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CALGARY | 2025 HOME BUYERS GUIDE

real estate professionals    the institute for luxury home marketing

2025 BUYERS GUIDE

SCROLL DOWN FOR JUST LISTED HOMES

USE A TEAM WITH OVER 23 YEARS EXPERIENCE TO WORK FOR YOU !

**Remember -There are no costs to you as the buyer for our commission or sending latest listings. 

Purchasing a Home can be tremendously exciting, so it’s important that everything is done right. In addition to ensuring that no surprises arise, we also make sure that you understand what you are signing. We are there to support you and as your real estate professional walk you through what will probably be one of the biggest and most rewarding decisions of your life.

Here is our brief guide to Home Buying in Calgary and Area. As well as using our guide we suggest that you have legal advice before moving forward with any transaction and we are here to suggest various legal council lawyers to choose from who would be happy to answer any legal concerns.

Our experience is based on over 22 years working in Calgary and Area Real Estate, and recognised by The Institute of Luxury Home Marketing in 2010 with a Certified Guild Membership based on proven sales and service.

This website has all you will need to find the home you are looking for, with a Real Time Data feed from IDX updated twice a day. Your search will not include sold homes, just those available to be shown, but you can request Sold statistics for any areas you are interested in.

All experienced Real Estate Professionals require a client relationship because it allows them to provide the full range of services that buyers need and deserve. It is important that you find someone you feel completely comfortable with, who you can trust, and who listens to you and respects your views.

Market knowledge and expertise are what we specialise in, but at the end of the day, it's your home and your investment, so we have to be a good fit! We would be happy to discuss representation with you.

Like in so many professions, reputation and word-of-mouth are crucial. Indeed, for our client base, past client referrals account for about 75% of our business.

OUR PART IN THE PROCESS!

There are many good reasons to work with a qualified real estate professional — especially a trained professional with industry designations. In a formalised agency relationship, you can expect your buyer's representative to:

1) Provide you with the highest standard of care and service as our client

2) Understand your specific needs and lifestyle wants, and locate appropriate properties.

3) Assist you in determining how much you can afford

4) Help you get pre-approved with your mortgage lender

5) Show you homes that only fit you criteria

6) Adhere to a strict code of ethics as your licensed realtor

A mortgage lender will come up with some close-to-final numbers, presenting you with a preliminary figure for pre-approval. Now you should prepare a thorough and realistic checklist of your current household budget, say, if you're renting an apartment and your expected budget in your prospective new home. You'd be surprised how some new items — such as additional insurance or costs for general repairs — can add to your expenditures as a homeowner. Make sure you take all of these items into consideration when calculating your mortgage affordability.

THE IMPORTANCE OF NOT OVERSPENDING 

Real estate experts cite overbuying as one of the most common mistakes buyers make. Many people spend more on their new home than they can afford. Months later they may realise that their purchase has left them "house poor" with no money left to contribute to savings, other necessities, or even rainy day funds.  So be honest and realistic with your mortgage calculations, as well as the importance of getting pre-approved for a mortgage, since it can actually protect you from going overboard.

COSTS OF HOME OWNERSHIP 

In this buyers guide we explain from deposits to moving expenses, and everything in between, what buying a home involves, more than just a down payment. That may be the largest cost, but there are other things you'll need to plan and budget for.

YOUR DEPOSIT

This is the step you take when you're ready to make an offer to purchase. Let's say you've viewed a selection of properties with us, found one you like, and are ready to get serious about purchasing the property. At this point, you will need to put down a deposit; the amount depends on  the purchase price of the home.  The deposit is held in the trust account of the listing brokerage for the condition period. When it becomes a firm sale after you are satisfied with all conditions being met (waiver time) the deposit is deducted from your total purchase price and is considered part of your down payment.

YOUR DOWN PAYMENT

Generally speaking, the larger a down payment you're able to make, the better, because that means you'll have to borrow less. But you also don't want to leave yourself so cash-poor you can't cover all of the other costs that come with closing a sale.

The minimum amount you can put down is 5% of the purchase price, assuming that you have made an offer to purchase and all conditions have been met.

For example, a $300,000 property would require a minimum down payment of 5%: $15,000; however, if your down payment is less than 20%, which is the case for many first-time home buyers, you will also need mortgage loan insurance.

MORTGAGE LOAN INSURANCE

If your down payment is less than 20% of the purchase price of your home, you are required to have mortgage loan insurance, also known as high-ratio mortgage insurance. It protects your lender — not you — in case you default on your mortgage. Premiums are calculated as a percentage of the amount you put down, changing at the 5%, 10% and 15% thresholds but there is no break for anything in between. Premiums range from 0.5% to 3% and increase if you are self-employed.

So, to buy a $250,000 condo with a 5% down payment of $12,500, a premium of 2.75% on the borrowed amount of $237,500 would total about $6,500. You can pay this in one lump sum or, as many first-time buyers choose to do, you can add it to your mortgage loan amount. This type of insurance is mandatory for high-ratio mortgages, and is only offered through two carriers: CMHC and Genworth Financial.

LAND TRANSFER TAX

Most provinces have such a tax, though it may have a slightly different name (such as property purchases tax), and the rates vary. Alberta, Saskatchewan, and parts of Nova Scotia do not have Land Transfer Tax (LTT) at all, while other provinces use a tiered system. In the tiered systems, the rate varies depending on the purchase price of the house. Your Mortgage lender or your lawyer can advise what the rate would be for the area you're considering buying in.

THE APPRAISAL FEE

Your mortgage lender will likely require an appraisal to ensure the property is worth what you are offering. The reason is two-fold: it prevents you from borrowing more than a property is actually worth, which might apply in cases where multiple would-be buyers enter into a bidding war; and it protects the lender from lending out more than the home's value, which becomes critical should you default on the mortgage. If a lender has to foreclose, they want to be able to recoup the entire loan amount, as well as the costs of foreclosing. The fee for such an appraisal at the time of putting together our buyers guide is typically between $250 and $350, most banks will provide one of their appraisers and cover this cost.

