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CALGARY | BUYING AN ACREAGE IN ALBERTA

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The Institute of Luxury Home Marketing

BIG CITY LIVING ISN'T FOR EVERYONE

Some people like to look up at stars instead of the city lights. So moving out of a City or suburbs to a rural area might be next on your bucket list. If it is, here are a quick glance at what you need to look at, but we always advise to talk to a lender who understands rural sales, we can suggest a few.

HOW MANY ACRES ARE WE TALKING?

  • 5-10 acres is usually easier for a buyer because the mortgage generally qualifies parallel to a regular city home.   The minimum down payment will normally be 5% of the purchase price if the property is under $1 Million.  Over a million and a minimum down payment will be 20%. Remember that an appraisal will be required in most instances, and a lender will generally only give value for up to 10 acres, the house and garage.  "Outbuildings" such as shops, barns, and Quonset's are almost always not included in the value of an appraisal.   
  • Zoning of the property must comply if we are treating it as a regular residential mortgage vs. agricultural land. "Country Residential" is commonly the zoning for these types of properties.  Rural is a larger acreage frequently 40, 80, or 160 acres (160 acres =1/4 section). Agricultural land is for farming use and cannot be financed by normal mortgage companies or banks.

WHERE ARE THE SEPTIC TANKS & WELLS?

  • All Acreages have Septic Tanks but not all have Wells, some enjoy Co-op Water and a small percentage are linked to the City water.Are typically found on acreages, which means a water potability test must be completed and a septic certificate is required from the municipality to confirm best practice. The lender needs to know that the water is safe. (Your realtor will help you with this.)
  • Potability reports are needed for all well water and flow rate, this will be required either upfront with the lender approval or at the lawyers before closing. We don’t suggest leaving it that late, it should be done before waiver day, before the conditions are lifted. No surprises!
  • Note. The income generated from a Calgary area acreage will not be included to help you qualify for a mortgage. Remember, if a lot of the income is being generated by the owner from  things like mineral rights, or leasing to a farmer, this may raise a red flag to lenders who could consider this more like a farm or business loan instead, which is a completely different process.

For Expert Guidance in navigating the Country Residential Acreage Real Estate Market, consider reaching out to Stewart J. Lowe, an award-winning realtor with over 23 years of experience, specialising in Country Residential Acreages. In 2010, he became a Certified Guild Member of The Institute for Luxury Home Marketing, recognised for his proven sales and exceptional client service. Stewart is known for his friendly, warm, and professional approach, ensuring a seamless real estate experience. Call for a no-obligation Marketing Consultation

**There are lots to consider before you purchase the land to build your Calgary Dream Acreage Home, so take your time and speak to your lender, make sure they have a Rural Loan Expert on hand, or call us to suggest one. 

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RURAL LAND AROUND CALGARY FOR SALE

Rural Land Around Calgary for Sale

Search for Acreage land to build your Dream Home on in the Rural areas around the City.Information below is updated daily.
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  • Highway 567: Rural Rocky View County Commercial Land for sale : MLS®# A2233833

    Highway 567 Rural Rocky View County Rural Rocky View County T3R 0K4
    Main Photo: Highway 567: Rural Rocky View County Commercial Land for sale : MLS®# A2233833
    $14,365,600
    Land
    Status:
    Active
    MLS® Num:
    A2233833
    954 acres, 6 beautifully maintained quarter sections just 5 kilometres north of Calgary's city limits. This land is primarily flat, currently cultivated. It has a mix of topography that provides views of the rocky mountains. A picturesque view to build your dream home, farm or ranch, suitable for agricultural use, investment, or a future development. Exactly 18 minutes to Cochrane and 18 minutes to Airdrie! More details
    Listed by Century 21 Foothills Real Estate
    Stewart J Lowe
  • 158 Acres Glenmore Trail SE: Rural Rocky View County Commercial Land for sale : MLS®# A2214640

    158 Acres Glenmore Trail SE Rural Rocky View County Rural Rocky View County T0J 1X2
    Main Photo: 158 Acres Glenmore Trail SE: Rural Rocky View County Commercial Land for sale : MLS®# A2214640
    $14,188,400
    Land
    Status:
    Active
    MLS® Num:
    A2214640
    158 acres fronting onto Glenmore Trail east of Calgary City limits and located in the Calgary Chestermere Langdon Corridor. Great location to build Estate home for multiple or extended family. Lots of development planned and underway in surrounding southeast Calgary, Langdon and Chestermere; A great opportunity to plan for your future. Fronting onto Glenmore Trail (Highway 560) and Range Road 275 runs along east boundary. Check it out today! More details
    Listed by Legacy Real Estate Services
    Stewart J Lowe
  • 178140 96 Street W: Rural Foothills County Residential Land for sale : MLS®# A2232695

