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CALGARY | 2025 HOME BUYERS GUIDE

real estate professionals    the institute for luxury home marketing

2025 BUYERS GUIDE

SCROLL DOWN FOR JUST LISTED HOMES

USE A TEAM WITH OVER 23 YEARS EXPERIENCE TO WORK FOR YOU !

**Remember -There are no costs to you as the buyer for our commission or sending latest listings. 

Purchasing a Home can be tremendously exciting, so it’s important that everything is done right. In addition to ensuring that no surprises arise, we also make sure that you understand what you are signing. We are there to support you and as your real estate professional walk you through what will probably be one of the biggest and most rewarding decisions of your life.

Here is our brief guide to Home Buying in Calgary and Area. As well as using our guide we suggest that you have legal advice before moving forward with any transaction and we are here to suggest various legal council lawyers to choose from who would be happy to answer any legal concerns.

Our experience is based on over 22 years working in Calgary and Area Real Estate, and recognised by The Institute of Luxury Home Marketing in 2010 with a Certified Guild Membership based on proven sales and service.

This website has all you will need to find the home you are looking for, with a Real Time Data feed from IDX updated twice a day. Your search will not include sold homes, just those available to be shown, but you can request Sold statistics for any areas you are interested in.

All experienced Real Estate Professionals require a client relationship because it allows them to provide the full range of services that buyers need and deserve. It is important that you find someone you feel completely comfortable with, who you can trust, and who listens to you and respects your views.

Market knowledge and expertise are what we specialise in, but at the end of the day, it's your home and your investment, so we have to be a good fit! We would be happy to discuss representation with you.

Like in so many professions, reputation and word-of-mouth are crucial. Indeed, for our client base, past client referrals account for about 75% of our business.

OUR PART IN THE PROCESS!

There are many good reasons to work with a qualified real estate professional — especially a trained professional with industry designations. In a formalised agency relationship, you can expect your buyer's representative to:

1) Provide you with the highest standard of care and service as our client

2) Understand your specific needs and lifestyle wants, and locate appropriate properties.

3) Assist you in determining how much you can afford

4) Help you get pre-approved with your mortgage lender

5) Show you homes that only fit you criteria

6) Adhere to a strict code of ethics as your licensed realtor

A mortgage lender will come up with some close-to-final numbers, presenting you with a preliminary figure for pre-approval. Now you should prepare a thorough and realistic checklist of your current household budget, say, if you're renting an apartment and your expected budget in your prospective new home. You'd be surprised how some new items — such as additional insurance or costs for general repairs — can add to your expenditures as a homeowner. Make sure you take all of these items into consideration when calculating your mortgage affordability.

THE IMPORTANCE OF NOT OVERSPENDING 

Real estate experts cite overbuying as one of the most common mistakes buyers make. Many people spend more on their new home than they can afford. Months later they may realise that their purchase has left them "house poor" with no money left to contribute to savings, other necessities, or even rainy day funds.  So be honest and realistic with your mortgage calculations, as well as the importance of getting pre-approved for a mortgage, since it can actually protect you from going overboard.

COSTS OF HOME OWNERSHIP 

In this buyers guide we explain from deposits to moving expenses, and everything in between, what buying a home involves, more than just a down payment. That may be the largest cost, but there are other things you'll need to plan and budget for.

YOUR DEPOSIT

This is the step you take when you're ready to make an offer to purchase. Let's say you've viewed a selection of properties with us, found one you like, and are ready to get serious about purchasing the property. At this point, you will need to put down a deposit; the amount depends on  the purchase price of the home.  The deposit is held in the trust account of the listing brokerage for the condition period. When it becomes a firm sale after you are satisfied with all conditions being met (waiver time) the deposit is deducted from your total purchase price and is considered part of your down payment.

YOUR DOWN PAYMENT

Generally speaking, the larger a down payment you're able to make, the better, because that means you'll have to borrow less. But you also don't want to leave yourself so cash-poor you can't cover all of the other costs that come with closing a sale.

The minimum amount you can put down is 5% of the purchase price, assuming that you have made an offer to purchase and all conditions have been met.

For example, a $300,000 property would require a minimum down payment of 5%: $15,000; however, if your down payment is less than 20%, which is the case for many first-time home buyers, you will also need mortgage loan insurance.

MORTGAGE LOAN INSURANCE

If your down payment is less than 20% of the purchase price of your home, you are required to have mortgage loan insurance, also known as high-ratio mortgage insurance. It protects your lender — not you — in case you default on your mortgage. Premiums are calculated as a percentage of the amount you put down, changing at the 5%, 10% and 15% thresholds but there is no break for anything in between. Premiums range from 0.5% to 3% and increase if you are self-employed.

So, to buy a $250,000 condo with a 5% down payment of $12,500, a premium of 2.75% on the borrowed amount of $237,500 would total about $6,500. You can pay this in one lump sum or, as many first-time buyers choose to do, you can add it to your mortgage loan amount. This type of insurance is mandatory for high-ratio mortgages, and is only offered through two carriers: CMHC and Genworth Financial.

LAND TRANSFER TAX

Most provinces have such a tax, though it may have a slightly different name (such as property purchases tax), and the rates vary. Alberta, Saskatchewan, and parts of Nova Scotia do not have Land Transfer Tax (LTT) at all, while other provinces use a tiered system. In the tiered systems, the rate varies depending on the purchase price of the house. Your Mortgage lender or your lawyer can advise what the rate would be for the area you're considering buying in.

THE APPRAISAL FEE

Your mortgage lender will likely require an appraisal to ensure the property is worth what you are offering. The reason is two-fold: it prevents you from borrowing more than a property is actually worth, which might apply in cases where multiple would-be buyers enter into a bidding war; and it protects the lender from lending out more than the home's value, which becomes critical should you default on the mortgage. If a lender has to foreclose, they want to be able to recoup the entire loan amount, as well as the costs of foreclosing. The fee for such an appraisal at the time of putting together our buyers guide is typically between $250 and $350, most banks will provide one of their appraisers and cover this cost.

