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BUYING AN ACREAGE - VIDEO

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Big City living in Calgary isn’t for everyone, some people like to look up at stars instead of the city lights. So moving out of a City or suburbs to a rural area might be next on your bucket list. If it is, here are a quick glance at what you need to look at, but we always advise to talk to a lender who understands rural sales, we can suggest a few.

  • How many acres are we talking? 5-10 acres is usually easier for a buyer because the mortgage generally qualifies parallel to a regular city home.   The minimum down payment will normally be 5% of the purchase price if the property is under $1 Million.  Over a million and a minimum down payment will be 20%. Remember that an appraisal will be required in most instances, and a lender will generally only give value for up to 10 acres, the house and garage.  "Outbuildings" such as shops, barns, and Quonsets are almost always not included in the value of an appraisal.   
  • Zoning of the property must comply if we are treating it as a regular residential mortgage vs. agricultural land. "Country Residential" is commonly the zoning for these types of properties.  Rural is a larger acreage frequently 40, 80, or 160 acres (160 acres =1/4 section). Agricultural land is for farming use and cannot be financed by normal mortgage companies or banks.
  • Septic tanks and wells are typically found on acreages, which means a water potability test must be completed and a septic certificate is required from the municipality to confirm best practice. The lender needs to know that the water is safe. (Your realtor will help you with this.)
  • Potability reports are needed for all well water and flow rate, this will be required either upfront with the lender approval or at the lawyers before closing. We don’t suggest leaving it that late, it should be done before waiver day, before the conditions are lifted. No suprises!
  • Note. The income generated from a Calgary area acreage will not be included to help you qualify for a mortgage. Remember, if a lot of the income is being generated by the owner from  things like mineral rights, or leasing to a farmer, this may raise a red flag to lenders who could consider this more like a farm or business loan instead, which is a completely different process.

There are lots to consider before you purchase the land to build your Calgary Dream Home, so take your time and speak to your lender, make sure they have a rural loan expert on hand, or call us to suggest one. 

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RURAL LAND AROUND CALGARY FOR SALE

Rural Land Around Calgary for Sale

Search for Acreage land to build your Dream Home on in the Rural areas around the City.Information below is updated daily.
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1-12/193

  • Township 240 Range Road 281: Chestermere Residential Land for sale : MLS®# A1075349

    Township 240 Range Road 281 Chestermere Chestermere T1X 0K5
    Main Photo: Township 240 Range Road 281: Chestermere Residential Land for sale : MLS®# A1075349

    Township 240 Range Road 281 Chestermere T1X 0K5 Chestermere

    $32,550,000
    Land
    Status:
    Active
    MLS® Num:
    A1075349
    To learn more about this property, click the More Information button below. 310 acres of land with mountain and city views in the beautiful city of Chestermere, Alberta. Legal description: NW & NE Section 35, TWP 23, RGE 28, MER 4. Although it is currently being farmed, this land is located within the city limits of Chestermere and is zoned Urban Transition. The land consists as two parcels: one parcel of 160 acres and another parcel of 150 acres. Chestermere has the only large recreational lake close to Calgary. From the northwest corner of the property it is about a three-minute drive north on RGE RD 282 to the south end of Chestermere Lake. The property is also very close to upscale fully developed residential neighborhoods and there is quick access to Glenmore Trail, less than five minutes away, as well as to Stony Trail. The international airport is 15 minutes away. The property is bordered on the north by TWP RD 240. There is also a gated access road onto the property. Parcels can be sold separately. More details
    Listed by Easy List Realty
    LISTING DETAILS
    Stewart J Lowe

  • 232 Range Rd 232: Langdon Residential Land for sale : MLS®# A2160543

    232 Range Rd 232 Langdon Langdon T0J 1X3
    Main Photo: 232 Range Rd 232: Langdon Residential Land for sale : MLS®# A2160543

