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FIRST TIME BUYER INFORMATION


Buying a home for the first-home buyer may seem like an incredibly complex task. But with experienced professionals guiding you - it will be a lot easier.

The first step for the first-time buyer is to have a good team picked, we can help you there - click on the links below. 

1) Experienced Real Estate Advisor

2) Mortgage Broker

3) Real Estate Lawyer

These professionals will be your chosen team throughout the home buying process.

Next, it is important to figure out what you can afford. If you buy a home which will require you to pay mortgage payments which are in excess of a third of your income, you will have difficulty in keeping up with the mortgage payments. You will also need to look at property taxes, maintenance expenses, etc.

While you are considering making your offer to purchase, we will provide information to show you what recent homes sold for in the area(s) of interest. This will give you a good idea regarding what is a reasonable offer. Most offers will have (but not limited to) a Home Inspection and Mortgage condition period, and only when you are comfortable will the conditions be waived.

A quality home in Calgary is an investment that will not only be a great place for you and your family to live, but will also give you no reason to worry about issues like frequent repairs. We always go through everything with our clients and our golden rule is "No Surprise’s" everything is covered.

Call / Text or email us for a First Time Buyer Meeting 403-850-0669 - and let's discuss your options and get you fully prepared.

Contact us  |  Home Evaluation


Homes Priced Under $550,000

Calgary Homes UNDER $550,000

Calgary Homes under $550,000 this does NOT include condos- use our condo specific search tab at the top of the page.
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  • 1106 Briar Street: Pincher Creek Detached for sale : MLS®# A2112902

    1106 Briar Street Pincher Creek Pincher Creek T0K 1W0
    Main Photo: 1106 Briar Street: Pincher Creek Detached for sale : MLS®# A2112902
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2112902
    Bedrooms:
    4
    Bathrooms:
    3
    Floor Area:
    1,292 sq. ft.
    Nestled in a sought-after neighborhood, this meticulously designed home offers an exquisite blend of elegance and modern living. With 3 bedrooms upstairs and an additional bedroom downstairs, this residence is perfect for families and entertainers alike. Interior Highlights: Spacious Living: Step inside to discover a sun-soaked interior that boasts an open floor plan, high ceilings, and large windows that flood the space with natural light. Gourmet Kitchen: The heart of the home features quartz countertops, state-of-the-art stainless steel appliances, and custom cabinetry, making it a chef's dream. Luxurious Bedrooms: Each bedroom is a serene retreat, with the master suite offering ample space and a spa-like ensuite bathroom. Elegant Finishes: Throughout the home, you'll find high-end finishes, including gleaming hardwood flooring that adds warmth and sophistication to each room. Outdoor Living: Entertainer's Dream Deck: The backyard is a private paradise, highlighted by a massive deck that's perfect for gatherings, BBQs, or simply enjoying the outdoors. Hot Tub: Unwind in style in the luxurious hot tub, ideally situated on the deck for privacy and relaxation. Expansive Yard: The large, meticulously landscaped yard offers endless possibilities for outdoor activities, gardening, or soaking up the sun. Additional Features: Convenient 2-Car Garage: Keep your vehicles and storage items secure and organized with ample space. Concrete RV Pad with rear lane access. Prime Location: Situated just moments away from shopping centers, this home combines suburban tranquility with urban convenience. 1106 Briar Street is more than just a house; it's a sanctuary where every detail has been carefully curated to offer unparalleled living. Whether you're hosting lavish parties or enjoying quiet nights in, this home caters to every lifestyle with its blend of luxury, comfort, and functionality. Don't miss the opportunity to own this exceptional property. Schedule your viewing with your favorite realtor today and step into the life you've always dreamed of in the picturesque town of Pincher Creek. More details
    Listed by 2 PERCENT REALTY
    Calgary Dream Homes
  • 2223 Township Road 303: Rural Mountain View County Detached for sale : MLS®# A2111841

