
    Floor Area:
    3,640 sq. ft.
    (OPEN HOUSE SUNDAY NOV 23, 1-3 PM). Welcome to this exquisite custom Maillot home, nestled in coveted upper Elbow Park, just steps from the expansive River Park pathway and William Reid French Immersion School. With over 5,000 sq.ft. of beautifully designed living space, this 6-bedroom, 6-bathroom home offers the perfect balance of modern elegance and family functionality. Upon entry, you’ll be greeted by an open, airy floor plan featuring 10’ ceilings, elegant light fixtures, and polished chrome details. The chef-inspired kitchen, equipped with top-of-the-line Wolf and Sub-Zero appliances, is the heart of the home. The spacious great room, with its cozy gas fireplace, and adjoining dining area make this space ideal for both relaxed family living and sophisticated entertaining. A large mudroom and walk-through pantry lead directly to the kitchen, making meal prep a breeze. The main level also includes a convenient den, perfect for a home office or dining room. Upstairs, the second level boasts 4 generously sized bedrooms, each with ample closet space, along with a cozy sitting area and a full laundry room. The opulent master suite features a luxurious 5-piece ensuite, complete with a steam shower and in floor heating for ultimate relaxation. The lower level is designed for fun and relaxation, with radiant in-floor heating, a large family room, full bar, private powder room, and 2 additional bedrooms that share a Jack & Jill bath. Outside, the west-facing backyard is fully landscaped and features a covered deck with a motorized awning, offering the perfect space to unwind. The oversized triple garage is heated, with an EV charger and ample storage space. Additional highlights of this home include double air conditioning units, 8” white oak engineered hardwood flooring, a Hans Grohe/Grohe/Brizo plumbing package, and triple-glazed windows throughout. With its prime location, elegant finishes, and family-friendly design, this home is truly a must-see. More details
    Listed by RE/MAX House of Real Estate
    Stewart J Lowe  (Stu)
  • 270168 Range Road 283: Rural Rocky View County Detached for sale : MLS®# A2271293

    270168 Range Road 283 Rural Rocky View County Rural Rocky View County T4A 2S9
    Main Photo: 270168 Range Road 283: Rural Rocky View County Detached for sale : MLS®# A2271293
    $3,199,900
    Residential
    Status:
    Active
    MLS® Num:
    A2271293
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    1,549 sq. ft.
    Welcome to this prairie homestead, set beneath the wide-open Alberta sky. This property offers more than a desirable location and impressive views—it reflects thoughtful development, practical design, and quality construction throughout. A gated entrance and solid, tree-lined driveway lead to a private homestead consisting of a 10-acre building site, 5 acres of pasture, and approximately 140 acres of hay land. At the building site, you’ll find two move-in-ready homes, each with its own yard —an excellent layout for multi-generational living, rental or long-term guests. The main residence is a well-maintained 1,549 sq ft bungalow featuring three bedrooms, a fully developed walkout basement, and a detached oversized double garage. The second home is a renovated 1930s two-storey house offering 1,160 sq ft, a covered veranda, two upper-level bedrooms, 1.5 bathrooms, and its own double garage. Additional improvements on the property include a high-end shop with a graveled equipment yard, an additional equipment shed or barn, ample garden space, a greenhouse, and a corral with animal shelter and waterer, with pasture located conveniently nearby. The property also offers several recreational features: a golf driving range, a horseshoe pit, and a small cabin set beside two spring-fed ponds. One pond is stocked with trout, while the second is designed for recreation, featuring a small beach area, dock, and zip line. An RV plug-in is available for additional guests. With reliable water sources, the site is well-equipped for both residential and agricultural uses. The 140 acres of hay land, currently managed by the owner, provide flexibility for the next buyer—whether you wish to farm the land or lease it to local producers. This property is well-suited for horse owners, small business operators needing space for equipment, or anyone seeking a peaceful country lifestyle with room to grow. Situated in Rocky View County, Alberta, it offers convenient access to the amenities of both the cities of Airdrie and Calgary, only a short drive away. A detailed Feature Sheet and additional photos are available upon request. If this property aligns with your search, we invite you to schedule a viewing. More details
    Listed by REMAX ACA Realty
    Stewart J Lowe  (Stu)
  • 48017 Harvest Lane E: Rural Foothills County Detached for sale : MLS®# A2270921