HOME INSPECTION

You wouldn't buy a used car without having a trusted mechanic perform an inspection for you, and a house is no different. Don't even think about buying a home without first having a proper inspection done. In fact, your lender may insist on one to verify the condition of the home.

It's an excellent way to learn as much as you can about the various systems in the home, from the furnace and plumbing to the electrical and roofing. The inspection may identify some repairs that are essential, which we can either negotiate into the purchase price or insist be completed before you proceed with the deal.

The cost of an inspection starts from $350.00 and depends on the size, condition, and age of the property. But this is money well spent, and is an expense that you simply cannot, and should not, avoid.

PROPERTY INSURANCE

Your Alberta mortgage lender will require you to have property insurance in place on closing day. Since the property is actually the security against the loan amount, the lender wants to make sure insurance is in place to cover the cost of replacing the home, and its contents, should something happen.

The fees for insurance vary, since they depend on the value of the property. Insurance has become a very competitive business in recent years, with new companies entering the market, offering different products and options. Consider using the services of a broker, whose job is to find customers the best deal possible among the companies they represent. You may also be able to get a discount if you use the same company you have your other insurance policies with.

MORTGAGE LIFE INSURANCE

Mortgage loan insurance should not be confused with mortgage life insurance, which protects you in the event something happens to you. This type of insurance might be suitable for a young couple or family where there is only one breadwinner, for example. Costs are usually much cheaper than loan insurance. Obtaining life insurance instead of mortgage life insurance is the best bet.

LEGAL FEES

Legal fees for buying real estate range in price, depend on your situation, and must be paid upon closing. When purchasing brand new condos, since such deals can involve more paperwork, the cost might be higher. We can provide you with a local lawyer if you don't already have a relationship with one.

TITLE INSURANCE

Title insurance is yet another type of insurance you will require. Your lawyer will advise you of this type of protection, which insures you against any defects of title to the property. For example, if the previous owners undertook major renovations of the property without proper permitting, you would be protected against any costs required to bring the house up to code.

Typically, at the time of putting together our buyers guide this one-time premium costs less than $500.

MOVING EXPENSES & SERVICE CONNECTIONS

When you're totalling up all the costs of buying your first home, don't forget to include moving expenses and connection fees and deposits for services, such as phone, electricity, and other utilities.

Moving expenses vary widely, depending on your personal circumstances and possessions. Reliability is key, and we can suggest a proven moving service that many of our clients have used.

If you do contract a moving company, do your homework well in advance, get referrals from ourselves or friends and do your own research. Rates and levels of service can vary widely among moving companies, as can insurance coverage, so give yourself lots of time to look into these matters. 

SERVICES AND UTILITIES

Including your phone, electricity, cable TV, and other connections — make sure they are up and running for move-in date. Make sure you call well in advance to make these arrangements, and ask about all associated fees. For example, some utility companies may require a deposit, or charge other fees for new customers with whom they have no billing history.

It is likely you will need the services of a lender when purchasing your home. Once we understand your home purchase requirements we will recommend that you talk to a lender to determine your price range. Your lender will begin the process to pre-approve you for a mortgage, which will include verification of income and down payment (among other details).

Searching to find the right home is a process with us that you should undertake thoroughly and carefully, and you should be just as diligent in sourcing the best loan for you.

Over the past few years mortgage interest rates were historically low—but mortgages went up, but are now starting to come down again. Buyers with Verable Mortgage Rates were in difficult positions as rates went up. Get to know your mortgage costs 

So today should you lock in a rate, or is a variable rate going to make sense and the better option? We have affiliate Mortgage companies we can suggest, who our clients have used before and were happy with their service and rates. Take your time, get advice before committing.

THE IMPORTANCE OF PRE-APPROVAL 

Taking the important step of getting pre-approved affords you knowledge and confidence: you’ll know in advance exactly how much financing you qualify for, and you’ll be confident during your search knowing where you stand.

This is also likely the time when you will first be introduced to the often intimidating and complex world of mortgages. It’s critical you understand your options so you can make an informed decision that suits your personal circumstances.

When you meet with your financial representative, if there’s anything you don’t understand, ask. Ask lots of questions, and If you still don’t get it, ask again. This is not an area to take chances or to be shy, since how you structure your mortgage could amount to tens of thousands of dollars over the term of your loan.

If during this process you sense your lender representative isn’t patient in answering your questions, move on. The financial services industry is very competitive and, assuming you qualify for a mortgage, if one company doesn’t want your business, someone else will.

FIXED OR VARIABLE MORTGAGES 

A fixed mortgage involves a fixed rate of interest over a specified period of time, known as the term. This provides a certain level of peace of mind, since you’ll know exactly what your monthly payments will be, which allows you to budget accordingly.

A variable mortgage, on the other hand, is just like it sounds: the interest rate fluctuates based on the market rates. This can be a good arrangement if rates are on the way down, but it also tests one’s nerves if rates begin to rise.
With rates being as low as they have been over the last couple of years, more and more home buyers are locking into fixed mortgages to take advantage of the low rates.

LONG VS SHORT TERM

The term of the mortgage refers to the life of the mortgage contract, typically anywhere from one to five years. At the end of the term, the mortgage becomes due and payable. In most cases, however, the lender and borrower negotiate a renewal for a new term, which also provides you the opportunity to change the terms of the mortgage if your circumstances change.

So, long versus short term is pretty self-explanatory. Generally speaking, if rates are low it might be a good idea to lock in for a long term. If rates are high, it may be advisable to choose a shorter term until you know how the rates are trending. If they begin to rise, you can consider locking in for a longer term.

OPEN vs CLOSED

This refers to how much flexibility you have to repay the mortgage, in full or with large lump-sum payments, at any time over the term without penalties.

However, you do pay for the flexibility. For example, open mortgages are usually available only for short terms, and the interest rate is often higher. The benefit is you have the freedom to make a large payment when you can.


Closed mortgages, on the other hand, often have lower rates, but you don’t offer the flexibility to make large one-time payments.