    2223 Township Road 303 Rural Mountain View County Rural Mountain View County T0M 0N0
    Main Photo: 2223 Township Road 303: Rural Mountain View County Detached for sale : MLS®# A2111841
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2111841
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    1,409 sq. ft.
    Looking for a laid-back country lifestyle? This private and serene 2.2 acre parcel of land features lots of beautiful trees, is fully fenced with a gate and is ready for new owners. There is plenty of space for chickens to roost, a greenhouse and gardens or children and pets to run and play. Just imagine the possibilities to integrate with nature and enjoy hours of outdoor living. Just off the circular driveway is a newer, large 24’ X 28’ garage/shop that is fully insulated and features 12’ high walls. Along one side is a kennel and towards the coulee is a firepit. The home on this property is a 1973 mobile home with just over 1,400 sq ft of comfortable living space. Leave your boots, jackets etc, in the added-on mud room/porch and step into the laundry area that leads to a full bathroom on one side and the kitchen on the other. The kitchen is perfect for the person who loves to cook. It features updated cabinets, counters, and appliances and several pantry areas. Continue on into the dining area with build-in cabinets and a view out into the front yard as well as being open to the living room. The living room is a good size, has wonderful views and a wood-burning stove; a great place to curl up to watch your favorite TV show. Off the living room is the primary bedroom with it’s own ensuite. At the other end of the living room is a flex room plus two more bedrooms. Step down from the living room into spacious foyer/sun room. Make this space your own as a playroom, hobby area, etc. Just outside this door is a covered deck to sit and relax and leave behind the stresses of the day. This just may become your favorite space to take in the natural beauty and reconnect nature. Keep an eye out for local wildlife and birds that frequent the area. Watch the stars twinkle at night without any interference from town lights. The Town of Carstairs is a short drive away. Easy commute to the cities of Airdrie or Calgary. Come experience this down-home, comfortable-living vibe. Call today for a viewing! More details
    Listed by RE/MAX ACA Realty
    Calgary Dream Homes
  • 117 Sundown Place SE in Calgary: Sundance Detached for sale : MLS®# A2107741

    117 Sundown Place SE Sundance Calgary T2X 3B7
    Main Photo: 117 Sundown Place SE in Calgary: Sundance Detached for sale : MLS®# A2107741
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2107741
    Bedrooms:
    1
    Bathrooms:
    1
    Floor Area:
    1,182 sq. ft.
    Judicial Sale As is Where is . More details
    Listed by Five Star Realty
    Calgary Dream Homes
  • 121 Harvest Creek Court NE in Calgary: Harvest Hills Detached for sale : MLS®# A2112585

    121 Harvest Creek Court NE Harvest Hills Calgary T3K 4N8
    Main Photo: 121 Harvest Creek Court NE in Calgary: Harvest Hills Detached for sale : MLS®# A2112585
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2112585
    Bedrooms:
    4
    Bathrooms:
    4
    Floor Area:
    1,454 sq. ft.
    Welcome to this charming 2-storey home on a large lot with RV parking! This residence features 4 bedrooms, 3.5 bathrooms, central air conditioning, and over 1900 square feet of living space. The main floor welcomes you with durable laminate flooring and ceramic tiles. Enjoy the cozy living room with a corner fireplace and a functional kitchen equipped with ample cupboards, a pantry, and a breakfast bar. A convenient half bath completes this level. Upstairs, find a spacious master bedroom with a 3-piece ensuite, along with two additional bedrooms and a full bathroom. The developed basement offers versatility with a recreation room, bedroom, full bathroom, and laundry room. Step outside to the sun-drenched backyard, perfect for outdoor gatherings. The roof was replaced in 2021. Situated on a quiet cul-de-sac, this home is close to schools, transit, and amenities. Don't miss out on making this delightful property your new home. More details
    Listed by CIR Realty
    Calgary Dream Homes
  • 124 Ventura Way NE in Calgary: Vista Heights Detached for sale : MLS®# A2114812