    232 Range Rd 232 Langdon T0J 1X3 Langdon

    $14,800,000
    Land
    Status:
    Active
    MLS® Num:
    A2160543
    CALLING ALL INVESTORS / DEVELOPERS --- 126.89 (+/-) ACRE PARCEL OF DEVELOPMENT LAND (ZONED: R-SML & R-MID) IN THE SE CORNER OF LANGDON - with approved zoning for single, semi & multi-family homes!! Langdon is a vibrant and growing town 15km East of Calgary and just minutes from the City of Chestermere. This parcel is located in close proximity with the intersection of Glenmore Trail & Highway 797 (also known as Range Road 272 / Centre St in Langdon). In addition to that, it also has easy access to Highway 22x (Glenmore Trail & Highway 22x both provide direct access from Langdon to Calgary). PLEASE NOTE THAT THE DE HAVILLAND FIELD PROJECT (new aircraft manufacturing facility) LOCATED IN CHEADLE, ALBERTA SITS ON A SITE THAT SPANS APPROXIMATELY 1500 ACRES. THIS PROJECT MAY PROVIDE UP TO 1500 JOBS AT FULL OPERATION AND IT IS ONLY LOCATED AROUND 10 MINUTES FROM LANGDON (GIVEN ITS LOCATION AND AMENITIES, LANGDON APPEARS TO BE A SOLID PLACE OF RESIDENCE FOR THESE FUTURE EMPLOYEES)! Langdon is known for its large development lots and quiet living, this combined with the increasing rates of the hybrid work model give people more of an inclination to move to such areas. Langdon is developing rapidly with new schools, several restaurants, gas stations, a mechanic shop, carwash and other commercial amenities. This hamlet has great access to the Provincial Highway network and is actively encouraging new development including recreational facilities, commercial and housing developments. To the north, is the Track Golf Course and to the East and West are expansive agriculture land adding an element of peace to this area. Furthermore, it is around 20 minutes to the South Health Campus for your added safety! This land is perfect for a residential development and is a significant opportunity for investors and developers! SELLER WILL CONSIDER VENDOR TAKE BACK (VTB)! More details
    Listed by Real Broker
    LISTING DETAILS
    Stewart J Lowe

  • Twp Rd 245 and RR 32 in Rural Rocky View County: Rural Rocky View MD Commercial Land for sale : MLS®# A2119407

    Twp Rd 245 and RR 32 Rural Rocky View MD Rural Rocky View County T3Z 2E4
    Main Photo: Twp Rd 245 and RR 32 in Rural Rocky View County: Rural Rocky View MD Commercial Land for sale : MLS®# A2119407

    Twp Rd 245 and RR 32 Rural Rocky View County T3Z 2E4 Rural Rocky View MD

    $12,800,000
    Land
    Status:
    Active
    MLS® Num:
    A2119407
    Exceptional 121.37 acre development site with unobstructed mountain views, gently sloping from northeast to southwest with many potential land use options including commercial, institutional, residential and seniors facilities, strategically located one and a half miles west of the City of Calgary on the south side of the Trans-Canada Highway adjacent to Commercial Court and across the highway from Bingham Crossing and COSTCO, potable water available from Calalta Waterworks, sanitary wastewater service has recently become available, shallow utilities are available from local service providers, 20.68 acres with buildings in the NE corner of the quarter available at a price to be negotiated. More details
    Listed by Houston Realty.ca
    LISTING DETAILS
    Stewart J Lowe

  • 261030 Range Road 290 in Rural Rocky View County: Rural Rocky View MD Residential Land for sale : MLS®# A2173127

    261030 Range Road 290 Rural Rocky View MD Rural Rocky View County T0M 0E0
    Main Photo: 261030 Range Road 290 in Rural Rocky View County: Rural Rocky View MD Residential Land for sale : MLS®# A2173127