HOME INSPECTION

You wouldn't buy a used car without having a trusted mechanic perform an inspection for you, and a house is no different. Don't even think about buying a home without first having a proper inspection done. In fact, your lender may insist on one to verify the condition of the home.

It's an excellent way to learn as much as you can about the various systems in the home, from the furnace and plumbing to the electrical and roofing. The inspection may identify some repairs that are essential, which we can either negotiate into the purchase price or insist be completed before you proceed with the deal.

The cost of an inspection starts from $350.00 and depends on the size, condition, and age of the property. But this is money well spent, and is an expense that you simply cannot, and should not, avoid.

PROPERTY INSURANCE

Your Alberta mortgage lender will require you to have property insurance in place on closing day. Since the property is actually the security against the loan amount, the lender wants to make sure insurance is in place to cover the cost of replacing the home, and its contents, should something happen.

The fees for insurance vary, since they depend on the value of the property. Insurance has become a very competitive business in recent years, with new companies entering the market, offering different products and options. Consider using the services of a broker, whose job is to find customers the best deal possible among the companies they represent. You may also be able to get a discount if you use the same company you have your other insurance policies with.

MORTGAGE LIFE INSURANCE

Mortgage loan insurance should not be confused with mortgage life insurance, which protects you in the event something happens to you. This type of insurance might be suitable for a young couple or family where there is only one breadwinner, for example. Costs are usually much cheaper than loan insurance. Obtaining life insurance instead of mortgage life insurance is the best bet.

LEGAL FEES

Legal fees for buying real estate range in price, depend on your situation, and must be paid upon closing. When purchasing brand new condos, since such deals can involve more paperwork, the cost might be higher. We can provide you with a local lawyer if you don't already have a relationship with one.

TITLE INSURANCE

Title insurance is yet another type of insurance you will require. Your lawyer will advise you of this type of protection, which insures you against any defects of title to the property. For example, if the previous owners undertook major renovations of the property without proper permitting, you would be protected against any costs required to bring the house up to code.

Typically, at the time of putting together our buyers guide this one-time premium costs less than $500.

MOVING EXPENSES & SERVICE CONNECTIONS

When you're totalling up all the costs of buying your first home, don't forget to include moving expenses and connection fees and deposits for services, such as phone, electricity, and other utilities.

Moving expenses vary widely, depending on your personal circumstances and possessions. Reliability is key, and we can suggest a proven moving service that many of our clients have used.

If you do contract a moving company, do your homework well in advance, get referrals from ourselves or friends and do your own research. Rates and levels of service can vary widely among moving companies, as can insurance coverage, so give yourself lots of time to look into these matters. 

SERVICES AND UTILITIES

Including your phone, electricity, cable TV, and other connections — make sure they are up and running for move-in date. Make sure you call well in advance to make these arrangements, and ask about all associated fees. For example, some utility companies may require a deposit, or charge other fees for new customers with whom they have no billing history.

It is likely you will need the services of a lender when purchasing your home. Once we understand your home purchase requirements we will recommend that you talk to a lender to determine your price range. Your lender will begin the process to pre-approve you for a mortgage, which will include verification of income and down payment (among other details).

Searching to find the right home is a process with us that you should undertake thoroughly and carefully, and you should be just as diligent in sourcing the best loan for you.

Over the past few years mortgage interest rates were historically low—but mortgages went up, but are now starting to come down again. Buyers with Verable Mortgage Rates were in difficult positions as rates went up. Get to know your mortgage costs 

So today should you lock in a rate, or is a variable rate going to make sense and the better option? We have affiliate Mortgage companies we can suggest, who our clients have used before and were happy with their service and rates. Take your time, get advice before committing.

THE IMPORTANCE OF PRE-APPROVAL 

Taking the important step of getting pre-approved affords you knowledge and confidence: you’ll know in advance exactly how much financing you qualify for, and you’ll be confident during your search knowing where you stand.

This is also likely the time when you will first be introduced to the often intimidating and complex world of mortgages. It’s critical you understand your options so you can make an informed decision that suits your personal circumstances.

When you meet with your financial representative, if there’s anything you don’t understand, ask. Ask lots of questions, and If you still don’t get it, ask again. This is not an area to take chances or to be shy, since how you structure your mortgage could amount to tens of thousands of dollars over the term of your loan.

If during this process you sense your lender representative isn’t patient in answering your questions, move on. The financial services industry is very competitive and, assuming you qualify for a mortgage, if one company doesn’t want your business, someone else will.

FIXED OR VARIABLE MORTGAGES 

A fixed mortgage involves a fixed rate of interest over a specified period of time, known as the term. This provides a certain level of peace of mind, since you’ll know exactly what your monthly payments will be, which allows you to budget accordingly.

A variable mortgage, on the other hand, is just like it sounds: the interest rate fluctuates based on the market rates. This can be a good arrangement if rates are on the way down, but it also tests one’s nerves if rates begin to rise.
With rates being as low as they have been over the last couple of years, more and more home buyers are locking into fixed mortgages to take advantage of the low rates.

LONG VS SHORT TERM

The term of the mortgage refers to the life of the mortgage contract, typically anywhere from one to five years. At the end of the term, the mortgage becomes due and payable. In most cases, however, the lender and borrower negotiate a renewal for a new term, which also provides you the opportunity to change the terms of the mortgage if your circumstances change.

So, long versus short term is pretty self-explanatory. Generally speaking, if rates are low it might be a good idea to lock in for a long term. If rates are high, it may be advisable to choose a shorter term until you know how the rates are trending. If they begin to rise, you can consider locking in for a longer term.

OPEN vs CLOSED

This refers to how much flexibility you have to repay the mortgage, in full or with large lump-sum payments, at any time over the term without penalties.

However, you do pay for the flexibility. For example, open mortgages are usually available only for short terms, and the interest rate is often higher. The benefit is you have the freedom to make a large payment when you can.


Closed mortgages, on the other hand, often have lower rates, but you don’t offer the flexibility to make large one-time payments.

