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RURAL LAND AROUND CALGARY & AREA

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Big City living in Calgary isn’t for everyone, some people like to look up at stars instead of the city lights. So moving out of a City or suburbs to a rural area might be next on your bucket list. If it is, here are a quick glance at what you need to look at, but we always advise to talk to a lender who understands rural sales, we can suggest a few.

  • How many acres are we talking? 5-10 acres is usually easier for a buyer because the mortgage generally qualifies parallel to a regular city home.   The minimum down payment will normally be 5% of the purchase price if the property is under $1 Million.  Over a million and a minimum down payment will be 20%. Remember that an appraisal will be required in most instances, and a lender will generally only give value for up to 10 acres, the house and garage.  "Outbuildings" such as shops, barns, and Quonsets are almost always not included in the value of an appraisal.   
  • Zoning of the property must comply if we are treating it as a regular residential mortgage vs. agricultural land. "Country Residential" is commonly the zoning for these types of properties.  Rural is a larger acreage frequently 40, 80, or 160 acres (160 acres =1/4 section). Agricultural land is for farming use and cannot be financed by normal mortgage companies or banks.
  • Septic Tanks and Wells are typically found on acreages, which means a water potability test must be completed and a septic certificate is required from the municipality to confirm best practice. The lender needs to know that the water is safe. ( we will help you with this.)
  • Potability Reports are needed for all well water and flow rate, this will be required either upfront with the lender approval or at the lawyers before closing. We don’t suggest leaving it that late, it should be done before waiver day, before the conditions are lifted. No surprises!
  • Note. The income generated from a Calgary area acreage will not be included to help you qualify for a mortgage. Remember, if a lot of the income is being generated by the owner from  things like mineral rights, or leasing to a farmer, this may raise a red flag to lenders who could consider this more like a farm or business loan instead, which is a completely different process. 

Summary: There are lots to consider before you purchase the land to build your Calgary Dream Home, so take your time and speak to your lender, make sure they have a rural loan expert on hand or let us suggest one.. 

Going Forward.
Use our 22 years experience to take you through what can be a minefield when buying or selling a home. Make the whole procedure stress free and enjoyable. Our mantra is no surprises, and we achieve this with our years of buying and selling Calgary & Area Real Estate, to spot problems before they arise. Arrange a consultation with us and consider our marketing and the effective way we get your property sold. We take time to advise you on preparing your property and totally understanding the procedure. If you are only considering entering the market, Call \ Text or E: Info@CalgaryDreamHomes.com today to discuss going forward for when you are ready.

Achieving Guild Recognition
***As a Guild Member of The Institute for Luxury Home Marketing™ Team Leader & CEO Stewart J Lowe is part of an International Network of Real Estate Professionals who specialise in the Luxury Market. It makes sense for us to represent you, request our marketing plan.

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RURAL ACREAGE LAND AROUND CALGARY FOR SALE

Rural Land Around Calgary for Sale

Search for Acreage land to build your Dream Home on in the Rural areas around the City.Information below is updated daily.
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  • # 2 & # 72 Highways in Rural Rocky View County: Rural Rocky View MD Land for sale : MLS®# A1057700

    # 2 & # 72 Highways Rural Rocky View MD Rural Rocky View County T0M 0S0
    Main Photo: # 2 & # 72 Highways in Rural Rocky View County: Rural Rocky View MD Land for sale : MLS®# A1057700

    # 2 & # 72 Highways Rural Rocky View County T0M 0S0 Rural Rocky View MD

    $2,992,000
    Land
    Status:
    Active
    MLS® Num:
    A1057700
    A great parcel of land situated on the SE corner of highways # 2 & # 72 approximately 6 miles north of Airdrie . Zoned as agricultural land at this time , there is potential for possible zoning changes down the road. This property is lined with mature trees on two sides and has road access on three sides . Two of these roads are paved . This land has a very gentle slope facing the highway giving it great exposure for motorists and also revealing a decent view of the mountains from all points of the land . The ideas are endless for this land . There is also a 42 acre parcel immediately to the south also for sale. MLS # A1235902 More details
    Listed by MaxWell Capital Realty
    LISTING DETAILS
    Stewart J Lowe

  • 215 Wintergreen Road in Rural Rocky View County: Rural Rocky View MD Land for sale : MLS®# C4290335

    215 Wintergreen Road Rural Rocky View MD Rural Rocky View County T0L 0K0
    Main Photo: 215 Wintergreen Road in Rural Rocky View County: Rural Rocky View MD Land for sale : MLS®# C4290335

    215 Wintergreen Road Rural Rocky View County T0L 0K0 Rural Rocky View MD

    $1,589,000
    Land
    Status:
    Active
    MLS® Num:
    C4290335
    To learn more about this property, click the More Info button below. Bragg Creekis now developing into the next Canmore community with many investmentopportunities but closer to Calgary (30kms) with all amenities of alarge city. Close to businesses, universities, private schools,shopping, restaurants, and 40 mins to Calgary YYC, yet immersed inpristine natural settings with ultimate privacy. Walk to the hamlet foryour latte and many conveniences with 3 golf courses within 5kms. This16.06 acre lot is currently used as R1 and is fully fenced with existingbarn and an abundant water well. Utilities at lot line includes naturalgas, electricity, internet connectivity, and cellular/data connectivity.Excellent opportunity for a large family or sub-divide intoparcels.There is an existing easement in regard to the road. More details
    Listed by Easy List Realty
    LISTING DETAILS
    Stewart J Lowe

  • 6503 51 Street: Olds Land for sale : MLS®# C4148952

    6503 51 Street Olds Olds T4H 1Y6
    Main Photo: 6503 51 Street: Olds Land for sale : MLS®# C4148952

    6503 51 Street Olds T4H 1Y6 Olds

    $795,000
    Land
    Status:
    Active
    MLS® Num:
    C4148952
    .88 acres of Bare land ready for a Development This land is a adjacent to Mountain View Credit Union administration branch along Highway #27. A major grocery store is just steps away and major Box store development is across the highway. Services including Fiber Optic net work to the property line. The adjacent parcel to the west is also listed on MLS. Are you a developer looking for a progressive community to build a strip mall or office building then look no further than the progressive community of Olds Alberta. More details
    Listed by Royal LePage Wildrose Real Estate -Olds
    LISTING DETAILS
    Stewart J Lowe

  • 6505 51 Street: Olds Land for sale : MLS®# C4148981

    6505 51 Street Olds Olds T4H 1Y6
    Main Photo: 6505 51 Street: Olds Land for sale : MLS®# C4148981

    6505 51 Street Olds T4H 1Y6 Olds

    $595,000
    Land
    Status:
    Active
    MLS® Num:
    C4148981
    Wonderful opportunity for Developers who want to create commercial opportunities in the progressive community of Olds Alberta. This .72 acre bare land property has all services to the property line including the community owned Fiber Optic ONET service that provides high speed internet, telephone and more. This property is just steps away from a major chain grocery store and the Mountain View Credit Union main branch and administration office. Property is located along Highway #27 and provides terrific traffic exposure and across the street are a number of BOX Stores. ***The Town of Olds has recently amended the Land Use Bylaw that could provide an opportunity for a developer to build commercial at grade with residential above. **This opportunity would be subject to council approval of a developers plans*** This opportunity could expand the potential for this property The adjoining property is also listed on MLS, Buy one or Both lots to expand your opportunities More details
    Listed by Royal LePage Wildrose Real Estate -Olds
    LISTING DETAILS
    Stewart J Lowe
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Data was last updated January 6, 2025 at 12:05 AM (UTC)
Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS®System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS®System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.