AMORTISATION 

This is the period over which your mortgage is paid in instalments. In June 2012, the Canadian government outlined new rules limiting the maximum amortisation period at 25 years. For many first-time buyers, the period is usually 25 years. Generally speaking, the shorter your amortisation, the less interest you have to pay, but the larger your monthly payments will be. Most first-timers go for a long amortisation to keep payments as low as possible, since it’s their first experience with a mortgage.

With all of the above mortgage considerations, what you choose really depends on your own personal circumstances, preferences, and comfort level. Your mortgage specialist can walk you through a number of different scenarios with these variables, so you can see exactly what each change will cost you.

There are many products and services available in the industry today, so be sure to take your time and explore all your options. 

SELLING YOUR CURRENT HOME

Here we can also help, and we need to make sure the selling of your current home gives you enough time to move into your next home. We have to co-ordinate possessions on both properties. Use our Mortgage Evaluation form below.

MAKING AN OFFER YOU CAN AFFORD 

This is where the rubber meets the road — and where we earn our stripes. After weeks or months of searching and showing you homes that fir your criteria, we have finally found a home for you which you are ready to make an offer on.

It’s an exciting time, to be sure, but also one where emotions can easily come into play, particularly if you’ve found a home you love and really want.

We will help you keep your emotions in check! , balancing against the realities of the market. Think of it as a game of poker — you don’t want to be so excited that you tip your hand to the seller. Nor do you want to be too conservative and bid so low that you lose out.

We will of already advised you of the important step of getting pre-approved for a mortgage, you know exactly how much you can afford, and are less likely to get caught up in a bidding war that will carry you above your price point.

KEEPING YOUR EMOTIONS IN CHECK 

If you’ve done your research, received mortgage pre-approval, and looked at a good selection of homes with us, you’re going to feel well prepared and in control. Sure, you may really love this one house and desperately want it, but you should also remember that there are likely others just like it, or better, out there. And if that voice of reason doesn’t pop into your head at negotiation time, we will help caution you against letting your emotions get carried away!

Of course, the interest and potential competition for a property depends on market conditions. If it’s a buyer’s market, you hold the cards and you’ll be confident in knowing there are other options out there.

If, however, it’s a seller’s market, acting fast to make an offer that you can afford and is acceptable to the seller is a combination of instinct, preparation, and our experience.

AVOIDING BIDDING WARS 

Several factors are at play come offer time: price, which speaks for itself; inclusions, which cover exactly what is included in the deal, such as appliances; and other conditions such as closing date.

There are human relations to. If you make an offer the seller see’s as a low ball, for example, they may refuse to negotiate. After all, this is their home you’re buying, and quite often sellers are still emotionally attached, even though they are moving.

One of the most important tools we have when it comes time to make an offer is the comparable's from the Calgary MLS. These are excellent snapshot reports into the recent sales activity of similar — comparable — properties in the same neighbourhood. You can see important information such as original and adjusted asking prices, number of days on the market, listing agent history, and actual sold prices.

As a buyer once you have this information, weighed against the details of the home you’re making an offer for, you will feel tremendously empowered to make an informed decision, and less likely to enter into a bidding war.

So you've made a successful offer to purchase with us on the home of your dreams — or at least taken that important first step toward home ownership. Now what?

Well, now there's usually a bit of waiting, as closing periods typically take anywhere from several weeks to a few months. But there are some important things that need to happen right away.

YOUR LEGAL OBLIGATIONS 

Once your offer has been accepted, there's usually a 10-day conditional period (Approx) , during which time you take all the necessary steps with regard to financing, home inspection, and everything else that needs to happen, before you officially seal the deal.

Your mortgage lender will need a copy of your offer to purchase to make sure everything is still in order and in keeping with your pre-approved level of financing.

CONDITION PERIOD 

And as we discussed in buyer costs this is when the home inspection takes place. You should accompany the inspector throughout the process, which takes about three hours, he will identify any red flags and show you as much as possible about the various systems in the home. These will range from heating and plumbing to electrical and roofing. Importantly, the inspection may identify some repairs that need to be made, which may allow us to negotiate a lower price or insist that the repairs be made at the seller's expense before closing.

At the completion of the conditional period, with any adjustments or repairs made to your satisfaction, we will finalise the deal and your lawyer will process the paperwork, including the mortgage documents with your lender.

All of this would point to a final date of actual legal possession — the real closing day, when:

1) Your Mortgage Lender will provide funds over to your Lawyer

2) You pay all remaining closing costs

3) Your layer pays the seller and registers the home in your name

4) You have all your Insurance in place.


Whether it's weeks or months between finalising the deal and actually moving in, it's just a matter of planning your move: hiring a mover or renting a truck and doing it yourself; arranging services such as electricity and cable; rerouting your mail; and other moving essentials.

AFTER THAT?  CONGRATULATIONS!!!

You've done it!  And Welcome home! We hope you found our buyers guide helpful, please contact us for an initial discussion on how to move forward, and help us understand your needs and lifestyle.

We can put a detailed search together, including homes with your criteria that are about to come on the market. We look forward to our initial talk and working together          

For Expert Guidance in the Buying process, reach out to Stewart J. Lowe, an award-winning Realtor with over 23 years of experience. Recognised in 2010 as a Certified Guild Member of The Institute for Luxury Home Marketing, Stewart has a proven track record in high-end real estate sales and exceptional client service. He is known for his friendly, warm, and professional approach. Why not request a no-obligation Marketing Consultation       

* We have provided a brief to help our buyer clients, as always we suggest you take Legal advice and Mortgage advice when thinking of buying a home with us. We have various professionals that we can suggest in those fields of expertise.                                                   

Stewart J Lowe Biography / Experience

The Institute of Luxury Home Marketing


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CALGARY JUST LISTED REAL ESTATE (not including Condos)

All Calgary & Area Just Listed (not including condos)

All Calgary and Area Just Listed Homes for Sale with our listing information updated daily.
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  • 732 Crescent Road NW in Calgary: Rosedale Detached for sale : MLS®# A2220099