    261030 Range Road 290 Rural Rocky View County T0M 0E0 Rural Rocky View MD

    $11,500,000
    Land
    Status:
    Active
    MLS® Num:
    A2173127
    33.01 +/- Acres Prime Industry and commercial land in East Balzac Area Structure Plan (EBASP) accommodating warehouses and distribution centres for Home Depot, RONA, Sobeys, Amazon etc. Listed price is for land value only as 4,000+ sq. feet house, 6 BR, 6 Baths, 4 car attached heated garage on it is for free. Located in the fast growing community in East Balzac Rocky View County. Close proximity to Crossiron Drive, Highway 566 offering quick access to Dwight McClellan/Metis Trail, Stoney Trail ring road and QE 2, as well as the Calgary International Airport. Inside the Rocky view East ASP. More details
    Listed by MaxWell Canyon Creek
    LISTING DETAILS
    Stewart J Lowe

  • On TWP RD 252 in Rural Rocky View County: Rural Rocky View MD Commercial Land for sale : MLS®# A2135679

    On TWP RD 252 Rural Rocky View MD Rural Rocky View County T2P 2G7
    Main Photo: On TWP RD 252 in Rural Rocky View County: Rural Rocky View MD Commercial Land for sale : MLS®# A2135679

    On TWP RD 252 Rural Rocky View County T2P 2G7 Rural Rocky View MD

    $11,125,000
    Land
    Status:
    Active
    MLS® Num:
    A2135679
    Check out this prime 1/4 section of land just North of the CN 's Calgary Logistics Park in Rocky View County! Situated within the approved Conrich Area Structure Plan and Conrich Station Conceptual Scheme, this land is earmarked for future industrial use. This property offers a fantastic opportunity to build your new office/yard complex or serve as a valuable holding property. The property taxes for industrial developments in Rocky View County are significantly lower than those in the City of Calgary, making an ideal investment with significant potential for future appreciation. Check out this listing today. More details
    Listed by CIR Realty
    LISTING DETAILS
    Stewart J Lowe

  • R3 T24 S6 W5 in Rural Rocky View County: Rural Rocky View MD Commercial Land for sale : MLS®# A2140471

    R3 T24 S6 W5 Rural Rocky View MD Rural Rocky View County T3Z 2Y6
    Main Photo: R3 T24 S6 W5 in Rural Rocky View County: Rural Rocky View MD Commercial Land for sale : MLS®# A2140471

    R3 T24 S6 W5 Rural Rocky View County T3Z 2Y6 Rural Rocky View MD

    $10,500,000
    Land
    Status:
    Active
    MLS® Num:
    A2140471
    West of the 5th, Range 3, Township 24, South half of Section 6 and West of the 5th, Range 4, Township 24, East half of Section 1. Large land parcel in beautiful Elbow Valley in close proximity to the City of Calgary on Highway 8. ±628 Acres in Rocky View County, Alberta More details
    Listed by Honestdoor Inc.
    LISTING DETAILS
    Stewart J Lowe

  • 6920 46 Street: Olds Commercial Land for sale : MLS®# A2154654

    6920 46 Street Olds Olds T4H 1L7
    Main Photo: 6920 46 Street: Olds Commercial Land for sale : MLS®# A2154654

    6920 46 Street Olds T4H 1L7 Olds

    $9,999,999
    Land
    Status:
    Active
    MLS® Num:
    A2154654
    Attention builders and developers. This 12.57 acre parcel is located in the heart of Olds. Olds is a college and farming community that is desperately seeking development. The town is very cooperative and eager to work with a developer on this property with anything from commercial to multi family. We have the ability to subdivide the property up so if you just want to do the development for the commercial land we can make that happen. If you just want to take advantage of the CMHC select program and develop multi family we can make that happen as well. For the opportunity to work with an aggressive town council call your favorite realtor and get the ball rolling. More details
    Listed by RE/MAX Complete Realty
    LISTING DETAILS
    Stewart J Lowe