AMORTISATION 

This is the period over which your mortgage is paid in instalments. In June 2012, the Canadian government outlined new rules limiting the maximum amortisation period at 25 years. For many first-time buyers, the period is usually 25 years. Generally speaking, the shorter your amortisation, the less interest you have to pay, but the larger your monthly payments will be. Most first-timers go for a long amortisation to keep payments as low as possible, since it’s their first experience with a mortgage.

With all of the above mortgage considerations, what you choose really depends on your own personal circumstances, preferences, and comfort level. Your mortgage specialist can walk you through a number of different scenarios with these variables, so you can see exactly what each change will cost you.

There are many products and services available in the industry today, so be sure to take your time and explore all your options. 

SELLING YOUR CURRENT HOME

Here we can also help, and we need to make sure the selling of your current home gives you enough time to move into your next home. We have to co-ordinate possessions on both properties. Use our Mortgage Evaluation form below.

MAKING AN OFFER YOU CAN AFFORD 

This is where the rubber meets the road — and where we earn our stripes. After weeks or months of searching and showing you homes that fir your criteria, we have finally found a home for you which you are ready to make an offer on.

It’s an exciting time, to be sure, but also one where emotions can easily come into play, particularly if you’ve found a home you love and really want.

We will help you keep your emotions in check! , balancing against the realities of the market. Think of it as a game of poker — you don’t want to be so excited that you tip your hand to the seller. Nor do you want to be too conservative and bid so low that you lose out.

We will of already advised you of the important step of getting pre-approved for a mortgage, you know exactly how much you can afford, and are less likely to get caught up in a bidding war that will carry you above your price point.

KEEPING YOUR EMOTIONS IN CHECK 

If you’ve done your research, received mortgage pre-approval, and looked at a good selection of homes with us, you’re going to feel well prepared and in control. Sure, you may really love this one house and desperately want it, but you should also remember that there are likely others just like it, or better, out there. And if that voice of reason doesn’t pop into your head at negotiation time, we will help caution you against letting your emotions get carried away!

Of course, the interest and potential competition for a property depends on market conditions. If it’s a buyer’s market, you hold the cards and you’ll be confident in knowing there are other options out there.

If, however, it’s a seller’s market, acting fast to make an offer that you can afford and is acceptable to the seller is a combination of instinct, preparation, and our experience.

AVOIDING BIDDING WARS 

Several factors are at play come offer time: price, which speaks for itself; inclusions, which cover exactly what is included in the deal, such as appliances; and other conditions such as closing date.

There are human relations to. If you make an offer the seller see’s as a low ball, for example, they may refuse to negotiate. After all, this is their home you’re buying, and quite often sellers are still emotionally attached, even though they are moving.

One of the most important tools we have when it comes time to make an offer is the comparable's from the Calgary MLS. These are excellent snapshot reports into the recent sales activity of similar — comparable — properties in the same neighbourhood. You can see important information such as original and adjusted asking prices, number of days on the market, listing agent history, and actual sold prices.

As a buyer once you have this information, weighed against the details of the home you’re making an offer for, you will feel tremendously empowered to make an informed decision, and less likely to enter into a bidding war.

So you've made a successful offer to purchase with us on the home of your dreams — or at least taken that important first step toward home ownership. Now what?

Well, now there's usually a bit of waiting, as closing periods typically take anywhere from several weeks to a few months. But there are some important things that need to happen right away.

YOUR LEGAL OBLIGATIONS 

Once your offer has been accepted, there's usually a 10-day conditional period (Approx) , during which time you take all the necessary steps with regard to financing, home inspection, and everything else that needs to happen, before you officially seal the deal.

Your mortgage lender will need a copy of your offer to purchase to make sure everything is still in order and in keeping with your pre-approved level of financing.

CONDITION PERIOD 

And as we discussed in buyer costs this is when the home inspection takes place. You should accompany the inspector throughout the process, which takes about three hours, he will identify any red flags and show you as much as possible about the various systems in the home. These will range from heating and plumbing to electrical and roofing. Importantly, the inspection may identify some repairs that need to be made, which may allow us to negotiate a lower price or insist that the repairs be made at the seller's expense before closing.

At the completion of the conditional period, with any adjustments or repairs made to your satisfaction, we will finalise the deal and your lawyer will process the paperwork, including the mortgage documents with your lender.

All of this would point to a final date of actual legal possession — the real closing day, when:

1) Your Mortgage Lender will provide funds over to your Lawyer

2) You pay all remaining closing costs

3) Your layer pays the seller and registers the home in your name

4) You have all your Insurance in place.


Whether it's weeks or months between finalising the deal and actually moving in, it's just a matter of planning your move: hiring a mover or renting a truck and doing it yourself; arranging services such as electricity and cable; rerouting your mail; and other moving essentials.

AFTER THAT?  CONGRATULATIONS!!!

You've done it!  And Welcome home! We hope you found our buyers guide helpful, please contact us for an initial discussion on how to move forward, and help us understand your needs and lifestyle.

We can put a detailed search together, including homes with your criteria that are about to come on the market. We look forward to our initial talk and working together          

For Expert Guidance in the Buying process, reach out to Stewart J. Lowe, an award-winning Realtor with over 23 years of experience. Recognised in 2010 as a Certified Guild Member of The Institute for Luxury Home Marketing, Stewart has a proven track record in high-end real estate sales and exceptional client service. He is known for his friendly, warm, and professional approach. Why not request a no-obligation Marketing Consultation       

* We have provided a brief to help our buyer clients, as always we suggest you take Legal advice and Mortgage advice when thinking of buying a home with us. We have various professionals that we can suggest in those fields of expertise.                                                   

Stewart J Lowe Biography / Experience

The Institute of Luxury Home Marketing


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CALGARY JUST LISTED REAL ESTATE (not including Condos)

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  • 419 Muskrat Street: Banff Detached for sale : MLS®# A2212087