    124 Ventura Way NE Vista Heights Calgary T2E 8G6
    Main Photo: 124 Ventura Way NE in Calgary: Vista Heights Detached for sale : MLS®# A2114812
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2114812
    Bedrooms:
    5
    Bathrooms:
    2
    Floor Area:
    1,184 sq. ft.
    Oh this one is special folks, super quiet location, newer home in a desirable community close to downtown and all major arteries. Larger than most homes in the area with Vaulted open living and kitchen with on trend wood ceiling. 3 properly sized bedrooms with the primary having a walk in closet. Do you ever see tihs inner city? lower level having large windows making never feel like your in a basement. it has a kitchen area, huge bathroom, laundry and 2 large bedrooms that with a little creativity could be 3 bedrooms. thats not it there is a oversized double garage and RV parking. More details
    Listed by VIP Realty & Management
    Calgary Dream Homes
  • 811 Millar Road NE in Calgary: Mayland Heights Detached for sale : MLS®# A2095145

    811 Millar Road NE Mayland Heights Calgary T2E 5Z6
    Main Photo: 811 Millar Road NE in Calgary: Mayland Heights Detached for sale : MLS®# A2095145
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2095145
    Bedrooms:
    4
    Bathrooms:
    2
    Floor Area:
    1,040 sq. ft.
    Bright & Clean. Large Windows Up & Down. Vaulted & Beamed Ceilings. Marvellous Mayland Heights open Concept home with Mid-century Modern style and the sturdy construction from the era of true craftsmanship. Character home with lots of living space on quiet street in coveted Mayland Heights community. Heated detached garage and Large Lot / Large yards front and back. The main floor features an open concept floorplan with upgraded kitchen cabinets, modern stainless steel appliances, a corner pantry, newer windows and ceramic tile flooring. The bathroom on the main floor has been updated with granite counters, an under mount sink, deep soaker tub, new window and flooring. Original narrow strip oak hardwood floors. There are four good sized bedrooms in this home. The lower level features another full bathroom (updated similar to upstairs), a spacious family room with huge windows that flood the space with natural light. There is roughed in plumbing for a wet bar in the family room. There is storage space downstairs as well as 2 bedrooms and 2nd full bath. The rear of the home has newer stucco and a large deck that is accessed from new french doors from the dining room on the main level. Other features include central air conditioning and a heated detached garage with plenty of workshop space. Mayland Heights Is A Community Of Choice For Many. Walk, Bike Or Transit With Ease To Dt, Zoo & Science Centre. Quick Access Deerfoot, 16 Ave & Many Other Amenities. Walk To Gym, Grocery Store, Schools, Paths, Walk-In Clinic & Restaurant / Pub. Transit & Bike Lanes Steps Away! Nose Creek Path To Bridgeland, Ctrain, Zoo And Downtown. Don't Miss Out On This Opportunity To Buy Into This Original Calgary Community! More details
    Listed by 2% Realty
    Calgary Dream Homes
  • 4401 Greenview Drive NE in Calgary: Greenview Semi Detached (Half Duplex) for sale : MLS®# A2104661

    4401 Greenview Drive NE Greenview Calgary T2E 5R3
    Main Photo: 4401 Greenview Drive NE in Calgary: Greenview Semi Detached (Half Duplex) for sale : MLS®# A2104661
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2104661
    Bedrooms:
    5
    Bathrooms:
    2
    Floor Area:
    970 sq. ft.
    INVESTOR ALERT! This property has a legal suite in the basement and a total of 5 bedrooms (3up 2 down) a shared laundry room, a single garage spot and 2 outdoor parking spaces. It backs onto a dog park, there is a park area across the street and a park next door. It's close access to airport, all main routes and has schools and shopping nearby. The lot is fenced and many updates have been done to the structure, including a new flat roof in 2020, furnace replaced in 2008, electrical updated in 2023 including new panel, new outlets in lower unit and new wired in smoke detectors., many new windows and exterior doors in upper level in 2019,new lower windows in 2017 and new fence (in same spot as original) in 2016. More details
    Listed by CIR Realty
    Calgary Dream Homes
  • 354 Walden Drive SE in Calgary: Walden Semi Detached (Half Duplex) for sale : MLS®# A2112575