  • 3505 30 Street: Lethbridge Residential Land for sale : MLS®# A2156305

    3505 30 Street Lethbridge Lethbridge T1J 4S8
    Main Photo: 3505 30 Street: Lethbridge Residential Land for sale : MLS®# A2156305

    3505 30 Street Lethbridge T1J 4S8 Lethbridge

    $9,752,680
    Land
    Status:
    Active
    MLS® Num:
    A2156305
    Great investment opportunity. This land is located within the City of Lethbridge limits next to the Coalbanks Subdivision in West Lethbridge. With zoning changes this property could have great potential for residential/commercial development and excellent return on investment. Prime location with great view of the Rocky Mountains and close to the river. This dryland with good soil quality is currently being farmed. More details
    Listed by ROYAL LEPAGE SOUTH COUNTRY - Taber
    LISTING DETAILS
    Stewart J Lowe

  • 159 Acres Range Road 281: Chestermere Residential Land for sale : MLS®# A2102152

    159 Acres Range Road 281 Chestermere Chestermere T1X 0M5
    Main Photo: 159 Acres Range Road 281: Chestermere Residential Land for sale : MLS®# A2102152

    159 Acres Range Road 281 Chestermere T1X 0M5 Chestermere

    $9,550,000
    Land
    Status:
    Active
    MLS® Num:
    A2102152
    Adjoining 140 and 53 acre parcels have sold recently. Great NEWS, East and South Chestermere are in active development with Centron Clearwater Park development now underway. City Stormwater Master Plan indicates that a portion of these lands will be integrated with a City-approved stormwater system; this may provide a water feature and potential enhanced value for adjacent lands. This may be your opportunity with 159.21 Acres located inside the CITY of CHESTERMERE, east of KINNIBURGH, on Range Road 281 south of Highway 1. Lots of development underway in Chestermere, buy now for your future development opportunity. The future looks bright with De Havilland Canada Aerospace headquarters and others coming to Wheatland County, Chestermere is ideally suited to meet all their needs. MDP showing primarily future residential development in this area. This 159 acre parcel is available individually or together with adjoining 88 acre parcel, providing opportunity for large land holdings. Chestermere Health Centre and elementary school in neighboring Kinniburgh community. GST applicable. Fenced and gated, viewings by appointment only. More details
    Listed by Legacy Real Estate Services
    LISTING DETAILS
    Stewart J Lowe

  • W-5.R-3,T-26,S-22, Q-SE, W-5.R-3,T-26,S-22, Q-SW Lochend Road NW in Rural Rocky View County: Rural Rocky View MD Commercial Land for sale : MLS®# A2119665

    W-5.R-3,T-26,S-22, Q-SE, W-5.R-3,T-26,S-22, Q-SW Lochend Road NW Rural Rocky View MD Rural Rocky View County T4C 2B3
    Main Photo: W-5.R-3,T-26,S-22, Q-SE, W-5.R-3,T-26,S-22, Q-SW Lochend Road NW in Rural Rocky View County: Rural Rocky View MD Commercial Land for sale : MLS®# A2119665

    W-5.R-3,T-26,S-22, Q-SE, W-5.R-3,T-26,S-22, Q-SW Lochend Road NW Rural Rocky View County T4C 2B3 Rural Rocky View MD

    $9,263,000
    Land
    Status:
    Active
    MLS® Num:
    A2119665
    This Rare 308.7 acre parcel is situated 6.6 KM north of Hwy 1A on Lochend Road, bordered to the south by Willow Way subdivision is a great property for future development. A rare piece with rolling hills that will provided many home sites with a stunning mountain view.Sellers would look at vendor financing (VTB). This area is being identified as a future residential growth area in the Bearspaw area, Currently zoned AG, Prime development location. This property provides an excellent opportunity for a developer/investor 308 ACRES of land. It is inside the Bearspaw Area Structure Plan. . This land is extremely well situated to benefit from the continuing expansion around it. With each major announcement, the land becomes more valuable. In the MD of Rocky View ready for development to meet strong real estate demand in the surrounding areas. This property a 10- 15 minutes from Calgary.. More details
    Listed by CIR Realty
    LISTING DETAILS
    Stewart J Lowe