    48017 Harvest Lane E Rural Foothills County Rural Foothills County T1S 3R6
    Main Photo: 48017 Harvest Lane E: Rural Foothills County Detached for sale : MLS®# A2270921
    $3,099,990
    Residential
    Status:
    Active
    MLS® Num:
    A2270921
    Bedrooms:
    8
    Bathrooms:
    9
    Floor Area:
    5,645 sq. ft.
    Located only seven minutes from Calgary and across the street from the Carnmoney Golf & Country Club, this exquisite acreage epitomizes luxury and exceptional design. Spanning just under 9,000 sq/ft of living space across three levels, this property boasts eight spacious bedrooms and nine bathrooms, equipped with smart toilets and top-of-the-line fixtures. It features three kitchens, perfect for entertaining and family gatherings, each with modern appliances and high-quality cabinetry. Additional amenities include a fully equipped home gym, a private home theater, and a massive wine cellar ideal for any connoisseur. The heated shop, with its own bathroom and mezzanine, offers a versatile space for various projects or storage needs. The master suite is a true highlight, covering over 700 sq/ft and featuring a private laundry. It opens onto an expansive west-facing balcony, over 800 sq/ft, offering stunning mountain views and a perfect spot to watch golfers at the Carnmoney Golf & Country Club. Every detail in this extraordinary home has been meticulously designed and executed, ensuring that nothing has been overlooked or underbuilt. More details
    Listed by RE/MAX Landan Real Estate
    Stewart J Lowe  (Stu)
  • 273167 Range Road 25: Rural Rocky View County Detached for sale : MLS®# A2267283

    273167 Range Road 25 Rural Rocky View County Rural Rocky View County T4B 4P6
    Main Photo: 273167 Range Road 25: Rural Rocky View County Detached for sale : MLS®# A2267283
    $2,995,000
    Residential
    Status:
    Active
    MLS® Num:
    A2267283
    Bedrooms:
    5
    Bathrooms:
    3
    Floor Area:
    2,260 sq. ft.
    A once-in-a-lifetime opportunity on the iconic Jack Rabbit Trail! This extraordinary property offers a rare chance to own a piece of Alberta’s ranching legacy, complete with breathtaking, unobstructed valley & mountain views, a charming, period ranch house full of character, and your own private indoor riding arena. The property is the perfect blend of privacy, potential and character. The home was purposely built high on a hill to take in the amazing views and now sits on a proposed 11 +/- acre parcel (subdivision in progress). The home is wrapped in mature, thoughtfully designed landscaping planted in 1979. A security gate with ¼-mile paved driveway leads to a bungalow that captures the essence of country living. The 2,260 sq ft main floor (over 4,500 sq ft of total living space) is highlighted by beautiful stone exterior accents, vaulted ceilings, and generous proportions throughout. The home features 5 bedrooms and 3 full bathrooms, with a layout designed for both function & comfort. The kitchen is bright and spacious, featuring a large island, ample cabinetry & counter space. A large dining area & an expansive living room offers ideal space for gatherings. The center field stone fireplace adds warmth & ustic charm while the unique touches like The wagon-wheel staircase, solid woodwork, and original design elements bring a timeless, one-of-a-kind feel. Also on the main floor: an office, separate laundry room, & the primary bedroom with an updated ensuite, plus one additional bedroom. Downstairs, the fully developed lower level offers three more generous bedrooms, a large recreation room with a snooker table (included), another wood burning fireplace, and plenty of storage. The outdoor living is equally impressive, with both a southwest-facing deck & a welcoming east-facing front porch complete with pergola— ideal for relaxing mornings or evening entertaining. For the hobbyist or car enthusiast, the heated and drywalled 4-car garage is fully equipped with built-in shelving and workbenches. The newly full fenced 11 ac. home site is mostly native grass pasture. The remainder of the land is also native pasture with excellent grass, trees, water & super perimeter fences. These beautiful rolling hills are home to a variety of wildlife & make for incredible riding & recreation - as does the steel-frame riding arena & barn complex built in 1985. Strong built structure offers a total of approx. 20,000 square feet of interior space, including a lean-to and 2,400 sq. ft. mezzanine/loft area. The main arena measures roughly 80' x 200', providing ample space for training, events, or year-round equestrian activities. The barn features in-floor heating. Whether you're looking to restore the home’s original beauty, modernize it with a fresh vision, or create a custom estate that bridges past and present, this property offers unmatched potential, privacy, and views - all just minutes from Airdrie amenities, 45 minutes to downtown Calgary yet worlds away in peace and charm. More details
    Listed by CIR Realty
    Stewart J Lowe  (Stu)
  • 445 Stewart Creek Close: Canmore Detached for sale : MLS®# A2271598