    178140 96 Street W Rural Foothills County Rural Foothills County T1S 0T3
    Main Photo: 178140 96 Street W: Rural Foothills County Residential Land for sale : MLS®# A2232695
    $11,500,000
    Land
    Status:
    Active
    MLS® Num:
    A2232695
    SPECTACULAR 1/4 SECTION Located 500 Meters from the CITY of Calgary SOUTHWEST Boundary w/EXCEPTIONAL MOUNTAIN VIEWS is the IDEAL INVESTMENT opportunity in the much sought-after Foothills County. This expansive parcel of land (159 ACRES) offers BREATHTAKING VIEWS, rolling terrain, and an UNPARALLELED DEVELOPMENT POTENTIAL in one of the most desirable rural locations in Southern Alberta. This sprawling land features a mix of open meadows, gentle slopes, and PANORAMIC VIEWS of the ROCKY MOUNTAINS, providing DIVERSE POSSIBILITIES for development and STRATEGICALLY POSITIONED immediately south of Calgary, and it comes w/EASY ACCESS TO MAJOR TRANSPORTATION routes, including Highway 22X, STONEY TRAIL, Macleod Trail + is right next door to the CITY of CALGARY, just south of SPRUCE MEADOWS GREEN on 37th Street (96 Street). This INCREDIBLE property is located with 1.5 km's of the SPRUCE MEADOWS site + would be the ideal location to add your OWN HORSE/BARN/HOME setup for an IDEAL ESTATE HOME Development or BUILD you own SPECTACULAR COUNTRY-RESIDENTIAL SUBDIVISION, or an EXCLUSIVE PRIVATE HORSE COMMUNITY, with FLEXIBLE ZONING that supports MULTIPLE INVESTMENT AVENUES for the most SAVVY of INVESTORS. Well-maintained PAVED ROAD ACCESS, nearby utilities, and PROXIMITY to ESSENTIAL AMENITIES, schools, and recreation ensure a seamless development process. Surrounded by rolling foothills and lush landscapes, this property provides a RARE COMBINATION of SECLUSION and CONVENIENCE and is a RARE CHANCE to secure a PRIME PIECE OF LAND in one of Southern Alberta and this is "ONE" of the MOST PRESTIGIOUS Parcels of LAND to actually hit the recent market. Whether you're a DEVELOPER seeking a new PROJECT, an INVESTOR looking for a HIGH-POTENTIAL ASSET, or a FAMILY looking for easy access to SPRUCE MEADOWS with your own Horse Farm setup, this ONE is the "REAL DEAL". Properties like this just don't come up very often... and the closest quarter most recent sale sold last year inside the CITY Limits for $35,500,000.000 with no mountain views; and this one is priced at a mere fraction of that value. This property is an ABSOLUTE MUST-SEE and it comes with a Plaque Honouring the Proud History of the McConkey Family Legacy that started in 1924 and ended in 2023 that MUST remain on this NATURAL site preserving their HERITAGE and their "INCREDIBLE FAMILY" Story. Additionally a natural SPRING runs through the Property adding water, and a BEAUTIFUL TOPOGRAPHY to complement the INCREDIBLE VIEWS. NO MATTER how you look at it, this remarkable location and SPECTACULAR "ONE OF A KIND" property is just right for the ideal BUYER. This one has zero disappointments and is one of the most incredible locations I have ever had the privilege to list. You OWE it to yourself to see the REAL BEAUTY in this HIGHLY Desirable location. You will be thrilled when you see all that this one has to offer!!! More details
    Listed by RE/MAX House of Real Estate
    Stewart J Lowe
  • Twp Rd 245 and RR 32: Rural Rocky View County Commercial Land for sale : MLS®# A2119407