    419 Muskrat Street Banff Banff T1L 1A9
    Main Photo: 419 Muskrat Street: Banff Detached for sale : MLS®# A2212087
    $6,400,000
    Residential
    Status:
    Active
    MLS® Num:
    A2212087
    Bedrooms:
    6
    Bathrooms:
    8
    Floor Area:
    9,299 sq. ft.
    Welcome to a luxurious retreat nestled in the heart of Banff, where sophistication meets serenity on 6 private lots spread across 2 titles on over 35,000 sq ft . This extraordinary estate presents a unique opportunity to own an exquisite home with unparalleled character and meticulous attention to detail. As you approach through the fully fenced and gated property, a sense of exclusivity and privacy envelops you. The majestic mountain views serve as a picturesque backdrop to this one-of-a-kind residence, providing an unparalleled blend of natural beauty and architectural elegance. This distinguished property features a main residence that seamlessly integrates modern luxury with timeless design. From the moment you enter, you'll be captivated by the grandeur of the living spaces, adorned with high-end finishes and thoughtful craftsmanship. The gourmet kitchen, outfitted with top-of-the-line appliances, is a chef's dream, while the expansive living areas are perfect for both intimate gatherings and grand entertaining. Step outside to discover your own private oasis. The meticulously landscaped grounds boast natural beauty and plenty of wildlife , offering a tranquil space to unwind while surrounded by the breathtaking beauty of Banff's natural landscape. Additionally, a second guest home adds to the allure, providing a private retreat for visitors or an ideal space for extended family. This property stands as a testament to luxury living in Banff, with no other comparable residence in the area. Whether you're seeking a tranquil escape or an entertainer's paradise, this home exceeds expectations at every turn. Don't miss the chance to own a piece of Banff's unparalleled charm and exclusivity. More details
    Listed by RE/MAX Cascade Realty
    Stewart J Lowe
  • 1212 Belavista Crescent SW in Calgary: Bel-Aire Detached for sale : MLS®# A2211328

    1212 Belavista Crescent SW Bel-Aire Calgary T2V 2B1
    Main Photo: 1212 Belavista Crescent SW in Calgary: Bel-Aire Detached for sale : MLS®# A2211328
    $4,398,880
    Residential
    Status:
    Active
    MLS® Num:
    A2211328
    Bedrooms:
    4
    Bathrooms:
    5
    Floor Area:
    4,857 sq. ft.
    A Rare and Exquisite Offering – One of Calgary’s Finest French Country Estates! Welcome to an extraordinary French Country masterpiece—an architectural gem that embodies timeless elegance and superior craftsmanship. Nestled in the heart of prestigious Bel-Aire and situated on nearly 20,000 sq.ft. of exquisitely landscaped inner-city property, this estate is a once-in-a-generation offering. Designed by the acclaimed McDowell & Associates and custom built by Granville Homes, the residence sits adjacent to the Calgary Golf & Country Club, enjoying sweeping views and unparalleled privacy just minutes from downtown Calgary and the charming Britannia district. With over 9,000 sq.ft. of developed living space, this estate captures the essence of classic European sophistication blended with modern functionality. The natural stone exterior, enriched by custom limestone and copper detailing, sets the tone for the elegance within. Inside, the home reveals a brilliant floor plan equally suited for luxurious family living or a refined empty-nester lifestyle. The main level spans over 4,800 sq.ft. and includes three large bedroom suites, each designed as a private sanctuary with their own tranquil en-suite. The interiors were inspired by the romantic aesthetic of Betty Lou Phillips, with bespoke elements that elevate every space. From the hand-carved stone fireplaces by Tartaruga Design to the impeccable millwork, every detail has been curated with intent and artistry. A formal living room and dining room exude grace and charm, while the richly appointed library offers a quiet retreat. At the heart of the home is the Hearth Room, seamlessly connected to a chef’s dream kitchen and sunlit breakfast nook—perfect for intimate family moments or entertaining on a grand scale. The fully developed lower level offers another 4,500 sq.ft. of space tailored for both leisure and function. Here you’ll find a spacious family and games room, a state-of-the-art theatre, a fourth bedroom suite, and abundant space for a gym, wine room, or additional storage. A private stairwell leads directly to the oversized heated four-car garage, creating a separate entrance ideal for live-in help or multigenerational living. Every inch of this home has been masterfully designed and meticulously maintained—no expense spared, no detail overlooked. Whether you are hosting lavish gatherings, relaxing in the private courtyard garden, or enjoying the serenity of your surroundings, this home is the ultimate expression of luxury and comfort. Welcome to the epitome of refined living! More details
    Listed by The Agency Calgary
    Stewart J Lowe
  • 6104 Belvedere Road SW in Calgary: Bel-Aire Detached for sale : MLS®# A2216571

    6104 Belvedere Road SW Bel-Aire Calgary T2V 2C8
    Main Photo: 6104 Belvedere Road SW in Calgary: Bel-Aire Detached for sale : MLS®# A2216571
    $4,250,000
    Residential
    Status:
    Active
    MLS® Num:
    A2216571
    Bedrooms:
    3
    Bathrooms:
    5
    Floor Area:
    3,144 sq. ft.
    Welcome to Bella, an exquisitely renovated three-bedroom, five-bathroom residence that seamlessly blends modern luxury with the timeless charm of French Country design. Developed in collaboration with Pivot Properties and brought to life by Kyle Brantner Construction, with interiors by Jamie Roberts Design, Bella exemplifies craftsmanship and refined elegance on a coveted corner lot in Bel-Aire. Inside, Cumaru hardwood floors, custom cabinetry, and Colin Campbell wool carpeting provide warmth and sophistication throughout. The main floor primary suite offers a state-of-the-art steam shower, cozy gas fireplace, in-floor ensuite heating, and a spacious, fully customizable walk-in closet. The gourmet kitchen features top-tier Wolf appliances, a Sub-Zero refrigerator/freezer, and a Miele dishwasher, all set against Renaissance stone slabs with in-floor heating and elegant leathered stone countertops. A charming coffee bar with built-in cabinetry and two Sub-Zero refrigerated drawers, along with a breakfast nook opening to the landscaped backyard through a large LUX sliding door, enhance the culinary space. The kitchen flows into the living room with a new STUV fireplace insert and a dining room highlighted by dramatic vaulted ceilings. Dual laundry rooms add convenience—one on the main floor with custom cabinetry and built-in drying racks, and a second upstairs serving two private bedrooms, each with its own ensuite and walk-in closet. An elegant speakeasy-style bar leads to the theatre room, creating a chic space for entertaining, while a newly added gym with a large transom window offers an invigorating environment bathed in natural light. Forged iron elements by Mystic Forge lend artisanal character to the stair railings, powder room mirror, kitchen island legs, and primary steam shower doors. Modern fireplaces, an advanced security system, all-new triple-pane Lux windows, and premium insulation ensure year-round comfort and peace of mind. The vaulted, oversized triple-car garage features new polyaspartic flooring, a secure room with a built-in safe, and custom wood doors equipped with ultra-quiet LiftMaster belt-drive smart openers with integrated cameras. Outside, the hand-selected Tuscan limestone façade and refurbished brickwork echo the artisanal elegance of French Country estates. A new standing-seam metal roof and custom eaves promise lasting durability, while the backyard showcases a professionally finished tiled courtyard. Thoughtfully designed landscaping, supported by a modern irrigation system, reflects the manicured yet organic beauty typical of French Country homes. Bella supports the ease of bungalow living, with a main floor that includes the primary suite, a home office or den, a powder room, and laundry. Designer lighting throughout—including accents along the baseboards, in the steam shower, and on the stair railings—paired with champagne bronze plumbing fixtures, showcases the uncompromising attention to detail found in every corner of this home. More details
    Listed by RE/MAX First
    Stewart J Lowe
  • 2700 Carleton Street SW in Calgary: Upper Mount Royal Detached for sale : MLS®# A2182174