    354 Walden Drive SE Walden Calgary T2X 0T1
    Main Photo: 354 Walden Drive SE in Calgary: Walden Semi Detached (Half Duplex) for sale : MLS®# A2112575
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2112575
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    1,348 sq. ft.
    WELCOME TO THIS BEAUTIFUL Semi-Detached FORMER SHOW HOME 3-Bed, 2.5-Bath with LVP Floors in the Community of Walden! Walk into this fully updated modern attached home that comes with tons of great upgrades including stainless-steel appliances. THIS IS THE ONE you have been waiting for!! This side-by-side 2-story home is smack in the middle of the family-friendly and sought-after community of Walden. As you come up to the house you meet a spacious front porch to the right - for those days of just hanging outside and enjoying the crisp Calgary air. Walking into the home you are greeted to the right by well well-positioned family room. Across that is the kitchen with a large island, and quartz countertops. Upstairs you find the primary bedroom to the right as you come up the stairs, with a 3pce ensuite bathroom and walk-in closet. Two other rooms share another 4-piece bathroom . In the basement is the laundry room where you have ample space to do your laundry in quitness .The basement is unspoiled with about 693 sqft of space awaiting a customized finish for you. Accessibility to all the hubs in the area is incredible. You can not afford to miss this one! The kitchen has quartz countertops, stainless steel appliances, and a spacious kitchen island with a nice view of the backyard. The back door opens onto a beautiful back deck that is perfect for entertaining with the added bonus of a fully paved back alley. The private, partially fenced-in, and open backyard makes this home a great choice for any dog lovers out there. Along with all of that, the home is situated in the fantastic community of Walden with the nearby Walden Ponds, Legacy Ponds, All Saints High School, playgrounds, and parks all within walking distance! Jumping in the car: Downtown 30 min (22KM), the Airport 40 min (43KM) and Banff is 1 hour 30 min (148KM). You are within walking distance to banks, restaurants, shops, and an easy getaway to McLeod trail. This one will not last long. More details
    Listed by CIR Realty
    Calgary Dream Homes
  • 3336 39 Street SW in Calgary: Glenbrook Semi Detached (Half Duplex) for sale : MLS®# A2109899

    3336 39 Street SW Glenbrook Calgary T3E 3J2
    Main Photo: 3336 39 Street SW in Calgary: Glenbrook Semi Detached (Half Duplex) for sale : MLS®# A2109899
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2109899
    Bedrooms:
    4
    Bathrooms:
    2
    Floor Area:
    934 sq. ft.
    Welcome to this stunning, inner city duplex that has been renovated and has NO CONDO FEES! As you enter this home you are greeted with gorgeous vaulted ceilings that feature exposed beams and large windows throughout that allow the sun to pour in. The completely upgraded kitchen is a chef's dream! This kitchen features all stainless steel appliances including a gas stove, plenty of counter space, new Quartz countertops and updated flooring. The open concept design allows a natural flow for entertaining. The kitchen transitions into your spacious living room which looks onto your front yard. There are two large bedrooms upstairs and the main level is finished off by a renovated three piece bathroom. Downstairs you will find two large bedrooms and beautiful open bonus space that is perfect for an office space or lounge area. The lower level houses the washer/dryer and has a tastefully designed, additional 3 piece bathroom. There is a side door allowing for potential basement suiting in the future. Outside features a large and private that can acomodate a garage, fenced in yard with storage shed. More details
    Listed by Real Broker
    Calgary Dream Homes
  • 221 Theodore Place NW in Calgary: Thorncliffe Semi Detached (Half Duplex) for sale : MLS®# A2104167