    445 Stewart Creek Close Canmore Canmore T1W 0L6
    Main Photo: 445 Stewart Creek Close: Canmore Detached for sale : MLS®# A2271598
    $2,900,000
    Residential
    Status:
    Active
    MLS® Num:
    A2271598
    Bedrooms:
    4
    Bathrooms:
    4
    Floor Area:
    2,455 sq. ft.
    Mountain-Modern Living on the 10th Hole of Stewart Creek Golf Course! Welcome to a rare offering in one of Three Sisters’ most peaceful and private enclaves .A stunning mountain-modern single family home backing directly onto the 10th hole at Stewart Creek Golf Course. Thoughtfully designed with function, style, and environmental consciousness, this 4-bed, 4-bath residence offers over 3,500 sq ft of refined living with beautiful natural light, warm timber accents, and a true connection to the surrounding landscape. Natural timber beams, soaring ceilings, and expansive windows create an inviting alpine aesthetic while framing select views of the golf course and mountains. Enjoy an unobstructed and private backdrop, creating a sense of calm and separation rarely found. A commitment to sustainability and safety elevates this home beyond the ordinary. Featuring solar panels for energy efficiency and Fire-Smart roof sprinklers, the property is designed for both modern living and long-term peace of mind. Inside, the open-concept main level seamlessly blends the chef-inspired kitchen, dining space, and living room, creating a bright and functional hub ideal for gatherings and everyday life. Your private backyard retreat completes the experience. A sunken hot tub, built-in fire pit, underground irrigation system, and thoughtfully landscaped yard offer a peaceful place to unwind after a day on the trails or the golf course. This is true mountain serenity — quiet, sheltered, and designed for year-round enjoyment. More details
    Listed by RE/MAX Alpine Realty
    Stewart J Lowe  (Stu)
  • 540 Lake Moraine Green SE in Calgary: Lake Bonavista Detached for sale : MLS®# A2269328

    540 Lake Moraine Green SE Lake Bonavista Calgary T2J 3A3
    Main Photo: 540 Lake Moraine Green SE in Calgary: Lake Bonavista Detached for sale : MLS®# A2269328
    $2,795,000
    Residential
    Status:
    Active
    MLS® Num:
    A2269328
    Bedrooms:
    4
    Bathrooms:
    3
    Floor Area:
    2,562 sq. ft.
    Imagine waking up every morning to the serene views of Lake Bonavista, right from your own backyard! This rare 1017 sq. m. lot—approximately 0.25 acres—nestled in the peaceful cul-de-sac of Lake Morraine Green, offers the perfect canvas for your dream home. Located near shopping, schools, and parks, this property also provides easy access to downtown and major highways, making it ideal for both convenience and leisure. The main floor of this original 1972 bungalow boasts an impressive 2569 sq. ft. of living space main floor -designed for both comfort and potential. Step into the expansive living and dining areas, where soaring vaulted ceilings create a sense of openness and light, all while providing direct views of the tranquil lake. The kitchen, complete with a window framing the picturesque lake view, is perfect for culinary creations and gatherings. Enjoy cozy evenings in the family room, featuring a charming wood-burning fireplace, or retreat to the spacious primary bedroom for ultimate relaxation. The main floor also includes two additional bedrooms and a front enclosed office, making this layout perfect for families or those seeking a dedicated workspace. This home features an oversized triple attached garage, offering ample space for your vehicles and additional storage. The front patio area provides a welcoming entrance, while the large rear deck, complete with a BBQ gas line, extends your living space outdoors and is perfect for summer gatherings and entertaining friends and family. This home is in its original condition and will require a complete renovation or could be torn down to make way for your new vision. The generous basement offers even more potential, with large windows inviting natural light and newer furnaces already in place, allowing for further customization. Being sold as-is, where-is, this property presents an incredible opportunity for buyers looking to personalize and invest in a residence that truly reflects their lifestyle. Don’t let this unique chance slip away—properties like this, especially in the sought-after Lake Bonavista area, are rare and in high demand. Just imagine the possibilities! You can design a stunning new home that takes full advantage of the picturesque surroundings, creating a perfect retreat for family gatherings, entertaining friends, or enjoying peaceful evenings by the lake. The potential here is boundless, offering you the freedom to craft your ideal living space while enjoying all the benefits of lakeside living. Visualize the lifestyle you’ve always wanted, filled with outdoor activities, community events, and the beauty of lake life. This is more than just a home; it's a lifestyle waiting for you to embrace. Make your dreams a reality in Lake Bonavista—schedule a viewing today! Don’t miss out on this one-of-a-kind opportunity to own a piece of paradise in Lake Bonavista, where every day can feel like a vacation. Whether you’re looking to renovate or build anew, this property is waiting just for you! More details
    Listed by RE/MAX Realty Professionals
    Stewart J Lowe  (Stu)
  • 32 Aspen Ridge Manor SW in Calgary: Aspen Woods Detached for sale : MLS®# A2269580