    Twp Rd 245 and RR 32 Rural Rocky View County Rural Rocky View County T3Z 2E4
    Main Photo: Twp Rd 245 and RR 32: Rural Rocky View County Commercial Land for sale : MLS®# A2119407
    $11,495,000
    Land
    Status:
    Active
    MLS® Num:
    A2119407
    Exceptional 121.37 acre development site with unobstructed mountain views, gently sloping from northeast to southwest with many potential land use options including commercial, institutional, residential and seniors facilities, strategically located one and a half miles west of the City of Calgary on the south side of the Trans-Canada Highway adjacent to Commercial Court and across the highway from Bingham Crossing and the proposed COSTCO, potable water available, sanitary wastewater service has recently become available, shallow utilities are available from local service providers, 20.68 acres with buildings in the NE corner of the quarter available at a price to be negotiated. More details
    Listed by Houston Realty.ca
    Stewart J Lowe
  • On TWP RD 252: Rural Rocky View County Commercial Land for sale : MLS®# A2135679

    On TWP RD 252 Rural Rocky View County Rural Rocky View County T2P 2G7
    Main Photo: On TWP RD 252: Rural Rocky View County Commercial Land for sale : MLS®# A2135679
    $11,125,000
    Land
    Status:
    Active
    MLS® Num:
    A2135679
    Check out this prime 1/4 section of land just North of the CN 's Calgary Logistics Park in Rocky View County! Situated within the approved Conrich Area Structure Plan and Conrich Station Conceptual Scheme, this land is earmarked for future industrial use. This property offers a fantastic opportunity to build your new office/yard complex or serve as a valuable holding property. The property taxes for industrial developments in Rocky View County are significantly lower than those in the City of Calgary, making an ideal investment with significant potential for future appreciation. Check out this listing today. More details
    Listed by CIR Realty
    Stewart J Lowe
  • R3 T24 S6 W5: Rural Rocky View County Commercial Land for sale : MLS®# A2140471

    R3 T24 S6 W5 Rural Rocky View County Rural Rocky View County T3Z 2Y6
    Main Photo: R3 T24 S6 W5: Rural Rocky View County Commercial Land for sale : MLS®# A2140471
    $10,500,000
    Land
    Status:
    Active
    MLS® Num:
    A2140471
    West of the 5th, Range 3, Township 24, South half of Section 6 and West of the 5th, Range 4, Township 24, East half of Section 1. Large land parcel in beautiful Elbow Valley in close proximity to the City of Calgary on Highway 8. ±628 Acres in Rocky View County, Alberta More details
    Listed by Honestdoor Inc.
    Stewart J Lowe
  • 3505 30 Street: Lethbridge Residential Land for sale : MLS®# A2156305

    3505 30 Street Lethbridge Lethbridge T1J 4S8
    Main Photo: 3505 30 Street: Lethbridge Residential Land for sale : MLS®# A2156305
    $9,752,680
    Land
    Status:
    Active
    MLS® Num:
    A2156305
    Great investment opportunity. This land is located within the City of Lethbridge limits next to the Coalbanks Subdivision in West Lethbridge. With zoning changes this property could have great potential for residential/commercial development and excellent return on investment. Prime location with great view of the Rocky Mountains and close to the river. This dryland with good soil quality is currently being farmed. More details
    Listed by ROYAL LEPAGE SOUTH COUNTRY - Taber
    Stewart J Lowe
  • 111 Westland Street Street: Okotoks Residential Land for sale : MLS®# A2239847

    111 Westland Street Street Okotoks Okotoks T1S 1A4
    Main Photo: 111 Westland Street Street: Okotoks Residential Land for sale : MLS®# A2239847
    $9,500,000
    Land
    Status:
    Active
    MLS® Num:
    A2239847
    SOUTH WEST OKOTOKS - 108.80 Ac of land with Stunning views to the west of the Rockies. Slopes to the west. Solid future residential with an ASP. Terms available to the qualified Buyers Right next parcel is under development by Tillotson. More details
    Listed by RE/MAX iRealty Innovations
    Stewart J Lowe
  • W-5.R-3,T-26,S-22, Q-SE, W-5.R-3,T-26,S-22, Q-SW Lochend Road NW: Rural Rocky View County Commercial Land for sale : MLS®# A2119665