    221 Theodore Place NW Thorncliffe Calgary T2K 5L7
    Main Photo: 221 Theodore Place NW in Calgary: Thorncliffe Semi Detached (Half Duplex) for sale : MLS®# A2104167
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2104167
    Bedrooms:
    4
    Bathrooms:
    2
    Floor Area:
    960 sq. ft.
    Bi-level semi-detached INCREDIBLE INVESTMENT OPPORTUNITY that backs onto PATH and TUNNEL with DIRECT ACCESS TO NOSE HILL PARK! Welcome to 221 Theodore Pl NW, this Thorncliffe property is in a remarkable location, on a cul-de-sac street with a backyard that opens onto a back-lane with a direct pathway to the 14th St tunnel leading straight to Nose Hill Park making it a less than 5 min walk away! Bi-level home with upstairs unit which features a balcony, 2 bedrooms and full 4-piece bath as well as ILLEGAL basement suite with another 2 bedrooms and full bath. Basement ILLEGAL suite would be very easy to legalize in the future and also includes separate laundry washers/dryers in both units, upstairs and downstairs. Electric stoves in both units with separate entrances to both units. On top of the direct access to Nose Hill Park, you also have an off-leash dog park opposite to the tunnel, which is also less than a 5 min walk away. Nearby is John G. Diefenbaker High School, Sir John A. Macdonald Junior High School, and North Haven Elementary School with access to major roadways like 14th ST NW, 4th ST NW, Centre ST, McKnight BLVD, and John Laurie BLVD. Lots of public transit options available in the area, with bus stop at the end of the street for Bus #4, #5, #3 etc. with 78th Ave NW Bus Terminal nearby. Jumping in the car, short commute to Downtown: 10-15 min drive (8.8KM), Airport: 15 min drive (10.8KM) and Banff: 1 hour 30 mins (128KM). Great investment opportunity in a great location! More details
    Listed by RE/MAX First
    Calgary Dream Homes
  • 4002 22 Avenue S: Lethbridge Detached for sale : MLS®# A2115197

    4002 22 Avenue S Lethbridge Lethbridge T1K 4Y4
    Main Photo: 4002 22 Avenue S: Lethbridge Detached for sale : MLS®# A2115197
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    A2115197
    Bedrooms:
    5
    Bathrooms:
    4
    Floor Area:
    2,154 sq. ft.
    Presenting an extraordinary home that speaks for itself the moment you arrive! Fully renovated from top to bottom, this 5-bedroom, 3 1/2-bathroom haven boasts a myriad of upgrades, including a newer roof, windows, doors, and hardiboard siding with 1 inch exterior insulation. With modern amenities like a newer furnace, tankless hot water heater, and new flooring throughout, this home offers both comfort and style. Entertain effortlessly in the open layout with a stunning new kitchen, living room, and additional family room—all on the main floor. Outside, enjoy a new concrete patio perfect for gatherings or quiet evenings. Located in a serene southside neighborhood, yet close to all amenities, this home offers the best of both worlds. Don't miss out on this opportunity! More details
    Listed by 2 PERCENT REALTY
    Calgary Dream Homes
  • 2706 17 Street NW in Calgary: Capitol Hill Semi Detached (Half Duplex) for sale : MLS®# A2114977

    2706 17 Street NW Capitol Hill Calgary T2M 3S4
    Main Photo: 2706 17 Street NW in Calgary: Capitol Hill Semi Detached (Half Duplex) for sale : MLS®# A2114977
    $549,999
    Residential
    Status:
    Active
    MLS® Num:
    A2114977
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    895 sq. ft.
    Welcome to this amazing home in the heart of the sought after community of Capitol Hill! Nestled in a rare cul-de-sac location, this cozy semi-detached property offers a perfect blend of privacy, comfort and convenience. Upon entering, you will find a spacious living room that features a warm wood-burning fireplace, perfect for cozy evenings in. The bright, updated kitchen provides a delightful space for entertaining with family and friends. There are two generously sized bedrooms upstairs that offer a peaceful retreat for rest and relaxation. Down the hallway is a lovely 4-pc bathroom. Step through the primary bedroom into a bright sunroom, a sunlit space boasting panoramic views of the maturely landscaped backyard. Whether you seek a tranquil room for unwinding or a productive home office, this sunroom offers an opportunity to make this space your own. The lower level has an illegal suite, offering flexibility for guests or potential rental income. An additional bedroom and a generously sized family room ensure additional ample space for the homeowner or a guest. Conveniently situated near Confederation Park, SAIT, the University of Calgary, and Downtown Calgary, this home offers the perfect balance of tranquility and urban convenience. Explore the scenic park, enjoy easy access to educational institutions, or indulge in the vibrant city life—all within reach from this coveted location. More details
    Listed by Century 21 Bamber Realty LTD.
    Calgary Dream Homes
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Data was last updated March 19, 2024 at 10:05 AM (UTC)

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