    732 Crescent Road NW Rosedale Calgary T2M 4A6
    Main Photo: 732 Crescent Road NW in Calgary: Rosedale Detached for sale : MLS®# A2220099
    $13,500,000
    Residential
    Status:
    Active
    MLS® Num:
    A2220099
    Bedrooms:
    6
    Bathrooms:
    10
    Floor Area:
    8,778 sq. ft.
    Stunning legacy estate situated on 100 feet of frontage on Calgary’s most coveted street—Crescent Road—offering unparalleled views of the downtown skyline and river valley. This architectural masterpiece boasts over 11,400 sq ft of living space, crafted by boutique luxury builder Maillot Homes in collaboration with Paul Lavoie Interior Design, who drew inspiration from Alice in Wonderland to create a whimsical yet refined family retreat. Built as a forever home and completed in 2022, no expense was spared. The exterior is clad in full-bed Turkish limestone, and the home features high-velocity heating and cooling, an elevator, a roof-mounted solar array, and premium designer finishes throughout. The chef’s kitchen is equipped with a Sub-Zero/Wolf appliance package, steam oven, warming drawers, heated floors, custom millwork with liquid metal finishes, a pot filler, and a fully outfitted butler’s pantry. A highlight of the home is the two-storey library, inspired by Dumbledore’s office in the Harry Potter series—complete with thousands of books, cozy reading nooks, and sweeping city views. The primary retreat features dual private ensuites and walk-in closets, with spa-level features including a steam shower, soaker tub, towel warming drawer, heated floors, custom cabinetry, electronic window coverings, and even a rotating shoe carousel. Additionally, the upper level includes three spacious bedrooms, each with walk-in closets and private ensuites, plus a large laundry room with discreet access from the primary suite. The top floor showcases an elegant lounge with a full bar, wine tasting room, covered patio with gas fireplace, and a designer powder room. Silver-leaf ceilings & a solvable floor maze add to this glamorous space. The lower level mimics a private sports club with an impressive custom gym with soaring ceilings (over 11 feet), nanny quarters, guest suite, recreational room with surround sound, extra laundry, secondary mud room, and ample storage. Outdoors, enjoy the expansive backyard with a retractable-screen patio, gas heaters, fireplace, outdoor dining area, pizza oven, and playhouse. Car enthusiasts will appreciate two heated, attached garages with epoxy floors, custom cabinetry, and a heated front driveway. Ideal for families and grand-scale entertaining, properties of this caliber on the Ridge are extremely rare, this one-of-a-kind estate is a must see. More details
    Listed by CIR Realty
    Stewart J Lowe
  • 832 Hillcrest Avenue SW in Calgary: Upper Mount Royal Detached for sale : MLS®# A2219708

    832 Hillcrest Avenue SW Upper Mount Royal Calgary T2T 0Y9
    Main Photo: 832 Hillcrest Avenue SW in Calgary: Upper Mount Royal Detached for sale : MLS®# A2219708
    $5,850,000
    Residential
    Status:
    Active
    MLS® Num:
    A2219708
    Bedrooms:
    5
    Bathrooms:
    6
    Floor Area:
    5,865 sq. ft.
    Amazing opportunity to live in this contemporary masterpiece that has every luxury finishing available. This home was built for both high quality living and opulent entertaining. No expense was spared when building this open concept home. Each bedroom has their own ensuite., All the appliance are high end and the custom woodwork throughout the home shows the home was built with love. There is a massive covered patio with heat for indoor and outdoor living and dining. The double garage is oversized and heated. Drive way is also heated, as well as the large RV pad parking. The backyard is spacious and private, included is the hot tub. All blinds are electric, and there the option to purchase the home fully furnished. Don't hesitate to book. your showing today. More details
    Listed by Century 21 Bamber Realty LTD.
    Stewart J Lowe
  • 262167 Range Road 293: Rural Rocky View County Detached for sale : MLS®# A2221353

    262167 Range Road 293 Rural Rocky View County Rural Rocky View County T4A 0N1
    Main Photo: 262167 Range Road 293: Rural Rocky View County Detached for sale : MLS®# A2221353
    $5,499,900
    Residential
    Status:
    Active
    MLS® Num:
    A2221353
    Bedrooms:
    4
    Bathrooms:
    4
    Floor Area:
    2,673 sq. ft.
    Incredible 48.96-Acre Property in Prime Balzac Location – 10 Mins to Calgary or Airdrie. This one-of-a-kind estate offers nearly 49 acres of residentially zoned land with previous subdivision approval for 10 lots. Ideal for developers, investors, horse lovers, or those seeking a country lifestyle with city convenience. The main home is a spacious bungalow with approx. 2,600 sq ft above grade, featuring 4 bedrooms, 2 baths, and sweeping views of the mountains and Calgary skyline. The basement offers 2 more bedrooms, a full bath, a massive playroom, and ample storage. Also included: multiple greenhouses, barns, outbuildings, a 30'x60' garage/gym, a warehouse, and a private pond for fish or irrigation. Fully treed, apple tree orchard, dual road access, and connected to a water co-op—this property is perfect for Country Residential homes, a church, or a boutique hotel. Don't miss out on this one!!! Call for your private viewing today. Quick access to Hwy 566, QEII, Stoney Trail, and Calgary Airport. ?? Investment, lifestyle, and development potential all in one. More details
    Listed by Century 21 Bamber Realty LTD.
    Stewart J Lowe
  • 290226 316 Street W: Rural Foothills County Detached for sale : MLS®# A2210666