    2700 Carleton Street SW Upper Mount Royal Calgary T2T 3K9
    Main Photo: 2700 Carleton Street SW in Calgary: Upper Mount Royal Detached for sale : MLS®# A2182174
    $4,200,000
    Residential
    Status:
    Active
    MLS® Num:
    A2182174
    Bedrooms:
    5
    Bathrooms:
    7
    Floor Area:
    5,214 sq. ft.
    This incredible traditional central hall, executive family home is situated on a sweeping 11,969 +/- sq. ft corner lot in the heart of Mount Royal. Featuring over 8,170 sq. ft of elegant living space on 3 levels including 5 bedrooms. The main level exudes sophistication with marble & hardwood floors & crown mouldings plus inviting formal rooms. Foyer with grand staircase, heated marble floors & large skylight. Spacious living room with large windows & gas fireplace. Formal dining room overlooks the pristine yard & provides a grand space for gatherings with access into the chef’s kitchen via the butler’s pantry, kitchen featuring marble countertops, custom cabinetry, central island with space for seating plus top of the line appliances. The sun-drenched nook area features custom built-in cabinetry with lighting, heated marble floors plus provides access to the patio. Adjacent to the kitchen, the spacious family room opens to a sun-drenched south-facing patio & lush yard, perfect for entertaining & relaxation. The oversized master suite is conveniently tucked away on the main level & is complete with a sitting area, walk-in closet fit for royalty plus a 5 piece ensuite with soaker tub, separate shower, dual sinks encased in marble countertops, plus heated marble floors. Additionally, there is a laundry area with built-in cabinetry & storage with marble countertops, marble floors & separate desk working area. 2 piece guest bath & mudroom with direct garage access. The upper level boasts 3 spacious bedrooms – two with ensuites, plus a 3 piece guest bath. Currently, the upper level is set up with a child’s play room but this can be converted into a 4th bedroom. Office space with custom built-in bookcases & storage plus den area with another gas fireplace. The fully developed lower level was designed for leisure & entertainment featuring a family room with a gas fireplace, projector & drop-down hidden screen recessed in ceiling & built-in cabinets & bookshelves. The large wrap around bar area is the perfect space to entertain while catching a game on the projector screen or lounge in your temperature controlled wine room with tasting space. Billiards room complete with built-in pool cue rack & storage. Guests with enjoy their private space in the 5th bedroom complete with a 4 piece ensuite. Plus another 4 piece bath with steam shower – perfect for relaxation after your workout! The tranquil, fully landscaped yard is second to none with patio area, walkway to outdoor woodburning fireplace & additional entertaining area. Additional features include heated driveway, sidewalks & steps, double attached garage with BMW dealership tiled & heated floors, vacuflow on all levels, full irrigation system, multi-room sound system with built-in speakers, leaded glass windows & solid wood doors throughout. Enjoy an enviable location close to excellent schools, River Park & Elbow River Pathways, vibrant uptown scene of 17th Avenue, The Glencoe Club & Calgary G&CC. More details
    Listed by RE/MAX Real Estate (Central)
    Stewart J Lowe
  • 518 33 Avenue SW in Calgary: Rideau Park Detached for sale : MLS®# A2192606