    32 Aspen Ridge Manor SW Aspen Woods Calgary T3H 0T4
    Main Photo: 32 Aspen Ridge Manor SW in Calgary: Aspen Woods Detached for sale : MLS®# A2269580
    $2,699,999
    Residential
    Status:
    Active
    MLS® Num:
    A2269580
    Bedrooms:
    6
    Bathrooms:
    6
    Floor Area:
    4,238 sq. ft.
    This exceptional Aspen Woods residence captures the best of west-side living—space, light, and quiet sophistication. Set on a 65’ x 136’ lot with a west-facing backyard and no rear neighbours, this well designed home offers over 6,200 sq.ft. of thoughtfully crafted living space. Soaring 19-ft ceilings, a chef-inspired kitchen, elegant living and dining areas, and a full lower-level entertainment zone define this remarkable home. A stone-and-stucco exterior, exposed aggregate drive, and heated 4-car garage set an impressive tone. Inside, a grand curved staircase and statement chandelier anchor the foyer. The living room features double-height ceilings and a full-height stone fireplace beside the formal dining area with bar and display cabinetry making this the perfect place to entertain friends and family. The kitchen connects effortlessly to the family room and breakfast nook, featuring JennAir appliances, granite counters, a prep island, bar seating, and walk-in pantry. A refined office with a built-in granite-topped desk and custom millwork creates a sophisticated and luxurious workspace for ultimate comfort and productivity. Nicely completing this floor is a large laundry with ample counters and storage, a stylish powder room featuring a stunning stone accent wall, and a well-appointed mudroom with custom built-ins. Upstairs, the primary suite is a true retreat with sitting area, walk-in closet, and spa-inspired 5-pc ensuite with two-way fireplace, freestanding tub, dual vanities, and tiled shower. An additional 3 bedrooms include one with ensuite and balcony, plus two sharing a 5-pc bath and loft nook. The walkout lower level impresses with a large rec area, wet bar, wine room, fourth gas fireplace, two bedrooms, and two full baths. Additional highlights include central A/C, in-floor heat rough-in, new high-efficiency hot water tank (2025), covered patio, upper deck, pro landscaping with irrigation, smart exterior lighting, and a six-camera security system. Quietly tucked on a cul-de-sac near top private schools (Rundle, Webber & Calgary Academy), Aspen Landing, Westside Rec, LRT, and pathways—this is elevated west-side living at its finest and the perfect place to call home. More details
    Listed by RE/MAX House of Real Estate
    Stewart J Lowe  (Stu)
  • 3423 23 Street NW in Calgary: Charleswood Detached for sale : MLS®# A2266600