    290226 316 Street W Rural Foothills County Rural Foothills County T0L 1W4
    Main Photo: 290226 316 Street W: Rural Foothills County Detached for sale : MLS®# A2210666
    $4,995,000
    Residential
    Status:
    Active
    MLS® Num:
    A2210666
    Bedrooms:
    4
    Bathrooms:
    6
    Floor Area:
    3,955 sq. ft.
    25 minutes from southwest Calgary city limits, this timber and stone masterpiece is set against the backdrop of the majestic Rockies, embraced by rolling ranch lands that offer endless natural beauty. Nestled between Brown-Lowery Provincial Park and Kananaskis Forest Reserve the home promises a lifestyle rooted in nature and refined living . The nearby charming towns of Millarville, Black Diamond and Bragg Creek host festivals and markets year round along with access to esteemed schools, shopping, entertainment and medical facilities. This 2011 SAM Award–Best New Custom Home-winning residence captivates with its stone fireplaces, exposed timber beams, tall French doors under vaulted ceilings. By design, mornings begin in a bright courtyard featuring a serene fountain, while evenings are reserved for unwinding on a west-facing deck that showcases sunsets and mountain vistas “as far as the eye can see.” With amenities like a built-in gas BBQ, an outdoor stone fireplace, and overhead heaters beneath the shelter of a timber truss roof, every season is met with inviting warmth and style. The home’s seamless flow unites a one and half story main floor, a walkout lower level, and an upper loft that can be converted to feature a fourth bedroom, ensuite bath and private den—totaling 6,561 square feet of thoughtfully planned living space. The chef’s kitchen is a dream come true, featuring custom-built alder cabinets, an Aga vented gas range, an integrated fridge and freezer, and a plumbed coffee maker. This culinary space adjoins rooms that facilitate both formal dining and casual family gatherings, ensuring that every meal becomes a shared experience. True to its natural spirit, the home is built almost entirely of organic materials. A copper-seamed Coppola roof crowns the exterior alongside natural stone and brick facades, while reclaimed hardwoods and honed stone floors lend an artisanal touch throughout. Metal-clad fir windows and oversized French doors open onto wood-planked decks that embrace the walkout patio and extend to the hot tub area—perfect for relaxing or entertaining in style. A Scandinavian-inspired spa, a three-piece bath, and a dedicated gym further round out a suite of wellness-oriented features. Inside, vaulted ceilings accented by fir timber beam trusses create a grand yet inviting atmosphere. Stone and granite countertops provide a luxurious touch in every room. Additional highlights include a home theater, wine cellar, billiards room, and a striking Tulikivi fireplace that anchors memorable family moments. An ensuite bedroom on the lower level ensures comfort and privacy for guests or extended family. Modern living integrated with timeless design. State-of-the-art equipment all working together to keep the air, water, and environment healthy, clean, and comfortable year-round. This move-in ready estate awaits your private viewing. More details
    Listed by Sotheby's International Realty Canada
    Stewart J Lowe
  • 1014 Dorchester Avenue SW in Calgary: Upper Mount Royal Detached for sale : MLS®# A2214096

    1014 Dorchester Avenue SW Upper Mount Royal Calgary T2T 1A9
    Main Photo: 1014 Dorchester Avenue SW in Calgary: Upper Mount Royal Detached for sale : MLS®# A2214096
    $4,250,000
    Residential
    Status:
    Active
    MLS® Num:
    A2214096
    Bedrooms:
    5
    Bathrooms:
    6
    Floor Area:
    5,489 sq. ft.
    Welcome to this exceptional estate home in the prestigious inner-city community of Upper Mount Royal. Built in 2018, this executive two-storey residence is situated on an impressive 11,000 sq.ft. lot and showcases a beautifully landscaped, south-facing garden, a low-maintenance fenced yard with a private putting green, and an attached three-car garage. Thoughtfully designed for both family living and upscale entertaining, the home features over 7,700 sq.ft. of living space. The entryway, with its custom front door, opens to formal living and dining rooms, a spacious eat-in kitchen with walk-in pantry, and a charming screened-in sunroom. The main floor also includes a spacious family room, a dedicated office, a powder room, a custom mudroom with built-ins and a large walk-in closet, and a convenient secondary staircase. Upstairs, the expansive primary suite is accompanied by three additional bedrooms, each with its own ensuite, a generous laundry room, and a versatile open playroom. The fully developed lower level offers a large recreation area with wet bar and beverage fridge, a fifth bedroom, a luxurious bathroom with steam shower, and three walk-in storage rooms. The show-stopping feature is the indoor gymnasium with soaring 12-foot ceilings, a basketball court, and a climbing wall. Luxury finishes and thoughtful details are found throughout, including top-of-the-line Miele and Sub-Zero appliances (six fridges!), two gas fireplaces, and custom built-ins in nearly every room. This extraordinary home is within walking distance to the shops and restaurants of 17th Avenue and 4th Street, and is located in the catchment area for Calgary’s top public schools. More details
    Listed by CIR Realty
    Stewart J Lowe
  • 1227 Lansdowne Avenue SW in Calgary: Elbow Park Detached for sale : MLS®# A2218927