  • Rocky Ridge Road W-5 R-2, T- 26 ,S-9 Q SW Range road 24 Road NW in Rural Rocky View County: Rural Rocky View MD Residential Land for sale : MLS®# A2028674

    Rocky Ridge Road W-5 R-2, T- 26 ,S-9 Q SW Range road 24 Road NW Rural Rocky View MD Rural Rocky View County T3R 1E4
    Main Photo: Rocky Ridge Road W-5 R-2, T- 26 ,S-9 Q SW Range road 24 Road NW in Rural Rocky View County: Rural Rocky View MD Residential Land for sale : MLS®# A2028674

    Rocky Ridge Road W-5 R-2, T- 26 ,S-9 Q SW Range road 24 Road NW Rural Rocky View County T3R 1E4 Rural Rocky View MD

    $8,750,000
    Land
    Status:
    Active
    MLS® Num:
    A2028674
    Sellers would look at vendor financing (VTB). This area is being identified as a future residential growth area between Calgary and Bearspaw, Currently zoned AG, Prime development location. This property provides an excellent opportunity for a developer/investor.281 ACRES of land. It is inside the Bearspaw Area Structure Plan. .Located 1/4 mile north of the Calgary city limits near the northwest Calgary community of Rocky Ridge Ranch. Between Rocky Ridge Road and Range Road 23. .- This land is extremely well situated to benefit from the continuing expansion around it. With each major announcement, the land becomes more valuable. The MD of Rocky View has set records for development to meet strong real estate demand in the surrounding areas. This property a minute from Calgary.. This property is located within an approved Area Structure Plan in Rocky View County More details
    Listed by CIR Realty
    LISTING DETAILS
    Stewart J Lowe

  • 4; 28; 23;15; SW M4; R28; T23; S15; Q;SW in Rural Rocky View County: Rural Rocky View MD Industrial Land for sale : MLS®# A2161950

    4; 28; 23;15; SW M4; R28; T23; S15; Q;SW Rural Rocky View MD Rural Rocky View County T1X 0H4
    Main Photo: 4; 28; 23;15; SW M4; R28; T23; S15; Q;SW in Rural Rocky View County: Rural Rocky View MD Industrial Land for sale : MLS®# A2161950

    4; 28; 23;15; SW M4; R28; T23; S15; Q;SW Rural Rocky View County T1X 0H4 Rural Rocky View MD

    $8,749,000
    Land
    Status:
    Active
    MLS® Num:
    A2161950
    ATTENTION INVESTORS, DEVELOPERS, AND BUILDERS!!! THIS IS A RARE OPPORTUNITY TO INVEST IN THE " PRAIRIE GATEWAY INDUSTRIAL PARK ASP" AT THE LOW ENTRY PRICE OF 65,000 PER ACRE. INDEED THIS IS A RARE OPPORTUNE OCCASION FOR SMART INVESTORS TO SIEGE AND OWN THIS LARGE PIECE OF INDUSTRIAL DESIGNATED DEVELOPMENT LAND. THE PRAIRIE GATEWAY ASP IS THE LATEST PROPOSED INDUSTRIAL PARK WITH RAIL SERVICES, JOINTLY DEVELOPED BY THE CITY OF CALGARY AND THE COUNTY OF ROCKY VIEW. PLEASE TAKE NOTE, THE ADJACENT SE QUARTER 160 ACRES IS ALSO FOR SALE. SELLER OFFERS LARGE VTB FOR THE QUALIFIED BUYER More details
    Listed by TREC The Real Estate Company
    LISTING DETAILS
    Stewart J Lowe
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Data was last updated December 22, 2024 at 12:05 AM (UTC)
Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS®System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS®System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.