    3423 23 Street NW Charleswood Calgary T3L 0T8
    Main Photo: 3423 23 Street NW in Calgary: Charleswood Detached for sale : MLS®# A2266600
    $2,650,000
    Residential
    Status:
    Active
    MLS® Num:
    A2266600
    Bedrooms:
    4
    Bathrooms:
    3
    Floor Area:
    2,352 sq. ft.
    Welcome to 3423 23 Street NW, a mid century modern luxury residence, located in the highly desirable community of Charleswood. This newly built home offers over 3,400 sq. ft. of thoughtfully designed living space, showcasing an impressive blend of architectural sophistication, premium natural materials and state-of-the-art smart home features. The exterior makes an immediate statement with real brick, NewTech wood composite cladding, timber soffits and smooth stucco, creating a refined and low-maintenance façade that complements the mature, tree-lined street. Step inside to a foyer featuring white oak wall paneling and Limestone Bluestone pavers, setting the tone for the elegance carried throughout the home. The main level centers around a stunning chef-inspired kitchen equipped with a 48” Fulgor range, hoodfan & dishwasher, 36" Thermador fridge, all top of the line appliances. The perimeter counters are Temptation Quartzite w/leather finish, the island countertop - absolute Black granite w/brushed finish create a dramatic focal point, while custom white oak and painted cabinetry offer generous storage. The adjacent living and dining areas provide a seamless open-concept layout, highlighted by a gas fireplace with a Concrete Quartz surround, custom steel detailing, white oak millwork and expansive row of patio doors & windows that bathe the space in natural light. The upper level is anchored by an exceptional primary suite designed as a true retreat. The ensuite features striking “Fusion Wow” Quartzite, micro cement walls and ceilings in the shower, Riobel fixtures, a rain shower, freestanding tub and heated porcelain floors. A home office is adjacent to the primary bedroom. Two additional spacious bedrooms share a stylish Jack and Jill bathroom with Concrete Quartz finishes and glazed porcelain tile. A beautifully designed laundry room with LG large-capacity appliances, stone counters and built-in drainage adds convenience and functionality. The fully developed lower level offers a versatile media & recreation area with custom oak paneling, a fourth bathroom with heated floors and ample storage. This space is ideal for family living or entertaining guests. Comfort and convenience are elevated with integrated smart home technology, including Lutron lighting control, SONOS built-in speakers across five zones, HIK vision exterior security cameras, Wi-Fi controlled heated floors, multi-zoned furnace and central air conditioning system for year-round climate control. A heated double garage with hydronic in-floor heating and EV charging r-in provides both practicality and modern convenience. Every element of this home reflects careful craftsmanship, timeless design and luxurious functionality. Located on a quiet street just moments from parks, schools, the University of Calgary and urban amenities, this extraordinary residence delivers the perfect combination of elegance, innovation and everyday comfort in one of Calgary’s most sought-after neighbourhoods. More details
    Listed by CIR Realty
    Stewart J Lowe  (Stu)
  • 1739 49 Avenue SW in Calgary: Altadore Detached for sale : MLS®# A2268781

    1739 49 Avenue SW Altadore Calgary T2T 2V1
    Main Photo: 1739 49 Avenue SW in Calgary: Altadore Detached for sale : MLS®# A2268781
    $2,650,000
    Residential
    Status:
    Active
    MLS® Num:
    A2268781
    Bedrooms:
    4
    Bathrooms:
    6
    Floor Area:
    3,461 sq. ft.
    *VISIT MULTIMEDIA LINK FOR FULL DETAILS, INCLUDING IMMERSIVE 3D TOUR & FLOORPLANS!* Located in one of Altadore’s most desirable enclaves, this custom-built luxury home offers timeless design, refined craftsmanship, and exceptional attention to detail. Set on an extra-deep 139’ lot with a sunny south backyard, it embodies elegance and function in one of Calgary’s premier inner-city communities. Built for its original owners (not an average spec home), this property showcases superior quality throughout—spray foam insulation, solid core doors, triple-pane windows, and on-site custom cabinetry. The striking exterior features stone, stucco, brick, and cedar shake, cedar soffits, Gemstone lighting, and exposed aggregate walkways leading to a welcoming front porch. Inside, the grand foyer opens to a front den with custom built-ins and a convenient powder room nearby. A formal dining room with coffered ceilings, gas fireplace, and butler’s pantry connects seamlessly to a chef’s kitchen featuring an oversized granite island, Wolf gas range and steamer, Sub-Zero fridge/freezer, Miele dishwasher, and extensive custom cabinetry. The adjoining living room offers coffered ceilings, a real-stone gas fireplace, built-ins, and a large south window overlooking the backyard. A spacious mudroom with a second powder room, built-in lockers, and ample storage completes the main floor. Upstairs, hardwood and wainscoting lead to a luxurious primary suite with vaulted ceilings, a massive walk-in closet, and a spa-inspired ensuite with dual sinks, marble counters, heated tile floors, a freestanding tub, and oversized shower. Two additional bedrooms each feature walk-in closets and private ensuite baths with heated floors. A vaulted bonus room and well-appointed laundry room add functionality. The fully finished basement offers in-floor heating, a large rec/theatre area with wet bar, a gym or fifth bedroom with cork flooring, a fourth bedroom, and full bath. A private tunnel connects the basement to the triple-car heated garage, leading to a 900 sq. ft. heated workshop beneath—an incredible, one-of-a-kind feature. Outside, enjoy the fully fenced and landscaped south yard with aggregate patio, gas line, and paved alley access. Just minutes to Sandy Beach, River Park, Marda Loop, top schools, and major routes—this exceptional Altadore home is truly in a class of its own. Schedule your private showing today! More details
    Listed by RE/MAX House of Real Estate
    Stewart J Lowe  (Stu)
1-12/480
Data was last updated November 28, 2025 at 02:05 PM (UTC)

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