    1227 Lansdowne Avenue SW Elbow Park Calgary T2S 1A4
    Main Photo: 1227 Lansdowne Avenue SW in Calgary: Elbow Park Detached for sale : MLS®# A2218927
    $4,000,000
    Residential
    Status:
    Active
    MLS® Num:
    A2218927
    Bedrooms:
    4
    Bathrooms:
    5
    Floor Area:
    4,031 sq. ft.
    Welcome to 1227 Lansdowne Avenue SW—a timeless, traditional family residence that exudes warmth, craftsmanship, and a sense of enduring quality that’s hard to find today. Nestled on a quiet cul-de-sac with 70 feet of frontage and backing onto private, secure green space, this home is tucked away for ultimate tranquility while still being just steps from River Park, walking paths, and all the amenities you could ask for. Designed by the renowned John Haddon and built by Waterford Homes, this residence is a true hidden gem. Set on one of Calgary’s most sought-after streets, it offers complete privacy, exceptional craftsmanship, and an irreplaceable setting surrounded by nature and an off-leash park just a minute away. With over 5,200 square feet of beautifully finished living space, this home provides the flexibility and scale for both everyday family living and unforgettable entertaining. The south-facing backyard is a serene retreat, featuring a waterfall, rock garden, mature landscaping, and an irrigation system that keeps the grounds lush and vibrant—an oasis that feels far removed from the bustle of the city. Inside, no detail has been overlooked. Rich Brazilian cherry hardwood floors, 9’ and 10’ ceilings, solid wood doors, in-floor heating in all three upstairs bathrooms (plus the primary closet and shower), and radiant heated basement floors all speak to the level of quality throughout. Premium touches include Kohler and Rubinet plumbing fixtures and Baldwin hardware. The kitchen is both functional and elegant, crafted for chefs and entertainers alike. It features solid wood cabinetry, extra-thick granite countertops, Sub-Zero refrigeration, double wall ovens, built-in fridge drawers, a Miele dishwasher, and an Ultraline gas cooktop with grill—all while overlooking the tranquil, park-like backyard. Spaces are designed for both connection and quiet reflection. A charming garden room finished in reclaimed Chicago brick with skylights provides a bright and cozy nook just off the kitchen. The great room is anchored by a reclaimed Douglas fir entertainment center and built-in cabinetry, while two lichen rock wood-burning fireplaces with gas starters (in the great room and office) and a third gas fireplace in the living room bring warmth and comfort throughout. Upstairs, you’ll find four generously sized bedrooms—each with built-in shelving and custom cubbies—three full slate-floored bathrooms, a convenient laundry room, and a computer loft for work or study. The finished basement adds even more flexibility, with a bathroom already plumbed for a shower or tub, creating a perfect opportunity for a nanny suite or private guest retreat. A rare mid-block, attached four-car heated garage with Vacu-Flo completes the home. And importantly, this property has never flooded—providing peace of mind along with its exceptional features. A rare blend of timeless design, thoughtful details, and an unbeatable location, this is more than a house—it’s a home meant to be experienced More details
    Listed by Century 21 Masters
    Stewart J Lowe
  • 518 33 Avenue SW in Calgary: Rideau Park Detached for sale : MLS®# A2192606

    518 33 Avenue SW Rideau Park Calgary T2S 0S2
    Main Photo: 518 33 Avenue SW in Calgary: Rideau Park Detached for sale : MLS®# A2192606
    $3,999,900
    Residential
    Status:
    Active
    MLS® Num:
    A2192606
    Bedrooms:
    5
    Bathrooms:
    5
    Floor Area:
    3,928 sq. ft.
    This LUXURIOUS INNER-CITY DREAM HOME by CNJ DEVELOPMENTS is slated for completion in October 2025. Ideally situated on a QUIET CUL-DE-SAC BACKING ONTO A GREEN SPACE mere STEPS TO THE ELBOW RIVER. Incredible curb appeal with stone and acrylic stucco siding, CONCRETE PATIOS, TRIPLE PANE WINDOWS and an OVERSIZED INSULATED, DRYWALLED AND HEATED GARAGE. The spaciously designed interior features 4+1 BEDROOMS and endless HIGH-END UPGRADES including CUSTOM SITE-BUILT FINISHINGS, CUSTOM SOLID CORE DOORS, BUILT-IN SPEAKERS WITH INDIVIDUAL ROOM CONTROLS, PREMIUM CARTWRIGHT LIGHT FIXTURES, ENERGY EFFICIENT HVAC SYSTEM, SMART THERMOSTATS, A BOILER WITH MULTI-ZONE RADIANT HEAT, TWO A/C UNITS, WIRING for future full automation and much more! Soaring 10’ CEILINGS and ENGINEERED HARDWOOD FLOORS grace the beautiful open concept main floor. Put your feet up in front of the GORGEOUS GAS FIREPLACE with a sculptural design cast stone mantal in the inviting living room. An entire wall of glass leads to the REAR DECK WITH AN OUTDOOR FIREPLACE, AN OVERHEAD HEATER AND BUILT-IN SPEAKERS - an outdoor entertainer’s dream for summer nights under the stars, casual barbeques and lazy weekends unwinding. Back inside, the GOURMET KITCHEN inspires culinary adventures featuring HIGH-END APPLIANCES, A GAS STOVE and a handy walk-through pantry for easy grocery unloading. The dining room with a BUILT-IN WET BAR makes hosting a breeze. An ENCLOSED DEN is perfect for a quiet work, study or play area. Those beautiful hardwood floors continue onto the upper level with grand 9’ ceilings adding to the airiness. Retreat at the end of the day to the opulent primary bedroom with a CUSTOM WALK-IN CLOSET and a LAVISH ENSUITE. Feel spoiled every morning thanks to the adjacent vestibule plumbed and built-in creating a perfect COFFEE STATION. 3 additional bedrooms are on this level all with walk-in closets – 1 with its own private ensuite while the other 2 share the 5-piece bathroom. The large upper level LAUNDRY ROOM IS EQUIPPED WITH 2 WASHER AND DRYER sets making laundry day less of chore. HEATED LVP FLOORING keeps toes warm and cozy in the FINISHED BASEMENT. This level is incredible for gathering, entertaining and relaxing with a large family room and a WET BAR plus a separate games room and theatre. Easily get your workouts in at the GLASS ENCLOSED GYM. A 5th guest bedroom is located beside the 5-piece bathroom with a built-in SAUNA for ultimate luxury. A $20K LANDSCAPING allowance further adds to the allure of this sensational home. The fully fenced yard has loads of play space for kids and pets that continues onto the green space. Thanks to the bend in the river, this historic community is bordered on three sides by the Elbow River with easy access to downtown and all the diverse shops and trendy restaurants on 4th Street and 17th Ave. Truly an outstanding location for this exceptional dream home! Please note that area size calculated by applying the RMS to the blueprints provided by the builder. More details
    Listed by eXp Realty
    Stewart J Lowe
  • 30124 Bunny Hollow Drive: Rural Rocky View County Detached for sale : MLS®# A2221514