    518 33 Avenue SW Rideau Park Calgary T2S 0S2
    Main Photo: 518 33 Avenue SW in Calgary: Rideau Park Detached for sale : MLS®# A2192606
    $3,999,900
    Residential
    Status:
    Active
    MLS® Num:
    A2192606
    Bedrooms:
    5
    Bathrooms:
    5
    Floor Area:
    3,928 sq. ft.
    This LUXURIOUS INNER-CITY DREAM HOME by CNJ DEVELOPMENTS is slated for completion in October 2025. Ideally situated on a QUIET CUL-DE-SAC BACKING ONTO A GREEN SPACE mere STEPS TO THE ELBOW RIVER. Incredible curb appeal with stone and acrylic stucco siding, CONCRETE PATIOS, TRIPLE PANE WINDOWS and an OVERSIZED INSULATED, DRYWALLED AND HEATED GARAGE. The spaciously designed interior features 4+1 BEDROOMS and endless HIGH-END UPGRADES including CUSTOM SITE-BUILT FINISHINGS, CUSTOM SOLID CORE DOORS, BUILT-IN SPEAKERS WITH INDIVIDUAL ROOM CONTROLS, PREMIUM CARTWRIGHT LIGHT FIXTURES, ENERGY EFFICIENT HVAC SYSTEM, SMART THERMOSTATS, A BOILER WITH MULTI-ZONE RADIANT HEAT, TWO A/C UNITS, WIRING for future full automation and much more! Soaring 10’ CEILINGS and ENGINEERED HARDWOOD FLOORS grace the beautiful open concept main floor. Put your feet up in front of the GORGEOUS GAS FIREPLACE with a sculptural design cast stone mantal in the inviting living room. An entire wall of glass leads to the REAR DECK WITH AN OUTDOOR FIREPLACE, AN OVERHEAD HEATER AND BUILT-IN SPEAKERS - an outdoor entertainer’s dream for summer nights under the stars, casual barbeques and lazy weekends unwinding. Back inside, the GOURMET KITCHEN inspires culinary adventures featuring HIGH-END APPLIANCES, A GAS STOVE and a handy walk-through pantry for easy grocery unloading. The dining room with a BUILT-IN WET BAR makes hosting a breeze. An ENCLOSED DEN is perfect for a quiet work, study or play area. Those beautiful hardwood floors continue onto the upper level with grand 9’ ceilings adding to the airiness. Retreat at the end of the day to the opulent primary bedroom with a CUSTOM WALK-IN CLOSET and a LAVISH ENSUITE. Feel spoiled every morning thanks to the adjacent vestibule plumbed and built-in creating a perfect COFFEE STATION. 3 additional bedrooms are on this level all with walk-in closets – 1 with its own private ensuite while the other 2 share the 5-piece bathroom. The large upper level LAUNDRY ROOM IS EQUIPPED WITH 2 WASHER AND DRYER sets making laundry day less of chore. HEATED LVP FLOORING keeps toes warm and cozy in the FINISHED BASEMENT. This level is incredible for gathering, entertaining and relaxing with a large family room and a WET BAR plus a separate games room and theatre. Easily get your workouts in at the GLASS ENCLOSED GYM. A 5th guest bedroom is located beside the 5-piece bathroom with a built-in SAUNA for ultimate luxury. A $20K LANDSCAPING allowance further adds to the allure of this sensational home. The fully fenced yard has loads of play space for kids and pets that continues onto the green space. Thanks to the bend in the river, this historic community is bordered on three sides by the Elbow River with easy access to downtown and all the diverse shops and trendy restaurants on 4th Street and 17th Ave. Truly an outstanding location for this exceptional dream home! Please note that area size calculated by applying the RMS to the blueprints provided by the builder. More details
    Listed by eXp Realty
    Stewart J Lowe
  • 65 Bearspaw Pointe Way: Rural Rocky View County Detached for sale : MLS®# A2212048

    65 Bearspaw Pointe Way Rural Rocky View County Rural Rocky View County T3L 2P6
    Main Photo: 65 Bearspaw Pointe Way: Rural Rocky View County Detached for sale : MLS®# A2212048
    $3,995,000
    Residential
    Status:
    Active
    MLS® Num:
    A2212048
    Bedrooms:
    4
    Bathrooms:
    3
    Floor Area:
    2,569 sq. ft.
    . Welcome to one of the most coveted view lots in Bearspaw—perched majestically on a 5.46-acre ridge, offering truly unobstructed panoramic vistas of the Bow River Valley and the iconic Rocky Mountains. This fully renovated walkout bungalow blends classic craftsmanship with modern elegance, designed to make the most of its world-class surroundings. From the moment you arrive, the home’s full brick exterior, concrete tile roof, and solid concrete decks speak to the durability and quality of its construction. Step inside to a sprawling 900 sq. ft. GREAT ROOM where seamless glass windows frame jaw-dropping views—bringing nature’s masterpiece right into your everyday living space. And when it comes to outdoor living, this property truly shines. A spectacular outdoor living room awaits—complete with motorized power screens, built-in overhead heaters, and a cozy fireplace—allowing you to enjoy year-round comfort while soaking in the breathtaking landscape. Whether you're entertaining guests or savoring a quiet evening at home, this space redefines what it means to live outdoors. If you're searching for a home that offers peace, privacy, and one of the most spectacular natural backdrops in Alberta, this is it. Luxury, longevity, and a view you’ll never stop admiring. More details
    Listed by The Real Estate District
    Stewart J Lowe
  • 2007 Briar Crescent NW in Calgary: Hounsfield Heights/Briar Hill Detached for sale : MLS®# A2213638

    2007 Briar Crescent NW Hounsfield Heights/Briar Hill Calgary T2N 3V8
    Main Photo: 2007 Briar Crescent NW in Calgary: Hounsfield Heights/Briar Hill Detached for sale : MLS®# A2213638
    $3,850,000
    Residential
    Status:
    Active
    MLS® Num:
    A2213638
    Bedrooms:
    4
    Bathrooms:
    6
    Floor Area:
    4,045 sq. ft.
    Experience luxury city living in this stunning home situated on the highly sought-after Briar Crescent NW. Boasting almost 6,000 square feet of luxury living, 4 oversized bedrooms and 6 bathrooms, 4 fireplaces, this breathtaking residence sits on an over 10,000 square foot lot, offering unparalleled panoramic city and mountain views, sitting a top of grasshopper hill. Expertly designed to blend contemporary craftsmanship with timeless design, the home features a wrap around porch, sandstone accents on the exterior, which seamlessly blend into the beautifully landscaped surroundings including sprinkler system. With an outdoor living space on every level, this home seamlessly blends outdoor-indoor living and provides incredible views from each floor. Inside, a mix of classic elements and reclaimed materials add character—ranging from fir hardwood floors brought from a warehouse in British Columbia to an array of stained-glass windows, custom beveled leaded glass, and carefully curated lighting fixtures and hardware. High amenities include a heated driveway and walkways, appliances, lighting systems, video surveillance, and a fully integrated roughed-in indoor/outdoor sound system. Every detail has been thoughtfully considered, from heated marble basket weave floors in the bathrooms to a luxurious His and Hers ensuites. Highlights include a grand library with soaring ceilings crafted from Honduran wood, wine cellar, a hidden room concealed behind a bookshelf, and a playhouse with stunning city views! Experience the luxury of living on Briar Crescent and book your showing today! More details
    Listed by Grey Rock Properties
    Stewart J Lowe
  • 243201 Range Road 33: Rural Rocky View County Detached for sale : MLS®# A2209793