    W-5.R-3,T-26,S-22, Q-SE, W-5.R-3,T-26,S-22, Q-SW Lochend Road NW Rural Rocky View County Rural Rocky View County T4C 2B3
    Main Photo: W-5.R-3,T-26,S-22, Q-SE, W-5.R-3,T-26,S-22, Q-SW Lochend Road NW: Rural Rocky View County Commercial Land for sale : MLS®# A2119665
    $9,263,000
    Land
    Status:
    Active
    MLS® Num:
    A2119665
    This Rare 308.7 acre parcel is situated 6.6 KM north of Hwy 1A on Lochend Road, bordered to the south by Willow Way subdivision is a great property for future development. A rare piece with rolling hills that will provided many home sites with a stunning mountain view.Sellers would look at vendor financing (VTB). This area is being identified as a future residential growth area in the Bearspaw area, Currently zoned AG, Prime development location. This property provides an excellent opportunity for a developer/investor 308 ACRES of land. It is inside the Bearspaw Area Structure Plan. . This land is extremely well situated to benefit from the continuing expansion around it. With each major announcement, the land becomes more valuable. In the MD of Rocky View ready for development to meet strong real estate demand in the surrounding areas. This property a 10- 15 minutes from Calgary.. More details
    Listed by CIR Realty
    Stewart J Lowe
  • 251066 Range Road 282 Road: Rural Rocky View County Industrial Land for sale : MLS®# A2194356

    251066 Range Road 282 Road Rural Rocky View County Rural Rocky View County T1Z 0P3
    Main Photo: 251066 Range Road 282 Road: Rural Rocky View County Industrial Land for sale : MLS®# A2194356
    $8,900,000
    Land
    Status:
    Active
    MLS® Num:
    A2194356
    Future Industrial Development Land for sale! Located within the Conrich Area Structure Plan and is designated for future Heavy Industrial and light Industrial use. Situated along Range Road 282, the property is minutes away from CN Calgary Logistics Park and other future industrial parks. Low property tax compared to Chestermere and Calgary. Located less than 10 minutes away from Conrich, 15 minutes from Chestermere and 30 minutes away from Calgary. Neighboring properties currently in for sub division and construction to start this year More details
    Listed by RE/MAX Complete Realty
    Stewart J Lowe
  • W-5 R-2, T- 26 ,S-9 Q-SE & SW Range Road 24 Road NW: Rural Rocky View County Residential Land for sale : MLS®# A2190238

    W-5 R-2, T- 26 ,S-9 Q-SE & SW Range Road 24 Road NW Rural Rocky View County Rural Rocky View County T3R 1E4
    Main Photo: W-5 R-2, T- 26 ,S-9 Q-SE & SW Range Road 24 Road NW: Rural Rocky View County Residential Land for sale : MLS®# A2190238
    $8,750,000
    Land
    Status:
    Active
    MLS® Num:
    A2190238
    Sellers would look at vendor financing (VTB). This area is being identified as a future residential growth area between Calgary and Bearspaw, Currently zoned AG, Prime development location. This property provides an excellent opportunity for a developer/investor.281 ACRES of land. It is inside the Bearspaw Area Structure Plan. .Located 1/4 mile north of the Calgary city limits near the northwest Calgary community of Rocky Ridge Ranch. Between Rocky Ridge Road and Range Road 23. .- This land is extremely well situated to benefit from the continuing expansion around it. With each major announcement, the land becomes more valuable. The MD of Rocky View has set records for development to meet strong real estate demand in the surrounding areas. This property a minute from Calgary.. This property is located within an approved Area Structure Plan in Rocky View County More details
    Listed by CIR Realty
    Stewart J Lowe
  • 272065 Lochend Road: Rural Rocky View County Commercial Land for sale : MLS®# A2119486

    272065 Lochend Road Rural Rocky View County Rural Rocky View County T0M 1L0
    Main Photo: 272065 Lochend Road: Rural Rocky View County Commercial Land for sale : MLS®# A2119486
    $8,600,000
    Land
    Status:
    Active
    MLS® Num:
    A2119486
    Loch Springs 2 Ranch is comprises 636.39 ACRES And can be purchased with the 461.50 Acres to the north for a total of about 1100 acres of gently rolling land with some mountain views located just north of the affluent community of Bearspaw, 15 minutes from Calgary on Lochend Road. Also known as Highway 766, Lochend Road connects Highway 1A in northwest Calgary to villages and towns north in the Municipal District of Rocky View.Lochsprings 1 This 461.50 acre parcel is situated 9 miles north of Hwy 1A on Lochend Road, and north of RR 272 AND 274 is a great property for future development. A rare piece with rolling hills that will provided many home sites with a stunning mountain view. This can be purchased with the 636.91 Acre piece beside it for a total of about 1100 Acres. Also have a conceptual scheme for the property More details
    Listed by CIR Realty
    Stewart J Lowe
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Data was last updated July 22, 2025 at 12:05 AM (UTC)

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