    30124 Bunny Hollow Drive Rural Rocky View County Rural Rocky View County T3R 1H6
    Main Photo: 30124 Bunny Hollow Drive: Rural Rocky View County Detached for sale : MLS®# A2221514
    $3,998,000
    Residential
    Status:
    Active
    MLS® Num:
    A2221514
    Bedrooms:
    5
    Bathrooms:
    5
    Floor Area:
    2,358 sq. ft.
    Nestled on a stunning 25.88-acre sub-dividable lot, this incredible acreage offers the ultimate blend of natural beauty and luxurious living. The land is richly adorned with mature trees, rolling hills, and serene ponds, creating a peaceful haven that is perfect for equestrian enthusiasts, complete with multiple horse shelters and fenced pastures. As you step into the main entrance, you're welcomed by an open-concept design that flows effortlessly into the heart of the home. The grandeur of the space is amplified by soaring 9-foot ceilings and expansive floor-to-ceiling triple glazed windows, allowing natural light to flood the main living area. At the heart of the home, the gourmet kitchen is a chef's dream, boasting custom cabinetry, a striking central island, and top-tier appliances, including a Sub-Zero refrigerator and a Wolf gas stove. Ideal for both intimate dinners and grand entertaining, the kitchen opens to a formal dining area that extends to a large back deck, offering breathtaking views of the property's rolling landscape. Just off the kitchen, the spacious living room invites you to relax in front of a sleek, ultra-modern wood-burning stove, capable of heating the entire home if desired. The room’s 11-foot ceilings & floor-to-ceiling windows continue the theme of bringing the outdoors in, framing picturesque views of the estate. The main floor also features the primary bedroom, a peaceful retreat with direct access to a private balcony where you can enjoy your morning coffee while taking in the tranquil surroundings. This thoughtfully designed room includes a generous walk-in closet and a luxurious 5-piece ensuite. A second bedroom on the main level offers large windows, a 4-piece ensuite and access to very private space on the back deck. The newly updated lower level of the home offers even more space for family and friends, with a spacious family room, three additional bedrooms and a brand new 3pc bathroom. Additionally, two of these bedrooms are connected by a newly finished Jack and Jill bathroom, offering convenience and versatility. The walkout lower level opens directly onto the property, presenting an ideal opportunity to create an additional outdoor living space, such as a patio that capitalizes on the estate’s stunning views. Rounding out the home is an oversized triple garage with heated floors, which connects to a large mudroom and laundry room on the main level, providing ample storage and practicality. This high efficiency property features in-floor heating throughout the bathrooms and selected spaced in the home and offers an exceptional lifestyle opportunity, with endless potential for those seeking a serene retreat with the conveniences of modern luxury just minutes from Calgary. More details
    Listed by RE/MAX First
    Stewart J Lowe
  • 19 Aspen Ridge Point SW in Calgary: Aspen Woods Detached for sale : MLS®# A2221797

    19 Aspen Ridge Point SW Aspen Woods Calgary T3H 0J8
    Main Photo: 19 Aspen Ridge Point SW in Calgary: Aspen Woods Detached for sale : MLS®# A2221797
    $3,888,000
    Residential
    Status:
    Active
    MLS® Num:
    A2221797
    Bedrooms:
    4
    Bathrooms:
    5
    Floor Area:
    3,360 sq. ft.
    Located in prestigious Aspen Point Estates this custom designed bungalow provides views of the Rocky Mountains. Photos are representative. More details
    Listed by Bode Platform Inc.
    Stewart J Lowe
  • 1105 Premier Way SW in Calgary: Upper Mount Royal Detached for sale : MLS®# A2220452

    1105 Premier Way SW Upper Mount Royal Calgary T2T 1L7
    Main Photo: 1105 Premier Way SW in Calgary: Upper Mount Royal Detached for sale : MLS®# A2220452
    $3,700,000
    Residential
    Status:
    Active
    MLS® Num:
    A2220452
    Bedrooms:
    4
    Bathrooms:
    5
    Floor Area:
    3,587 sq. ft.
    Over 5,000 sq ft of impeccably designed bespoke living space, seamlessly blending modern luxury, everyday comfort, and inspired indoor-outdoor living. From its sun-drenched, south-facing backyard to the meticulous craftsmanship throughout, this home offers a truly extraordinary retreat in one of Calgary’s most sought-after communities. The open-concept main floor is a stunning showcase of layered textures and top-tier materials. At the heart of the home is a stunning 17-foot marble island, anchoring a chef’s kitchen outfitted with Sub Zero & Wolf appliances, dual dishwashers, beverage fridge, a rear prep area, and dual pantries, designed to effortlessly handle both daily living and grand-scale entertaining. The formal dining area stuns with a full-height wine wall and glass curtain wall, while the sunlit family room, invites relaxation with views of the beautifully landscaped yard. A custom breakfast nook offers easy access to a covered outdoor kitchen, perfect for al fresco dining. For those working from home, a private office/library opens onto a tranquil courtyard, complete with a cozy fire feature and automated StruXure pergola for year-round enjoyment. Upstairs, ascend via the striking floating staircase or private elevator to a central gallery hallway enhanced with steel beams and curated lighting. The primary suite is a haven, with soft textures and refined details, a spa-inspired ensuite featuring heated quartz tile floors, a Kohler touch-panel steam shower, and freestanding tub. A boutique-style walk-in closet, illuminated by skylights and outfitted with a built-in beverage fridge, delivers a high-end boutique experience. Two additional bedrooms with private ensuites, plus a well-appointed laundry room, complete the upper level. The lower level is designed for elevated living and entertaining, with a custom media room, Sub Zero-equipped wet bar with dishwasher, and a unique glass wall which overlooks a flex space, ideal as a 4-car garage showroom, home gym, or current children’s playroom. A fourth bedroom and full bathroom round out this level. Outdoors, enjoy professionally designed grounds featuring concrete planters, multiple patios, and sun-drenched lounging spaces. The heated garage comfortably accommodates three vehicles, with the flexibility for a fourth. Additional highlights include Control4 home automation, commercial-grade glass, in-floor heating throughout, and an extensive list of premium upgrades. This home represents a rare opportunity, showcasing architectural excellence, meticulous design, and exceptional quality and provides features that would be extraordinarily costly to replicate in today’s market. More details
    Listed by Century 21 Bamber Realty LTD.
    Stewart J Lowe
  • 3025 3 Street SW in Calgary: Roxboro Detached for sale : MLS®# A2218248