    243201 Range Road 33 Rural Rocky View County Rural Rocky View County T3Z 2E6
    Main Photo: 243201 Range Road 33: Rural Rocky View County Detached for sale : MLS®# A2209793
    $3,800,000
    Residential
    Status:
    Active
    MLS® Num:
    A2209793
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    1,399 sq. ft.
    Offering of 19.2 Acres of development land located immediately SW of Springbank High School and the Springbank Park for All Seasons. Legal title of (East ½) Subdivision 16 NE-21-24-03-05, owned by the existing family since 1960 and currently leased to a local horse operation. The current zoning designation is Residential, Rural District (R-RUR). In the Draft 2024 Springbank Area Structure Plan, this parcel of land has a future zoning as Infill Residential where future lots in the infill residential area will range between +0.8 to +1.6 ha (+2 to. +4 acres) in size, or whatever is most prevalent on adjacent lands or in the immediate area. This parcel can be serviced for water by CalAlta and the water line can be tied into at the Springbank High School hub. This has been confirmed to be within the CalAlta area for servicing. The cost to tie into this service can be discussed with CalAlta directly. The current owner attended 2024 Public Hearings for the Springbank Area Structure Plan and presented amendments to this particular parcel that they felt would enhance future development possibilities to this area and the Springbank community. A future owner may consider utilizing this parcel of land with its current land designation or may also consider working with a planning and independent consultant if they wish to apply to Rocky View County to change the land use designation, being that community and institutional land use areas are immediately across the road from this existing parcel. The current tenant has a lease until August 31st, 2025 and would like to continue to lease into the future. More details
    Listed by Coldwell Banker Mountain Central
    Stewart J Lowe
  • 936 Elizabeth Road SW in Calgary: Britannia Detached for sale : MLS®# A2211460

    936 Elizabeth Road SW Britannia Calgary T2S 1M9
    Main Photo: 936 Elizabeth Road SW in Calgary: Britannia Detached for sale : MLS®# A2211460
    $3,479,000
    Residential
    Status:
    Active
    MLS® Num:
    A2211460
    Bedrooms:
    4
    Bathrooms:
    4
    Floor Area:
    2,181 sq. ft.
    OPEN HOUSE WEEKEND!! SATURDAY AND SUNDAY (May 3 and 4)!! Nestled in the heart of the highly sought-after Britannia neighbourhood, this completely renovated four-level split, OVER 3900 DEVELOPED SQFT, home is a rare offering — a true marriage of form and function that stands as a piece of modern art. Inspired by classic mid-century design and reimagined with a contemporary aesthetic, this home has been painstakingly crafted to the highest standards, blending timeless architecture with cutting-edge innovation. In conjunction with Pivot Properties this home was re-envisioned with the help of Mera Studios and Rawlyk Developments.  The new exterior featuring new roofing, triple-pane wood frame windows with durable aluminium cladding, and clean, minimalist lines that echo the home’s mid-century roots. Step through the TESORO folding glass door system that seamlessly opens to an expansive patio, blurring the lines between indoor and outdoor living — an entertainer’s dream. The front door is its own main feature, LUX door with automatic frosting at the flip of a switch! Inside, the open-concept living space flows effortlessly across four meticulously curated levels. Warm woods, natural textures, and recessed LED lighting create a calm and cohesive ambiance throughout. The kitchen is the heart of the home, equipped with a premium MIELE appliance package, perfect for the discerning home chef. The functionality of this home rivals its beauty. Featuring a 200-amp service panel, ensures peace of mind and long-term efficiency. Comfort is paramount, with HVAC upgrades including a high-efficiency furnace, Lennox dual-zone heating, HRV system, programmable thermostats, air conditioning, and a high-performance hot water recirculating pump. Each bathroom is a spa-inspired retreat, boasting in-floor heat, tiled showers with premium KERDI waterproofing and drain systems, and sleek modern finishes that balance luxury with durability. The primary ensuite is a serene sanctuary, bathed in natural light, and designed to soothe and rejuvenate. Sound insulation in the lower-level ceilings adds privacy and quietude, making the space ideal for media, guest quarters, or a home office. The home is also future-ready with in-ceiling speaker wiring for an integrated sound system, and a comprehensive security system with both alarm and surveillance cameras. Adding to the value is the brand-new double car garage — a modern structure with a vaulted ceiling, offering ample room for car stacking or loft-style storage. Practical functionality, this garage is a rare feature in such a prestigious inner-city location. This home isn't just a renovation — it's a reinvention. Designed for those who appreciate fine design, seamless technology, and smart living, this property in Britannia is more than just a place to live — it’s a lifestyle. More details
    Listed by RE/MAX First
    Stewart J Lowe
  • 1615 49 Avenue SW in Calgary: Altadore Detached for sale : MLS®# A2214427

    1615 49 Avenue SW Altadore Calgary T2T 2T8
    Main Photo: 1615 49 Avenue SW in Calgary: Altadore Detached for sale : MLS®# A2214427
    $3,475,000
    Residential
    Status:
    Active
    MLS® Num:
    A2214427
    Bedrooms:
    5
    Bathrooms:
    4
    Floor Area:
    3,411 sq. ft.
    OPEN HOUSE. SATURDAY, MAY 3rd. 1.pm-4pm. This exclusive offering within the sought after community of Altadore distinguishes itself by its coveted location: the only cul-de-sac in the community. Built by Mission Homes, architectural firm McDowell & Associates Inc. and interiors by James McIntyre Interior Design. This property redefines upscale living with its seamless blend of high-design, sophisticated finishes, and an enviable south-facing backyard. From the moment you enter, the home's meticulous attention to detail is evident. The grand foyer leads to expansive living spaces, designed for both elegant entertaining and comfortable family living. High-end finishes are found throughout, showcasing the finest craftsmanship and materials. The gourmet kitchen is a chef's dream, featuring professional-grade appliances, custom cabinetry, and a large center island. Large windows bathe the space in natural light and offer views of the private outdoor oasis. The upper level features three bedrooms, all with walk-in closets, the primary ensuite epitomizes pure luxury. Further enhancing this level are a distinguished library/office, ideally positioned for tranquility and elegance, a versatile den/music room, and a substantial laundry room. Boasting the same high-end finishes as the rest of the home, the lower level provides two additional bedrooms, (total of 5 bedrooms) a full bath, a gym, and a large recreation/games room with sleek wet bar. This residence is an unparalleled opportunity to have a home with exemplary design, top-tier construction, and situated on the community's most desirable street within a prime city location. More details
    Listed by Century 21 Bravo Realty
    Stewart J Lowe
  • 386065 96 Street W: Rural Foothills County Detached for sale : MLS®# A2214578

    386065 96 Street W Rural Foothills County Rural Foothills County T1S 6A5
    Main Photo: 386065 96 Street W: Rural Foothills County Detached for sale : MLS®# A2214578
    $3,395,000
    Residential
    Status:
    Active
    MLS® Num:
    A2214578
    Bedrooms:
    7
    Bathrooms:
    7
    Floor Area:
    4,521 sq. ft.
    Welcome to a rare opportunity to own a truly exceptional property, where sweeping mountain views and superior craftsmanship combine to create the ultimate Alberta lifestyle. From the moment you arrive, you'll be greeted by some of the most jaw-dropping vistas in Western Canada. This custom-built Craftsman-style bungalow offers timeless architecture, thoughtful design, and unparalleled quality throughout. Inside, you'll be captivated by handcrafted timber frame accents, a grand curved staircase, a floor-to-ceiling stone fireplace, and an elegant study/library perfect for showcasing your book collection. With seven spacious, light-filled bedrooms, this home easily accommodates family and guests alike. The gourmet kitchen is an entertainer’s dream—featuring dual islands, granite countertops, a Miele double oven, gas range with pot filler, prep sink, butler’s station, and a walk-in pantry. The adjacent dining area is framed by three walls of windows, offering stunning panoramic views to elevate every meal. Throughout the home, rustic wood beams, solid wood doors, tray ceilings, crown moulding, wide-plank hardwood floors, and vaulted ceilings emphasize craftsmanship and warmth. The primary suite is a serene retreat, with expansive windows, direct access to the west-facing deck, and a spa-like ensuite with a deep soaker tub and walk-in rain shower. The walkout lower level features 10-foot ceilings, a wood-burning fireplace, a games area, classroom or hobby space, home gym, and media room. A spiral staircase on the south end leads to a charming reading nook, while in-floor heating ensures cozy comfort throughout the year. Step outside to a property that’s fully equipped for whatever your dreams may be. The oversized, heated triple garage offers exceptional functionality. Above it, discover a dedicated office suite with a meeting room, fireplace, bathroom, private office, and deck overlooking the mountains—an ideal workspace. Additional features include a 40' x 80' heated shop with 14-foot overhead doors, a mezzanine, bathroom, and an attached barn with three stalls—perfect for equestrian or livestock use. The land is ready to go with fencing, pens, shelters, automatic waterers, a hay field, and wooded areas for natural shade and shelter. Evenings here are magical—gather around the sunken fire pit under the stars or enjoy winter games on your private hockey rink, complete with its own hydrant for flooding. Finish with a soak in the Hot Tub. A high-producing 10 GPM water well (2004) ensures ample water supply, and the oversized septic system is built to support the home’s capacity. Bonus: A 4.82-acre parcel from the total 80 acres holds its own title and private well, offering additional flexibility or future opportunity. It's difficult to find a single room in this home that doesn’t frame a postcard-worthy view. Properties of this calibre are incredibly rare—this is Alberta living at its finest. Please reach out for additional information. More details
    Listed by MaxWell Canyon Creek
    Stewart J Lowe
  • 271165 Range Road 60: Rural Rocky View County Detached for sale : MLS®# A2214319

    271165 Range Road 60 Rural Rocky View County Rural Rocky View County T0L 0W0
    Main Photo: 271165 Range Road 60: Rural Rocky View County Detached for sale : MLS®# A2214319
    $3,300,000
    Residential
    Status:
    Active
    MLS® Num:
    A2214319
    Bedrooms:
    5
    Bathrooms:
    4
    Floor Area:
    2,457 sq. ft.
    Welcome to 161 acres of paradise tucked away from any neighbors with mountain views and only 20 minutes from Cochrane. You are sure to be impressed with this reverse walk-out Bungalow built into the hillside. Starting with ICF foundation walls right up to the rafters. Poured concrete floors on each level with infloor heat and concrete tile roof. The main floor features a massive wood burning rock facing fireplace that warms up the Great room with the tall barreled ceiling and enjoys the mountain views. Tucked behind the fireplace is the dining room. The kitchen features lots of cabinets and counters and a commercial gas Stove with a double oven. Breakfast nook overlooks the deck and views. Next is the Bonus room with electric fireplace and wall units making this a great TV room. From here step out onto the incredible wrap-around covered deck. On the south side enjoy the mountain views and overlook your own paradise. Trust me this is a special place to relax and enjoy nature as it unfolds before your eyes. On the north side step down onto the massive patio area to enjoy large family gatherings. Back in the house past the Great room is an office and the Master bedroom with a walk-in closet and ensuite featuring a large jetted soaker tub and tiled steam shower and double sinks. Don't miss the sitting room for reading your favorite book. The lower level features 4 large bedrooms, high ceilings, a large family room, laundry area, and large entrance with slate flooring. The oversized heated double attached garage with high ceilings makes a great hobby room or park two vehicles in the 24 x 24 ft space. Check out the 32 x 24 ft heated shop with mezzanine and lots of storage yard space. All this and still 161 acres of land to explore. Call for your personal viewing today! More details
    Listed by Royal LePage Benchmark
    Stewart J Lowe
1-12/973
Data was last updated May 3, 2025 at 04:05 PM (UTC)

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Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS®System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.