    3025 3 Street SW Roxboro Calgary T2S 1V2
    Main Photo: 3025 3 Street SW in Calgary: Roxboro Detached for sale : MLS®# A2218248
    $3,695,000
    Residential
    Status:
    Active
    MLS® Num:
    A2218248
    Bedrooms:
    4
    Bathrooms:
    4
    Floor Area:
    3,792 sq. ft.
    A Roxboro Masterpiece — Luxury Living in One of Calgary’s Most Prestigious Communities. Nestled on the coveted 3rd Street, this architectural masterpiece—originally custom built by McKinley Masters offers over 5,850 sq ft of meticulously developed space, crafted for those who value exceptional quality, timeless design, and seamless indoor-outdoor living. From the moment you step inside, you’ll sense the uncompromising attention to detail. Rich millwork, coffered ceilings, and designer lighting set the tone, while an open-concept layout makes entertaining effortless. The heart of the home is the spectacular main living area where the living room, dining space, and state-of-the-art kitchen flow together in perfect harmony. A custom NanaWall opens fully to reveal a west-facing outdoor sanctuary designed for year-round enjoyment. Featuring IPE Brazilian hardwood decking, overhead infrared heaters, a brand-new hot tub, wood-burning fireplace with nat gas assist, and motorized privacy screens, this outdoor space transforms with the seasons—whether you’re hosting summer soirées or cozy winter evenings by the fire. The chef’s kitchen is a true culinary playground, outfitted with high end appliances, dual ovens, two dishwashers, wine fridge, and a butler’s pantry complete with filtered water, a direct water line for your espresso machine, and hot water on demand. Whether preparing a gourmet meal or casual brunch, this kitchen performs with style and ease. Across from the kitchen, the family room invites you to unwind beside a charming gas fireplace, while the elegant formal living room offers a more refined space for conversation or post-dinner cocktails. The main level also features a distinguished front-facing office bathed in natural light, adorned with intricate millwork is perfect for working from home in comfort and style. Ascend to the second level and discover a luxurious primary retreat designed for total relaxation. A private lounge area, coffee/wine bar with dishwasher and filtered water, heated balcony, and a walk-in closet that rivals a boutique all lead to a truly spa-inspired ensuite with a steam shower, in-floor heating, and dual vanities. Two additional bedrooms, a full bath, and a flexible office/music room that could serve as a 4th bedroom complete the upper floor. The lower level is built for entertainment and wellness. A stunning custom bar with wine fridge and dishwasher takes center stage beside a one-of-a-kind wine cellar and cold room. Shoot pool, play shuffleboard (both included), or host game day gatherings in this stylish and functional space. A full home gym adds convenience, while a spacious guest suite provides comfort for visitors. Additional Features: fully finished, heated garage with epoxy floors includes two electric car chargers and storage. Lutron home automation throughout, Sonos sound throughout, dual A/C units and furnaces, steam humidifiers, Gemstone exterior lights, irrigation, and artificial turf/low maintenance landscaping. More details
    Listed by Charles
    Stewart J Lowe
  • 4515 4A Street SW in Calgary: Elboya Detached for sale : MLS®# A2221055

    4515 4A Street SW Elboya Calgary T2S 1Z8
    Main Photo: 4515 4A Street SW in Calgary: Elboya Detached for sale : MLS®# A2221055
    $3,580,000
    Residential
    Status:
    Active
    MLS® Num:
    A2221055
    Bedrooms:
    5
    Bathrooms:
    6
    Floor Area:
    3,940 sq. ft.
    Welcome to 4515 4A Street SW located in the highly desirable community of Elboya, situated on a quiet street just steps away from Stanley Park & the Elbow River. This executive home is the latest creation of Ocean Home Construction Inc. A one of a kind masterpiece that boasts over 5700 sqft of developed living space. The main floor consists of a Living Room, Dining Room, Kitchen, Breakfast Nook, Office, Powder Room, Mudroom/Laundry Room & Utility. With soaring 10’ ceilings, engineered hardwood, Italian 24x24 tiles, Bentley 48” gas fireplace, quartz counter-tops & a $80,000 appliance package, the main floor is jaw dropping. The kitchen is a Chefs dream with a 48” Fulgor Milano gas range, two Miele dishwashers, a Scotsman craft ice maker, Miele 60” fridge/freezer combo, and a Miele 24” full height Wine Cooler all wrapped in beautiful black and walnut cabinetry. Upstairs you will find 3 bedrooms each with their own en-suites, a 2nd laundry room, & a private office off the Primary. The Primary en-suite is a show stopper, with heated floors, quartz counter-tops, Spanish tiles, Kohler fixtures & a wet room with dual rain showers & soaker tub. The walk-in closet is a dream with walnut cabinetry, make-up table & quartz island. The magic continues with a fully developed basement with radiant in-floor heating that consists of a custom wine room with glass doors & walnut shelves, a wet-bar with its own ice maker & dishwasher, a large entertainment room wired for 9.1 sound, a gym, two more bedrooms, a large storage room, and another full bath with steam shower, and a custom built sauna with lighting. Outside you will find a large private deck with composite flooring, gas for BBQ & a linear outdoor fireplace. The oversized double attached garage has been fully finished, painted, & heated. FEATURES INCLUDE: ENGINEERED HARDWOOD THROUGHOUT, ITALIAN & SPANISH TILES, QUARTZ COUNTER-TOPS, MIELE APPLIANCES, TWO FIREPLACES, 10’ CEILINGS, WINE ROOM, WET-BAR, STEAM ROOM, SAUNA, GYM, TWO LAUNDRIES, TWO OFFICES, COMPOSITE DECK WITH GAS & FIREPLACE, HEATED ATTACHED OVERSIZED DOUBLE GARAGE, PROGRESSIVE 10 YEAR NEW HOME WARRANTY More details
    Listed by RE/MAX Realty Professionals
    Stewart J Lowe
1-12/1,126
Data was last updated May 16, 2025 at 12:05 PM (UTC)

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